Single Family Residence in The Outlook At Twenty Mile, Ponte Vedra
The Outlook At Twenty Mile · Ponte Vedra, FL 32081 · St. Johns
Listing data updated August 23, 2026 · refreshed twice daily
6Bedrooms
5Bathrooms
3,374Sq Ft
2019Year Built
$326Per Sq Ft
Waterfront2-car garageFEMA Zone X6 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$326 here vs $322 median sold (12 mo)
Buyer leverage
Strong seller market
3 days on market
1.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 2
Price vs recent sales
Asking $1.10M tops 1 of the last 2 closed sales; also one of the largest homes here at 3,374 sq ft
Listed at $1,100,000 — recent neighborhood median sale price ~$925,000 (nearby sales; deemed reliable, not an appraisal)
New to market
HOA ~$50/mo (estimate; confirm)
Momentum Research · Twenty Mile At Nocatee
Pricing & the Twenty Mile At Nocatee market
How this home is priced against recent nearby sales, and where Twenty Mile At Nocatee has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Twenty Mile At Nocatee
Each dot is a closed sale since 2015 (796 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2016–2026. This home lists at $326/sq ft.
Median sale price by year
12-month median closed price, 2016–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2017–2026. Now 20 (cold).
Property timeline
This home’s history
2019BuiltPer public record
Aug 22, 2026First trackedObserved at $1,100,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$7,034/mo
Principal & interest $5,661/mo80%
Taxes $788/mo11%
Insurance $343/mo5%
HOA $50/mo1%
CDD $192/mo3%
$7,034/mo at 20% down, 30-yr @ 6.67% · edit any field to update.
Estimated from today’s asking price and current St. Johns County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $10,200/yr ($850/mo)
+$3,950 more each year
(+39%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$92,182
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
58/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional
58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area47
This home $326/sq ft vs the community 12-month median $322/sq ft.
Affordability18
List price $1,100,000 vs the community median $925,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2019 build. Obtain a property-specific quote.
Market liquidity78
Community median 33 days on market, ~1.4 months of supply (12-month record).
Renovation upside10
From a 2019 build and $326/sq ft vs the community median $322/sq ft. Not a condition assessment.
Pricing power58
Recent sales closed at about 96.5% of original asking (~3.5% below). More room below asking generally favors buyers.
Market timing80
Momentum Market Heat is 20/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 1.4 months of supply in the surrounding market and 3 days on market for this home, against a 33-day area median.Days on market:this home 3Area median: 33 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of August 21, 2026.
🟡 Asking $326 per square foot, about in line with the community’s $322 median. Twenty Mile At Nocatee’s 12-month median sold price per square foot is $322. Median sold price per square foot is down 8.4% year over year. Confidence: Very High · 71 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Twenty Mile At Nocatee sales closed near 96.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending August 21, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 8 active listings in Twenty Mile At Nocatee.
Updated August 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Welcome to 91 Fortress Avenue, where everyday life feels like an adventure and there is room for everyone to be part of it. Located in Twenty Mile Outlook, one of Nocatee's most established and well connected neighborhoods, this beautifully maintained 6-bedroom, 5-bath home offers 3,374 square feet of flexible living space, an expansive backyard, peaceful pond views, and a 2.5-car garage ready for bikes, sports equipment, beach gear, and more. Designed for gathering, the heart of the home is an impressive open-concept living area with soaring two-story ceilings, abundant natural light, and oversized windows framing views of the backyard and pond.
The spacious kitchen features quartz countertops, a large center island, a dedicated breakfast nook, and a separate dining space - creating plenty of room for everything from busy weekday mornings to holiday dinners filled with extended family and friends. Sliding glass doors open to a covered paver lanai, effortlessly extending the living space outdoors. The expansive backyard provides plenty of space to add a custom pool and create a personalized outdoor retreat overlooking the pond.
Whether hosting a backyard celebration, watching the kids play, enjoying a quiet evening by the water, or gathering after a day at Nocatee's pools, parks, and trails, this is a home made for the moments that become lasting memories. The versatile floor plan includes a private in-law or guest-suite option, allowing visiting relatives and overnight guests to enjoy their own comfortable space while still being part of the activity. With six bedrooms, five full baths, and multiple flexible living areas, there is room for home offices, hobbies, play spaces, and a busy household to grow and change over time.
Upstairs, the spacious primary suite offers a peaceful retreat with a tray ceiling, beautiful bay windows, serene backyard views, a separate seating area, and a generous walk-in closet. A large laundry room with cabinetry, a utility sink, and natural light adds convenience, while a water softener and durable tile and laminate flooring throughout the main living areas make everyday life easier. Beyond the home, the Twenty Mile lifestyle puts the best of Nocatee close at hand.
Enjoy easy access to scenic trails, parks, resort-style pools, sports facilities, community events, and highly rated schools--all within a neighborhood known for its established surroundings and strong sense of connection. With space to gather, room to recharge, and endless opportunities for recreation just outside the door, 91 Fortress Avenue offers more than a beautiful home - it offers the setting for an extraordinary Nocatee lifestyle and years of memories still waiting to be made.
Description provided by COMPASS FLORIDA LLC and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$1,100,000
Bed / bath6 / 5
Living area3,374 sq ft
Year built2019
Property typeSingle Family Residence
Garage2-car
MLS #2161104
Listing statusNew — 3 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureModerate
CountySt. Johns
Area listings8 active · 1 under contract
Estimated first-year tax~$9,460/yr
CDD assessment~$2,300/yr
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$326
Estimated monthly payment$7,034
Insurance (illustrative)$3k–$6k/yr
Comparable-sales median$925,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$954,842the mess$1,218,014
Actual list price: $1,100,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 3 days on market vs. a 33-day community median
9 active listings competing, 1 under contract
≈1.4 months of supply
68 closed here in the last 12 months
For reference, this home is listed at $1,100,000 ($326/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 3,374 sq ft × $283–$361/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 23, 2026.
Keep looking
Similar homes for sale near The Outlook At Twenty Mile
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $1,100,000Momentum Realty · on market 3 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$9,460/yr
A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
~$2,300/yr
A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.
Insurance (illustrative range)
$3k–$6k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~20 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in The Outlook At Twenty Mile
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the The Outlook At Twenty Mile neighborhood guide for more.
Comparable sales found
1
Recent nearby closings in the data set.
Community median sale price
$925,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$322
Canonical 12-month median $/sq ft. Reference only.
Go deeper on The Outlook At Twenty Mile
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jun 2026 · Retail Dining
New Crosswater Parkway retail strip to add primary care and dining across from Splash park
A new six-storefront commercial strip is rising along Crosswater Parkway across from Nocatee's Splash Water Park, in front of a nearly completed CubeSmart storage facility. Ascension St. Vincent's is expected to take three of the six bays for a primary care center, with a Monkey Juice and two undetermined restaurants filling the rest. The project serves the wider Nocatee master plan that contains this village.
Why it matters: Added medical and everyday retail close to homes could be a modest convenience draw for Twenty Mile at Nocatee buyers as the community approaches buildout, though plans may shift before opening.
County breaks ground on $42M Ponte Vedra Nocatee Regional Park and Library
St. Johns County held a May 1 groundbreaking for the Ponte Vedra Nocatee Regional Park and Nocatee Library at 670 Diego Plains Road, a roughly 42 million dollar project funded through impact fees and debt issuance rather than property taxes. Plans call for multipurpose and softball fields, pickleball courts, a playground, and a full-service county library, with completion targeted around 2027. The project serves the wider Nocatee master plan that contains this village.
Why it matters: A county-funded park and library campus of this scale may deepen the amenity base that Twenty Mile at Nocatee buyers weigh, with the 2027 delivery window a value-relevant milestone.
Publix opens at Marketplace at Nocatee on Valley Ridge Boulevard
A 48,387 square foot Publix with an adjoining Publix Liquors opened November 15 as the anchor of Marketplace at Nocatee, a new retail center off Valley Ridge Boulevard on the west side of the community. It is the third Publix serving the Nocatee area and the center is planned to add restaurants and office space. The project serves the wider Nocatee master plan that contains this village.
Why it matters: A third grocery anchor spreads everyday retail across the master plan, which could shorten errand trips for Twenty Mile at Nocatee households.
Rezoning process underway for new Nocatee K-8 school opening 2026-27
The St. Johns County School District held town halls on attendance rezoning tied to two new K-8 academies opening for the 2026-27 year, including School RR at 1515 Conservation Trail in Nocatee, south of Seabrook Village. The campus is built for roughly 1,500 students and the rezoning is expected to shift portions of Crosswater, Seabrook Village, and nearby villages currently zoned to Pine Island Academy. The project serves the wider Nocatee master plan that contains this village.
Why it matters: Zoning for Twenty Mile at Nocatee could change as the new campus opens, so buyers may want to confirm final zone maps with the district before transacting.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Palm Valley Academy (St. Johns)Public K-8 · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Valley Ridge Academy (St. Johns)Public K-8 · St. Johns County School District · Grade A (Florida DOE 2025-26)
Allen D. Nease High School (St. Johns)Public 9-12 · St. Johns County School District
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Aug 2026
$1,500,000
660 OUTLOOK Drive, Ponte Vedra
5 / 4 bd/ba · 3,926 sq ft · $382/sq ft
Courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS · View details →
Community 12-month median: $322/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$5,042 – $7,333/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.6%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$2,142 – −$80At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: August 23, 2026)
Community market stats
realMLS closed sales, as of August 21, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. Amounts vary by parcel; confirm the exact figure for this property with the county.
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 91 FORTRESS Avenue in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
