Listing data updated August 29, 2026 · refreshed twice daily
4Bedrooms
4.5Bathrooms
2,911Sq Ft
1940Year Built
$962Per Sq Ft
Private pool2-car garageNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
44% above
$/sq ft vs community
$962 here vs $670 median sold (12 mo)
Buyer leverage
Balanced market
4.8-month supply
4.8 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~11 ft elevation
$13k–$26k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 12
Price vs recent sales
Asking $2.80M tops 11 of the last 12 closed sales; also one of the largest homes here at 2,911 sq ft
Listed at $2,799,000 — recent neighborhood median sale price ~$1,325,000 (nearby sales; deemed reliable, not an appraisal)
Active listing
HOA ~$50/mo (estimate; confirm)
School district: Schools Neptune Beach is part of Duval County Public SchoolsCommunity built 1921–2025Jarboe Park · 1 min driveAls Pizza · 2 min drive200 First Street · 2 min drive
Momentum Research · Neptune Beach
Pricing & the Neptune Beach market
How this home is priced against recent nearby sales, and where Neptune Beach has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Neptune Beach
Each dot is a closed sale since 2001 (498 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $962/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 47 (normal).
Property timeline
This home’s history
1940BuiltPer public record
Aug 28, 2026First trackedObserved at $2,799,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$18,617/mo
Principal & interest $14,390/mo77%
Taxes $2,659/mo14%
Insurance $1,518/mo8%
HOA $50/mo0%
$18,617/mo at 20% down, 30-yr @ 6.66% · edit any field to update.
Estimated from today’s asking price and current Duval County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $17,925/yr ($1,494/mo)
+$31,175 more each year
(+174%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
49/100
Strongest on: Flood safety (90), Pricing power (72)
0 limited50100 exceptional
49/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area0
This home $962/sq ft vs the community 12-month median $670/sq ft.
Affordability0
List price $2,799,000 vs the community median $1,325,000. Not a measure of personal affordability.
Flood safety90
FEMA Zone X, ~11 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1940 build. Obtain a property-specific quote.
Market liquidity57
Community median 35 days on market, ~4.8 months of supply (12-month record).
Renovation upside70
From a 1940 build and $962/sq ft vs the community median $670/sq ft. Not a condition assessment.
Pricing power72
Recent sales closed at about 93.5% of original asking (~6.5% below). More room below asking generally favors buyers.
Market timing53
Momentum Market Heat is 47/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $962 per square foot, about 44% above the community’s $670 median. Neptune Beach’s 12-month median sold price per square foot is $670. Median sold price per square foot is up 10.4% year over year. Confidence: High · 20 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
69% of homes in Neptune Beach are owner-occupied. An estimated 31% are non-owner-occupied, including 19% held in a company or trust and 4% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 169 homes matched. Community-level context.
Recent Neptune Beach sales closed near 93.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending August 28, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 8 active listings in Neptune Beach, no CDD assessment.
Updated August 29, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Welcome to 714 2nd St, the newest creation from Senses Development & Design LLC. This modern, minimalist European-influenced residence delivers the ultimate expression of urban living by the sea--situated just two blocks from the ocean and steps to the vibrant dining and boutiques at Beaches Town Center. Completely reimagined in 2026 with an expanded footprint, the home blends thoughtful architecture with a curated collection of natural textures, custom finishes, and artisan details.
Every space has been designed to feel elevated yet inviting, with handmade tilework, warm custom millwork, Moroccan plaster, limewash wall detailing, and expansive marble creating layers of texture and understated sophistication. Organic materials and a refined, neutral palette carry throughout the interiors, while carefully considered lighting, fixtures, and architectural details reinforce the home's distinctly European-inspired aesthetic. Designed for both everyday living and effortless entertaining, the thoughtfully configured floor plan offers dual living spaces with two distinct living rooms, providing flexibility for gathering, relaxing, or creating separate spaces for family and guests.
Two dedicated laundry facilities--one on each level--add another layer of convenience to the home's functional luxury. Four private ensuite bedrooms provide exceptional comfort and privacy, including three bedroom suites upstairs and a versatile first-level bedroom/office suite ideal for guests, a private workspace, or multigenerational living. Each suite continues the home's elevated design language with beautifully selected materials and finishes, creating spaces that feel cohesive, serene, and intentionally crafted.
Sun-drenched interiors transition effortlessly to the private backyard oasis, where a sparkling pool creates an intimate retreat just blocks from the Atlantic. The outdoor space extends the home's relaxed coastal lifestyle, offering a private setting for entertaining, unwinding after the beach, or enjoying year-round Florida living. Adding even more versatility, the detached garage has been fully finished with drywall and its own dedicated mini-split climate control system, transforming it into far more than traditional garage space.
Envision a turnkey wellness sanctuary, private home gym, creative studio, or conditioned flex space tailored to your lifestyle. A rare fusion of exceptional craftsmanship, sophisticated design, and functional luxury, 714 2nd St offers a truly distinctive opportunity in the heart of Neptune Beach--where mornings can begin by the ocean and evenings unfold among the restaurants, boutiques, and energy of Beaches Town Center.
Description provided by THE NEWCOMER GROUP and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$2,799,000
Bed / bath4 / 4.5
Living area2,911 sq ft
Year built1940
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #2162331
Listing statusActive
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~11 ft
Windstorm exposureModerate
CountyDuval
Area listings8 active · 2 under contract
Estimated first-year tax~$31,909/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$962
Estimated monthly payment$18,617
Insurance (illustrative)$13k–$26k/yr
Messtimate range$1,545,741 – $2,002,768
Comparable-sales median$1,325,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$1,545,741the mess$2,002,768
Actual list price: $2,799,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 30% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
9 active listings competing, 2 under contract
≈4.8 months of supply
20 closed here in the last 12 months
For reference, this home is listed at $2,799,000 ($962/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,911 sq ft × $531–$688/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 29, 2026.
Keep looking
Similar homes for sale near Neptune Beach
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $2,799,000Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$31,909/yr
A rough first-year estimate only, applying a typical Duval rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$13k–$26k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~11 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in Neptune Beach
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Neptune Beach neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$1,325,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$670
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Neptune Beach
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
The multi-city Penman Road Complete Streets project, funded by the City of Jacksonville and coordinated with Neptune Beach, proposes converting several intersections to roundabouts and adding more than 20 mid-block crossings with flashing beacons plus a shared-use path. Per the project site, design is at 30 percent with the design phase targeted for completion in 2026 and construction potentially beginning as early as 2027, including a roundabout at the Florida Boulevard five-way intersection.
Why it matters: Corridor safety upgrades and added walking and biking infrastructure could improve connectivity for the beachside street network over the next several years.
Neptune Beach dedicates Eddie Bounds Field at Jarboe Park
On July 12 the City of Neptune Beach held a dedication ceremony naming the Jarboe Park baseball field after Eddie Bounds, a longtime local law enforcement officer. The event formalized the field's new name as part of ongoing attention to the city's central park.
Why it matters: Investment and renewed focus on Jarboe Park may enhance a central recreational amenity for the surrounding beachside area.
Major redevelopment projects in the pipeline across Neptune Beach
Neptune Beach officials outlined several projects in 2025, including a planned remake of the Seahorse Oceanfront Inn and Lemon Bar into a private club, hotel, restaurants and spa, plus continued reuse of the former Kmart site on Atlantic Boulevard where part of the building already houses a grocery, restaurant and fitness uses. A new office building was also being added in front of Jarboe Park.
Why it matters: Several high-profile commercial sites changing hands or redeveloping could reshape Neptune Beach's Atlantic Boulevard and oceanfront commercial nodes over time.
Chipotle and 7 Brew Coffee headed to Neptune Beach commercial corridor
City officials confirmed in May that a Chipotle Mexican Grill would take the former BurgerFi space on Atlantic Boulevard, and a 7 Brew Coffee shop was planned near the Winn-Dixie, possibly by the end of 2025. The additions are part of broader business turnover along the city's main commercial corridor.
Why it matters: New national food and beverage tenants may add to the everyday-use retail mix serving Neptune Beach's Atlantic Boulevard corridor.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Publix 5 min
Dining
Als Pizza 2 min
Shopping
200 First Street 2 min
Parks
Jarboe Park 1 min
Assigned schools
Assigned schools
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Neptune BeachAssigned elementary school · Duval County School District · Grade A (Florida DOE 2025-26)
Duncan FletcherAssigned middle school · Duval County School District
Duncan FletcherAssigned high school · Duval County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Feb 2026
$1,685,000
809 DAVIS Street, Neptune Beach
5 / 4 bd/ba · 3,174 sq ft · $531/sq ft
Courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS · View details →
Community 12-month median: $670/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$12,829 – $18,660/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$6,172 – −$924At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
Neptune Beach
Groceries, dining, and parks for this city — see the city guide.
realMLS, refreshed twice daily (last: August 29, 2026)
Community market stats
realMLS closed sales, as of August 28, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 714 2ND Street in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
