FEMA Zone X — flood insurance generally not federally required
Built 1928 · 98 yrs
$151/sq ft — in line with the area median of $151
22 days on market
HOA ~$50/mo (estimate; confirm)
Listing facts & disclosures
$230,000
List price
As listed in the MLS
3 / 1
Bed / bath
Per the listing
1,524
Living area
Sq ft (approx.)
$151
Price / sq ft
List ÷ living area
The home
Year built1928
Per public record.
Lot sizeSee record
Approximate; verify with survey.
Property typeSingle Family Residence
Per the listing.
Costs
HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$2,622/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.
Site & risk
FEMA flood zoneZone X
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormModerate
Coastal exposure varies; obtain an insurer quote.
Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.
Listing description
About this home
SELLER WELCOMES BACK UP OFFERS. Proven performer in Jacksonville's historic Riverside neighborhood. This 3BR/1BA, 1,524 sq ft cottage has been continuously rented over the past 22 years - most recently with the same tenant for 8 years. Major capital expenditures are behind you: n...
Description provided by WATSON REALTY CORP and reproduced from the MLS; not independently verified.
No surprises at closing
Estimate a monthly payment
A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.
Estimated monthly payment
$1,593
Principal & interest$1,200
Property tax$218
Insurance$125
CDD assessment$0
HOA$50
PMI$0
Down payment $46,000 · Loan $184,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.
Estimated ownership costs
Estimated costs & disclosures
Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.
Property tax reset
~$2,622/yr
The seller likely pays less due to the homestead cap. At a $230,000 purchase, expect your first full-year Duval bill near $2,622 before exemptions.
CDD assessment
None
No CDD assessment on record for this community.
Insurance
~$1,497/yr
Estimate for a 1928 build in Duval. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~20 ft
Approximate parcel elevation from USGS. Run --online for a live reading.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Market data · public records
Recent sales activity in Riverside Park Place
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Riverside Park Place neighborhood guide for more.
Comparable sales found
0
Recent nearby closings in the data set.
Median sale price (set)
$230,000
Median closed price of the comparable set. Reference only.
Median $/sq ft (set)
$151
Median $/sq ft of the comparable set. Reference only.
This home $/sq ft
$151
List price divided by living area. Provided as data, not a value judgment.
Go deeper on Riverside Park Place
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. That’s the whole point: look how wide it is.
$184,404the mess$275,844
A 50% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen, new roof, or dated interior can swing value six figures. Sq ft can't see it.
The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
Views & orientation — golf, water, or preserve views aren't in the square footage.
Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
School zoning & micro-location — one street over can mean a different school, and a different price.
And here's what the live market is doing — which the number above ignores entirely:
This home: 22 days on market vs. a ~62-day neighborhood median
36 active listings competing in Riverside Park Place
9 under contract now
20% of for-sale inventory is already under contract (demand signal)
pending-to-active ratio 0.25 (higher = faster-selling demand)
≈6.0 months of supply (under ~4 favors sellers, over ~6 favors buyers)
3 new-construction homes competing
72 closed here in the last 12 months
For reference, this home is listed at $230,000 ($151/sq ft) — a number set with analysis a Messtimate can't do.
Want a number you can actually price or offer on? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,524 sq ft × $121–$181/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 1, 2026.
In the area
Recent Riverside news
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Market
Two Five Points restaurants set closing dates as district cites churn
Clarke Bros. said it would close June 20 and Prospect Five Points announced a June 9 closure, following Mossfire's exit in 2025. A Five Points Merchant Association representative described the turnover as churn rather than decline of the area and pointed to the district's new Business Improvement District, funded by an assessment on local business properties, as a tool for stabilizing the corridor.
Why it matters: Storefront turnover in the Five Points commercial node is a normal part of district cycles, and the new improvement district funding could help support tenant continuity over time.
Norikawa waterfront restaurant in permit review at One Riverside
The city is reviewing a build out permit for Norikawa, a Japanese restaurant from Pearl Hospitality Group planned at the One Riverside development on Riverside Avenue. The space overlooks the riverwalk near the restored mouth of McCoys Creek and the Emerald Trail entrance at the Riverside edge of downtown.
Why it matters: A destination dining anchor at the neighborhood's riverfront gateway could extend the Riverside Avenue activity spine, and waterfront food and beverage has historically been a durable traffic driver for adjacent districts.
A tenant build out permit was issued for Riverside Kava Bar LLC at 1269 King Street, covering about 1,200 square feet at a listed cost of roughly $51,200. The project adds another beverage concept to the King Street commercial corridor.
Why it matters: Continued small tenant investment on King Street suggests steady leasing demand in Riverside's secondary retail strip, which may help keep storefront vacancy low between the larger Five Points and Park and King nodes.
90 foot mural unveiled at the Riverside Arts Market site
A 90 foot mural titled Abundant Waters by Jacksonville artist Patrick Maxcy was unveiled December 12 on the JEA pump station beneath the Fuller Warren Bridge, home of the Riverside Arts Market. The privately funded commission, organized by Riverside Avondale Preservation with JEA and supported by the Environmental Protection Board, PNC Foundation, and Haskell, depicts St. Johns River wildlife above and below the waterline.
Why it matters: Sustained placemaking investment around the Arts Market underscores the riverfront's role as a weekly neighborhood draw, an amenity that historically supports buyer interest in walkable Riverside blocks.
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Central Riverside Elementary SchoolPublic PreK-5 · Duval County School District
Lake Shore Middle SchoolPublic 6-8 · Duval County School District
Riverside High SchoolPublic 9-12 · Duval County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
The full spec sheet
Property details & features
Interior
Bedrooms3
Bathrooms1
Living area1,524 sq ft
Exterior & lot
Lot sizeSee record
TypeSingle Family Residence
Systems
Year built1928
Age98 yrs
Listing
MLS #2149402
StatusActive Under Contract
Days on market22
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Transparency
Price & listing history
Listed for $230,000Momentum Realty · on market 22 days
Public records
Building permits
Permit history not yet linkedAdd county permit records via overrides
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 752 ACOSTA Street in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Listing agent
Listed by
WATSON REALTY CORP
Listing courtesy of WATSON REALTY CORP. Information provided via the NEFMLS Internet Data Exchange and deemed reliable but not guaranteed. To tour this home, a licensed Momentum Realty agent can represent you as a buyer.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
