Townhouse in St Augustine Beach & Tenn, St. Augustine · No CDD on record
St Augustine Beach & Tenn · St. Augustine, FL 32080 · St. Johns County
Listing data updated October 14, 2026 at 4:23 AM ET · checked against the MLS hourly
Listed by COLDWELL BANKER PREMIER PROPERTIES (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
2Bedrooms
2.5Bathrooms
1,136Sq Ft
1980Year Built
$302Per Sq Ft
No CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
3% above
$/sq ft vs community
$302 here vs $293 median sold (12 mo)
Buyer leverage
Buyer advantage
20 days on market
7.2 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 14, 2026, 3960 A1A #636 in St Augustine Beach & Tenn, St. Augustine is listed at $343,499 (1,136 sq ft, about $302 per sq ft). That is 43% below St Augustine Beach & Tenn's median closed sale of $604,500 over the last 12 months (8 recorded sales). It has been 20 days on market, well inside the community's typical 97 days. Listing facts: built in 1980, HOA dues of $485/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1980 · 46 yrs
1,136 sq ft of living area
Listed at $343,499 — recent neighborhood median sale price ~$604,500 (nearby sales; deemed reliable, not an appraisal)
20 days on market
HOA $485/mo (per listing)
School district: It is a place people choose for the lifestyle rather than the commute. Schools St. Augustine Beach is part of the St. Johns County SchoolCommunity built 1976–2009Saint Augustine Beach · 1 min driveSt. Augustine Beach Wednesday Farmers Market · 2 min drivePortman Plaza · 5 min drive
Listing description
About this home
Welcome to beachside living at its finest in the highly desirable Beach & Tennis Club community of St. Augustine Beach. This beautifully updated, furnished 2-bedroom, 2.5-bath townhome is move-in ready and offers the perfect opportunity for a primary residence, vacation getaway, or income-producing investment property.
Inside, you'll find fresh interior paint, new carpeting on the stairs and upper level, updated windows upstairs, and a spacious kitchen featuring hardwood cabinetry, granite countertops, and a complete suite of brand-new, never-used stainless steel appliances. The refrigerator was recently replaced and is less than one year old. The open and inviting floor plan creates a comfortable coastal retreat, while the two upstairs bedrooms each enjoy the privacy of their own full bathroom.
Conveniently located near the community pool and beach access, this unit enjoys a desirable location within the community. Beach & Tennis Club is well known for its vacation rental potential, making it an attractive option for both personal enjoyment and investment purposes. The property is also located in Zone X, offering added peace of mind.
The HOA fee includes security gate, water, sewer, cable television with an extensive channel package, exterior maintenance, lawn care, and access to the community pool, providing exceptional value and low-maintenance ownership. Owners also have the option to join the neighboring tennis club for additional recreational amenities. Just a short walk to the beach, restaurants, shopping, and entertainment, this turnkey property offers the perfect blend of comfort, convenience, and coastal charm.
Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this is St. Augustine Beach living at its best.
All 43 photos
Description provided by COLDWELL BANKER PREMIER PROPERTIES and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$343,499
Bed / bath2 / 2.5
Living area1,136 sq ft
Year built1980
Property typeTownhouse
MLS #2166158
Listing status20 days on market (MLS)
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~15 ft
CountySt. Johns
Area listings6 active · 1 under contract
Estimated first-year tax~$3,950/yr
CDD assessmentNone on record
HOA$485/mo
Calculated estimates
Price per sq ft$302
Estimated monthly payment$2,903
Insurance (illustrative)$2k–$3k/yr
Messtimate range$293,088 – $335,120
Comparable-sales median$604,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$2,903/mo
Principal & interest $1,903/mo66%
Taxes $329/mo11%
Insurance $186/mo6%
HOA $485/mo17%
$2,903/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × St. Johns County rate (13.47 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $2,575/yr ($215/mo) — taxable value $191,889 × 13.47 mills
$1,375 more each year
(+53%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$101,111
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$293,000
Market value
$242,611
Assessed
$191,889
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), realMLS; millage: St. Johns County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 3960 A1A #636
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $2,575/yr (certified county roll, taxable value × millage). Buy at the asking price of $343,499 and the first-year bill resets to about $3,950/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 13.47 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
$485/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Saint Johns County is $1,378/yr (977 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,000/yr; neither is a quote.
Roof and age
Built in 1980. An original roof would be about 46 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $929/month (tax $329, HOA $485, insurance $115). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$3k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$485/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~15 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · St Augustine Beach
Pricing & the St Augustine Beach market
How this home is priced against recent nearby sales, and where St Augustine Beach has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in St Augustine Beach
Each dot is a closed sale since 2005 (187 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2013–2026. This home lists at $302/sq ft.
Median sale price by year
12-month median closed price, 2013–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2014–2026. Now 37 (cold).
Property timeline
This home’s history
1980BuiltPer public record
About Sep 2026Listed (per MLS)MLS reports 20 cumulative days on market as of October 14, 2026
Sep 24, 2026First seen on movewithmomentum.comObserved at $343,499
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $343,499Momentum Realty · on market 20 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Feb 2026
$335,000
3960 A1A #801, St. Augustine
2 / 2.5 bd/ba · 1,136 sq ft · $295/sq ft
Courtesy of NON MLS (realMLS) · View details →
Sold Sep 2026
$440,000
826 A1A BEACH BLVD Boulevard #34, St. Augustine
2 / 2 bd/ba · 1,184 sq ft · $372/sq ft
· View details →
Sold Jan 2026
$310,000
295 ISLANDER Circle, St. Augustine
2 / 2.5 bd/ba · 1,202 sq ft · $258/sq ft
· View details →
Sold Jun 2026
$337,500
205 ISLANDER Drive, St. Augustine
2 / 2.5 bd/ba · 1,295 sq ft · $261/sq ft
· View details →
Sold Jun 2026
$342,000
58 ISLANDER Circle, St. Augustine
2 / 2.5 bd/ba · 1,295 sq ft · $264/sq ft
· View details →
Sold Mar 2026
$334,900
3960 A1A #505, St. Augustine Beach
2 / 2.5 bd/ba · 1,296 sq ft · $258/sq ft
Courtesy of COLDWELL BANKER VANGUARD REALTY · View details →
Median of these 6 sales: $604,500 ($293/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$311,800the mess$380,700
Strong local evidence — built from 7 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market); the St. Johns County 2025 tax roll just value ($293,000) × the local sale-to-roll ratio of 13 nearby sales.
Track record: across 2,975 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.6% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-14.
Actual list price: $343,499 ($302/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 22% spread on the same house — here is what a model can't see:
Condition & updates — a 1980 home may have had its roof, kitchen, or HVAC replaced since, or not; the model can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
Carrying costs & concessions — this home carries HOA dues of $485/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
This home: 20 days on market vs. a 97-day community median
5 active listings competing, 2 under contract
≈7.2 months of supply
10 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (7) + tax-roll just value × local sale-to-roll ratio (13 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 14, 2026.
Momentum Scores
Momentum Property Score
59/100
Strongest on: Affordability (100), Pricing power (71)
0 limited50100 exceptional
59/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area42
This home $302/sq ft vs the community 12-month median $293/sq ft.
Affordability100
List price $343,499 vs the community median $604,500. Not a measure of personal affordability.
Market liquidity18
Community median 97 days on market, ~7.2 months of supply (12-month record).
Pricing power71
Recent sales closed at about 93.9% of original asking (~6.1% below). More room below asking generally favors buyers.
Market timing63
Momentum Market Heat is 37/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 7.2 months of supply in the surrounding market and 20 days on market for this home, against a 97-day area median.Days on market:this home 20Area median: 97 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 12, 2026.
🟡 Asking $302 per square foot, about 3% above the community’s $293 median. St Augustine Beach’s 12-month median sold price per square foot is $293. Median sold price per square foot is down 11.4% year over year. Confidence: Medium · 8 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
79% of homes in St Augustine Beach are owner-occupied. An estimated 21% are non-owner-occupied, including 8% held in a company or trust and 4% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 132 homes matched. Community-level context.
Recent St Augustine Beach sales closed near 93.9% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 12, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 6 active listings in St Augustine Beach, no CDD assessment.
Updated October 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by COLDWELL BANKER PREMIER PROPERTIES · MLS # 2166158
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Keep looking
Similar homes for sale near St Augustine Beach & Tenn
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
31 Grassmere Court, St. Augustine · $349,990 · 3 bd / 2.0 ba · listed October 14, 2026 (courtesy of OLYMPUS EXECUTIVE REALTY, INC)
261 Bluegrass Way, St. Augustine · $394,990 · 3 bd / 2.0 ba · listed October 14, 2026 (courtesy of OLYMPUS EXECUTIVE REALTY, INC)
616 Knotted Birch Avenue, St. Augustine · $639,900 · 2 bd / 2.5 ba · listed October 14, 2026 (courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE)
38 Magnolia Avenue, St. Augustine · $1,400,000 · 4 bd / 3.5 ba · listed October 14, 2026 (courtesy of LINWARD REALTY, LLC)
40 Magnolia Avenue, St. Augustine · $1,400,000 · 3 bd / 3.5 ba · listed October 14, 2026 (courtesy of LINWARD REALTY, LLC)
2017 E Clovelly Lane, St. Augustine · $925,000 · 4 bd / 4.0 ba · listed October 14, 2026 (courtesy of REAL BROKER LLC)
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Retail Dining
The Floridian opens new custom-built restaurant near A1A Beach Boulevard
The Floridian opened its new custom-designed restaurant at 485 Old Beach Road, on the corner of A1A Beach Boulevard near State Road 312, in early June. The roughly 4,000-square-foot Old Florida coastal-cottage-style building seats about 120 with indoor and outdoor dining, a private dining space, full bar and free parking, after the restaurant closed its longtime downtown St. Augustine location in 2025.
Why it matters: A new purpose-built restaurant at a key A1A Beach Boulevard intersection may add to the dining draw anchoring the beach commercial corridor.
St. Johns County Ocean and Fishing Pier closes for major piling repairs
The St. Johns County Ocean and Fishing Pier at 350 A1A Beach Blvd. temporarily closed beginning May 13 for a construction project to repair and strengthen the pier pilings, with completion anticipated by the end of November 2026. The adjacent Splash Park and beach access remain open, though visitors face minor parking impacts near the pavilion and the northern beach access point is closed for the project.
Why it matters: Investment in the pier's structural longevity supports a central beach amenity, though the multi-month closure may temporarily affect visitor access patterns at the pier park.
St. Augustine Beach adopts FY 2026 budget and 2.5-mill operating rate
The St. Augustine Beach City Commission set its FY 2026 operating millage rate at 2.5000 mills, which is 5.60% above the rolled-back rate of 2.3675 mills, plus a voted debt service millage of 0.0841. The rate and the FY 2026 budget were adopted through Ordinances 25-09 and 25-10.
Why it matters: City millage and budget decisions shape the resources available for local infrastructure and beach-area services, which can factor into long-run property carrying costs.
St. Augustine Beach Shore Protection Project paused over easement requirement
St. Johns County held a community meeting on May 14 about perpetual easements tied to the federal St. Augustine Beach Shore Protection Project, a 50-year commitment to restore and monitor the eroded shoreline between Anastasia State Park and Ocean Hammock Park. The project is currently paused due to a new U.S. Army Corps of Engineers requirement for 100% perpetual easements and waivers from property owners in the project area, with a roughly five-year renourishment cycle.
Why it matters: A pause in the federal renourishment program could affect the timing of future sand placement that protects beachfront property and recreation areas.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
R.B. Hunt ElementaryPublic PreK-5 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Sebastian Middle SchoolPublic 6-8 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
St. Augustine High SchoolPublic 9-12 · St. Johns County School District · Grade A (Florida DOE 2025-26)
What's nearby
Drive times to everyday places
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
St. Augustine Beach Wednesday Farmers Market 2 min
Shopping
Portman Plaza 5 min
Parks
Saint Augustine Beach 1 min
Health
VITAS Healthcare 7 min
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 3960 A1A #636, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1980 (46 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $485/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,136 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $3,950/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,375 more per year than the current owner’s estimated bill (+53%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
realMLS, checked against the MLS hourly (last: October 14, 2026)
Comparable sales
realMLS closed sales within about 3 miles, last 18 months, as of October 12, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 3960 A1A #636 and when was it built?
Per the listing record, 3960 A1A #636 was built in 1980 and has 1,136 sq ft of living area, 2 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3960 A1A #636 in?
3960 A1A #636 is in St Augustine Beach & Tenn in St. Augustine, St. Johns County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 3960 A1A #636 have an HOA, and how much are the dues?
The listing reports HOA dues of $485 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 3960 A1A #636 differ from the current owner's?
The estimate on this page (about $3,950 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,375 more per year than the current owner’s estimated bill (+53%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3960 A1A #636 in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 3960 A1A #636 in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
