Single Family Residence in Beacon Lake, St. Augustine · No CDD · FEMA Zone X · Built 2024
Beacon Lake · St. Augustine, FL 32095 · St. Johns
Listing data updated July 3, 2026 · refreshed twice daily
3Bedrooms
2.5Bathrooms
2,328Sq Ft
2024Year Built
$244Per Sq Ft
Waterfront2-car garageNo CDDFEMA Zone X
Highlights
No CDD assessment on record
FEMA Zone X — flood insurance generally not federally required
Built 2024 · 2 yrs
2,328 sq ft of living area
2-car garage
$244/sq ft — compared with the displayed median of $239 from recent nearby sales
Listed at $569,000 — recent neighborhood median sale price ~$490,000 (nearby sales; deemed reliable, not an appraisal)
Active listing
HOA ~$50/mo (estimate; confirm)
This listing is shown at $569,000, with 3 bedrooms and 2.5 bathrooms, and 2,328 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.
Momentum Snapshot
The whole picture, at a glance
Property
Bedrooms3
Bathrooms2.5
Living area2,328 sq ft
Year built2024
Property typeSingle Family Residence
Financial
Est. monthly payment$3,583
Est. taxes / yr~$4,893
Est. insurance / yr~$1,888
HOA$50/mo
CDDNone on record
Price / sq ft$244
Risk
Flood zoneZone X
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$1,888/yr
Market
Neighborhood median DOM35
Active listings (area)16
Months of supply3.6
Comparable-sales median$490,000
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Visual snapshot
The numbers, at a glance
Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$1,888/yr
Estimated homeowners premium; get a real quote.
Months of supply
3.6 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
48/100
Balanced market — from supply, under-contract share, and days on market.
Estimated monthly payment
$3,583/mo
Principal & interest $2,968/mo83%
Taxes $408/mo11%
Insurance $157/mo4%
HOA $50/mo1%
Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Momentum Scores
Momentum Property Score
51/100
Strongest on: Flood safety (95), Insurance cost (80)
A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.
Price vs area45
This home $244/sq ft vs area median $239/sq ft from recent nearby sales.
Affordability23
List price $569,000 vs area median $490,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2024 build. Obtain a property-specific quote.
Market liquidity64
Area median 35 days on market, ~3.6 months of supply.
Investment metrics42
Objective supply and demand metrics for the area - not investment advice.
Renovation upside10
From a 2024 build and $244/sq ft vs area $239/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Listing facts & disclosures
$569,000
List price
As listed in the MLS
3 / 2.5
Bed / bath
Per the listing
2,328
Living area
Sq ft (approx.)
$244
Price / sq ft
List ÷ living area
The home
Year built2024
Per public record.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$4,893/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.
This home's $/sq ft vs. nearby sales
Recent sold prices in this community
The Messtimate™
The Messtimate: $544,752 – $558,720
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$544,752the mess$558,720
Actual list price: $569,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 3% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
16 active listings competing in Beacon Lake
6 under contract now
27% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
≈3.6 months of supply (one market-context metric; should not be used alone)
Median sale price is up 36% over the last 97 months
Homes here sell at about 99.9% of list price
54 closed here in the last 12 months
For reference, this home is listed at $569,000 ($244/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,328 sq ft × $234–$240/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 3, 2026.
Market analysis
Beacon Lake market analysis
Local market conditions - current inventory and, where available, recent trends. Reference only, not a forecast or valuation. Source: realMLS (Northeast Florida Multiple Listing Service).
16Active listings
6Under contract
0New this month
3.6Months of supply
35Median days on market
27%Under-contract share
Current area inventory and velocity from live MLS counts. Reference only, not a forecast or valuation.
Median sale price
Median $/sq ft
Median days on market
Homes sold per month
Property timeline
This home’s history
2024BuiltPer public record
Jul 2, 2026First trackedObserved at $569,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,608 – $3,793/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.8%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,050 – +$17At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check
Every number, sourced
We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$569,000
Bed / bath3 / 2.5
Living area2,328 sq ft
Year built2024
Property typeSingle Family Residence
MLS #2153644
Listing statusActive
Days on marketNot available on this page
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~20 ft
CountySt. Johns
Estimated first-year tax~$4,893/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$244
Estimated monthly payment$3,583
Estimated insurance~$1,888/yr
Messtimate range$544,752 – $558,720
Comparable-sales median$490,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$3,583
Principal & interest$2,968
Property tax$408
Insurance$157
CDD assessment$0
HOA$50
PMI$0
Down payment $113,800 · Loan $455,200. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$4,893/yr
The seller likely pays less due to the homestead cap. At a $569,000 purchase, expect your first full-year St. Johns bill near $4,893 before exemptions.
CDD assessment
None
No CDD assessment on record for this community.
Insurance
~$1,888/yr
Estimate for a 2024 build in St. Johns. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~20 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Beacon Lake
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Beacon Lake neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Median sale price (set)
$490,000
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$239
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$244
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Beacon Lake
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Costco Liquor Sales 5 min
Dining
St Marys Seafood and More 3 min
Shopping
IGP Place 3 min
Parks
Above Basketball WGV 4 min
In the area
Recent Beacon Lake news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Apr 2026 · Infrastructure
St. Johns County finishes CR 210 widening from I-95 to U.S. 1
St. Johns County completed roadway improvements on County Road 210 between Interstate 95 and U.S. 1, widening roughly seven-tenths of a mile from two lanes to six lanes between Trinity Way and Beachwalk Boulevard. The work added sidewalks, curbing, drainage upgrades, and a new traffic signal at Badger Park Drive, and a ribbon cutting was held April 24, 2026. The county reported the project cost about $18.7 million.
Why it matters: Added capacity along this stretch of CR 210 could ease peak-hour congestion for traffic moving between I-95 and communities along the corridor near Beacon Lake.
New County Road 2209 segment opens in St. Johns County
A 3.9-mile, four-lane segment of County Road 2209 opened between Silverleaf Parkway and International Golf Parkway, east of Tocoi Creek High School. It is part of the larger 2209 Central Project, planned to span 7.7 miles from County Road 210 to Florida 16 at a cost of about $32.5 million, with construction that began in December 2023.
Why it matters: A new north-south corridor in northern St. Johns County could redistribute regional traffic and improve connectivity for areas served off the CR 210 corridor over time.
St. Johns County moved westbound and eastbound CR 210 lanes onto newly built roadway just east of Stone Creek Circle, with traffic returning to the existing road at Cimarrone Boulevard. The county noted the widening segment runs from Cimarrone Boulevard west a little over two miles to Greenbriar Road, with about $30.5 million allocated in the 2025 fiscal year budget and completion targeted for spring 2026.
Why it matters: Staged construction shifts along CR 210 could affect travel times for area drivers until the wider configuration is finished.
Tidal 210 townhome plans advance to county and water district review
The proposed Tidal 210 project, a gated community of 297 town homes off County Road 210 about a half-mile east of I-95, moved into civil plan review and an environmental resource permit application with the St. Johns River Water Management District. The market-rate, non-age-restricted project from Mattamy Homes was scheduled to go before the county Development Review Committee on August 20, 2025, a step ahead of building permits.
Why it matters: If it clears review, this townhome project could add for-sale attached housing inventory near the CR 210 and I-95 interchange close to Beacon Lake.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Lakeside AcademyPublic K-8, in community · St. Johns County School District
Pine Island AcademyPublic K-8, nearby · St. Johns County School District
Beachside High SchoolPublic 9-12 · St. Johns County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jun 2026
$585,000
458 CONVEX Lane, St. Augustine
4 / 3 bd/ba · 2,501 sq ft · $234/sq ft
Courtesy of IAD FLORIDA LLC · View details →
Sold Jun 2026
$598,000
476 HUTCHINSON Lane, St. Augustine
4 / 3 bd/ba · 2,504 sq ft · $239/sq ft
Courtesy of NAVY TO NAVY HOMES LLC · View details →
Sold Jun 2026
$510,000
523 STARGAZE Lane, St. Augustine
4 / 2.5 bd/ba · 2,098 sq ft · $243/sq ft
Courtesy of COLDWELL BANKER VANGUARD REALTY · View details →
Sold Jun 2026
$461,000
55 STARNBERG Court, St. Augustine
4 / 2.5 bd/ba · 2,053 sq ft · $225/sq ft
Courtesy of SUPREME PATH BROKERAGE LLC · View details →
Sold Jun 2026
$470,000
230 STARNBERG Court, St. Augustine
4 / 2.5 bd/ba · 1,968 sq ft · $239/sq ft
Courtesy of HOUSE & HAVEN · View details →
Sold Jun 2026
$460,000
73 STARGAZE Lane, St. Augustine
3 / 2 bd/ba · 1,914 sq ft · $240/sq ft
Courtesy of BLUEFIN REAL ESTATE GROUP · View details →
Median of the set: $239/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Keep looking
Similar homes for sale near Beacon Lake
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Listing description
About this home
Pond views, a fenced backyard, a screened lanai, and the Beacon Lake lifestyle everyone keeps trying to get into.
This 3-bedroom, 2.5-bath home brings the kind of upgrades that actually make a difference. The main living space feels warm, polished, and inviting with LVP flooring, custom built-ins, and an electric fireplace that gives the room a cozy, finished look. The kitchen stands out with cabinets extended to the ceiling, creating that clean custom feel buyers love, while the drop zone by the garage keeps everyday life organized before it ever makes it inside.
Out back, this home gives you the Florida setup people want. A screened lanai overlooking the pond, a fenced yard, and a back porch with shark coating for a clean, low-maintenance finish. Morning coffee, evening wine, outdoor games, dogs running, or just enjoying the view without neighbors directly behind you. This backyard is not just space. It is usable, peaceful, and easy to enjoy. The garage also features shark coating, giving it a sharp finished look, and the home includes a water softener to help protect the plumbing, appliances, and finishes throughout.
Located in Beacon Lake, one of St. Augustine's most loved communities, residents enjoy resort-style amenities including a stunning clubhouse, resort-style pool, lap pool, splash park, fitness center, tennis courts, pickleball courts, dog park, playgrounds, walking trails, and kayak launch. The neighborhood also has a walkable K-8 school inside the community, plus convenient access to shopping, dining, and everyday essentials.
Pond view. Fenced yard. Screened lanai. Upgrades that matter. A community people love. This is the kind of Beacon Lake home buyers wait for.
Description provided by BLUEFIN REAL ESTATE GROUP and reproduced from the MLS; not independently verified.
The full spec sheet
Property details & features
Interior
Bedrooms3
Bathrooms2.5
Living area2,328 sq ft
Exterior & lot
TypeSingle Family Residence
Systems
Year built2024
Age2 yrs
Listing
MLS #2153644
StatusActive
Days on market0
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $569,000Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 65 STARGAZE Lane in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
