32420 (Alford)
Housing Market
Median sale price $207,000, down 4.8% year over year, with homes going under contract in about 39 days.
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Housing Market Analyst
Prices are down 4.8% versus the prior year, but sellers are still collecting 92.3% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.
Derived from current 32420 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on 32420 (Alford)
The median sale price across 32420 currently stands at $207,000, down 4.8% from a year ago. The typical home goes under contract in about 39 days. Sellers are capturing 92.3% of their original asking price on average.
Zillow's home value index for Jackson County stands at $183,231. About 25% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32420 is 51 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.
32420 since 2017 — and where it’s heading
A median home here sold for $65,229 in 2017 and $199,472 over the last recorded year — 206% appreciation across 9 years of recorded sales.
Median sale price · 2017–2026 (137 recorded sales)
Days on market by year
Home value trend · Jackson County (Zillow ZHVI)
For-sale inventory · county (Zillow)
What’s driving 32420
Top inbound states: AL. Movers arriving report ~$49,869 average income. Source: IRS SOI county-to-county migration, 2022-2023
180 Citizens policies in force in Jackson County — the state-backed insurer of last resort. Budget insurance into any Jackson purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
96 single-family · 2 multi-family · 2.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Neighborhoods on the move
| Compass Lake HillsAlford | $207K | ▲ -10% |
| Compass Lake HillsAlford | $207K | ▼ 10% |
| Compass Lake HillsAlford | $207K | 55 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 32420 right now?
The data says conditions currently favor neither side decisively in 32420 — the Momentum Score reads 51/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 32420 becoming more affordable?
Yes, modestly — the median sale price in 32420 is $207,000, down 4.8% versus the prior year, while sellers still capture 92.3% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in 32420?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Compass Lake Hills (-10%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which 32420 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Compass Lake Hills (55 days) — homes there go under contract well ahead of the market-wide pace of 39 days.
32420 (Alford) housing market FAQ
What is the median home price in 32420?
The median sale price in 32420 is currently $207,000, down 4.8% from a year ago, based on MLS sales data updated August 6, 2026.
Is 32420 a buyer's or seller's market right now?
The data currently is roughly balanced. 32420 scores 51 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in 32420?
The typical home in 32420 goes under contract in about 39 days, per current MLS data.
Are home prices in 32420 rising or falling?
Median sale prices are down 4.8% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across 32420 (Alford). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.