2 bedroom Condominium at 8539 Gate Parkway #616, Villa Medici, Jacksonville — photo 1Front elevation
2 bedroom Condominium at 8539 Gate Parkway #616, Villa Medici, Jacksonville — photo 2Living space
2 bedroom Condominium at 8539 Gate Parkway #616, Villa Medici, Jacksonville — photo 3Kitchen
2 bedroom Condominium at 8539 Gate Parkway #616, Villa Medici, Jacksonville — photo 4Owner's suite
2 bedroom Condominium at 8539 Gate Parkway #616, Villa Medici, Jacksonville — photo 5Exterior / yardView all 75 photos →
85 days on market (MLS) Condominium ▼ Price cut: $5,000 (8/7)
$165,000
2-Bedroom Condo in Villa Medici

8539 Gate Parkway #616, Jacksonville, FL 32216

Condominium in Villa Medici, Jacksonville · No CDD on record
Villa Medici · Jacksonville, FL 32216 · Duval County
Listing data updated October 1, 2026 · refreshed hourly
2Bedrooms
2Bathrooms
927Sq Ft
2007Year Built
$178Per Sq Ft
1-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
9% above
$/sq ft vs community
$178 here vs $163 median sold (12 mo)
Buyer leverage
Strong buyer advantage
85 days on market
14.2 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~30 ft elevation
$500–$1k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 6 of 11
Price vs recent sales
Asking $165k tops 6 of the last 11 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 8539 GATE Parkway #616 in Villa Medici, Jacksonville is listed at $165,000 (927 sq ft, about $178 per sq ft). That sits within a few percent of Villa Medici's median closed sale of $166,750 over the last 12 months (12 recorded sales). It has been 85 days on market. Listing facts: built in 2007, HOA dues of $461/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2007 · 19 yrs
  • 927 sq ft of living area
  • 1-car garage
  • Listed at $165,000 — recent neighborhood median sale price ~$166,750 (nearby sales; deemed reliable, not an appraisal)
  • 85 days on market
  • HOA $461/mo (per listing)
School district: County Duval County Florida Schools Duval County Public SchoolsCommunity built 2007–2007III Forks Steakhouse · 4 min drivePublix · 5 min driveShoppes Of Deerwood Lake · 5 min drive
Listing description

About this home

Ground level completely updated condo in the beautiful Villa Medici community. Superb amenities and an ideal location close to shopping, restaurants, the interstate, and the hospital make this a truly desirable place to call home. The living room feature beautiful hardwood flooring, crown molding, a darling built in to display precious items, and sliding doors leading to a patio opening to a beautiful natural area.

The kitchen has been updated and has gorgeous black veined granite counter tops with breakfast bar. Both bathrooms have been updated and the bedrooms have lovely wood flooring. Buyer to verify square footage.

All 75 photos

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Description provided by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$165,000
Bed / bath2 / 2
Living area927 sq ft
Year built2007
Property typeCondominium
Garage1-car
MLS #2154123
Listing status85 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~30 ft
CountyDuval
Area listings13 active · 6 under contract
Estimated first-year tax~$2,050/yr
CDD assessmentNone on record
HOA$461/mo

Calculated estimates

Price per sq ft$178
Estimated monthly payment$1,578
Insurance (illustrative)$500–$1k/yr
Messtimate range$154,809 – $158,517
Comparable-sales median$166,750

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$1,578/mo
  • Principal & interest $881/mo 56%
  • Taxes $171/mo 11%
  • Insurance $65/mo 4%
  • HOA $461/mo 29%

$1,578/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$2,050/yr
≈ $171/mo·effective rate ~1.24%
Estimate: asking price less the $50,000 homestead exemption × Duval County rate (17.86 mills, adopted 2025 millage). Not a bill.
Current owner’s estimated bill $3,175/yr ($265/mo) — taxable value $178,000 × 17.86 mills
$1,125 less each year
(−35%)

The current taxable value ($178,000) is above the asking price. After a sale the assessment is typically set from market value, which here would be lower than the current taxable value, so the estimate is lower. Confirm with the county property appraiser — the appraiser, not the sale price, sets the assessment.

$178,000
Market value
$178,000
Assessed
$178,000
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$500–$1k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$461/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~30 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Villa Medici

Pricing & the Villa Medici market

How this home is priced against recent nearby sales, and where Villa Medici has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales8539 GATE Parkway #6288539 GATE Parkway #628: $162/sq ft$1628539 GATE Parkway #92278539 GATE Parkway #9227: $167/sq ft$1678539 GATE Parkway #3228539 GATE Parkway #322: $168/sq ft$1688539 GATE Parkway #6248539 GATE Parkway #624: $170/sq ft$1708539 GATE Parkway #14138539 GATE Parkway #1413: $171/sq ft$1718539 GATE Parkway #14358539 GATE Parkway #1435: $172/sq ft$172This homeThis home: $178/sq ft$178Community median $163

Price vs. size in Villa Medici

Each dot is a closed sale since 2007 (408 total). This home is the gold marker.

$28k$153k$278k4419951,549This home: $165,000, 927 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $178/sq ft.

$56$147$2392012: $7420122013: $832014: $9420142015: $992016: $9120162017: $1132018: $12420182019: $1252020: $14620202021: $1552022: $21720222023: $2212024: $21620242025: $2002026: $1632026

Median sale price by year

12-month median closed price, 2012–2026.

$58k$145k$232k2012: $74k20122013: $82k2014: $101k20142015: $92k2016: $96k20162017: $109k2018: $127k20182019: $129k2020: $133k20202021: $161k2022: $212k20222023: $215k2024: $213k20242025: $199k2026: $167k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 21 (cold).

350972013: 6220132014: 402015: 1220152016: 422017: 7520172018: 682019: 5120192020: 682021: 7720212022: 882023: 3820232024: 402025: 1720252026: 212026
Property timeline

This home’s history

  • 2007BuiltPer public record
  • About Jul 2026Listed (per MLS)MLS reports 85 cumulative days on market as of October 1, 2026
  • Jul 10, 2026First seen on movewithmomentum.comObserved at $170,000
  • Aug 7, 2026Price cut$165,000 (-$5,000, -2.9%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $165,000Momentum Realty · on market 85 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in Villa Medici in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $166,750 ($163/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$154,809the mess$158,517

Stronger local evidence — 6 comparable closed sales in Villa Medici, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $165,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 2% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $461/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 85 days on market vs. a 64-day community median
  • 13 active listings competing, 6 under contract
  • ≈14.2 months of supply
  • 11 closed here in the last 12 months

For reference, this home is listed at $165,000 ($178/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 927 sq ft × $167–$171/sq ft (interquartile band of 6 comparable closed sales in Villa Medici, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Scores

Momentum Property Score

61/100
Strongest on: Flood safety (95), Market timing (79)
0 limited50100 exceptional

61/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area27
This home $178/sq ft vs the community 12-month median $163/sq ft.
Affordability52
List price $165,000 vs the community median $166,750. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~30 ft elevation. Verify the parcel with FEMA.
Insurance cost74
From FEMA Zone X and a 2007 build. Obtain a property-specific quote.
Market liquidity29
Community median 64 days on market, ~14.2 months of supply (12-month record).
Pricing power69
Recent sales closed at about 94.2% of original asking (~5.8% below). More room below asking generally favors buyers.
Market timing79
Momentum Market Heat is 21/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 14.2 months of supply in the surrounding market and 85 days on market for this home, against a 64-day area median.Days on market:this home 85Area median:  64 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 30, 2026.

🟡 Asking $178 per square foot, about 9% above the community’s $163 median. Villa Medici’s 12-month median sold price per square foot is $163. Median sold price per square foot is down 16.3% year over year. Confidence: Medium · 12 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent Villa Medici sales closed near 94.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 30, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 13 active listings in Villa Medici, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY · MLS # 2154123

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Go deeper

More on Villa Medici

Go deeper on Villa Medici

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Southside Estates Elementary SchoolPreK-5 · Duval County School District · Grade C (Florida DOE 2025-26)
GRADEC
Southside Middle School6-8 · Duval County School District · Grade C (Florida DOE 2025-26)
GRADEC
Englewood High School9-12 · Duval County School District · Grade C (Florida DOE 2025-26)
What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Publix 5 min

Dining

  • III Forks Steakhouse 4 min

Shopping

  • Shoppes Of Deerwood Lake 5 min

Parks

  • Touchton Park 7 min
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 8539 GATE Parkway #616, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2007 (19 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 927 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,050/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,125 less per year than the current owner’s estimated bill (−35%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordrealMLS, refreshed hourly (last: October 1, 2026)
Comparable salesrealMLS closed sales in Villa Medici, last 18 months, as of September 30, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 8539 GATE Parkway #616 and when was it built?

Per the listing record, 8539 GATE Parkway #616 was built in 2007 and has 927 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 8539 GATE Parkway #616 in?

8539 GATE Parkway #616 is in Villa Medici in Jacksonville, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 8539 GATE Parkway #616 have an HOA, and how much are the dues?

The listing reports HOA dues of $461 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 8539 GATE Parkway #616 differ from the current owner's?

The estimate on this page (about $2,050 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,125 less per year than the current owner’s estimated bill (−35%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 8539 GATE Parkway #616 in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.