20 days on market (MLS) Condominium
$2,500,000
4-Bedroom Condo in Jacksonville Beach

405 1st Street #211, Jacksonville Beach, FL 32250

Condominium in Jacksonville Beach · No CDD on record
Jacksonville Beach, FL 32250 · Duval County
Listing data updated October 14, 2026 at 4:10 AM ET · checked against the MLS hourly
4Bedrooms
4.5Bathrooms
3,275Sq Ft
2006Year Built
$763Per Sq Ft
Waterfront2-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
81% above
$/sq ft vs community
$763 here vs $422 median sold (12 mo)
Buyer leverage
Seller-leaning
20 days on market
2.9 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$8k–$18k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $2.50M tops 12 of the last 12 closed sales; also one of the largest homes here at 3,275 sq ft

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 14, 2026, 405 1ST Street #211 in Jacksonville Beach is listed at $2,500,000 (3,275 sq ft, about $763 per sq ft). That is 311% above Jacksonville Beach's median closed sale of $608,000 over the last 12 months (36 recorded sales). Per square foot it is above the community's recent $422/sq ft by about 81%. It has been 20 days on market. Listing facts: built in 2006, waterfront, HOA dues of $1,900/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2006 · 20 yrs
  • 3,275 sq ft of living area
  • 2-car garage
  • Listed at $2,500,000 — recent neighborhood median sale price ~$608,000 (nearby sales; deemed reliable, not an appraisal)
  • 20 days on market
  • HOA $1,900/mo (per listing)
School district: Schools Jacksonville Beach is part of Duval County Public SchoolsCommunity built 1933–2026Relish - Big Tasty Burgers! - Jax Beach · 1 min driveJax Beach · 1 min driveJax Beach Art Walk · 2 min drive
Listing description

About this home

Mega Oceanfront Luxury! Welcome to the finest oceanfront residence for sale in Jax Beach at 405 1st St S Unit 211. This exquisite 4-bedroom, 4.5-bath home offers an unparalleled lifestyle with panoramic ocean vistas from dual verandas.

Arrive in style via an elevator that opens directly into your private, secured lobby—one of just 4 exclusive residences in the building. The continuous open floor plan flows seamlessly from the living and dining areas to the gourmet kitchen and the oceanfront veranda, perfect for sunrise coffee or sunset cocktails. The chef's kitchen features gorgeous sculptured granite, stainless appliances, a wine fridge, separate ice maker, and trash compactor, plus a cozy dining nook and home office nearby.

Relax in the primary suite with veranda access, dual vanities, a separate shower, and a jetted hot tub. The additional guest suites split to the west end, each with veranda access and spacious closets.

All 70 photos

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Description provided by CENTURY 21 LIGHTHOUSE REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of CENTURY 21 LIGHTHOUSE REALTYProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$2,500,000
Bed / bath4 / 4.5
Living area3,275 sq ft
Year built2006
Property typeCondominium
Garage2-car
MLS #2166224
Listing status20 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~8 ft
CountyDuval
Area listings8 active · 5 under contract
Estimated first-year tax~$43,775/yr
CDD assessmentNone on record
HOA$1,900/mo

Calculated estimates

Price per sq ft$763
Estimated monthly payment$20,402
Insurance (illustrative)$8k–$18k/yr
Messtimate range$1,686,625 – $2,073,075
Comparable-sales median$608,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$20,402/mo
  • Principal & interest $13,848/mo 68%
  • Taxes $3,648/mo 18%
  • Insurance $1,006/mo 5%
  • HOA $1,900/mo 9%

$20,402/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$43,775/yr
≈ $3,648/mo·effective rate ~1.75%
Estimate: asking price less the $50,000 homestead exemption × Duval County rate (17.86 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $31,350/yr ($2,612/mo) — taxable value $1,755,500 × 17.86 mills
$12,425 more each year
(+40%)

The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.

$1,755,500
Market value
$1,755,500
Assessed
$1,755,500
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 405 1St Street #211

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $31,350/yr (certified county roll, taxable value × millage). Buy at the asking price of $2,500,000 and the first-year bill resets to about $43,775/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 17.86 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues$1,900/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insuranceThe average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $8,500–$17,500/yr; neither is a quote.
Roof and ageBuilt in 2006. An original roof would be about 20 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.

Estimated carrying cost at the asking price, before the mortgage: about $5,657/month (tax $3,648, HOA $1,900, insurance $110). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$8k–$18k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$1,900/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~8 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Jacksonville Beach

Pricing & the Jacksonville Beach market

How this home is priced against recent nearby sales, and where Jacksonville Beach has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales932 1ST Street #501932 1ST Street #501: $477/sq ft$4771221 S 1ST Street #10B1221 S 1ST Street #10B: $515/sq ft$51591 SAN JUAN Drive #E391 SAN JUAN Drive #E3: $545/sq ft$5451221 1ST Street #12B1221 1ST Street #12B: $554/sq ft$5541031 1ST Street #5041031 1ST Street #504: $633/sq ft$633This homeThis home: $763/sq ft$763807 1ST Street #402807 1ST Street #402: $806/sq ft$806Community median $422

Price vs. size in Jacksonville Beach

Each dot is a closed sale since 2001 (848 total). This home is the gold marker.

$0$4.1M$8.2M1903,9847,778This home: $2,500,000, 3,275 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $763/sq ft.

$95$278$4622012: $13020122013: $1602014: $16420142015: $2142016: $20720162017: $2152018: $24620182019: $2452020: $26220202021: $2952022: $35820222023: $3972024: $42720242025: $3862026: $4222026

Median sale price by year

12-month median closed price, 2012–2026.

$163k$446k$730k2012: $218k20122013: $246k2014: $270k20142015: $410k2016: $326k20162017: $405k2018: $420k20182019: $390k2020: $438k20202021: $550k2022: $660k20222023: $618k2024: $675k20242025: $645k2026: $608k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 46 (normal).

1556982013: 6020132014: 342015: 6420152016: 512017: 6020172018: 342019: 2320192020: 532021: 9020212022: 752023: 5120232024: 362025: 2420252026: 462026
Property timeline

This home’s history

  • 2006BuiltPer public record
  • About Sep 2026Listed (per MLS)MLS reports 20 cumulative days on market as of October 14, 2026
  • Sep 24, 2026First seen on movewithmomentum.comObserved at $2,500,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $2,500,000Momentum Realty · on market 20 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $608,000 ($422/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$1,720,100the mess$2,569,400

Strong local evidence — built from 13 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market); the Duval County 2025 tax roll just value ($1,755,500) × the local sale-to-roll ratio of 40 nearby sales.

Track record: across 2,975 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.6% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-14.

Actual list price: $2,500,000 ($763/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 49% spread on the same house — here is what a model can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
  • The lot — this listing is waterfront; water frontage is priced far off nearby averages.
  • Carrying costs & concessions — this home carries HOA dues of $1,900/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • This home: 20 days on market vs. a 20-day community median
  • 8 active listings competing, 4 under contract
  • ≈2.9 months of supply
  • 34 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (13) + tax-roll just value × local sale-to-roll ratio (40 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 14, 2026.

Momentum Scores

Momentum Property Score

38/100
Strongest on: Market liquidity (75), Pricing power (62)
0 limited50100 exceptional

38/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $763/sq ft vs the community 12-month median $422/sq ft.
Affordability0
List price $2,500,000 vs the community median $608,000. Not a measure of personal affordability.
Market liquidity75
Community median 20 days on market, ~2.9 months of supply (12-month record).
Pricing power62
Recent sales closed at about 95.6% of original asking (~4.4% below). More room below asking generally favors buyers.
Market timing54
Momentum Market Heat is 46/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 2.9 months of supply in the surrounding market and 20 days on market for this home, against a 20-day area median.Days on market:this home 20Area median:  20 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 12, 2026.

🟡 Asking $763 per square foot, about 81% above the community’s $422 median. Jacksonville Beach’s 12-month median sold price per square foot is $422. Median sold price per square foot is down 5.7% year over year. Confidence: Very High · 36 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

55% of homes in Jacksonville Beach are owner-occupied. An estimated 45% are non-owner-occupied, including 17% held in a company or trust and 5% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 634 homes matched. Community-level context.

Recent Jacksonville Beach sales closed near 95.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 12, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 8 active listings in Jacksonville Beach, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by CENTURY 21 LIGHTHOUSE REALTY · MLS # 2166224

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Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Recently off market in Jacksonville Beach

The street

Every home on 1St Street: what is for sale, what sold and when, the homes and the communities along it.

Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

In the area

Recent Jacksonville Beach news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Sep 2026 · Development

Construction starts on 415 apartments at the former Adventure Landing site on Beach Boulevard

FaverGray has started building a 415 unit apartment community on a 10.7 acre site on Beach Boulevard near 20th Street North, the former Adventure Landing property. Plans include about 1,800 square feet of ground floor commercial space, with completion expected around late 2028.

Why it matters: A large addition to rental supply on Beach Boulevard could increase lease up competition at the beaches later this decade.

Jacksonville Daily Record

Jul 2026 · Retail Dining

Alder & Oak opens in the former Jekyll Brewing space on First Avenue North

Alder & Oak opened July 15 at 131 First Ave. N. in Jacksonville Beach, taking the space Jekyll Brewing left behind next to sister restaurant Oaxaca Club. Jekyll Brewing opened in June 2023 and closed in May 2025 after its parent company went out of business. This is the second Alder & Oak, following the first at The Hub at 400 Riverside Ave., which opened in January.

Why it matters: Backfilling a vacant restaurant box in the downtown beach blocks may reduce visible ground floor vacancy there, though a single opening is a limited read on beach retail demand.

Jacksonville Daily Record

Mar 2026 · Development

City issues RFP for mixed-use redevelopment of Latham Plaza parking lot

Jacksonville Beach announced it would issue a request for proposals on March 18 for a public-private partnership to redevelop the city-owned parking lot south of Latham Plaza in the downtown district. The city is seeking a mixed-use project combining new public parking with commercial uses, with a pre-proposal meeting set for mid-April and proposal rankings expected by late July.

Why it matters: A structured redevelopment process for a prominent downtown parcel could add commercial space and parking capacity near the oceanfront, a combination that historically influences activity in the surrounding blocks.

City of Jacksonville Beach

Mar 2026 · Retail Dining

Alder & Oak plans second restaurant in downtown Jacksonville Beach

Restaurateur Mark Janasik is opening a second Alder & Oak in the former Jekyll Brewery space at 131 First Ave. N., next to his Oaxaca Club. The Mediterranean concept will feature a seafood-leaning menu and a rooftop Zorba's Terrace overlooking First and Second streets, with construction set to begin in July or August.

Why it matters: An established operator backfilling a closed brewery space may signal continued restaurant demand in the downtown beach blocks despite recent tenant turnover.

Jacksonville Daily Record

Go deeper

More on Jacksonville Beach

Go deeper on Jacksonville Beach

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
SeabreezeAssigned elementary school · Duval County School District · Grade A (Florida DOE 2025-26)
Duncan FletcherAssigned middle school · Duval County School District
Duncan FletcherAssigned high school · Duval County School District
What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Jax Beach Art Walk 2 min

Dining

  • Relish - Big Tasty Burgers! - Jax Beach 1 min

Shopping

  • Middle Beach Commons 3 min

Parks

  • Jax Beach 1 min
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 405 1ST Street #211, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2006 (20 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 3,275 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $43,775/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $12,425 more per year than the current owner’s estimated bill (+40%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordrealMLS, checked against the MLS hourly (last: October 14, 2026)
Comparable salesrealMLS closed sales within about 3 miles, last 18 months, as of October 12, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 405 1ST Street #211 and when was it built?

Per the listing record, 405 1ST Street #211 was built in 2006 and has 3,275 sq ft of living area, 4 bedrooms and 4.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 405 1ST Street #211 in?

405 1ST Street #211 is in Jacksonville Beach, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 405 1ST Street #211 have an HOA, and how much are the dues?

The listing reports HOA dues of $1,900 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 405 1ST Street #211 differ from the current owner's?

The estimate on this page (about $43,775 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $12,425 more per year than the current owner’s estimated bill (+40%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 405 1ST Street #211 in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 405 1ST Street #211 in person

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.