Aerial view of 32640, Florida

32640 (Hawthorne)
Housing Market

ZIP code market report · Putnam County

Median sale price $265,000, up 4.0% year over year, with homes going under contract in about 65 days, 5 homes on the market.

9 communities reporting45 sales analyzedRefreshed twice dailyMomentum Score 46
Live Market Pulse
46/100
Momentum
Buyer's Opportunity
Buyers are negotiating roughly 7% off asking. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 32640 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$265K
Median sold · 12 moConfidence: Medium
up 4.0% vs the prior 12 months
+4.0%
1-yr price change
n = 45 recent sales
$198/sf
Sold $/sqft · 12 mo
Putnam County: $141 · +14.7% vs prior yr
93.3%
Sale vs ask
Putnam County: 91.7% · +0.6pp vs prior yr
$219K
Putnam County home value
Zillow ZHVI, monthly · +1.1% vs a year ago
Tempo
6.4mo
Supply
3 to 6 months is the balanced band
65days
Median DOM · closed
Putnam County: 65 days · +7.0 days vs prior yr
27%
Under contract
Putnam County: 23%
5 · 1 ▼1
For sale · pending
live counts, refreshed twice daily
10
Sold · last 12 mo
closed across all tracked communities · +73.1% vs prior yr
Market context
26%
Listings with price cuts
Putnam County · Zillow · +0.8pp vs prior month
387
County for-sale inventory
Zillow, monthly · +1.3% vs prior month
7%
New construction
share of recent sales · -20.2pp vs prior yr
27%
Cash buyers
share of sales · peak 53% · +7.3pp vs prior yr
46/100
Momentum score
Buyer's Opportunity
Economy & people · county layer
$47,256
Median household income
U.S. Census ACS, county
74,235
County population
+2.0% since 2018
4.6×
Price to income
county home value vs median income
73%
Owner-occupied
U.S. Census ACS, county
$1,196/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 6.4 months of supply — heavy by the 3-to-6-month balanced benchmark, and 27% of listed homes are already under contract. Prices are up 4.0% versus the prior year and sellers are still collecting 93.3% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 46
Momentum Score
Buyer leverage54
Seller leverage46

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 27% of inventory sits under contract.
  • Mortgage sensitivity — at 4.6× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 32640 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where 32640 is hot — and where it isn't

Each dot is a community (8 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 32640 (Hawthorne)

The median sale price across 32640 currently stands at $265,000, up 4.0% from a year ago. Buyers are paying a median of $198 per square foot. The typical home goes under contract in about 65 days. Sellers are capturing 93.3% of their original asking price on average.

There are 5 active listings on the market, with 1 more already under contract. At the current sales pace that works out to 6.4 months of supply — a buyer-leaning market by the standard six-month benchmark. 10 homes closed here over the trailing 12 months.

Zillow's home value index for Putnam County stands at $219,439. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32640 is 46 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

32640 since 2013 — and where it’s heading

A median home here sold for $31,052 in 2013 and $322,711 over the last recorded year — 939% appreciation across 13 years of recorded sales. Cash buyers took 27% of recent sales, down from a 53% peak.

Median sale price · 2013–2026 (557 recorded sales)

$25K$177K$329K$323K2013: $31K2014: $51K2015: $97K2016: $96K2017: $182K2018: $117K2019: $165K2020: $125K2021: $167K2022: $191K2023: $261K2024: $294K2025: $307K2026: $323K20132016202020232026

Days on market by year

45d80d115d65d2013: 59d2014: 108d2015: 104d2016: 114d2017: 62d2018: 114d2019: 74d2020: 73d2021: 57d2022: 47d2023: 56d2024: 47d2025: 58d2026: 65d20132016202020232026

Cash buyers · share of sales

19%36%53%27%2016: 53%2017: 52%2018: 49%2019: 30%2020: 38%2021: 48%2022: 52%2023: 51%2024: 25%2025: 20%2026: 27%20162018202120242026

Home value trend · Putnam County (Zillow ZHVI)

$216K$218K$221K$219KJun '25: $217KJul '25: $217KAug '25: $216KSep '25: $216KOct '25: $216KNov '25: $216KDec '25: $216KJan '26: $217KFeb '26: $218KMar '26: $220KApr '26: $220KMay '26: $220KJun '26: $219KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

362401439387Jun '25: 438Jul '25: 435Aug '25: 426Sep '25: 415Oct '25: 405Nov '25: 392Dec '25: 376Jan '26: 367Feb '26: 364Mar '26: 371Apr '26: 376May '26: 382Jun '26: 387Jun '25Sep '25Dec '25Mar '26Jun '26

Daily active vs pending · Putnam County (MLS)

90250409Jul 07 · Active: 399Aug 03 · Active: 403Aug 04 · Active: 400Aug 05 · Active: 399Jul 07Aug 04Aug 05ActivePending
Single-family 65%Manufactured 27%Mobile 4%Manufactured Home - Post 1977 3%
Local Economics · county layer

What’s driving 32640

Who’s moving here
+1,111 net residents/yr

Movers arriving report ~$55,107 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,345/yr avg premium

550 Citizens policies in force in Putnam County — the state-backed insurer of last resort. Budget insurance into any Putnam purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
127 units permitted +16% YoY

91 single-family · 36 multi-family · 1.7 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
HIDDEN LAKE ESTATES ▼ 21%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Putnam

MarketMedianActiveScore
32640 ← this page$265K546
32666$355K3673Open →
32148$147K3045Open →
32177$224K1950Open →
32189$150K1542Open →
32140$269K949Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
Melrose LandingHawthorne$265K▲ 7%
HIDDEN LAKE ESTATESGroveland$509K▲ -21%
Prices cooling fastest
HIDDEN LAKE ESTATESGroveland$509K▼ 21%
Melrose LandingHawthorne$265K▼ 7%
Most homes for sale
HIDDEN LAKE ESTATESGroveland$509K1
Selling fastest
HIDDEN LAKE ESTATESGroveland$509K46 days
Melrose LandingHawthorne$265K52 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 32640 right now?

The data says conditions currently favor neither side decisively in 32640 — the Momentum Score reads 46/100 with 6.4 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 32640 becoming more affordable?

No — the median sale price in 32640 is $265,000, up 4.0% versus the prior year, while sellers still capture 93.3% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 32640?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are HIDDEN LAKE ESTATES (-21%); Melrose Landing (7%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 32640 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are HIDDEN LAKE ESTATES (46 days); Melrose Landing (52 days) — homes there go under contract well ahead of the market-wide pace of 65 days.

Questions

32640 (Hawthorne) housing market FAQ

What is the median home price in 32640?

The median sale price in 32640 is currently $265,000, up 4.0% from a year ago, based on MLS sales data updated August 6, 2026.

Is 32640 a buyer's or seller's market right now?

The data currently is roughly balanced. 32640 scores 46 of 100 on the Momentum Score, with 6.4 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 32640?

The typical home in 32640 goes under contract in about 65 days, per current MLS data.

How many homes are for sale in 32640?

There are approximately 5 active listings in 32640 as of August 6, 2026.

Are home prices in 32640 rising or falling?

Median sale prices are up 4.0% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 32640 (Hawthorne). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.