41 days on market (MLS) Single Family Residence
$349,900
3-Bedroom Home in North Creek

543 Apple Creek Drive, Jacksonville, FL 32218

Single Family Residence in North Creek, Jacksonville · No CDD on record
North Creek · Jacksonville, FL 32218 · Duval County
Listing data updated October 17, 2026 at 2:30 AM ET · checked against the MLS hourly
3Bedrooms
2Bathrooms
1,764Sq Ft
2009Year Built
$198Per Sq Ft
2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
20% above
$/sq ft vs community
$198 here vs $165 median sold (12 mo)
Buyer leverage
Balanced market
41 days on market
6.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 5 of 12
Price vs recent sales
Asking $350k tops 5 of the last 12 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 17, 2026, 543 APPLE CREEK Drive in North Creek, Jacksonville is listed at $349,900 (1,764 sq ft, about $198 per sq ft). That sits within a few percent of North Creek's median closed sale of $359,000 over the last 12 months (18 recorded sales). Per square foot it is above the community's recent $165/sq ft by about 20%. It has been 41 days on market. Listing facts: built in 2009, HOA dues of $56/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2009 · 17 yrs
  • 1,764 sq ft of living area
  • 2-car garage
  • Listed at $349,900 — recent neighborhood median sale price ~$359,000 (nearby sales; deemed reliable, not an appraisal)
  • 41 days on market
  • HOA $56/mo (per listing)
School district: County Duval County Florida Schools Duval County Public SchoolsCommunity built 2002–2013Oak Plaza · 4 min driveJeramie · 5 min driveLindacooks · 5 min drive
Listing description

About this home

LOCATION! LOCATION! LOCATION!

ONE-OWNER HOME! Welcome to 543 Apple Creek Dr, Jacksonville, FL! This one-owner, well-maintained 3-bedroom, 2-bath home is tucked near the end of a quiet cul-de-sac in the desirable North Creek community.

Situated on a beautiful 1.19-acre corner property, this home offers exceptional privacy and a setting that is truly hard to duplicate. Enjoy peaceful water views with lakes on both sides of the home, along with preserve surroundings that create a private and relaxing atmosphere. Start your morning with coffee on the screened lanai, or unwind in the evening while enjoying the breeze and sounds of nature.

Inside, the bright open-concept floor plan seamlessly connects the kitchen, dining area, and living room--ideal for everyday living and entertaining. The spacious kitchen features 42-inch upper cabinets and plenty of cabinetry and storage. The split-bedroom floor plan provides privacy for the primary suite, featuring a walk-in closet, dual vanities, soaking tub, separate shower, and private water closet.

Additional conveniences include an indoor laundry room with washer and dryer and a 2-car garage. North Creek offers a low HOA fee and fantastic community amenities, including a swimming pool, RV/boat storage, pickleball courts, and tennis courts. Conveniently located near Jacksonville International Airport, schools, shopping, dining, and major roadways.

One owner, oversized homesite, water and preserve views, a practical floor plan, and a highly desirable location--this is a combination that's difficult to find. Priced to sell in a competitive market, this one won't sit long! Schedule your private showing today and discover everything North Creek has to offer.

All 53 photos

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Description provided by FLORIDA HOMES REALTY & MTG LLC and reproduced from the MLS; not independently verified.

Listing courtesy of FLORIDA HOMES REALTY & MTG LLCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$349,900
Bed / bath3 / 2
Living area1,764 sq ft
Year built2009
Property typeSingle Family Residence
Garage2-car
MLS #2163647
Listing status41 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~24 ft
CountyDuval
Area listings6 active · 4 under contract
Estimated first-year tax~$5,350/yr
CDD assessmentNone on record
HOA$56/mo

Calculated estimates

Price per sq ft$198
Estimated monthly payment$2,573
Insurance (illustrative)$1k–$2k/yr
Messtimate range$266,364 – $296,352
Comparable-sales median$359,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,573/mo
  • Principal & interest $1,938/mo 75%
  • Taxes $446/mo 17%
  • Insurance $134/mo 5%
  • HOA $56/mo 2%

$2,573/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$5,350/yr
≈ $446/mo·effective rate ~1.53%
Estimate: asking price less the $50,000 homestead exemption × Duval County rate (17.86 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $4,750/yr ($396/mo) — taxable value $265,657 × 17.86 mills
$600 more each year
(+13%)

The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.

$265,657
Market value
$265,657
Assessed
$265,657
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 543 Apple Creek Drive

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $4,750/yr (certified county roll, taxable value × millage). Buy at the asking price of $349,900 and the first-year bill resets to about $5,350/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 17.86 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues$56/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insuranceThe average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,000–$2,500/yr; neither is a quote.
Roof and ageBuilt in 2009. An original roof would be about 17 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.

Estimated carrying cost at the asking price, before the mortgage: about $611/month (tax $446, HOA $56, insurance $110). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$56/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~24 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · North Creek

Pricing & the North Creek market

How this home is priced against recent nearby sales, and where North Creek has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales14122 SUMMER BREEZE Drive14122 SUMMER BREEZE Drive: $103/sq ft$10313951 SUMMER BREEZE Drive13951 SUMMER BREEZE Drive: $151/sq ft$151581 MISTY MORNING Court581 MISTY MORNING Court: $162/sq ft$162498 BRIDGEPORT Court498 BRIDGEPORT Court: $165/sq ft$16514304 SUMMER BREEZE Drive14304 SUMMER BREEZE Drive: $168/sq ft$168This homeThis home: $198/sq ft$198494 APPLE CREEK DRIVE Dr…494 APPLE CREEK DRIVE Drive: $206/sq ft$206Community median $165

Price vs. size in North Creek

Each dot is a closed sale since 2002 (787 total). This home is the gold marker.

$78k$327k$576k1,3012,7744,246This home: $349,900, 1,764 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $198/sq ft.

$67$121$1762012: $7820122013: $802014: $8420142015: $802016: $9120162017: $932018: $10920182019: $1042020: $11020202021: $1282022: $15620222023: $1642024: $16320242025: $1622026: $1652026

Median sale price by year

12-month median closed price, 2012–2026.

$165k$298k$431k2012: $191k20122013: $210k2014: $225k20142015: $214k2016: $215k20162017: $222k2018: $232k20182019: $253k2020: $266k20202021: $322k2022: $382k20222023: $395k2024: $406k20242025: $380k2026: $359k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 25 (cold).

652992013: 5220132014: 402015: 2320152016: 152017: 5120172018: 642019: 6420192020: 662021: 9020212022: 882023: 4020232024: 642025: 1820252026: 252026
Property timeline

This home’s history

  • 2009BuiltPer public record
  • About Sep 2026Listed (per MLS)MLS reports 41 cumulative days on market as of October 17, 2026
  • Sep 5, 2026First seen on movewithmomentum.comObserved at $349,900
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $349,900Momentum Realty · on market 41 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in North Creek in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $359,000 ($165/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™ · automated estimate

The Messtimate

Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.

$293,400the mess$342,400

Strong local evidence — built from 6 comparable closed sales in North Creek (same property type, closed within the last 18 months, each adjusted to today's market); the Duval County 2025 tax roll just value ($265,657) × the local sale-to-roll ratio of 40 nearby sales.

Track record: across 2,978 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.7% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-16.

Actual list price: $349,900 ($198/sq ft) — the seller's asking price is not an input to this range; compare the two.

A 17% spread on the same house — here is what a model can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
  • Carrying costs & concessions — this home carries HOA dues of $56/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.

And what the live market is doing right now:

  • This home: 41 days on market vs. a 50-day community median
  • 6 active listings competing, 4 under contract
  • ≈6.0 months of supply
  • 12 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.

Selling your own home? Try the Messtimate on your address →

Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (6) + tax-roll just value × local sale-to-roll ratio (40 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 17, 2026.

Momentum Scores

Momentum Property Score

48/100
Strongest on: Market timing (75), Pricing power (65)
0 limited50100 exceptional

48/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $198/sq ft vs the community 12-month median $165/sq ft.
Affordability54
List price $349,900 vs the community median $359,000. Not a measure of personal affordability.
Market liquidity44
Community median 50 days on market, ~6.0 months of supply (12-month record).
Pricing power65
Recent sales closed at about 95.1% of original asking (~4.9% below). More room below asking generally favors buyers.
Market timing75
Momentum Market Heat is 25/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 6.0 months of supply in the surrounding market and 41 days on market for this home, against a 50-day area median.Days on market:this home 41Area median:  50 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 14, 2026.

🟡 Asking $198 per square foot, about 20% above the community’s $165 median. North Creek’s 12-month median sold price per square foot is $165. Median sold price per square foot is down 5.5% year over year. Confidence: Medium · 18 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

77% of homes in North Creek are owner-occupied. An estimated 23% are non-owner-occupied, including 9% held in a company or trust and 12% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 331 homes matched. Community-level context.

Recent North Creek sales closed near 95.1% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 14, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 6 active listings in North Creek, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by FLORIDA HOMES REALTY & MTG LLC · MLS # 2163647

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Keep looking

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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Recently off market in North Creek

Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

In the area

Recent North Creek news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Oct 2026 · Retail Dining

Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.

The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.

Why it matters: The timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The project is about 12 miles south of North Creek, elsewhere in Duval County.

Jacksonville Today

Sep 2026 · Infrastructure

JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT

JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.

Why it matters: Raised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 9 miles southeast of North Creek.

News4JAX

Jul 2026 · Builder

Wildlight subdivision advances in Yulee as the master-planned community expands

Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.

Why it matters: Ongoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 13 miles north of North Creek.

Jax Daily Record

Apr 2026 · Development

Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs

Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.

Why it matters: A large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 9 miles southeast of North Creek.

JAXPORT

Go deeper

More on North Creek

Go deeper on North Creek

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
New Berlin Elementary SchoolPreK-5 · Duval County School District · Grade A (Florida DOE 2025-26)
GRADEC
Oceanway School6-8 · Duval County School District · Grade C (Florida DOE 2025-26)
GRADEC
First Coast High School9-12 · Duval County School District · Grade C (Florida DOE 2025-26)
What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Jeramie 5 min

Dining

  • Lindacooks 5 min

Shopping

  • Oak Plaza 4 min

Parks

  • Play Factory and Cafe 6 min
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 543 APPLE CREEK Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2009 (17 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $56/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,764 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,350/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $600 more per year than the current owner’s estimated bill (+13%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordrealMLS, checked against the MLS hourly (last: October 17, 2026)
Comparable salesrealMLS closed sales in North Creek, last 18 months, as of October 14, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 543 APPLE CREEK Drive and when was it built?

Per the listing record, 543 APPLE CREEK Drive was built in 2009 and has 1,764 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 543 APPLE CREEK Drive in?

543 APPLE CREEK Drive is in North Creek in Jacksonville, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 543 APPLE CREEK Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $56 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 543 APPLE CREEK Drive differ from the current owner's?

The estimate on this page (about $5,350 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $600 more per year than the current owner’s estimated bill (+13%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 543 APPLE CREEK Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.