Florida Housing IntelligenceSt. Johns County › 32095 (St. Augustine)
Aerial view of 32095, Florida

32095 (St. Augustine)
Homes for Sale & Housing Market

ZIP code market report · St. Johns County

Median sale price $470,000, down 1.9% year over year, with homes going under contract in about 51 days, 162 homes on the market.

33 communities reporting1,043 sales analyzedRefreshed twice dailyMomentum Score 63
Live Market Pulse
63/100
Momentum
Balanced Market
688 homes sold here in the last 12 months. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
Free · Built from today's data
Get My Custom 32095 (St. Augustine) Market Report

Your exact situation run against today's numbers: true comps, negotiation targets, and the off-market homes portals never show.

Selling instead? See what your home is worth today →

Live · 32095 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$470K
Median sold · 12 moConfidence: High
down 1.9% vs the prior 12 months
-1.9%
1-yr price change
n = 1,043 recent sales
$221/sf
Sold $/sqft · 12 mo
St. Johns County: $228 · -0.9% vs prior yr
95.8%
Sale vs ask
St. Johns County: 95.8% · flat vs prior yr
Tempo
2.9mo
Supply
3 to 6 months is the balanced band
51days
Median DOM · closed
St. Johns County: 52 days · +12.0 days vs prior yr
32%
Under contract
St. Johns County: 32%
162 · 77 ▲3
For sale · pending
live counts, refreshed twice daily
688
Sold · last 12 mo
closed across all tracked communities · -25.8% vs prior yr
Market context
42%
New construction
share of recent sales · -28.0pp vs prior yr
63/100
Momentum score
Balanced Market
33
Communities reporting
of 71 tracked in 32095
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 2.9 months of supply — tight by the 3-to-6-month balanced benchmark, and 32% of listed homes are already under contract. Prices are down 1.9% versus the prior year, but sellers are still collecting 95.8% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 63
Momentum Score
Buyer leverage37
Seller leverage63

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 32% of inventory sits under contract.

Derived from current 32095 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.1 mo · balanced band · 18 active
$300K–$500K
2.7 mo · seller-tilted · 119 active
$500K–$750K
3.0 mo · balanced band · 22 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 32095 is hot — and where it isn't

Each dot is a community (32 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32095 (St. Augustine)

The median sale price across 32095 currently stands at $470,000, down 1.9% from a year ago. Buyers are paying a median of $221 per square foot. The typical home goes under contract in about 51 days. Sellers are capturing 95.8% of their original asking price on average.

There are 162 active listings on the market, with 77 more already under contract. At the current sales pace that works out to 2.9 months of supply — a seller-leaning market by the standard six-month benchmark. 688 homes closed here over the trailing 12 months.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32095 is 63 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

32095 since 2012 — and where it’s heading

A median home here sold for $226,418 in 2012 and $485,539 over the last recorded year — 114% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (12,927 recorded sales)

$220K$375K$530K$486K2012: $226K2013: $278K2014: $302K2015: $328K2016: $331K2017: $348K2018: $343K2019: $366K2020: $350K2021: $389K2022: $524K2023: $471K2024: $494K2025: $463K2026: $486K20122015201920232026

Days on market by year

13d56d99d51d2012: 98d2013: 73d2014: 49d2015: 72d2016: 71d2017: 68d2018: 61d2019: 44d2020: 53d2021: 30d2022: 15d2023: 41d2024: 44d2025: 39d2026: 51d20122015201920232026

Daily active vs pending · St. Johns County (MLS)

8351,4302,025Jul 07 · Active: 2,002Aug 03 · Active: 1,963Aug 04 · Active: 1,943Aug 05 · Active: 1,949Aug 06 · Active: 1,928Aug 07 · Active: 1,936Aug 08 · Active: 1,953Aug 09 · Active: 1,951Aug 10 · Active: 1,944Aug 11 · Active: 1,924Aug 12 · Active: 1,905Aug 13 · Active: 1,905Aug 15 · Active: 1,940Aug 17 · Active: 1,925Aug 19 · Active: 1,917Aug 22 · Active: 1,945Aug 23 · Active: 1,927Aug 28 · Active: 1,924Aug 29 · Active: 1,929Aug 30 · Active: 1,914Aug 31 · Active: 1,910Sep 07 · Active: 1,896Sep 09 · Active: 1,897Sep 11 · Active: 1,926Sep 12 · Active: 1,927Sep 13 · Active: 1,919Sep 14 · Active: 1,918Sep 15 · Active: 1,921Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$453K$462K$470K$470KAug 06: $455KAug 08: $455KAug 09: $455KAug 10: $455KAug 11: $455KAug 12: $455KAug 13: $455KAug 15: $455KAug 17: $453KAug 18: $453KAug 19: $455KAug 20: $455KAug 21: $455KAug 22: $455KAug 23: $455KAug 24: $455KAug 26: $455KAug 28: $456KAug 29: $455KAug 30: $455KAug 31: $455KSep 01: $455KSep 04: $455KSep 05: $455KSep 06: $453KSep 07: $453KSep 08: $453KSep 09: $470KSep 10: $470KSep 11: $470KSep 12: $470KSep 13: $470KSep 14: $470KSep 15: $470KAug 06Aug 17Aug 28Sep 07Sep 15
Single-family 100%
Local Economics · county layer

What’s driving 32095

Building pipeline
4,735 units permitted -15% YoY

3,554 single-family · 1,181 multi-family · 16.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Eagle Creek ▲ 22%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
Under $300K: 3.1 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 32095 right now.

Biggest opportunity
$300K–$500K: 2.7 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in St. Johns

MarketMedianActiveScore
32095 ← this page$470K16263
32259$498K51364Open →
32092$456K39867Open →
32082$745K20257Open →
32081$668K19962Open →
32084$380K16155Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Eagle CreekSt. Augustine$365K▲ 22%
KensingtonSt. Augustine$757K▲ 20%
Walden ChasePonte Vedra$529K▲ 6%
Beacon HillsJacksonville$375K▲ 4%
STOKES LANDINGSt. Augustine$260K▲ 2%
Prices cooling fastest
Las CalinasSt. Augustine$610K▼ 14%
CreeksideSt. Augustine$470K▼ 13%
PalenciaSt. Augustine$665K▼ 11%
MarklandSt. Augustine$698K▼ 9%
MadeiraSt. Augustine$687K▼ 9%
Most homes for sale
ShearwaterSt. Augustine$498K38
BridgewaterSt. Augustine$317K20
Cordova PalmsSt. Augustine$420K19
Bannon LakesSt. Augustine$453K11
Las CalinasSt. Augustine$610K10
Selling fastest
KensingtonSt. Augustine$757K11 days
Beacon HillsJacksonville$375K17 days
Eagles CreekJacksonville$420K18 days
CreeksideSt. Augustine$470K19 days
Sandy CreekSt. Augustine$450K27 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32095 right now?

The data says conditions currently favor neither side decisively in 32095 — the Momentum Score reads 63/100 with 2.9 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32095 becoming more affordable?

Yes, modestly — the median sale price in 32095 is $470,000, down 1.9% versus the prior year, while sellers still capture 95.8% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 32095?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Las Calinas (-14%); Creekside (-13%); Palencia (-11%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32095 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Kensington (11 days); Beacon Hills (17 days); Eagles Creek (18 days) — homes there go under contract well ahead of the market-wide pace of 51 days.

Questions

32095 (St. Augustine) housing market FAQ

How is the housing market in 32095 right now?

As of September 15, 2026, the 32095 housing market favors sellers: the median sale price is $470,000 (down 1.9% year over year), 162 homes are for sale against 688 sales in the last 12 months, which is 2.9 months of supply, and the typical home goes under contract in about 51 days.

How much is a house in 32095?

The median home sold for $470,000 in 32095 over the last 12 months, about $221 per square foot; asking prices on the 162 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 32095?

By the numbers, sellers in 32095 are getting 95.8% of asking price and going under contract in about 51 days with 2.9 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 32095 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 32095 median sale prices are down 1.9% year over year, inventory stands at 2.9 months of supply, and 32% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 32095?

The median sale price in 32095 is currently $470,000, down 1.9% from a year ago, based on MLS sales data updated September 15, 2026.

Is 32095 a buyer's or seller's market right now?

The data currently favors sellers. 32095 scores 63 of 100 on the Momentum Score, with 2.9 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 32095?

The typical home in 32095 goes under contract in about 51 days, per current MLS data.

How many homes are for sale in 32095?

There are approximately 162 active listings in 32095 as of September 15, 2026.

Are home prices in 32095 rising or falling?

Median sale prices are down 1.9% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32095 (St. Augustine). Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.