4 bedroom Single Family Residence at 3340 Millwood Way, Oakbrook, St. Augustine — photo 1Front elevation
4 bedroom Single Family Residence at 3340 Millwood Way, Oakbrook, St. Augustine — photo 2Living space
4 bedroom Single Family Residence at 3340 Millwood Way, Oakbrook, St. Augustine — photo 3Kitchen
4 bedroom Single Family Residence at 3340 Millwood Way, Oakbrook, St. Augustine — photo 4Owner's suite
4 bedroom Single Family Residence at 3340 Millwood Way, Oakbrook, St. Augustine — photo 5Exterior / yardView all 6 photos →
Active Single Family Residence
$850,000
4-Bedroom Home in Oakbrook

3340 Millwood Way, St. Augustine, FL 32086

Single Family Residence in Oakbrook, St. Augustine · No CDD · Built 2026
Oakbrook · St. Augustine, FL 32086 · St. Johns
Listing data updated September 26, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
2,495Sq Ft
2026Year Built
$341Per Sq Ft
3-car garageNew constructionNo CDD4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
31% above
$/sq ft vs community
$341 here vs $260 median sold (12 mo)
Buyer leverage
Balanced market
4.5-month supply
4.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 7 of 8
Price vs recent sales
Asking $850k tops 7 of the last 8 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 26, 2026, 3340 MILLWOOD Way in Oakbrook, St. Augustine is listed at $850,000 (2,495 sq ft, about $341 per sq ft). That is 36% above Oakbrook's median closed sale of $625,000 over the last 12 months (8 recorded sales). Per square foot it is above the community's recent $260/sq ft by about 31%. It came to market within the past week. Listing facts: new construction, HOA dues of $90/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2026
  • 2,495 sq ft of living area
  • 3-car garage
  • Listed at $850,000 — recent neighborhood median sale price ~$625,000 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA $90/mo (per listing)
School district: County St. Johns County Florida Schools St. Johns County SchoolsCommunity built 1994–2025Gusto Bistro · 3 min drivePublix · 4 min driveMoultrie Square · 4 min drive
Momentum Research · Oakbrook

Pricing & the Oakbrook market

How this home is priced against recent nearby sales, and where Oakbrook has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales3508 KINGS Road3508 KINGS Road: $237/sq ft$2373308 MILLWOOD Way3308 MILLWOOD Way: $249/sq ft$2493312 SILVERTREE Way3312 SILVERTREE Way: $260/sq ft$2603517 CAROLWOOD Lane3517 CAROLWOOD Lane: $278/sq ft$2783432 KINGS Road3432 KINGS Road: $339/sq ft$339This homeThis home: $341/sq ft$341809 BRANDYWINE Court809 BRANDYWINE Court: $354/sq ft$354Community median $260

Price vs. size in Oakbrook

Each dot is a closed sale since 2002 (168 total). This home is the gold marker.

$119k$550k$981k1,4363,0634,690This home: $850,000, 2,495 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $341/sq ft.

$84$189$2932012: $10520122013: $1162014: $11220142015: $1272016: $13420162017: $1312018: $14220182019: $1502020: $16420202021: $1702022: $22020222023: $2732024: $23320242025: $2252026: $2602026

Median sale price by year

12-month median closed price, 2012–2026.

$199k$435k$671k2012: $259k20122013: $291k2014: $245k20142015: $320k2016: $336k20162017: $370k2018: $346k20182019: $420k2020: $392k20202021: $400k2022: $620k20222023: $600k2024: $607k20242025: $614k2026: $625k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 49 (normal).

1054992013: 5520132014: 492015: 4520152016: 702017: 3820172018: 192019: 5320192020: 402021: 6820212022: 902023: 5520232024: 452025: 2320252026: 492026
Property timeline

This home’s history

  • 2026BuiltPer public record
  • Sep 26, 2026First trackedObserved at $850,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$5,460/mo
  • Principal & interest $4,538/mo 83%
  • Taxes $609/mo 11%
  • Insurance $223/mo 4%
  • HOA $90/mo 2%

$5,460/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

26/100
Strongest on: Pricing power (55), Market timing (51)
0 limited50100 exceptional

26/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $341/sq ft vs the community 12-month median $260/sq ft.
Affordability0
List price $850,000 vs the community median $625,000. Not a measure of personal affordability.
Market liquidity37
Community median 90 days on market, ~4.5 months of supply (12-month record).
Renovation upside10
From a 2026 build and $341/sq ft vs the community median $260/sq ft. Not a condition assessment.
Pricing power55
Recent sales closed at about 96.9% of original asking (~3.1% below). More room below asking generally favors buyers.
Market timing51
Momentum Market Heat is 49/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $341 per square foot, about 31% above the community’s $260 median. Oakbrook’s 12-month median sold price per square foot is $260. Median sold price per square foot is up 1.8% year over year. Confidence: Medium · 8 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

89% of homes in Oakbrook are owner-occupied. An estimated 11% are non-owner-occupied, including 8% held in a company or trust and 2% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 214 homes matched. Community-level context.

Recent Oakbrook sales closed near 96.9% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 24, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 3 active listings in Oakbrook, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 26, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

NEW CONSTRUCTION in Oakbrook - estimated completion March 2027! This beautifully designed single-story home at 3340 Millwood Way offers 4 bedrooms, 3 baths, 2,495 SF of living space and a spacious 3-car garage. The open-concept floor plan features 10' ceilings, a spacious gathering room, dining area and designer kitchen with timeless cabinetry, statement wood hood, farmhouse-style sink, designer backsplash, beautiful countertops and warm brass-toned fixtures.

The private owner's suite features a walk-in closet and beautifully appointed bath with dual vanities, freestanding garden tub and frameless glass shower. Three additional bedrooms and two full baths provide plenty of room for family, guests or a home office. A covered lanai extends the living space outdoors.

Designer-selected flooring, lighting, cabinetry, tile and finishes have been thoughtfully coordinated throughout. Floor Plan and Look Book available on file!

All 6 photos

3340 Millwood Way, St. Augustine FL - photo 6 of 6

Description provided by PONTE VEDRA CLUB REALTY, INC. and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$850,000
Bed / bath4 / 3
Living area2,495 sq ft
Year built2026
Property typeSingle Family Residence
Garage3-car
MLS #2166630
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureModerate
CountySt. Johns
Area listings3 active · 3 under contract
Estimated first-year tax~$7,310/yr
CDD assessmentNone on record
HOA (per listing)$90/mo

Calculated estimates

Price per sq ft$341
Estimated monthly payment$5,460
Insurance (illustrative)$2k–$4k/yr
Messtimate range$621,255 – $845,805
Comparable-sales median$625,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of PONTE VEDRA CLUB REALTY, INC.Provided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$621,255the mess$845,805

Actual list price: $850,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 36% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $90/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 4 active listings competing, 3 under contract
  • ≈4.5 months of supply
  • 8 closed here in the last 12 months

For reference, this home is listed at $850,000 ($341/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,495 sq ft × $249–$339/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 26, 2026.

Keep looking

Similar homes for sale near Oakbrook

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in St. Augustine

  • 660 Goldenrod Drive, St. Augustine · $625,000 · 4 bd / 3.0 ba · listed September 25, 2026 (courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE)
  • 155 Blackbird Lane, St. Augustine · $509,990 · 2 bd / 2.0 ba · listed September 24, 2026 (courtesy of BEYCOME OF FLORIDA LLC)
  • 910 Pine Valley Place, St. Augustine · $235,000 · 2 bd / 2.0 ba · listed September 24, 2026 (courtesy of EXP REALTY LLC)
  • 8639 Ranchwood Lane, St. Augustine · $775,000 · 3 bd / 2.5 ba · listed September 24, 2026 (courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE)
  • 3205 Turtle Creek Road, St. Augustine · $469,900 · 3 bd / 2.0 ba · listed September 24, 2026 (courtesy of LIVE LOVELY REALTY LLC)
  • 84 Ferris Drive, St. Augustine · $374,900 · 3 bd / 2.0 ba · listed September 24, 2026 (courtesy of WATSON REALTY CORP)

Recently off market in Oakbrook

Transparency

Price & listing history

Listed for $850,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$7,310/yr

A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$90/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 3340 MILLWOOD Way?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by PONTE VEDRA CLUB REALTY, INC. · MLS # 2166630

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in Oakbrook

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Oakbrook neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$625,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$260

Canonical 12-month median $/sq ft. Reference only.

Go deeper on Oakbrook

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Publix 4 min

Dining

  • Gusto Bistro 3 min

Shopping

  • Moultrie Square 4 min

Parks

  • Robert-Laryn Skate Park 4 min
Assigned schools

Assigned schools

Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Otis A. Mason Elementary (St. Johns, near the community in 32086, verify zoning)Public K-5 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Gamble Rogers Middle (St. Johns, on US-1 S near the community, verify)Public 6-8 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEB
Pedro Menendez High (St. Johns, on SR-206, verify)Public 9-12 · St. Johns County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $260/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$3,896 – $5,667/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.8%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,670 – −$76At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 3340 MILLWOOD Way, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • HOA dues are listed at $90/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,495 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $7,310/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: September 26, 2026)
Community market statsrealMLS closed sales, as of September 24, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3340 MILLWOOD Way and when was it built?

Per the listing record, 3340 MILLWOOD Way was built in 2026 and has 2,495 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3340 MILLWOOD Way in?

3340 MILLWOOD Way is in Oakbrook in St. Augustine, St. Johns County. The community section on this page shows recent closed sales, days on market, and active inventory for Oakbrook from the same MLS data.

Does 3340 MILLWOOD Way have an HOA, and how much are the dues?

The listing reports HOA dues of $90 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 3340 MILLWOOD Way differ from the current owner's?

The estimate on this page (about $7,310 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 3340 MILLWOOD Way in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 3340 MILLWOOD Way in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.