32095 (St. Augustine)
Housing Market & Home Values
Median sale price $497,882, down 1.7% year over year, with homes going under contract in about 50 days, 161 homes on the market.
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Housing Market Analyst
Inventory sits at 8.3 months of supply — heavy by the 3-to-6-month balanced benchmark, and 30% of listed homes are already under contract. Prices are down 1.7% versus the prior year, but sellers are still collecting 95.9% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 30% of inventory sits under contract.
Derived from current 32095 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where 32095 is hot — and where it isn't
Each dot is a community (35 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on 32095 (St. Augustine)
The median sale price across 32095 currently stands at $497,882, down 1.7% from a year ago. Buyers are paying a median of $221 per square foot. The typical home goes under contract in about 50 days. Sellers are capturing 95.9% of their original asking price on average.
There are 161 active listings on the market, with 70 more already under contract. At the current sales pace that works out to 8.3 months of supply — a buyer-leaning market by the standard six-month benchmark. 462 homes closed here over the trailing 12 months.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32095 is 47 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 5, 2026.
32095 since 2012 — and where it’s heading
A median home here sold for $246,941 in 2012 and $488,814 over the last recorded year — 98% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (12,988 recorded sales)
Days on market by year
Daily active vs pending · St. Johns County (MLS)
Median price · daily recalculation
What’s driving 32095
3,554 single-family · 1,181 multi-family · 16.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 32095 right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Nearby ZIP codes in St. Johns
| Market | Median | Active | Score | |
|---|---|---|---|---|
| 32095 ← this page | $498K | 161 | 47 | |
| 32259 | $498K | 503 | 46 | Open → |
| 32092 | $456K | 418 | 48 | Open → |
| 32082 | $688K | 203 | 47 | Open → |
| 32081 | $666K | 197 | 46 | Open → |
| 32084 | $362K | 171 | 53 | Open → |
Neighborhoods on the move
| Eagle CreekSt. Augustine | $365K | ▲ 22% |
| KensingtonSt. Augustine | $774K | ▲ 17% |
| Beacon HillsJacksonville | $379K | ▲ 11% |
| Walden ChasePonte Vedra | $534K | ▲ 6% |
| MarklandSt. Augustine | $727K | ▲ 3% |
| CreeksideSt. Augustine | $470K | ▼ 13% |
| Las CalinasSt. Augustine | $610K | ▼ 11% |
| PalenciaSt. Augustine | $675K | ▼ 10% |
| Sandy CreekSt. Augustine | $450K | ▼ 8% |
| MadeiraSt. Augustine | $704K | ▼ 7% |
| ShearwaterSt. Augustine | $498K | 38 |
| Cordova PalmsSt. Augustine | $420K | 23 |
| BridgewaterSt. Augustine | $317K | 20 |
| Bannon LakesSt. Augustine | $450K | 16 |
| Beacon LakeSt. Augustine | $542K | 10 |
| KensingtonSt. Augustine | $774K | 14 days |
| Beacon HillsJacksonville | $379K | 17 days |
| Eagles CreekJacksonville | $420K | 18 days |
| CreeksideSt. Augustine | $470K | 19 days |
| Sandy CreekSt. Augustine | $450K | 27 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 32095 right now?
The data says conditions currently favor neither side decisively in 32095 — the Momentum Score reads 47/100 with 8.3 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 32095 becoming more affordable?
Yes, modestly — the median sale price in 32095 is $497,882, down 1.7% versus the prior year, while sellers still capture 95.9% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in 32095?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Creekside (-13%); Las Calinas (-11%); Palencia (-10%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which 32095 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Kensington (14 days); Beacon Hills (17 days); Eagles Creek (18 days) — homes there go under contract well ahead of the market-wide pace of 50 days.
Momentum Realty in St. Augustine 32095: our agents closed 20 homes here for buyers and sellers in the last 12 months (7 as the listing brokerage, 12 representing the buyer, 1 on both sides), median sale $491,740 (brokerage closed records through October 2026). Find the right Momentum agent in St. Augustine →
32095 (St. Augustine) housing market FAQ
How is the housing market in 32095 right now?
As of October 5, 2026, the 32095 housing market is roughly balanced: the median sale price is $497,882 (down 1.7% year over year), 161 homes are for sale against 462 sales in the last 12 months, which is 8.3 months of supply, and the typical home goes under contract in about 50 days.
How much is a house in 32095?
The median home sold for $497,882 in 32095 over the last 12 months, about $221 per square foot; asking prices on the 161 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in 32095?
By the numbers, sellers in 32095 are getting 95.9% of asking price and going under contract in about 50 days with 8.3 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the 32095 housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: 32095 median sale prices are down 1.7% year over year, inventory stands at 8.3 months of supply, and 30% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in 32095?
The median sale price in 32095 is currently $497,882, down 1.7% from a year ago, based on MLS sales data updated October 5, 2026.
Is 32095 a buyer's or seller's market right now?
The data currently is roughly balanced. 32095 scores 47 of 100 on the Momentum Score, with 8.3 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in 32095?
The typical home in 32095 goes under contract in about 50 days, per current MLS data.
How many homes are for sale in 32095?
There are approximately 161 active listings in 32095 as of October 5, 2026.
Are home prices in 32095 rising or falling?
Median sale prices are down 1.7% year over year based on a rolling comparison of MLS sales.
How many homes has Momentum Realty sold in St. Augustine 32095?
Momentum Realty's agents closed 20 homes in St. Augustine 32095 for buyers and sellers in the last 12 months (7 as the listing brokerage, 12 representing the buyer, 1 on both sides), median sale $491,740 (brokerage closed records through October 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.
Momentum agents use this intelligence every day to price listings and write winning offers across 32095 (St. Augustine). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 5, 2026 at 1:44 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.