Single Family Residence in Coral Ridge, Ponte Vedra · No CDD · FEMA Zone X · Built 2026
Coral Ridge · Ponte Vedra, FL 32081 · St. Johns
Listing data updated July 10, 2026 · refreshed twice daily
4Bedrooms
4.5Bathrooms
4,192Sq Ft
2026Year Built
$409Per Sq Ft
3-car garageNew constructionNo CDDFEMA Zone X4 bedrooms
Highlights
No CDD assessment on record
FEMA Zone X — flood insurance generally not federally required
New construction — built 2026
4,192 sq ft of living area
3-car garage
$409/sq ft — compared with the displayed median of $374 from recent nearby sales
Listed at $1,715,533 — recent neighborhood median sale price ~$1,650,798 (nearby sales; deemed reliable, not an appraisal)
Active listing
HOA ~$50/mo (estimate; confirm)
School district: Seabrook Park HOA Controlled access County St. Johns County Florida Schools St. Johns County SchoolsCommunity built 2023–2026Nocatee Farmers' Market · 8 min driveStarbucks · 10 min driveBaptist Heart Specialists · 11 min drive
This listing is shown at $1,715,533, with 4 bedrooms and 4.5 bathrooms, and 4,192 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.
Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms4
Bathrooms4.5
Living area4,192 sq ft
Year built2026
Property typeSingle Family Residence
Financial
Est. monthly payment$10,677
Est. taxes / yr~$14,754
Est. insurance / yr~$5,404
HOA$50/mo
CDDNone on record
Price / sq ft$409
Risk
Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~40 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$5,404/yr
Market
Neighborhood median DOM71
Active listings (area)7
Months of supply3.8
Comparable-sales median$1,650,798
This home0d
Area median71d
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Visual snapshot
The numbers, at a glance
Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$5,404/yr
Estimated homeowners premium; get a real quote.
Months of supply
3.8 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
44/100
Balanced market — from supply, under-contract share, and days on market.
Estimated monthly payment
$10,677/mo
Principal & interest $8,947/mo84%
Taxes $1,230/mo12%
Insurance $450/mo4%
HOA $50/mo0%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
51/100
Strongest on: Flood safety (95), Insurance cost (80)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.
Price vs area27
This home $409/sq ft vs area median $374/sq ft from recent nearby sales.
Affordability43
List price $1,715,533 vs area median $1,650,798. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~40 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.
Market liquidity49
Area median 71 days on market, ~3.8 months of supply.
Investment metrics55
Objective supply and demand metrics for the area - not investment advice.
Renovation upside10
From a 2026 build and $409/sq ft vs area $374/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$1,715,533
List price
As listed in the MLS
4 / 4.5
Bed / bath
Per the listing
4,192
Living area
Sq ft (approx.)
$409
Price / sq ft
List ÷ living area
The home
Year built2026
Per public record.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$14,754/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~40 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
Recent sold prices in this community
The Messtimate™
The Messtimate: $1,546,848 – $1,651,648
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$1,546,848the mess$1,651,648
Actual list price: $1,715,533 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 7% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
7 active listings competing in Coral Ridge
9 under contract now
56% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈3.8 months of supply (one market-context metric; should not be used alone)
4 new-construction homes competing
22 closed here in the last 12 months
For reference, this home is listed at $1,715,533 ($409/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 4,192 sq ft × $369–$394/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 10, 2026.
Market analysis
Coral Ridge market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: live MLS counts.
7Active listings
9Under contract
4New this month
3.8Months of supply
71Median days on market
56%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Property timeline
This home’s history
2026BuiltPer public record
NowUnder contractCurrently pending
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$7,863 – $11,437/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.9%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$3,041 – +$175At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$1,715,533
Bed / bath4 / 4.5
Living area4,192 sq ft
Year built2026
Property typeSingle Family Residence
MLS #2154246
Listing statusPending
Days on marketNot available on this page
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~40 ft
CountySt. Johns
Estimated first-year tax~$14,754/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$409
Estimated monthly payment$10,677
Estimated insurance~$5,404/yr
Messtimate range$1,546,848 – $1,651,648
Comparable-sales median$1,650,798
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$10,677
Principal & interest$8,947
Property tax$1,230
Insurance$450
CDD assessment$0
HOA$50
PMI$0
Down payment $343,107 · Loan $1,372,426. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$14,754/yr
The seller likely pays less due to the homestead cap. At a $1,715,533 purchase, expect your first full-year St. Johns bill near $14,754 before exemptions.
CDD assessment
None
No CDD assessment on record for this community.
Insurance
~$5,404/yr
Estimate for a 2026 build in St. Johns. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~40 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Coral Ridge
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Coral Ridge neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Median sale price (set)
$1,650,798
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$374
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$409
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Coral Ridge
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Nocatee Farmers' Market 8 min
Dining
Kotobuki Asian Cuisine 13 min
Shopping
The Shoppes of St Johns Oaks 12 min
Parks
The Little Social Coffee House & Indoor Play 12 min
In the area
Recent Coral Ridge at Seabrook, Nocatee news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Builder
David Weekley Dawn model in Coral Ridge at Seabrook takes Silver and Best Kitchen
The Dawn by David Weekley Homes in Coral Ridge at Seabrook received a Silver Award and the Judges Choice Award for Best Kitchen in the 2026 NEFBA Parade of Homes. Nocatee listed the home at about 4,170 square feet with four bedrooms and 4.5 baths at 85 Sabal Creek Trail in Ponte Vedra.
Why it matters: The recognition may support marketing of Coral Ridge's larger homesites, though it concerns one model in a nearly sold-out section.
County breaks ground on $42M Ponte Vedra Nocatee Regional Park and Library
St. Johns County held a May 1 groundbreaking for the Ponte Vedra Nocatee Regional Park and Nocatee Library at 670 Diego Plains Road, a roughly 42 million dollar project funded through impact fees and debt issuance rather than property taxes. Plans call for multipurpose and softball fields, pickleball courts, a playground, and a full-service county library, with completion targeted around 2027. The project serves the wider Nocatee master plan that contains this village.
Why it matters: A county-funded park and library campus of this scale may deepen the amenity base that Coral Ridge at Seabrook buyers weigh, with the 2027 delivery window a value-relevant milestone.
Coral Ridge at Seabrook featured in the 2026 Parade of Homes lineup
Nocatee's 2026 Parade of Homes lineup for the April 11 to 19 event included The Dawn by David Weekley Homes in Coral Ridge at Seabrook at 85 Sabal Creek Trail. Coral Ridge was one of only three Nocatee sections featured that year, alongside Reflections at Seabrook and Woodland Park.
Why it matters: Inclusion signals Coral Ridge still had active model touring in spring 2026, though this predates the later awards announcement.
Publix opens at Marketplace at Nocatee on Valley Ridge Boulevard
A 48,387 square foot Publix with an adjoining Publix Liquors opened November 15 as the anchor of Marketplace at Nocatee, a new retail center off Valley Ridge Boulevard on the west side of the community. It is the third Publix serving the Nocatee area and the center is planned to add restaurants and office space. The project serves the wider Nocatee master plan that contains this village.
Why it matters: A third grocery anchor spreads everyday retail across the master plan, which could shorten errand trips for Coral Ridge at Seabrook households.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Sabal Crest AcademyPublic K-7, Seabrook, opening 2026-27 · St. Johns County School District
Pine Island AcademyPublic K-8, 8th grade for Seabrook · St. Johns County School District
Allen D. Nease High SchoolPublic 9-12 · St. Johns County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jun 2026
$1,572,500
616 SEAGROVE Drive, Ponte Vedra
4 / 4.5 bd/ba · 4,257 sq ft · $369/sq ft
Courtesy of LOKATION · View details →
Sold Jun 2026
$1,704,425
20 BARRIER REEF Drive, Ponte Vedra
4 / 4.5 bd/ba · 4,057 sq ft · $420/sq ft
Courtesy of ICI SELECT REALTY, INC. · View details →
Sold Jul 2026
$1,630,000
555 SEAGROVE Drive, Ponte Vedra
4 / 4.5 bd/ba · 4,350 sq ft · $375/sq ft
Courtesy of EXP REALTY LLC · View details →
Sold May 2026
$1,725,000
870 SEAGROVE Drive, Ponte Vedra
5 / 6.5 bd/ba · 4,377 sq ft · $394/sq ft
Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · View details →
Sold Jun 2026
$1,532,362
193 BARRIER REEF Drive, Ponte Vedra
5 / 4.5 bd/ba · 4,440 sq ft · $345/sq ft
Courtesy of NON MLS (realMLS) · View details →
Sold Jun 2026
$1,671,595
52 BARRIER REEF Drive, Ponte Vedra
5 / 5.5 bd/ba · 4,494 sq ft · $372/sq ft
Courtesy of WEEKLEY HOMES REALTY · View details →
Median of the set: $374/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Keep looking
Similar homes for sale near Coral Ridge
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
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Likely
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5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $1,715,533Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 51 BLACK CORAL Drive in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
