Florida Housing Intelligence › Jackson County

Jackson County
Housing Market

County market report · Florida · 9 ZIP codes

Median sale price $245,000, down 8.8% year over year, with homes going under contract in about 59 days.

14 communities reporting84 sales analyzedRefreshed twice dailyMomentum Score 44
Live Market Pulse
44/100
Momentum
Buyer's Opportunity
Prices are down 9% year over year — negotiating room is real. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · Jackson County Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$245K
Median sold · 12 moConfidence: Medium
down 8.8% vs the prior 12 months
-8.8%
1-yr price change
n = 84 recent sales
93.4%
Sale vs ask
of original asking price · -0.7pp vs prior yr
$183K
Jackson County home value
Zillow ZHVI, monthly · +1.6% vs a year ago
Tempo
59days
Median DOM · closed
closed sales, median · -27.0 days vs prior yr
Market context
25%
Listings with price cuts
Jackson County · Zillow · +1.4pp vs prior month
194
County for-sale inventory
Zillow, monthly · -3.0% vs prior month
18%
New construction
share of recent sales · +1.1pp vs prior yr
44/100
Momentum score
Buyer's Opportunity
14
Communities reporting
of 44 tracked in Jackson County
Economy & people · county layer
$47,327
Median household income
U.S. Census ACS, county
47,652
County population
-1.7% since 2018
3.9×
Price to income
county home value vs median income
74%
Owner-occupied
U.S. Census ACS, county
$625/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are down 8.8% versus the prior year, but sellers are still collecting 93.4% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 44
Momentum Score
Buyer leverage56
Seller leverage44

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.

Derived from current Jackson County data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where Jackson County is hot — and where it isn't

Each dot is a community (14 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Jackson County

The median sale price across Jackson County currently stands at $245,000, down 8.8% from a year ago. The typical home goes under contract in about 59 days. Sellers are capturing 93.4% of their original asking price on average.

Zillow's home value index for Jackson County stands at $183,231. About 25% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Jackson County is 44 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

Jackson County since 2015 — and where it’s heading

A median home here sold for $125,769 in 2015 and $259,427 over the last recorded year — 106% appreciation across 11 years of recorded sales.

Median sale price · 2015–2026 (599 recorded sales)

$120K$205K$290K$259K2015: $126K2016: $163K2017: $124K2018: $150K2019: $156K2020: $154K2021: $190K2022: $196K2023: $238K2024: $230K2025: $286K2026: $259K20152018202120242026

Days on market by year

25d129d233d59d2015: 229d2016: 85d2017: 72d2018: 93d2019: 66d2020: 56d2021: 64d2022: 30d2023: 41d2024: 42d2025: 86d2026: 59d20152018202120242026

Home value trend · Jackson County (Zillow ZHVI)

$176K$180K$183K$183KJun '25: $180KJul '25: $181KAug '25: $181KSep '25: $181KOct '25: $181KNov '25: $180KDec '25: $178KJan '26: $176KFeb '26: $176KMar '26: $178KApr '26: $180KMay '26: $182KJun '26: $183KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

170194217194Jun '25: 171Jul '25: 175Aug '25: 180Sep '25: 184Oct '25: 191Nov '25: 203Dec '25: 214Jan '26: 217Feb '26: 210Mar '26: 202Apr '26: 200May '26: 200Jun '26: 194Jun '25Sep '25Dec '25Mar '26Jun '26
SingleFamilyResidence 87%ManufacturedHome 10%Attached 2%Ranch 1%
Local Economics · the economics underneath

What’s driving Jackson County

Who’s moving here
+443 net residents/yr

Top inbound states: AL. Movers arriving report ~$49,869 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,491/yr avg premium

180 Citizens policies in force in Jackson County — the state-backed insurer of last resort. Budget insurance into any Jackson purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
98 units permitted -32% YoY

96 single-family · 2 multi-family · 2.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Indian Springs ▼ 23%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up against neighboring counties

MarketMedianActiveScore
Jackson County ← this page$245K44
Washington County$228K59Open →
Holmes County$180K69Open →
Gulf County$440K33Open →
Bay County$362K50Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Grand RidgeGrand Ridge$245K▲ 20%
Compass Lake HillsAlford$207K▲ -10%
Indian SpringsMarianna$300K▲ -23%
Prices cooling fastest
Indian SpringsMarianna$300K▼ 23%
Compass Lake HillsAlford$207K▼ 10%
Grand RidgeGrand Ridge$245K▼ 20%
Selling fastest
Grand RidgeGrand Ridge$245K31 days
GracevilleGraceville$112K32 days
Indian SpringsMarianna$300K33 days
Compass Lake HillsAlford$207K55 days
Explore Deeper

Cities in Jackson County

ZIP codes

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Jackson County right now?

The data says conditions currently favor buyers in Jackson County — the Momentum Score reads 44/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Jackson County becoming more affordable?

Yes, modestly — the median sale price in Jackson County is $245,000, down 8.8% versus the prior year, while sellers still capture 93.4% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in Jackson County?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Indian Springs (-23%); Compass Lake Hills (-10%); Grand Ridge (20%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Jackson County neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Grand Ridge (31 days); Graceville (32 days); Indian Springs (33 days) — homes there go under contract well ahead of the market-wide pace of 59 days.

Questions

Jackson County housing market FAQ

What is the median home price in Jackson County?

The median sale price in Jackson County is currently $245,000, down 8.8% from a year ago, based on MLS sales data updated August 6, 2026.

Is Jackson County a buyer's or seller's market right now?

The data currently is roughly balanced. Jackson County scores 44 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in Jackson County?

The typical home in Jackson County goes under contract in about 59 days, per current MLS data.

Are home prices in Jackson County rising or falling?

Median sale prices are down 8.8% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Jackson County. Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.