Florida Housing IntelligenceDuval County › 32204 (Jacksonville)
Aerial view of 32204, Florida

32204 (Jacksonville)
Housing Market

ZIP code market report · Duval County

Median sale price $297,450, up 8.9% year over year, with homes going under contract in about 50 days, 43 homes on the market.

9 communities reporting139 sales analyzedRefreshed twice dailyMomentum Score 54
Live Market Pulse
54/100
Momentum
Balanced Market
About 5 months of supply — room to negotiate. Recalculated every day from licensed MLS data · last refresh August 26, 2026 at 8:37 PM ET.
Free · Built from today's data
Get My Custom 32204 (Jacksonville) Market Report

Your exact situation run against today's numbers: true comps, negotiation targets, and the off-market homes portals never show.

Selling instead? See what your home is worth today →

Live · 32204 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$297K
Median sold · 12 moConfidence: High
up 8.9% vs the prior 12 months
+8.9%
1-yr price change
n = 139 recent sales
$218/sf
Sold $/sqft · 12 mo
Duval County: $184 · +5.8% vs prior yr
94.1%
Sale vs ask
Duval County: 95.5% · -0.9pp vs prior yr
$296K
Duval County home value
Zillow ZHVI, monthly · -1.2% vs a year ago
Tempo
5.2mo
Supply
3 to 6 months is the balanced band
50days
Median DOM · closed
Duval County: 44 days · +6.0 days vs prior yr
24%
Under contract
Duval County: 36%
43 · 11 ▼8
For sale · pending
live counts, refreshed twice daily
98
Sold · last 12 mo
closed across all tracked communities · -22.3% vs prior yr
Market context
28%
Listings with price cuts
Duval County · Zillow · +1.1pp vs prior month
5,435
County for-sale inventory
Zillow, monthly · -0.5% vs prior month
9%
New construction
share of recent sales · -6.2pp vs prior yr
54/100
Momentum score
Balanced Market
9
Communities reporting
of 39 tracked in 32204
Economy & people · county layer
$68,447
Median household income
U.S. Census ACS, county
1,007,189
County population
+9.0% since 2018
4.3×
Price to income
county home value vs median income
58%
Owner-occupied
U.S. Census ACS, county
$2,142/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 26, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 5.2 months of supply — balanced by the 3-to-6-month balanced benchmark, and 24% of listed homes are already under contract. Prices are up 8.9% versus the prior year and sellers are still collecting 94.1% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 54
Momentum Score
Buyer leverage46
Seller leverage54

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 24% of inventory sits under contract.
  • Mortgage sensitivity — at 4.3× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32204 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
5.2 mo · balanced band · 34 active
$300K–$500K
5.6 mo · balanced band · 8 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 32204 is hot — and where it isn't

Each dot is a community (9 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32204 (Jacksonville)

The median sale price across 32204 currently stands at $297,450, up 8.9% from a year ago. Buyers are paying a median of $218 per square foot. The typical home goes under contract in about 50 days. Sellers are capturing 94.1% of their original asking price on average.

There are 43 active listings on the market, with 11 more already under contract. At the current sales pace that works out to 5.2 months of supply — roughly balanced conditions by the standard six-month benchmark. 98 homes closed here over the trailing 12 months.

Zillow's home value index for Duval County stands at $296,317. About 28% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32204 is 54 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 26, 2026.

Trends & History

32204 since 2012 — and where it’s heading

A median home here sold for $117,234 in 2012 and $438,330 over the last recorded year — 274% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (2,621 recorded sales)

$111K$278K$445K$438K2012: $117K2013: $130K2014: $169K2015: $214K2016: $239K2017: $224K2018: $231K2019: $243K2020: $281K2021: $312K2022: $365K2023: $383K2024: $400K2025: $381K2026: $438K20122015201920232026

Days on market by year

23d63d103d50d2012: 102d2013: 42d2014: 48d2015: 54d2016: 56d2017: 61d2018: 36d2019: 48d2020: 46d2021: 34d2022: 25d2023: 39d2024: 31d2025: 44d2026: 50d20122015201920232026

Home value trend · Duval County (Zillow ZHVI)

$296K$298K$300K$296KJul '25: $300KAug '25: $298KSep '25: $297KOct '25: $297KNov '25: $296KDec '25: $296KJan '26: $296KFeb '26: $297KMar '26: $298KApr '26: $298KMay '26: $297KJun '26: $297KJul '26: $296KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

5,2075,8356,4635,435Jul '25: 6,438Aug '25: 6,349Sep '25: 6,193Oct '25: 6,087Nov '25: 5,883Dec '25: 5,602Jan '26: 5,338Feb '26: 5,233Mar '26: 5,326Apr '26: 5,415May '26: 5,453Jun '26: 5,461Jul '26: 5,435Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Duval County (MLS)

1,6852,9354,184Jul 07 · Active: 4,030Aug 03 · Active: 4,015Aug 04 · Active: 3,979Aug 05 · Active: 3,982Aug 06 · Active: 3,986Aug 07 · Active: 4,037Aug 08 · Active: 4,070Aug 09 · Active: 4,065Aug 10 · Active: 4,051Aug 11 · Active: 4,047Aug 12 · Active: 4,058Aug 13 · Active: 4,072Aug 15 · Active: 4,135Aug 17 · Active: 4,048Aug 19 · Active: 4,034Aug 22 · Active: 4,116Aug 23 · Active: 4,108Jul 07Aug 10Aug 23ActivePending

Median price · daily recalculation

$295K$297K$300K$297KAug 06: $295KAug 08: $295KAug 09: $295KAug 10: $295KAug 11: $295KAug 12: $295KAug 13: $295KAug 15: $295KAug 17: $295KAug 18: $295KAug 19: $295KAug 20: $297KAug 21: $297KAug 22: $297KAug 23: $300KAug 24: $300KAug 26: $297KAug 06Aug 11Aug 17Aug 21Aug 26
Local Economics · county layer

What’s driving 32204

Who’s moving here
+912 net residents/yr

Top inbound states: GA, CA, VA, NY. Movers arriving report ~$67,296 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,315/yr avg premium

2,001 Citizens policies in force in Duval County — the state-backed insurer of last resort. Budget insurance into any Duval purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
6,017 units permitted -7% YoY

3,732 single-family · 2,285 multi-family · 6.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
1661 Riverside ▲ 32%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$300K–$500K: 5.6 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 32204 right now.

Biggest opportunity
Under $300K: 5.2 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Duval

MarketMedianActiveScore
32204 ← this page$297K4354
32218$301K23069Open →
32256$385K20957Open →
32210$220K20560Open →
32219$316K20358Open →
32244$260K17863Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
1661 RiversideJacksonville$415K▲ 32%
RiversideJacksonville$535K▲ 2%
New RiversideJacksonville$297K▲ -7%
Prices cooling fastest
New RiversideJacksonville$297K▼ 7%
RiversideJacksonville$535K▼ 2%
1661 RiversideJacksonville$415K▼ 32%
Most homes for sale
New RiversideJacksonville$297K30
1661 RiversideJacksonville$415K2
Broadview TerraceJacksonville$440K2
John Gorrie CondoJacksonville$270K2
Selling fastest
1661 RiversideJacksonville$415K47 days
RiversideJacksonville$535K49 days
New RiversideJacksonville$297K49 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32204 right now?

The data says conditions currently favor neither side decisively in 32204 — the Momentum Score reads 54/100 with 5.2 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32204 becoming more affordable?

No — the median sale price in 32204 is $297,450, up 8.9% versus the prior year, while sellers still capture 94.1% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 32204?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are New Riverside (-7%); Riverside (2%); 1661 Riverside (32%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32204 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are 1661 Riverside (47 days); Riverside (49 days); New Riverside (49 days) — homes there go under contract well ahead of the market-wide pace of 50 days.

Questions

32204 (Jacksonville) housing market FAQ

What is the median home price in 32204?

The median sale price in 32204 is currently $297,450, up 8.9% from a year ago, based on MLS sales data updated August 26, 2026.

Is 32204 a buyer's or seller's market right now?

The data currently is roughly balanced. 32204 scores 54 of 100 on the Momentum Score, with 5.2 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 32204?

The typical home in 32204 goes under contract in about 50 days, per current MLS data.

How many homes are for sale in 32204?

There are approximately 43 active listings in 32204 as of August 26, 2026.

Are home prices in 32204 rising or falling?

Median sale prices are up 8.9% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32204 (Jacksonville). Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 26, 2026 at 8:37 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.