Townhouse in Grand Isle At Beachwalk, St. Johns · No CDD · FEMA Zone X · Built 2022
Grand Isle At Beachwalk · St. Johns, FL 32259 · St. Johns
Listing data updated July 10, 2026 · refreshed twice daily
3Bedrooms
2.5Bathrooms
1,751Sq Ft
2022Year Built
$171Per Sq Ft
Waterfront1-car garageNo CDDFEMA Zone X
Highlights
No CDD assessment on record
FEMA Zone X — flood insurance generally not federally required
Built 2022 · 4 yrs
1,751 sq ft of living area
1-car garage
$171/sq ft — compared with the displayed median of $164 from recent nearby sales
Listed at $299,000 — recent neighborhood median sale price ~$282,500 (nearby sales; deemed reliable, not an appraisal)
New to market
HOA ~$50/mo (estimate; confirm)
School district: Schools are the second pillar of the value proposition. Beachwalk falls within St. Johns County SchoolCommunity built 1992–2023Beachwalk Club · 2 min driveBeachwalk Market · 4 min driveShoppes at Beachwalk · 4 min drive
This listing is shown at $299,000, with 3 bedrooms and 2.5 bathrooms, and 1,751 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.
Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms3
Bathrooms2.5
Living area1,751 sq ft
Year built2022
Property typeTownhouse
Financial
Est. monthly payment$1,910
Est. taxes / yr~$2,571
Est. insurance / yr~$1,042
HOA$50/mo
CDDNone on record
Price / sq ft$171
Risk
Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~23 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$1,042/yr
Market
Days on market4
Neighborhood median DOM90
Active listings (area)14
Months of supply21.0
Comparable-sales median$282,500
This home4d
Area median90d
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Visual snapshot
The numbers, at a glance
Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$1,042/yr
Estimated homeowners premium; get a real quote.
Months of supply
21.0 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
2/100
Slower market — from supply, under-contract share, and days on market.
Estimated monthly payment
$1,910/mo
Principal & interest $1,559/mo82%
Taxes $214/mo11%
Insurance $87/mo5%
HOA $50/mo3%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
42/100
Strongest on: Flood safety (95), Insurance cost (80)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.
Price vs area39
This home $171/sq ft vs area median $164/sq ft from recent nearby sales.
Affordability40
List price $299,000 vs area median $282,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~23 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2022 build. Obtain a property-specific quote.
Market liquidity19
Area median 90 days on market, ~21.0 months of supply.
Investment metrics8
Objective supply and demand metrics for the area - not investment advice.
Renovation upside10
From a 2022 build and $171/sq ft vs area $164/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$299,000
List price
As listed in the MLS
3 / 2.5
Bed / bath
Per the listing
1,751
Living area
Sq ft (approx.)
$171
Price / sq ft
List ÷ living area
The home
Year built2022
Per public record.
Property typeTownhouse
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$2,571/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~23 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
Recent sold prices in this community
The Messtimate™
The Messtimate: $269,654 – $313,429
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$269,654the mess$313,429
Actual list price: $299,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 16% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
This home: 4 days on market vs. a ~90-day neighborhood median
14 active listings competing in Grand Isle At Beachwalk
1 under contract now
7% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈21.0 months of supply (one market-context metric; should not be used alone)
Median sale price is up 182% over the last 92 months
Homes here sell at about 98.1% of list price
8 closed here in the last 12 months
For reference, this home is listed at $299,000 ($171/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,751 sq ft × $154–$179/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.
Market analysis
Grand Isle At Beachwalk market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: realMLS (Northeast Florida Multiple Listing Service).
14Active listings
1Under contract
0New this month
21.0Months of supply
90Median days on market
7%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Median sale price
Median $/sq ft
Median days on market
Homes sold per month
Property timeline
This home’s history
2022BuiltPer public record
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,370 – $1,993/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.7%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$580 – −$19At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$299,000
Bed / bath3 / 2.5
Living area1,751 sq ft
Year built2022
Property typeTownhouse
MLS #2153850
Listing statusNew — 4 days on market
Days on market4
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~23 ft
CountySt. Johns
Estimated first-year tax~$2,571/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$171
Estimated monthly payment$1,910
Estimated insurance~$1,042/yr
Messtimate range$269,654 – $313,429
Comparable-sales median$282,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$1,910
Principal & interest$1,559
Property tax$214
Insurance$87
CDD assessment$0
HOA$50
PMI$0
Down payment $59,800 · Loan $239,200. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$2,571/yr
The seller likely pays less due to the homestead cap. At a $299,000 purchase, expect your first full-year St. Johns bill near $2,571 before exemptions.
CDD assessment
None
No CDD assessment on record for this community.
Insurance
~$1,042/yr
Estimate for a 2022 build in St. Johns. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~23 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Grand Isle At Beachwalk
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Grand Isle At Beachwalk neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Median sale price (set)
$282,500
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$164
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$171
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Grand Isle At Beachwalk
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Beachwalk Market 4 min
Dining
Beachwalk Club 2 min
Shopping
Shoppes at Beachwalk 4 min
Parks
Gourd Island Conservation Area 10 min
In the area
Recent Beachwalk news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Retail Dining
Beachwalk restaurant closes as tenants cite slow commercial buildout
Bagels R Us closed its Beachwalk location about a year after opening, at least the third eatery there to close citing lower than expected foot traffic while portions of the commercial area behind the front retail strip remain unbuilt. Reporting notes a Margaritaville hotel and cottages remain planned on land near the Crystal Lagoon.
Why it matters: Slower than expected commercial buildout could weigh on near term retail momentum at Beachwalk even as hotel and retail projects stay in the pipeline.
Beachwalk Shops retail center moves toward construction at BJ's entrance on CR 210
Developer Ashco Centers said it expects to begin construction within about 90 days on Beachwalk Shops, a roughly 30,000 square foot Class A retail building at the entrance to the BJ's Wholesale Club at 115 Beachwalk Boulevard. Plans show seven units sized from about 2,353 to 6,288 square feet with 104 parking spaces, positioned for retail, restaurant, medical, and service tenants. A grand opening is targeted for 2027.
Why it matters: Additional inline retail at an established grocery and warehouse anchor can deepen the everyday convenience base along the CR 210 corridor. New shop space of this type has historically supported steady demand for nearby homes once tenants are announced.
CR 210 widening from Trinity Way to Beachwalk Boulevard completed
St. Johns County held an April 24 ribbon-cutting marking completion of its roughly $15 million widening of County Road 210, expanding about seven-tenths of a mile from two to six lanes between Trinity Way and Beachwalk Boulevard. The project added sidewalks, curbing, drainage improvements, and a new signal at Badger Park Drive and Cumberland Park Drive.
Why it matters: Capacity relief on Beachwalk's front-door corridor may ease peak-hour friction that has been a common buyer objection along CR 210. Completed road projects, unlike planned ones, can be priced into the submarket with more confidence.
Plans were filed for an AutoZone auto parts store within the Beachwalk development along the County Road 210 commercial frontage. The filing adds a national convenience retailer to a corridor already anchored by BJ's Wholesale Club, Lowe's, and the Beachwalk lifestyle center tenants.
Why it matters: Continued national-credit leasing along the CR 210 frontage suggests the corridor's retail base is still deepening. Service retail of this type mainly affects convenience rather than community character, but it does reflect sustained traffic counts.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Lakeside AcademyPublic K-8 · St. Johns County School District
Beachside High SchoolPublic 9-12 · St. Johns County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jan 2026
$270,000
143 BORACAY Circle, St. Augustine
3 / 2.5 bd/ba · 1,751 sq ft · $154/sq ft
Courtesy of UNITED REAL ESTATE GALLERY · View details →
Sold May 2026
$295,000
202 BORACAY Circle, St. Johns
3 / 2.5 bd/ba · 1,750 sq ft · $169/sq ft
Courtesy of FLORIDA'S CHOICE REALTY LLC · View details →
Sold May 2026
$270,000
208 BORACAY Circle, St. Johns
3 / 2.5 bd/ba · 1,750 sq ft · $154/sq ft
Courtesy of WATSON REALTY CORP · View details →
Sold Oct 2025
$313,000
195 BORACAY Circle, St. Johns
3 / 2.5 bd/ba · 1,750 sq ft · $179/sq ft
Courtesy of FLUID REALTY, LLC. · View details →
Sold Sep 2025
$260,000
472 ALBANY BAY Boulevard, St. Johns
3 / 2.5 bd/ba · 1,631 sq ft · $159/sq ft
Courtesy of LPT REALTY LLC · View details →
Sold Jul 2025
$335,000
48 BORACAY Circle, St. Augustine
3 / 2.5 bd/ba · 1,631 sq ft · $205/sq ft
Courtesy of WATSON REALTY CORP · View details →
Median of the set: $164/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Keep looking
Similar homes for sale near Grand Isle At Beachwalk
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Listing description
About this home
Welcome to the highly sought-after Beachwalk community!Experience true resort-style living w golf cart access to shopping,dining,schools,along w/amenities such as the 14-acre crystal lagoon,swim-up bar,restaurant, fitness center,racquet facilities,kayak/paddleboards,waterslides, dog parks,putting green&active community social calendar.This beautifully maintained 3bed,2.5bath townhome offers an open-concept floor plan w/ spacious living area, modern kitchen featuring quartz countertops, stainless steel appliances&a one-car garage.Upstairs, the generous primary suite includes a walk-in closet and an en-suite bath with a glass-enclosed shower. Step outside to your private backyard patio overlooking the water, the perfect place to enjoy your morning coffee or unwind at the end of the day. Located in the award-winning St.Johns County School District, with convenient access to Jacksonville,airport,historic St.Aug, this home offers perfect blend of comfort, convenience& a Fl lifestyle!
Description provided by MAXREV, LLC and reproduced from the MLS; not independently verified.
The full spec sheet
Property details & features
Interior
Bedrooms3
Bathrooms2.5
Living area1,751 sq ft
Exterior & lot
TypeTownhouse
Systems
Year built2022
Age4 yrs
Listing
MLS #2153850
StatusActive
Days on market4
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
St. Johns
Groceries, dining, and parks for this city — see the city guide.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $299,000Momentum Realty · on market 4 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 421 BORACAY Circle in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
