Compass Lake Hills
Homes for Sale in Alford, FL
All 7 homes for sale in Alford, FL · median $199,999 · 34 homes for sale in 32420 · Jackson County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of November 2026, Compass Lake Hills in Alford, FL has 13 homes for sale, asking from $199,500 to $360,000 (median $243,999). Over the 12 months ending 2026-11-11, 3 recorded sales closed at a median of $180,000, a median 71 days on market, sellers accepting 91% of original asking. Homes listed or recently sold were built 1985–2026 with 10 new construction; none of the 13 geocoded homes sit in a FEMA special flood hazard zone (median elevation 281 ft). At the median price and Jackson County's FY2025-26 rate of 14.57 mills, annual property tax runs about $2,620 ($2,050 with the full homestead exemption).
Part of the Compass Lake master-planned community in Alford, FL — see all Compass Lake homes for sale (28 listings across 4 villages and sections in the MLS).
Last 30 days in Compass Lake Hills: 6 new listings (median asking $259,900). As of November 11, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Compass Lake Hills
Live MLS inventory for Compass Lake Hills. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 29 daysTop listing
Active · 78 days
Active · 19 days
Active · 125 days
Active · 153 days
Active · 153 days
Active · 38 daysActive and pending Compass Lake Hills listings as of 2026-11-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Compass Lake Hills is a small, slow-moving market by design — only 9 closings feed this snapshot, so any single sale can swing the numbers more than it would in a larger community. The median price of $207,000 reflects that thin sample as much as it reflects true market direction, and the 10% year-over-year pullback should be read with that caveat attached rather than treated as a hard trend line.
A market heat score of 35 and median days on market of 55 both point to a buyer's pace here — homes are not moving quickly, and pricing has room to be negotiated rather than chased. For sellers, that means condition and presentation matter more than timing the market; for buyers, it means there is little pressure to rush a decision.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Compass Lake Hills market snapshot (as of November 11, 2026): the median sale price is about $180K, and a median 71 days on market for closed sales.
In ZIP 32420 (Alford), 21 homes closed in the last 12 months at a median of $207K, down 5.1% year over year, with a median 70 days on market. Right now 20 active and 1 pending listings put supply at about 11.4 months — a soft market. See the live ZIP 32420 housing market and the Jackson County market.
CPAR sales records identify 90 homes in Compass Lake Hills that have changed hands since 2019, built between 1982 and 2026 (median 2019), with a median living area of about 1,475 sq ft and a typical 3-bedroom, 2-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Compass Lake Hills: of 10 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov.
Compass Lake Hills is a low-turnover pocket of Jackson County where over half of homes (55.5%) carry a homestead exemption, signaling a base of owner-occupied properties rather than a rotating rental or investor-driven stock.
The setting & the homes.
Aerial and on-site photos of Compass Lake Hills. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Compass Lake HillsPhotos from CPAR MLS listings in Compass Lake Hills; content deemed reliable but not guaranteed.
Who Compass Lake Hills is best for.
Best for
- Buyers prioritizing home and land value over shared amenities
- Buyers with flexibility on timeline who can wait through a 55-day-plus market
- Buyers comfortable inspecting and pricing based on individual home condition given the wide build-year range
Probably not for
- Buyers who want a subdivision with organized recreational amenities
- Buyers expecting fast turnaround in a high-heat, multiple-offer environment
- Buyers who need a uniform, single-era housing stock rather than a mixed one
Compass Lake Hills on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Compass Lake Hills buying strategy.
If we were buying in Compass Lake Hills today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Compass Lake Hills.
A market that runs on patience, not pace
With 145 homes total and a build era spanning 1925 to 2024, this is not a cookie-cutter subdivision — the median year built of 1996 sits in the middle of a genuinely mixed stock, meaning any two listings can differ substantially in age, systems, and finish. That spread is the main driver of price variation here; condition, not location or amenity package, is what separates the top and bottom of the range.
The median living area of roughly 1,890 square feet suggests a solid mid-size footprint typical for the area, but buyers should expect to evaluate each property on its own mechanical and structural merits rather than assume a uniform standard. No community amenities are identified in current MLS listings, so whatever draws a buyer here is the lot, the house, or the setting itself — not a shared clubhouse or recreational package.
The location and the amenities are priced into every listing in Compass Lake Hills. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin — 9 closings feeding the current data — pricing a home or making an offer without local context is guesswork. We track Compass Lake Hills closing by closing, not by relying on broad Jackson County averages, so you know whether a given list price is grounded in recent activity or an outlier.
Compass Lake Hills in 15 seconds.
Tools for a Compass Lake Hills buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Compass Lake Hills sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Compass Lake Hills, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Compass Lake Hills home worth?
Get a no-obligation home value based on real comparable sales in Compass Lake Hills, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Alford →
Recently off market in Compass Lake Hills
Homes in Compass Lake Hills that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 8 on record.
- 1065 Highlands Circle · off market
- 3396 Spruce Court · off market
- 568 Onida Street Unit 4 · off market
- 570 Apalachicola Avenue · off market
- 709 Blue Jay Avenue · off market
- 819 Ashley Circle · off market
- 946 Fargo Drive · off market
- Tbd Apalachicola Avenue · off market
| Location | Alford, Jackson County, FL · ZIP 32420 |
|---|---|
| Home types (current listings and sales) | manufacturedhome 77%, singlefamilyresidence 23% |
| Sale prices, last 12 months | $180,000 median across 3 closed sales |
| Days on market (closed sales) | 71 median |
| For sale right now | 13 active, 0 pending · median asking $243,999 · 52.0 months of supply |
Data as of November 11, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Compass Lake Hills key facts,” movewithmomentum.com/neighborhoods/compass-lake-hills, data as of November 11, 2026.
Every Home for Sale in Compass Lake Hills Right Now (7)
All 7 active and pending Compass Lake Hills listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1305 Sandusky Circle, Alford, Fl 32420 · $243,999 · 3 bd / 2 ba · listed Oct 9, 2026 · listed by American Gold Realty
- 995 Highlands Circle, Alford, Fl 32420 · $199,500 · 2 bd / 1 ba · listed Oct 4, 2026 · listed by Grand Palms Realty LLC
- 2535 Wood Avenue, Alford, Fl 32420 · $360,000 · 3 bd / 3 ba · listed Sep 18, 2026 · listed by Barbee Beach House Realty
- 1025 Edison Avenue, Alford, Fl 32420 · $279,000 · 3 bd / 3 ba · listed Aug 16, 2026 · listed by Clubbs Real Estate Group LLC
- 3120 Nortek Boulevard, Alford, Fl 32420 · $199,999 · 3 bd / 2 ba · listed Aug 13, 2026 · listed by American Gold Realty
- 2849 Deer Run Circle, Alford, Fl 32420 · $199,900 · 4 bd / 2 ba · listed Aug 13, 2026 · listed by American Gold Realty
- 562 Apalachicola Avenue, Alford, Fl 32420 · $199,900 · 4 bd / 2 ba · listed Aug 13, 2026 · listed by American Gold Realty
More Alford home searches
Alford guides & data
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
0% of homes for sale in Compass Lake Hills are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-12).
What it really costs to own in Compass Lake Hills
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $787/yr across 16 listings here (MLS tax records, 2026-11-12). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Jackson County is $1,491/yr (180 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 10 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2026 across 26 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Compass Lake Hills
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Compass Lake Hills
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Compass Lake Hills will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Compass Lake Hills?
How long do homes in Compass Lake Hills take to sell?
Who is the best real estate agent for Compass Lake Hills?
How do I find a top Alford real estate agent who knows Compass Lake Hills?
Can Momentum Realty connect me with an agent for Compass Lake Hills?
Where is Compass Lake Hills, and what county is it in?
Is Compass Lake Hills in a flood zone?
Should you buy in Compass Lake Hills?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending November 11, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-11-11 |
| Historical depth | Closed-sale records back to 2026 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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