3 bedroom Condominium at 3958 Baymeadows Road #2503, The Palazzo, Jacksonville — photo 1Front elevation
3 bedroom Condominium at 3958 Baymeadows Road #2503, The Palazzo, Jacksonville — photo 2Living space
3 bedroom Condominium at 3958 Baymeadows Road #2503, The Palazzo, Jacksonville — photo 3Kitchen
3 bedroom Condominium at 3958 Baymeadows Road #2503, The Palazzo, Jacksonville — photo 4Owner's suite
3 bedroom Condominium at 3958 Baymeadows Road #2503, The Palazzo, Jacksonville — photo 5Exterior / yardView all 61 photos →
145 days on market (MLS) Condominium ▼ Price cut: $15,000 (9/28)
$610,000
3-Bedroom Condo in The Palazzo

3958 Baymeadows Road #2503, Jacksonville, FL 32217

Condominium in The Palazzo, Jacksonville · No CDD on record
The Palazzo · Jacksonville, FL 32217 · Duval County
Listing data updated October 1, 2026 · refreshed hourly
3Bedrooms
2Bathrooms
1,972Sq Ft
2015Year Built
$309Per Sq Ft
WaterfrontNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Buyer leverage
Balanced market
145 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~8 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 3958 BAYMEADOWS Road #2503 in The Palazzo, Jacksonville is listed at $610,000 (1,972 sq ft, about $309 per sq ft). It has been 145 days on market. Listing facts: built in 2015, waterfront, HOA dues of $1,559/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2015 · 11 yrs
  • 1,972 sq ft of living area
  • 145 days on market
  • HOA $1,559/mo (per listing)
Listing description

About this home

Welcome to The Palazzo on Goodby's Creek, where refined waterfront living meets everyday comfort in this beautifully appointed 3-bedroom, 2-bath condo. Set within an exclusive, private community, this residence offers a peaceful retreat along the tranquil shoreline, combining scenic beauty with upscale design. Arrive via your private elevator and step into a space that immediately captures your attention with water views framed by your own balcony.

Each morning begins with stunning sunrises reflecting off the creek, creating a serene backdrop for coffee or quiet relaxation. The open-concept layout is designed for both entertaining and daily living. A gourmet kitchen features SS appliances, upgraded backsplash and opens into the dining and family room.

The owner's suite serves as a true retreat, complete with a spa-inspired bath that includes dual vanities, a soaking tub, and a separate walk-in shower. Two additional bedrooms provide flexibility for guests or a home office. Thoughtful upgrades elevate the home throughout, including rich wood flooring, motorized window shades, custom closet systems,whole-house water filtration, and a Tesla charging station.

A dedicated storage closet adds even more practicality. Blending luxury, functionality, and breathtaking surroundings, this exceptional condo delivers a lifestyle that feels both elevated and effortless.

All 61 photos

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Description provided by WATSON REALTY CORP and reproduced from the MLS; not independently verified.

Listing courtesy of WATSON REALTY CORPProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$610,000
Bed / bath3 / 2
Living area1,972 sq ft
Year built2015
Property typeCondominium
MLS #2141936
Listing status145 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~8 ft
CountyDuval
Area listings3 active · 0 under contract
Estimated first-year tax~$10,000/yr
CDD assessmentNone on record
HOA$1,559/mo

Calculated estimates

Price per sq ft$309
Estimated monthly payment$5,856
Insurance (illustrative)$2k–$4k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$5,856/mo
  • Principal & interest $3,257/mo 56%
  • Taxes $833/mo 14%
  • Insurance $207/mo 4%
  • HOA $1,559/mo 27%

$5,856/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$10,000/yr
≈ $833/mo·effective rate ~1.64%
Estimate: asking price less the $50,000 homestead exemption × Duval County rate (17.86 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $6,775/yr ($565/mo) — taxable value $379,278 × 17.86 mills
$3,225 more each year
(+48%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$50,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$430,000
Market value
$430,000
Assessed
$379,278
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$1,559/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~8 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · The Palazzo

Pricing & the The Palazzo market

How this home is priced against recent nearby sales, and where The Palazzo has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in The Palazzo

Each dot is a closed sale since 2015 (57 total). This home is the gold marker.

$393k$647k$902k1,8942,6233,352This home: $610,000, 1,972 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2016–2024. This home lists at $309/sq ft.

$169$227$2852016: $18020162017: $18920172018: $21220182019: $21620192020: $23820202021: $23120212022: $25620222024: $2732024

Median sale price by year

12-month median closed price, 2016–2024.

$429k$537k$646k2016: $450k20162017: $472k20172018: $502k20182019: $522k20192020: $498k20202021: $523k20212022: $513k20222024: $625k2024
Property timeline

This home’s history

  • 2015BuiltPer public record
  • About May 2026Listed (per MLS)MLS reports 145 cumulative days on market as of October 1, 2026
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $625,000
  • Sep 28, 2026Price cut$610,000 (-$15,000, -2.4%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $610,000Momentum Realty · on market 145 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Duval County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for The Palazzo. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Duval County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 1,972 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 1, 2026.

Seen enough photos?

Want to see 3958 BAYMEADOWS Road #2503?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by WATSON REALTY CORP · MLS # 2141936

Request a showing

or call (904) 351-6461
Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

Go deeper

More on The Palazzo

Go deeper on The Palazzo

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
BeauclercAssigned elementary school · Duval County School District · Grade C (Florida DOE 2025-26)
Alfred DupontAssigned middle school · Duval County School District
GRADEA
Atlantic CoastAssigned high school · Duval County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 3958 BAYMEADOWS Road #2503, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2015: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 1,972 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $10,000/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,225 more per year than the current owner’s estimated bill (+48%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordrealMLS, refreshed hourly (last: October 1, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Duval County — no medians or automated estimate shown
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3958 BAYMEADOWS Road #2503 and when was it built?

Per the listing record, 3958 BAYMEADOWS Road #2503 was built in 2015 and has 1,972 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3958 BAYMEADOWS Road #2503 in?

3958 BAYMEADOWS Road #2503 is in The Palazzo in Jacksonville, Duval County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 3958 BAYMEADOWS Road #2503 have an HOA, and how much are the dues?

The listing reports HOA dues of $1,559 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 3958 BAYMEADOWS Road #2503 differ from the current owner's?

The estimate on this page (about $10,000 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $3,225 more per year than the current owner’s estimated bill (+48%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 3958 BAYMEADOWS Road #2503 in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 3958 BAYMEADOWS Road #2503 in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.