Alford
Housing Market

City market report · Jackson County · 3 ZIP codes

Median sale price $207,000, down 5.1% year over year, with homes going under contract in about 70 days, 20 homes on the market.

3 communities reporting21 sales analyzedRefreshed twice dailyMomentum Score 33
Live Market Pulse
33/100
Momentum
Soft Market
Buyers are negotiating roughly 8% off asking. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
Free · Built from today's data
Get My Custom Alford Market Report

Your exact situation run against today's numbers: true comps, negotiation targets, and the off-market homes portals never show.

Selling instead? See what your home is worth today →

Live · Alford Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$207K
Median sold · 12 moConfidence: Low
down 5.1% vs the prior 12 months
-5.1%
1-yr price change
n = 21 recent sales
92.1%
Sale vs ask
Jackson County: 95.8% · -0.1pp vs prior yr
$183K
Jackson County home value
Zillow ZHVI, monthly · +1.6% vs a year ago
Tempo
70days
Median DOM · closed
Jackson County: 59 days · +13.0 days vs prior yr
9%
Under contract
Jackson County: 31%
20 · 1 ▼4
For sale · pending
live counts, refreshed twice daily
Market context
24%
Listings with price cuts
Jackson County · Zillow · -1.2pp vs prior month
185
County for-sale inventory
Zillow, monthly · -4.6% vs prior month
38%
New construction
share of recent sales · +15.0pp vs prior yr
33/100
Momentum score
Soft Market
3
Communities reporting
of 9 tracked in Alford
Economy & people · county layer
$47,327
Median household income
U.S. Census ACS, county
47,652
County population
-1.7% since 2018
3.9×
Price to income
county home value vs median income
74%
Owner-occupied
U.S. Census ACS, county
$625/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

9% of listed homes are already under contract. Prices are down 5.1% versus the prior year, but sellers are still collecting 92.1% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 33
Momentum Score
Buyer leverage67
Seller leverage33

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 9% of inventory sits under contract.
  • Mortgage sensitivity — at 3.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.

Derived from current Alford data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on Alford

The median sale price across Alford currently stands at $207,000, down 5.1% from a year ago. The typical home goes under contract in about 70 days. Sellers are capturing 92.1% of their original asking price on average.

There are 20 active listings on the market, with 1 more already under contract.

Alford prices sit below the Jackson County median by roughly 53%. Zillow's home value index for Jackson County stands at $183,075. About 24% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Alford is 33 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

Alford since 2017 — and where it’s heading

A median home here sold for $89,058 in 2017 and $200,520 over the last recorded year — 125% appreciation across 9 years of recorded sales.

Median sale price · 2017–2026 (127 recorded sales)

$86K$161K$236K$201K2017: $89K2018: $172K2020: $133K2021: $197K2022: $188K2024: $155K2025: $233K2026: $201K20172020202220252026

Days on market by year

9d58d107d70d2017: 106d2018: 30d2020: 34d2021: 25d2022: 11d2024: 59d2025: 57d2026: 70d20172020202220252026

Home value trend · Jackson County (Zillow ZHVI)

$176K$179K$183K$183KJul '25: $180KAug '25: $180KSep '25: $181KOct '25: $181KNov '25: $180KDec '25: $178KJan '26: $176KFeb '26: $176KMar '26: $178KApr '26: $180KMay '26: $182KJun '26: $183KJul '26: $183KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

174196217185Jul '25: 175Aug '25: 180Sep '25: 184Oct '25: 191Nov '25: 203Dec '25: 214Jan '26: 217Feb '26: 210Mar '26: 202Apr '26: 200May '26: 200Jun '26: 194Jul '26: 185Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Jackson County (MLS)

875461,006Aug 22 · Active: 176Aug 23 · Active: 178Aug 28 · Active: 178Aug 29 · Active: 178Aug 30 · Active: 179Aug 31 · Active: 179Sep 07 · Active: 956Sep 09 · Active: 948Sep 11 · Active: 976Sep 12 · Active: 982Sep 13 · Active: 982Sep 14 · Active: 972Sep 15 · Active: 968Aug 22Sep 07Sep 15ActivePending

Median price · daily recalculation

$198K$207K$216K$207KAug 06: $207KAug 08: $207KAug 09: $207KAug 10: $207KAug 11: $207KAug 12: $207KAug 13: $207KAug 15: $207KAug 17: $207KAug 18: $207KAug 19: $207KAug 20: $207KAug 21: $207KAug 22: $207KAug 23: $207KAug 24: $207KAug 26: $207KAug 28: $207KAug 29: $207KAug 30: $207KAug 31: $207KSep 01: $207KSep 04: $207KSep 05: $207KSep 06: $207KSep 07: $207KSep 08: $207KSep 09: $207KSep 10: $207KSep 11: $207KSep 12: $207KSep 13: $207KSep 14: $207KSep 15: $207KAug 06Aug 17Aug 28Sep 07Sep 15
Local Economics · county layer

What’s driving Alford

Who’s moving here
+443 net residents/yr

Top inbound states: AL. Movers arriving report ~$49,869 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,491/yr avg premium

180 Citizens policies in force in Jackson County — the state-backed insurer of last resort. Budget insurance into any Jackson purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
98 units permitted -32% YoY

96 single-family · 2 multi-family · 2.1 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Compass Lake Hills ▼ 10%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Jackson County

MarketMedianActiveScore
Alford ← this page$207K2033
Braselton$439K6458Open →
Hoschton$470K5560Open →
Marianna$307K1146Open →
Commerce$390K166Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Compass Lake HillsAlford$207K▲ -10%
Prices cooling fastest
Compass Lake HillsAlford$207K▼ 10%
Most homes for sale
Compass Lake HillsAlford$207K13
Compass LakeAlford$243K7
Selling fastest
Compass Lake HillsAlford$207K94 days
Explore Deeper

Alford ZIP codes

Most active communities

More on Alford

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Alford right now?

The data says conditions currently favor buyers in Alford — the Momentum Score reads 33/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Alford becoming more affordable?

Yes, modestly — the median sale price in Alford is $207,000, down 5.1% versus the prior year, while sellers still capture 92.1% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in Alford?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Compass Lake Hills (-10%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Alford neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Compass Lake Hills (94 days) — homes there go under contract well ahead of the market-wide pace of 70 days.

How does Alford compare to the rest of Jackson County?

Alford's median of $207,000 runs 53% below the county-wide median of $439,157, and homes here take 70 days to go under contract versus 59 county-wide.

Questions

Alford housing market FAQ

How is the housing market in Alford right now?

As of September 15, 2026, the Alford housing market favors buyers: the median sale price is $207,000 (down 5.1% year over year), 20 homes are for sale, and the typical home goes under contract in about 70 days.

How much is a house in Alford?

The median home sold for $207,000 in Alford over the last 12 months; asking prices on the 20 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Alford?

By the numbers, sellers in Alford are getting 92.1% of asking price and going under contract in about 70 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Alford housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Alford median sale prices are down 5.1% year over year, and 9% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Alford?

The median sale price in Alford is currently $207,000, down 5.1% from a year ago, based on MLS sales data updated September 15, 2026.

Is Alford a buyer's or seller's market right now?

The data currently favors buyers. Alford scores 33 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in Alford?

The typical home in Alford goes under contract in about 70 days, per current MLS data.

How many homes are for sale in Alford?

There are approximately 20 active listings in Alford as of September 15, 2026.

Are home prices in Alford rising or falling?

Median sale prices are down 5.1% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Alford. Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.