Florida Housing Intelligence › Jackson County

Jackson County
Housing Market

County market report · Florida · 8 ZIP codes

Median sale price $240,000, down 14.5% year over year, with homes going under contract in about 57 days, 783 homes on the market.

14 communities reporting94 sales analyzedRefreshed twice dailyMomentum Score 35
Live Market Pulse
35/100
Momentum
Buyer's Opportunity
Prices are down 14% year over year — negotiating room is real. Recalculated every day from licensed MLS data · last refresh October 6, 2026 at 7:22 PM ET.
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Live · Jackson County Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$240K ▼
Median sold · 12 moConfidence: Medium
down 14.5% vs the prior 12 months
-14.5% ▼
1-yr price change
n = 94 recent sales
93.1% ▼
Sale vs ask
of original asking price · -1.8pp vs prior yr
$185K ▲
Jackson County home value
Zillow ZHVI, monthly · +1.5% vs a year ago
Tempo
57days ▼
Median DOM · closed
closed sales, median · -20.0 days vs prior yr
16%
Under contract
of inventory already spoken for
783 · 125 ▲4
For sale · pending
live counts, refreshed twice daily
Market context
23% ▼
Listings with price cuts
Jackson County · Zillow · -0.7pp vs prior month
184 ▼
County for-sale inventory
Zillow, monthly · -0.5% vs prior month
16% ▼
New construction
share of recent sales · -7.1pp vs prior yr
35/100
Momentum score
Buyer's Opportunity
14
Communities reporting
of 46 tracked in Jackson County
Economy & people · county layer
$47,327
Median household income
U.S. Census ACS, county
47,652
County population
-1.7% since 2018
3.9×
Price to income
county home value vs median income
74%
Owner-occupied
U.S. Census ACS, county
$625/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 6, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

16% of listed homes are already under contract. Prices are down 14.5% versus the prior year, but sellers are still collecting 93.1% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 35
Momentum Score
Buyer leverage65
Seller leverage35

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 16% of inventory sits under contract.
  • Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.

Derived from current Jackson County data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
— mo · buyer-tilted · 32 active
$300K–$500K
— mo · buyer-tilted · 7 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Jackson County is hot — and where it isn't

Each dot is a community (14 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Jackson County

The median sale price across Jackson County currently stands at $240,000, down 14.5% from a year ago. The typical home goes under contract in about 57 days. Sellers are capturing 93.1% of their original asking price on average.

There are 783 active listings on the market, with 125 more already under contract.

Zillow's home value index for Jackson County stands at $184,878. About 23% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Jackson County is 35 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 6, 2026.

Trends & History

Jackson County since 2014 — and where it’s heading

A median home here sold for $105,375 in 2014 and $250,371 over the last recorded year — 138% appreciation across 12 years of recorded sales.

Median sale price · 2014–2026 (666 recorded sales)

$101K$200K$299K$250K2014: $105K2015: $117K2016: $177K2017: $129K2018: $174K2019: $161K2020: $161K2021: $194K2022: $200K2023: $295K2024: $209K2025: $291K2026: $250K20142017202020232026

Days on market by year

22d146d270d57d2014: 72d2015: 266d2016: 80d2017: 78d2018: 93d2019: 38d2020: 69d2021: 52d2022: 27d2023: 42d2024: 40d2025: 77d2026: 57d20142017202020232026

Home value trend · Jackson County (Zillow ZHVI)

$177K$181K$185K$185KAug '25: $182KSep '25: $182KOct '25: $182KNov '25: $181KDec '25: $179KJan '26: $178KFeb '26: $178KMar '26: $179KApr '26: $182KMay '26: $184KJun '26: $185KJul '26: $185KAug '26: $185KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

179198217184Aug '25: 180Sep '25: 184Oct '25: 191Nov '25: 203Dec '25: 214Jan '26: 217Feb '26: 210Mar '26: 202Apr '26: 200May '26: 200Jun '26: 194Jul '26: 185Aug '26: 184Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Jackson County (MLS)

895581,027Aug 22 · Active: 176Aug 23 · Active: 178Aug 28 · Active: 178Aug 29 · Active: 178Aug 30 · Active: 179Aug 31 · Active: 179Sep 07 · Active: 956Sep 09 · Active: 948Sep 11 · Active: 976Sep 12 · Active: 982Sep 13 · Active: 982Sep 14 · Active: 972Sep 15 · Active: 968Sep 16 · Active: 980Sep 17 · Active: 989Sep 19 · Active: 1,003Sep 20 · Active: 999Sep 21 · Active: 993Sep 22 · Active: 996Sep 23 · Active: 995Sep 24 · Active: 998Sep 25 · Active: 1,002Sep 26 · Active: 999Sep 28 · Active: 990Sep 29 · Active: 995Oct 01 · Active: 956Oct 04 · Active: 788Oct 05 · Active: 779Oct 06 · Active: 783Aug 22Sep 17Oct 06ActivePending

Median price · daily recalculation

$236K$340K$443K$240KAug 06: $245KAug 08: $245KAug 09: $245KAug 10: $245KAug 11: $245KAug 12: $245KAug 13: $245KAug 15: $245KAug 17: $245KAug 18: $245KAug 19: $245KAug 20: $245KAug 21: $245KAug 22: $245KAug 23: $245KAug 24: $245KAug 26: $245KAug 28: $245KAug 29: $245KAug 30: $245KAug 31: $245KSep 01: $245KSep 04: $439KSep 05: $439KSep 06: $439KSep 07: $439KSep 08: $439KSep 09: $439KSep 10: $439KSep 11: $439KSep 12: $439KSep 13: $439KSep 14: $439KSep 15: $439KSep 16: $439KSep 17: $243KSep 19: $243KSep 20: $240KSep 21: $240KSep 22: $240KSep 23: $240KSep 24: $240KSep 25: $240KSep 26: $240KSep 28: $240KSep 29: $240KSep 30: $240KOct 01: $240KOct 03: $240KOct 04: $240KOct 05: $240KOct 06: $240KAug 06Aug 22Sep 08Sep 22Oct 06
Local Economics · the economics underneath

What’s driving Jackson County

Who’s moving here
+443 net residents/yr

Top inbound states: AL. Movers arriving report ~$49,869 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,491/yr avg premium

180 Citizens policies in force in Jackson County — the state-backed insurer of last resort. Budget insurance into any Jackson purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
98 units permitted -32% YoY

96 single-family · 2 multi-family · 2.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Indian Springs ▼ 31%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up against neighboring counties

MarketMedianActiveScore
Jackson County ← this page$240K78335
Washington County$227K14754Open →
Holmes County$170K5845Open →
Gulf County$460K17536Open →
Bay County$372K2,89342Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Grand RidgeGrand Ridge$240K▲ 6%
Compass Lake HillsAlford$207K▲ -10%
Indian SpringsMarianna$302K▲ -31%
Prices cooling fastest
Indian SpringsMarianna$302K▼ 31%
Compass Lake HillsAlford$207K▼ 10%
Grand RidgeGrand Ridge$240K▼ 6%
Most homes for sale
Compass Lake HillsAlford$207K13
Compass LakeAlford$243K7
Grand RidgeGrand Ridge$240K5
GracevilleGraceville$105K4
Cypress TreeMarianna$345K2
Selling fastest
GracevilleGraceville$105K21 days
Grand RidgeGrand Ridge$240K31 days
Indian SpringsMarianna$302K44 days
Compass Lake HillsAlford$207K94 days
Explore Deeper

Cities in Jackson County

ZIP codes

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Jackson County right now?

The data says conditions currently favor buyers in Jackson County — the Momentum Score reads 35/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Jackson County becoming more affordable?

Yes, modestly — the median sale price in Jackson County is $240,000, down 14.5% versus the prior year, while sellers still capture 93.1% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in Jackson County?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Indian Springs (-31%); Compass Lake Hills (-10%); Grand Ridge (6%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Jackson County neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Graceville (21 days); Grand Ridge (31 days); Indian Springs (44 days) — homes there go under contract well ahead of the market-wide pace of 57 days.

Questions

Jackson County housing market FAQ

How is the housing market in Jackson County right now?

As of October 6, 2026, the Jackson County housing market favors buyers: the median sale price is $240,000 (down 14.5% year over year), 783 homes are for sale, and the typical home goes under contract in about 57 days.

How much is a house in Jackson County?

The median home sold for $240,000 in Jackson County over the last 12 months; asking prices on the 783 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Jackson County?

By the numbers, sellers in Jackson County are getting 93.1% of asking price and going under contract in about 57 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Jackson County housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Jackson County median sale prices are down 14.5% year over year, and 16% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Jackson County?

The median sale price in Jackson County is currently $240,000, down 14.5% from a year ago, based on MLS sales data updated October 6, 2026.

Is Jackson County a buyer's or seller's market right now?

The data currently favors buyers. Jackson County scores 35 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in Jackson County?

The typical home in Jackson County goes under contract in about 57 days, per current MLS data.

How many homes are for sale in Jackson County?

There are approximately 783 active listings in Jackson County as of October 6, 2026.

Are home prices in Jackson County rising or falling?

Median sale prices are down 14.5% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Jackson County. Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 6, 2026 at 7:22 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.