Shalimar, Florida

Shalimar
Housing Market

City market report · Okaloosa County · 8 ZIP codes

Median sale price $395,000, up 23.9% year over year, with homes going under contract in about 39 days, 33 homes on the market.

15 communities reporting140 sales analyzedRefreshed twice dailyMomentum Score 74
Live Market Pulse
74/100
Momentum
Healthy Market
Prices are up 24% in one year. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · Shalimar Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$395K
Median sold · 12 moConfidence: High
up 23.9% vs the prior 12 months
+23.9%
1-yr price change
n = 140 recent sales
96.5%
Sale vs ask
Okaloosa County: 95.9% · +0.4pp vs prior yr
$357K
Okaloosa County home value
Zillow ZHVI, monthly · +0.4% vs a year ago
Tempo
3.6mo
Supply
3 to 6 months is the balanced band
39days
Median DOM · closed
Okaloosa County: 67 days · +6.0 days vs prior yr
41%
Under contract
Okaloosa County: 30%
33 · 15 ▼8
For sale · pending
live counts, refreshed twice daily
50
Sold · last 12 mo
closed across all tracked communities · +17.6% vs prior yr
Market context
25%
Listings with price cuts
Okaloosa County · Zillow · +0.7pp vs prior month
2,334
County for-sale inventory
Zillow, monthly · +1.4% vs prior month
0%
Cash buyers
share of sales · peak 0%
74/100
Momentum score
Healthy Market
15
Communities reporting
of 53 tracked in Shalimar
Economy & people · county layer
$79,097
Median household income
U.S. Census ACS, county
214,281
County population
+6.7% since 2018
4.5×
Price to income
county home value vs median income
68%
Owner-occupied
U.S. Census ACS, county
$1,948/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 3.6 months of supply — balanced by the 3-to-6-month balanced benchmark, and 41% of listed homes are already under contract. Prices are up 23.9% versus the prior year and sellers are still collecting 96.5% of asking. Taken together, the data points to a seller-leaning market.

What It Means

Who has leverage right now

BUYER'S SELLER'S 74
Momentum Score
Buyer leverage26
Seller leverage74

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — pressure remains upward while supply stays this thin.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 41% of inventory sits under contract.
  • Mortgage sensitivity — at 4.5× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Shalimar data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

$300K–$500K
15.0 mo · buyer-tilted · 25 active
$500K–$750K
4.0 mo · balanced band · 8 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where Shalimar is hot — and where it isn't

Each dot is a community (15 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Shalimar

The median sale price across Shalimar currently stands at $395,000, up 23.9% from a year ago. The typical home goes under contract in about 39 days. Sellers are capturing 96.5% of their original asking price on average.

There are 33 active listings on the market, with 15 more already under contract. At the current sales pace that works out to 3.6 months of supply — a seller-leaning market by the standard six-month benchmark. 50 homes closed here over the trailing 12 months.

Shalimar prices sit above the Okaloosa County median by roughly 8%. Zillow's home value index for Okaloosa County stands at $356,683. About 25% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Shalimar is 74 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

Shalimar since 2012 — and where it’s heading

A median home here sold for $156,957 in 2012 and $408,267 over the last recorded year — 160% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (1,623 recorded sales)

$152K$283K$413K$408K2012: $157K2013: $189K2014: $175K2015: $217K2016: $187K2017: $214K2018: $238K2019: $257K2020: $251K2021: $264K2022: $338K2023: $346K2024: $299K2025: $353K2026: $408K20122015201920232026

Days on market by year

5d46d87d39d2012: 62d2013: 86d2014: 63d2015: 74d2016: 39d2017: 33d2018: 27d2019: 30d2020: 7d2021: 11d2022: 7d2023: 24d2024: 21d2025: 33d2026: 39d20122015201920232026

Cash buyers · share of sales

-1%0%1%0%2016: 0%2017: 0%2018: 0%2019: 0%2020: 0%2021: 0%2022: 0%2023: 0%2024: 0%2025: 0%2026: 0%20162018202120242026

Home value trend · Okaloosa County (Zillow ZHVI)

$353K$356K$358K$357KJul '25: $355KAug '25: $354KSep '25: $354KOct '25: $353KNov '25: $353KDec '25: $354KJan '26: $354KFeb '26: $356KMar '26: $357KApr '26: $358KMay '26: $358KJun '26: $357KJul '26: $357KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

1,9652,2362,5072,334Jul '25: 2,497Aug '25: 2,448Sep '25: 2,394Oct '25: 2,327Nov '25: 2,242Dec '25: 2,118Jan '26: 2,026Feb '26: 1,976Mar '26: 2,065Apr '26: 2,165May '26: 2,265Jun '26: 2,301Jul '26: 2,334Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Okaloosa County (MLS)

4301,1481,866Aug 10 · Active: 1,838Aug 11 · Active: 1,820Aug 12 · Active: 1,814Aug 13 · Active: 1,812Aug 15 · Active: 1,806Aug 17 · Active: 1,797Aug 19 · Active: 1,794Aug 22 · Active: 1,815Aug 23 · Active: 1,811Aug 28 · Active: 1,812Aug 29 · Active: 1,815Aug 30 · Active: 1,807Aug 31 · Active: 1,806Sep 07 · Active: 1,805Sep 09 · Active: 1,802Sep 11 · Active: 1,818Sep 12 · Active: 1,812Sep 13 · Active: 1,804Sep 14 · Active: 1,792Sep 15 · Active: 1,784Aug 10Aug 29Sep 15ActivePending

Median price · daily recalculation

$394K$413K$432K$395KAug 06: $432KAug 08: $432KAug 09: $432KAug 10: $432KAug 11: $432KAug 12: $432KAug 13: $432KAug 15: $432KAug 17: $432KAug 18: $432KAug 19: $432KAug 20: $432KAug 21: $432KAug 22: $432KAug 23: $432KAug 24: $432KAug 26: $432KAug 28: $432KAug 29: $432KAug 30: $432KAug 31: $432KSep 01: $432KSep 04: $432KSep 05: $432KSep 06: $432KSep 07: $432KSep 08: $432KSep 09: $432KSep 10: $432KSep 11: $432KSep 12: $395KSep 13: $395KSep 14: $395KSep 15: $395KAug 06Aug 17Aug 28Sep 07Sep 15
Detached Single Family 78%Townhome 22%
Local Economics · county layer

What’s driving Shalimar

Who’s moving here
-352 net residents/yr

Top inbound states: TX, CA, AL, NC. Movers arriving report ~$72,311 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,644/yr avg premium

1,101 Citizens policies in force in Okaloosa County — the state-backed insurer of last resort. Budget insurance into any Okaloosa purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,057 units permitted -17% YoY

987 single-family · 70 multi-family · 4.9 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
PORT DIXIE ▲ 10%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$300K–$500K: 15.0 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Shalimar right now.

Biggest opportunity
$500K–$750K: 4.0 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Okaloosa County

MarketMedianActiveScore
Shalimar ← this page$395K3374
Destin$730K32127Open →
Crestview$322K18759Open →
Fort Walton Beach$365K9465Open →
Niceville$536K5965Open →
Mary Esther$320K5555Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
PORT DIXIEShalimar$325K▲ 10%
PORT DIXIE (232201.01)Shalimar$320K▲ 8%
LAKE POINTEShalimar$535K▲ 7%
BAYOU POQUITOShalimar$420K▲ -8%
LAKE LORRAINE ESTATES AMENDEDShalimar$494K▲ -8%
Prices cooling fastest
LAKE LORRAINE ESTATES AMENDEDShalimar$494K▼ 8%
BAYOU POQUITOShalimar$420K▼ 8%
LAKE POINTEShalimar$535K▼ 7%
PORT DIXIE (232201.01)Shalimar$320K▼ 8%
PORT DIXIEShalimar$325K▼ 10%
Most homes for sale
PORT DIXIEShalimar$325K15
NONESUCH WAYShalimar$395K5
BAYOU POQUITOShalimar$420K4
LAKE POINTEShalimar$535K3
POQUITO BAYOUShalimar$522K3
Selling fastest
LAKE LORRAINE ESTATES AMENDEDShalimar$494K7 days
BAYOU POQUITOShalimar$420K8 days
PORT DIXIEShalimar$325K26 days
POQUITO BAYOUShalimar$522K27 days
PORT DIXIE (232201.01)Shalimar$320K40 days
Explore Deeper

Shalimar ZIP codes

Most active communities

More on Shalimar

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Shalimar right now?

The data says conditions currently favor sellers in Shalimar — the Momentum Score reads 74/100 with 3.6 months of supply. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Shalimar becoming more affordable?

No — the median sale price in Shalimar is $395,000, up 23.9% versus the prior year, while sellers still capture 96.5% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in Shalimar?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are LAKE LORRAINE ESTATES AMENDED (-8%); BAYOU POQUITO (-8%); LAKE POINTE (7%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Shalimar neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are LAKE LORRAINE ESTATES AMENDED (7 days); BAYOU POQUITO (8 days); PORT DIXIE (26 days) — homes there go under contract well ahead of the market-wide pace of 39 days.

How does Shalimar compare to the rest of Okaloosa County?

Shalimar's median of $395,000 runs 8% above the county-wide median of $365,000, and homes here take 39 days to go under contract versus 67 county-wide.

Questions

Shalimar housing market FAQ

How is the housing market in Shalimar right now?

As of September 15, 2026, the Shalimar housing market favors sellers: the median sale price is $395,000 (up 23.9% year over year), 33 homes are for sale against 50 sales in the last 12 months, which is 3.6 months of supply, and the typical home goes under contract in about 39 days.

How much is a house in Shalimar?

The median home sold for $395,000 in Shalimar over the last 12 months; asking prices on the 33 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Shalimar?

By the numbers, sellers in Shalimar are getting 96.5% of asking price and going under contract in about 39 days with 3.6 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Shalimar housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Shalimar median sale prices are up 23.9% year over year, inventory stands at 3.6 months of supply, and 41% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Shalimar?

The median sale price in Shalimar is currently $395,000, up 23.9% from a year ago, based on MLS sales data updated September 15, 2026.

Is Shalimar a buyer's or seller's market right now?

The data currently favors sellers. Shalimar scores 74 of 100 on the Momentum Score, with 3.6 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Shalimar?

The typical home in Shalimar goes under contract in about 39 days, per current MLS data.

How many homes are for sale in Shalimar?

There are approximately 33 active listings in Shalimar as of September 15, 2026.

Are home prices in Shalimar rising or falling?

Median sale prices are up 23.9% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Shalimar. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.