70 days on market (MLS) Single Family Residence ▼ Price cut: $20,000 (8/18)
$730,000
10-Bedroom Home in Oceanway

865 Cole Road, Jacksonville, FL 32218

Single Family Residence in Oceanway, Jacksonville · No CDD on record
Oceanway · Jacksonville, FL 32218 · Duval County
Listing data updated October 21, 2026 at 2:32 AM ET · checked against the MLS hourly
10Bedrooms
6Bathrooms
3,380Sq Ft
1948Year Built
$216Per Sq Ft
2-car garageNo CDD on recordFEMA Zone X10 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
21% above
$/sq ft vs community
$216 here vs $179 median sold (12 mo)
Buyer leverage
Strong buyer advantage
70 days on market
9.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~23 ft elevation
$4k–$7k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $730k tops 12 of the last 12 closed sales; also one of the largest homes here at 3,380 sq ft

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 21, 2026, 865 COLE Road in Oceanway, Jacksonville is listed at $730,000 (3,380 sq ft, about $216 per sq ft). That is 192% above Oceanway's median closed sale of $250,000 over the last 12 months (7 recorded sales). Per square foot it is above the community's recent $179/sq ft by about 21%. It has been 70 days on market, longer than the community's typical 17 days to contract. Listing facts: built in 1948, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1948 · 78 yrs
  • 3,380 sq ft of living area
  • 2-car garage
  • 70 days on market
  • No HOA reported by the listing (confirm)
School district: Oceanway home with the Duval County Public SchoolsCommunity built 1947–2026Family Asian Market · 2 min driveXtreme Wings Sports Bar and Grille · 2 min driveSan Mateo Neighborhood Park · 2 min drive
Listing description

About this home

Two residences, room to spread out, and a North Jacksonville location. Set on 1.36 acres in Oceanway, 865 Cole Road offers a primary residence plus a separate in-law home, a layout that gives buyers several ways to use the property. Explore a rental investment or a combination of personal living space and rental use.

One unit is currently rented; a new buyer can set rental rates upon purchase, subject to applicable requirements. Features include tile flooring, a metal roof, separate electric meters, a gated entrance, a paved driveway, carports, and an RV pad with hookups. The detached home adds a separate living space, while the grounds provide room for parking and outdoor use.

Convenient to I-95, I-295, Jacksonville International Airport, and River City Marketplace. Buyers should verify permitted uses, square footage, leases, and property systems during due diligence. Was generating $7,800 per month ($93,600 annually) in rental income with only four of the five residences occupied, this property offers immediate cash flow while offering the opportunity to increase annual income by an added $18,600 simply by leasing the fifth residence.

Based on the current financials, the property produces approximately $82,200 in annual Net Operating Income, representing an attractive 10.96% cap rate at the $750,000 asking price. The property consists of four residential units plus a detached single-family home, offering flexibility that is nearly impossible to find in today's market. Three residences feature 2 bedrooms, 1 bathroom, each with private interior laundry.

The largest residence offers 3 bedrooms, 2 bathrooms, more than 1,360 square feet, and propane service for both the range and dryer. One residence also includes an insulated garage that could easily be converted into additional living space. The detached home provides even greater versatility, making it ideal as an owner-occupied residence, guest house, property manager's quarters, employee housing, or an additional rental opportunity.

Extensive capital improvements have already been completed, providing peace of mind and minimizing future maintenance expenses. Recent upgrades include: " New 6,250+ square foot ribbed metal roof " Updated plumbing throughout " New electrical panels with separate electric meters and primarily 12-gauge wiring " Hurricane-impact windows throughout most of the property " Durable red steel construction with predominantly metal siding " Matching tile flooring throughout all residences " Industrial-sized gutters with French drains " New appliances and propane service " Two oversized septic systems with expansive drain fields " Vinyl fencing with a heavy-duty automatic Ghost security gate The exterior is equally impressive with a 220-foot paved driveway, two large carports, greenhouse, oversized concrete RV pad with full RV hookups, extensive parking, and beautifully maintained grounds. The property is located in Flood Zone X, meaning it is outside of a designated flood hazard area.

Location is another major advantage. Just minutes from I-95 and I-295, the property is less than 10 minutes from Jacksonville International Airport, approximately 15 minutes to Downtown Jacksonville, about 25 minutes to Jacksonville's beaches, and only minutes from River City Marketplace, offering major retailers, restaurants, and entertainment. Unlike most investment properties, this estate offers multiple exit strategies.

Continue operating it as a high-performing income property, occupy one residence while the remaining units generate substantial rental income, create a private multi-generational family compound, or explore the property's future development potential. Due to its size and configuration, the parcel may offer the opportunity for future subdivision or additional residential development, subject to buyer verification with the appropriate governmental authorities. With more than 4,400 square feet of living space, 1.36 acres, substantial recent improvements, exi…

All 41 photos

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Description provided by EPIQUE REALTY, INC and reproduced from the MLS; not independently verified.

Listing courtesy of EPIQUE REALTY, INCProvided via the realMLS Internet Data Exchange · © 2026 Northeast Florida MLS, Inc. · deemed reliable but not guaranteed
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$730,000
Bed / bath10 / 6
Living area3,380 sq ft
Year built1948
Property typeSingle Family Residence
Garage2-car
MLS #2154677
Listing status70 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~23 ft
CountyDuval
Area listings9 active · 4 under contract
Estimated first-year tax~$8,322/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$216
Estimated monthly payment$5,133
Insurance (illustrative)$4k–$7k/yr
Comparable-sales median$250,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$5,133/mo
  • Principal & interest $4,043/mo 79%
  • Taxes $694/mo 14%
  • Insurance $396/mo 8%

$5,133/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

What it really costs to own 865 Cole Road

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property tax Buy at the asking price of $730,000 and the first-year bill resets to about $12,300/yr (Duval County total millage 17.865 with homestead, FY2025-26); Save Our Homes caps later increases at 3%/yr.
HOA duesThe listing states there is no HOA.
Home and flood insuranceThe average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,500–$7,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 1948. An original roof would be about 78 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.

Estimated carrying cost at the asking price, before the mortgage: about $1,135/month (tax $1,025, insurance $110). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$8,322/yr

Estimate: a typical Duval effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$4k–$7k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~23 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Oceanway Manor

Pricing & the Oceanway Manor market

How this home is priced against recent nearby sales, and where Oceanway Manor has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in Oceanway Manor

Each dot is a closed sale since 2001 (277 total). This home is the gold marker.

$0$386k$773k5772,0583,539This home: $730,000, 3,380 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $216/sq ft.

$20$114$2072012: $4220122013: $482014: $3820142015: $842016: $7520162017: $942018: $11220182019: $1262020: $13520202021: $1292022: $18720222023: $1642024: $18920242025: $1832026: $1792026

Median sale price by year

12-month median closed price, 2012–2026.

$16k$146k$275k2012: $48k20122013: $57k2014: $41k20142015: $120k2016: $100k20162017: $123k2018: $154k20182019: $165k2020: $172k20202021: $172k2022: $250k20222023: $195k2024: $210k20242025: $198k2026: $250k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 74 (hot).

951932013: 3620132014: 212015: 7720152016: 232017: 5820172018: 602019: 5920192020: 662021: 6420212022: 852023: 1720232024: 422025: 1920252026: 742026
Property timeline

This home’s history

  • 1948BuiltPer public record
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $750,000
  • Aug 18, 2026Price cut$730,000 (-$20,000, -2.7%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $730,000Momentum Realty · on market 70 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Duval County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for Oceanway. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Duval County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 3,380 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 21, 2026.

Momentum Scores

Momentum Property Score

37/100
Strongest on: Flood safety (95), Insurance cost (50)
0 limited50100 exceptional

37/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $216/sq ft vs the community 12-month median $179/sq ft.
Affordability0
List price $730,000 vs the community median $250,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~23 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1948 build. Obtain a property-specific quote.
Market liquidity48
Community median 17 days on market, ~9.0 months of supply (12-month record).
Pricing power43
Recent sales closed at about 99.4% of original asking (~0.6% below). More room below asking generally favors buyers.
Market timing26
Momentum Market Heat is 74/100 (hot). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 9.0 months of supply in the surrounding market and 70 days on market for this home, against a 17-day area median.Days on market:this home 70Area median:  17 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 20, 2026.

🟡 Asking $216 per square foot, about 21% above the community’s $179 median. Oceanway Manor’s 12-month median sold price per square foot is $179. Median sold price per square foot is up 25.9% year over year. Confidence: Low · 7 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

42% of homes in Oceanway Manor are owner-occupied. An estimated 58% are non-owner-occupied, including 13% held in a company or trust and 16% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 64 homes matched. Community-level context.

Recent Oceanway Manor sales closed near 99.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 9 active listings in Oceanway Manor, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 21, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by EPIQUE REALTY, INC · MLS # 2154677

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Recently off market in Oceanway

The street

Every home on Cole Road: what is for sale, what sold and when, the homes and the communities along it.

Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings

In the area

Recent Oceanway news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Oct 2026 · Retail Dining

Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.

The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.

Why it matters: The timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The project is about 10 miles south of Oceanway, elsewhere in Duval County.

Jacksonville Today

Sep 2026 · Infrastructure

JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT

JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.

Why it matters: Raised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 9 miles southeast of Oceanway.

News4JAX

Sep 2026 · Development

Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle

Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.

Why it matters: If approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The project is about 10 miles south of Oceanway, elsewhere in Duval County.

Jacksonville Today

Jul 2026 · Development

Culinary Institute of America selects Jacksonville for Southeast campus

News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.

Why it matters: Anchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 10 miles south of Oceanway, elsewhere in Duval County.

News4Jax

Go deeper

More on Oceanway

Go deeper on Oceanway

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEB
Oceanway Elementary SchoolPublic PreK-5 · Duval County School District · Grade B (Florida DOE 2025-26)
GRADEC
Oceanway School (Middle)Public 6-8 · Duval County School District · Grade C (Florida DOE 2025-26)
GRADEC
First Coast High SchoolPublic 9-12 · Duval County School District · Grade C (Florida DOE 2025-26)
What's nearby

Drive times to everyday places

Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.

Groceries

  • Family Asian Market 2 min

Dining

  • Xtreme Wings Sports Bar and Grille 2 min

Shopping

  • North Point Center 4 min

Parks

  • San Mateo Neighborhood Park 2 min
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 865 COLE Road, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1948 (78 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 3,380 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $8,322/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordrealMLS, checked against the MLS hourly (last: October 21, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Duval County — no medians or automated estimate shown
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 865 COLE Road and when was it built?

Per the listing record, 865 COLE Road was built in 1948 and has 3,380 sq ft of living area, 10 bedrooms and 6.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 865 COLE Road in?

865 COLE Road is in Oceanway in Jacksonville, Duval County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 865 COLE Road have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 865 COLE Road differ from the current owner's?

The estimate on this page (about $8,322 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 865 COLE Road in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.