316 days on market (MLS) Single Family Residence
$258,000
3-Bedroom Home in Holiday Hill

723 Montego Road, Jacksonville, FL 32216

Single Family Residence in Holiday Hill, Jacksonville · No CDD on record
Holiday Hill · Jacksonville, FL 32216 · Duval County
Listing data updated October 13, 2026 at 3:45 AM ET · checked against the MLS hourly
3Bedrooms
2Bathrooms
1,282Sq Ft
1959Year Built
$201Per Sq Ft
2-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$201 here vs $197 median sold (12 mo)
Buyer leverage
Seller-leaning
316 days on market
1.5 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 11
Price vs recent sales
Asking $258k is at or below all 11 recent closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 13, 2026, 723 MONTEGO Road in Holiday Hill, Jacksonville is listed at $258,000 (1,282 sq ft, about $201 per sq ft). That is 24% below Holiday Hill's median closed sale of $341,000 over the last 12 months (16 recorded sales). It has been 316 days on market, longer than the community's typical 21 days to contract. Listing facts: built in 1959, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1959 · 67 yrs
  • 1,282 sq ft of living area
  • 2-car garage
  • Listed at $258,000 — recent neighborhood median sale price ~$341,000 (nearby sales; deemed reliable, not an appraisal)
  • 316 days on market
  • No HOA reported by the listing (confirm)
School district: HOA County Duval County Florida Schools Duval County Public SchoolsCommunity built 1956–1984El Mercadito Latino · 2 min driveTree Hill Nature Center · 2 min driveIRIE VYBZ CUISINE · 3 min drive
Listing description

About this home

Short Sale - Subject to Lender Approval. Opportunity awaits in this well-located 3-bedroom, 2-bath home in the established Holiday Hill/Glynlea-Grove Park area. Features include classic terrazzo flooring, a spacious Florida/family room, and a functional layout with great potential.

Roof approximately 4 years old and geothermal HVAC under 10 years for added efficiency. Convenient access to Downtown Jacksonville, San Marco, shopping, dining, and major roadways. Priced to sell at $268,000—ideal for buyers or investors willing to navigate a short-sale transaction.

Property sold as-is. All offers subject to third-party approval.

All 34 photos

723 Montego Road, Jacksonville FL - photo 6 of 34723 Montego Road, Jacksonville FL - photo 7 of 34723 Montego Road, Jacksonville FL - photo 8 of 34723 Montego Road, Jacksonville FL - photo 9 of 34723 Montego Road, Jacksonville FL - photo 10 of 34723 Montego Road, Jacksonville FL - photo 11 of 34723 Montego Road, Jacksonville FL - photo 12 of 34723 Montego Road, Jacksonville FL - photo 13 of 34723 Montego Road, Jacksonville FL - photo 14 of 34723 Montego Road, Jacksonville FL - photo 15 of 34723 Montego Road, Jacksonville FL - photo 16 of 34723 Montego Road, Jacksonville FL - photo 17 of 34723 Montego Road, Jacksonville FL - photo 18 of 34723 Montego Road, Jacksonville FL - photo 19 of 34723 Montego Road, Jacksonville FL - photo 20 of 34723 Montego Road, Jacksonville FL - photo 21 of 34723 Montego Road, Jacksonville FL - photo 22 of 34723 Montego Road, Jacksonville FL - photo 23 of 34723 Montego Road, Jacksonville FL - photo 24 of 34

Description provided by UNITED REAL ESTATE GALLERY and reproduced from the MLS; not independently verified.

Listing courtesy of UNITED REAL ESTATE GALLERYProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$258,000
Bed / bath3 / 2
Living area1,282 sq ft
Year built1959
Property typeSingle Family Residence
Garage2-car
MLS #2104731
Listing status316 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
CountyDuval
Area listings2 active · 2 under contract
Estimated first-year tax~$3,725/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$201
Estimated monthly payment$1,879
Insurance (illustrative)$1k–$2k/yr
Messtimate range$288,450 – $302,552
Comparable-sales median$341,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$1,879/mo
  • Principal & interest $1,429/mo 76%
  • Taxes $310/mo 17%
  • Insurance $140/mo 7%

$1,879/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$3,725/yr
≈ $310/mo·effective rate ~1.44%
Estimate: asking price less the $50,000 homestead exemption × Duval County rate (17.86 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $3,225/yr ($269/mo) — taxable value $180,197 × 17.86 mills
$500 more each year
(+16%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$75,197
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$255,394
Market value
$235,919
Assessed
$180,197
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Holiday Hill

Pricing & the Holiday Hill market

How this home is priced against recent nearby sales, and where Holiday Hill has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales856 PALERMO Road856 PALERMO Road: $194/sq ft$194This homeThis home: $201/sq ft$201735 GROVE PARK Boulevard735 GROVE PARK Boulevard: $225/sq ft$2257004 ALTAMA Road7004 ALTAMA Road: $230/sq ft$230628 MATTERHORN Road628 MATTERHORN Road: $236/sq ft$236691 GROVE PARK Boulevard691 GROVE PARK Boulevard: $240/sq ft$240Community median $197

Price vs. size in Holiday Hill

Each dot is a closed sale since 2001 (549 total). This home is the gold marker.

$24k$302k$580k9912,0003,008This home: $258,000, 1,282 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $201/sq ft.

$47$141$2362012: $6520122013: $722014: $6520142015: $662016: $9820162017: $1042018: $12220182019: $1242020: $13020202021: $1572022: $19120222023: $1882024: $20420242025: $2182026: $1972026

Median sale price by year

12-month median closed price, 2012–2026.

$76k$222k$369k2012: $104k20122013: $120k2014: $112k20142015: $106k2016: $155k20162017: $170k2018: $190k20182019: $198k2020: $205k20202021: $265k2022: $305k20222023: $290k2024: $318k20242025: $320k2026: $341k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 58 (normal).

-146932013: 4020132014: 82015: 1720152016: 612017: 5620172018: 662019: 3620192020: 552021: 8420212022: 782023: 3520232024: 762025: 3020252026: 582026
Property timeline

This home’s history

  • 1959BuiltPer public record
  • About Dec 2025Listed (per MLS)MLS reports 316 cumulative days on market as of October 13, 2026
  • Jul 2, 2026First seen on movewithmomentum.comObserved at $258,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $258,000Momentum Realty · on market 316 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

5 closed sales in Holiday Hill in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 5 sales: $341,000 ($197/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$288,450the mess$302,552

Stronger local evidence — 5 comparable closed sales in Holiday Hill, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $258,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 5% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1959 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 5 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 316 days on market vs. a 21-day community median
  • 2 active listings competing, 2 under contract
  • ≈1.5 months of supply
  • 16 closed here in the last 12 months

For reference, this home is listed at $258,000 ($201/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,282 sq ft × $225–$236/sq ft (interquartile band of 5 comparable closed sales in Holiday Hill, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 13, 2026.

Momentum Scores

Momentum Property Score

66/100
Strongest on: Flood safety (95), Affordability (91)
0 limited50100 exceptional

66/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area45
This home $201/sq ft vs the community 12-month median $197/sq ft.
Affordability91
List price $258,000 vs the community median $341,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1959 build. Obtain a property-specific quote.
Market liquidity83
Community median 21 days on market, ~1.5 months of supply (12-month record).
Pricing power58
Recent sales closed at about 96.3% of original asking (~3.7% below). More room below asking generally favors buyers.
Market timing42
Momentum Market Heat is 58/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 1.5 months of supply in the surrounding market and 316 days on market for this home, against a 21-day area median.Days on market:this home 316Area median:  21 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 12, 2026.

🟡 Asking $201 per square foot, about in line with the community’s $197 median. Holiday Hill’s 12-month median sold price per square foot is $197. Median sold price per square foot is up 6.6% year over year. Confidence: Medium · 16 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

80% of homes in Holiday Hill are owner-occupied. An estimated 20% are non-owner-occupied, including 7% held in a company or trust and 3% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 302 homes matched. Community-level context.

Recent Holiday Hill sales closed near 96.3% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 12, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 2 active listings in Holiday Hill, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

Want to see 723 MONTEGO Road?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by UNITED REAL ESTATE GALLERY · MLS # 2104731

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near Holiday Hill

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Jacksonville

  • 6851 Biddy Lane, Jacksonville · $285,000 · 4 bd / 2.0 ba · listed October 13, 2026 (courtesy of FADER & CO REALTY LLC)
  • 858 Granville Road, Jacksonville · $299,000 · 3 bd / 2.0 ba · listed October 13, 2026 (courtesy of SAVVY AVENUE, LLC.)
  • 1854 Morgana Road, Jacksonville · $299,900 · 3 bd / 2.0 ba · listed October 13, 2026 (courtesy of FADER & CO REALTY LLC)
  • 60 Kirk Road, Jacksonville · $279,900 · 3 bd / 2.0 ba · listed October 13, 2026 (courtesy of RPB REALTY,INC)
  • 4409 Melvin Circle, Jacksonville · $174,900 · 4 bd / 1.5 ba · listed October 13, 2026 (courtesy of AGENTCHASE LLC)
  • 6167 Earline Circle, Jacksonville · $249,900 · 3 bd / 2.0 ba · listed October 13, 2026 (courtesy of RPB REALTY,INC)

Recently off market in Holiday Hill

Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

In the area

Recent Holiday Hill news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Oct 2026 · Retail Dining

Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.

The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.

Why it matters: The timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The site is about 5 miles west of Holiday Hill.

Jacksonville Today

Sep 2026 · Infrastructure

JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT

JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.

Why it matters: Raised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 7 miles northeast of Holiday Hill.

News4JAX

Sep 2026 · Development

Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle

Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.

Why it matters: If approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The site is about 5 miles west of Holiday Hill.

Jacksonville Today

Sep 2026 · Development

Downtown review board approves concept for first new University of Florida graduate campus building in LaVilla

The Downtown Development Review Board voted 7-0 on Sept. 10 for a six to eight story, roughly 185,000 square foot academic building on a 2.34-acre site bounded by West Bay, Forsyth and North Lee streets. It is the first new building in a multiphase UF graduate and semiconductor institute campus estimated at $345 million. UF hopes to break ground in December, pending final design review and permitting.

Why it matters: A large graduate campus adds education and technology jobs and daytime foot traffic to the western Downtown core. The site is about 6 miles west of Holiday Hill.

Jacksonville Today

Go deeper

More on Holiday Hill

Go deeper on Holiday Hill

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Holiday HillAssigned elementary school · Duval County School District · Grade C (Florida DOE 2025-26)
GRADEC
SouthsideAssigned middle school · Duval County School District · Grade C (Florida DOE 2025-26)
GRADEC
EnglewoodAssigned high school · Duval County School District · Grade C (Florida DOE 2025-26)
What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • El Mercadito Latino 2 min

Dining

  • IRIE VYBZ CUISINE 3 min

Shopping

  • Ebel Shopping Center 7 min

Parks

  • Tree Hill Nature Center 2 min
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 723 MONTEGO Road, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1959 (67 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,282 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,725/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $500 more per year than the current owner’s estimated bill (+16%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordrealMLS, checked against the MLS hourly (last: October 13, 2026)
Comparable salesrealMLS closed sales in Holiday Hill, last 18 months, as of October 12, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 723 MONTEGO Road and when was it built?

Per the listing record, 723 MONTEGO Road was built in 1959 and has 1,282 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 723 MONTEGO Road in?

723 MONTEGO Road is in Holiday Hill in Jacksonville, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 723 MONTEGO Road have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 723 MONTEGO Road differ from the current owner's?

The estimate on this page (about $3,725 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $500 more per year than the current owner’s estimated bill (+16%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 723 MONTEGO Road in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 723 MONTEGO Road in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.