Single Family Residence in Bradley Pond, Jacksonville · No CDD · Built 2023
Bradley Pond · Jacksonville, FL 32226 · Duval
Listing data updated July 23, 2026 · refreshed twice daily
3Bedrooms
2.5Bathrooms
2,616Sq Ft
2023Year Built
$166Per Sq Ft
Waterfront2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
13% below
$/sq ft vs community
$166 here vs $191 median sold (12 mo)
Buyer leverage
Buyer advantage
1 days on market
16.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 3 of 6
Price vs recent sales
Asking $435k tops 3 of the last 6 closed sales; also one of the largest homes here at 2,616 sq ft
Listed at $435,000 — recent neighborhood median sale price ~$432,500 (nearby sales; deemed reliable, not an appraisal)
New to market
HOA ~$50/mo (estimate; confirm)
School district: Schools Duval County SchoolsCommunity built 2021–2024Jacksonville Clay Target Sports · 6 min drivePublix · 8 min driveKappuccinos Breakfast & Sports Bar · 8 min drive
Momentum Research · Bradley Pond
Pricing & the Bradley Pond market
How this home is priced against recent nearby sales, and where Bradley Pond has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Bradley Pond
Each dot is a closed sale since 2021 (89 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2022–2026. This home lists at $166/sq ft.
Median sale price by year
12-month median closed price, 2022–2026.
Property timeline
This home’s history
2023BuiltPer public record
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$2,791/mo
Principal & interest $2,204/mo79%
Taxes $413/mo15%
Insurance $123/mo4%
HOA $50/mo2%
$2,791/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Strongest on: Buyer competition (100), Flood safety (95)
0 limited50100 exceptional
67/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area83
This home $166/sq ft vs the community 12-month median $191/sq ft.
Affordability49
List price $435,000 vs the community median $432,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2023 build. Obtain a property-specific quote.
Market liquidity40
Community median 38 days on market, ~16.0 months of supply (12-month record).
Renovation upside30
From a 2023 build and $166/sq ft vs the community median $191/sq ft. Not a condition assessment.
Buyer competition100
0% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power59
Recent sales closed at about 96.2% of original asking (~3.8% below). More room below asking generally favors buyers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 16.0 months of supply in the surrounding market and 1 days on market for this home, against a 38-day area median.Days on market:this home 1Area median: 38 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of July 15, 2026.
🟡 Asking $166 per square foot, about 13% below the community’s $191 median. Bradley Pond’s 12-month median sold price per square foot is $191. Median sold price per square foot is up 10.9% year over year. Confidence: Low · 6 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
78% of homes in Bradley Pond are owner-occupied. An estimated 22% are non-owner-occupied, including 2% held in a company or trust and 3% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 200 homes matched. Community-level context.
Recent Bradley Pond sales closed near 96.2% of original asking. Cash paid for about 0% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 8 active listings in Bradley Pond, no CDD assessment.
Updated July 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Welcome to the Windsor, the largest floor plan within the community, built in 2023 by Pulte and offering like-new construction without the wait! This spacious two-story home features an open-concept design with expansive living areas, perfect for both everyday living and entertaining. At the heart of the home is a gourmet kitchen complete with quartz countertops, a gas cooktop, ample cabinetry and an island built for gatherings.
Soaring 9' ceilings and 8' doors throughout enhance the home's bright and airy feel. A private office on the main level provides the perfect space to work from home or unwind. Upstairs, you'll find a versatile loft along with generously sized secondary bedrooms, offering flexibility for a variety of lifestyles.
The oversized owner's suite is a true retreat, featuring space for a sitting area and peaceful pond views, creating a relaxing and private escape. Step outside to an oversized yard and covered lanai with plenty of room to enjoy outdoor living.
Description provided by KELLER WILLIAMS REALTY ATLANTIC PARTNERS and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$435,000
Bed / bath3 / 2.5
Living area2,616 sq ft
Year built2023
Property typeSingle Family Residence
Garage2-car
MLS #2155125
Listing statusNew — 1 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureModerate
CountyDuval
Area listings8 active · 0 under contract
Estimated first-year tax~$4,959/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$166
Estimated monthly payment$2,791
Insurance (illustrative)$1k–$2k/yr
Messtimate range$483,960 – $523,200
Comparable-sales median$432,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$483,960the mess$523,200
Actual list price: $435,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 8% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 1 days on market vs. a 38-day community median
8 active listings competing
≈16.0 months of supply
6 closed here in the last 12 months
For reference, this home is listed at $435,000 ($166/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,616 sq ft × $185–$200/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 23, 2026.
Keep looking
Similar homes for sale near Bradley Pond
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $435,000Momentum Realty · on market 1 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$4,959/yr
A rough first-year estimate only, applying a typical Duval rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~20 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in Bradley Pond
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Bradley Pond neighborhood guide for more.
Comparable sales found
5
Recent nearby closings in the data set.
Community median sale price
$432,500
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$191
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Bradley Pond
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Apr 2026 · Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400+ jobs
Southeast Toyota Distributors dedicated a 380,000-square-foot vehicle processing facility across seven buildings on 88 acres at JAXPORT's Blount Island Marine Terminal in April 2026. The $170 million project can process about 4,000 vehicles a week, nearly double the prior facility, and created more than 400 full-time jobs, with about 95% of the workforce hired locally.
Why it matters: A large new employment center on Blount Island, minutes from northern Jacksonville's 32226 corridor, adds sustained local job demand that typically supports nearby housing absorption.
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 volumes of nearly 1.4 million containers and 506,000 vehicles. The port says it supports more than 258,800 jobs and about $44 billion in annual regional economic impact, with an air-draft expansion on track to finish by the end of 2026.
Why it matters: Continued heavy investment in the Blount Island port complex anchors long-term industrial employment on North Jacksonville's northeast side, a structural demand driver for communities in and around 32226.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Publix 8 min
Dining
Kappuccinos Breakfast & Sports Bar 8 min
Shopping
Northpoint Village Shopping Center 8 min
Parks
Jacksonville Clay Target Sports 6 min
Assigned schools
Assigned schools
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
New BerlinAssigned elementary school · Duval County School District · Grade A (Florida DOE 2025-26)
GRADEC
OceanwayAssigned middle school · Duval County School District · Grade C (Florida DOE 2025-26)
GRADEC
First CoastAssigned high school · Duval County School District · Grade C (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Aug 2025
$512,000
4636 FARMHOUSE GATE Trail, Jacksonville
4 / 2.5 bd/ba · 2,769 sq ft · $185/sq ft
Courtesy of ANCHORED REAL ESTATE GROUP LLC · View details →
Sold Oct 2025
$450,000
12387 CLAPBOARD BLUFF Trail, Jacksonville
3 / 2.5 bd/ba · 2,246 sq ft · $200/sq ft
Courtesy of ONE SOTHEBY'S INTERNATIONAL REALTY · View details →
Sold Feb 2026
$415,000
12336 CLAPBOARD BLUFF Trail, Jacksonville
4 / 2.5 bd/ba · 2,244 sq ft · $185/sq ft
Courtesy of FLORIDA'S CHOICE REALTY LLC · View details →
Sold Apr 2026
$489,000
4558 FARMHOUSE GATE Trail, Jacksonville
4 / 3 bd/ba · 2,213 sq ft · $221/sq ft
Courtesy of ERA ONETEAM REALTY · View details →
Sold Mar 2026
$384,900
4621 HARVEST GRAIN Trail, Jacksonville
3 / 2.5 bd/ba · 2,181 sq ft · $176/sq ft
Courtesy of FLORIDA HOMES REALTY & MTG LLC · View details →
Community 12-month median: $191/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,994 – $2,900/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$858 – −$43At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: July 23, 2026)
Community market stats
realMLS closed sales, as of July 15, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 4633 HARVEST GRAIN Trail in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
