Aerial view of 33570, Florida

33570 (Ruskin)
Housing Market & Home Values

ZIP code market report · Hillsborough County, FL

Median sale price $320,625, down 2.6% year over year, with homes going under contract in about 56 days, 158 homes on the market.

54 communities reporting552 sales analyzedRefreshed twice dailyMomentum Score 47
Live Market Pulse
47/100
Momentum
Buyer's Opportunity
About 6 months of supply — room to negotiate. Recalculated every day from licensed MLS data · last refresh October 6, 2026 at 7:22 PM ET.
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Live · 33570 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$321K ▼
Median sold · 12 moConfidence: High
down 2.6% vs the prior 12 months
-2.6% ▼
1-yr price change
n = 552 recent sales
$171/sf ▼
Sold $/sqft · 12 mo
Hillsborough County: $221 · -3.8% vs prior yr
96.1% ▲
Sale vs ask
Hillsborough County: 95.6% · +0.7pp vs prior yr
$377K ▼
Hillsborough County home value
Zillow ZHVI, monthly · -1.4% vs a year ago
Tempo
6.4mo
Supply
3 to 6 months is the balanced band
56days ▲
Median DOM · closed
Hillsborough County: 42 days · +1.0 days vs prior yr
23%
Under contract
Hillsborough County: 24%
158 · 45 ▲5
For sale · pending
live counts, refreshed twice daily
371 ▼
Sold · last 12 mo
closed across all tracked communities · -8.2% vs prior yr
Market context
33% ▲
Listings with price cuts
Hillsborough County · Zillow · +0.5pp vs prior month
7,592
County for-sale inventory
Zillow, monthly
31% ▼
New construction
share of recent sales · -8.0pp vs prior yr
13% ▲
Cash buyers
share of sales · peak 25% · +4.2pp vs prior yr
47/100
Momentum score
Buyer's Opportunity
Economy & people · county layer
$75,011
Median household income
U.S. Census ACS, county
1,489,634
County population
+8.0% since 2018
5.0×
Price to income
county home value vs median income
61%
Owner-occupied
U.S. Census ACS, county
$2,787/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 6, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 6.4 months of supply — heavy by the 3-to-6-month balanced benchmark, and 23% of listed homes are already under contract. Prices are down 2.6% versus the prior year, but sellers are still collecting 96.1% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 47
Momentum Score
Buyer leverage53
Seller leverage47

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — heavy supply keeps the pressure on sellers; softening is the path of least resistance.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 23% of inventory sits under contract.
  • Mortgage sensitivity — at 5.0× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 33570 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.9 mo · balanced band · 68 active
$300K–$500K
6.6 mo · buyer-tilted · 80 active
$750K+
7.5 mo · buyer-tilted · 10 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 33570 is hot — and where it isn't

Each dot is a community (52 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 33570 (Ruskin)

The median sale price across 33570 currently stands at $320,625, down 2.6% from a year ago. Buyers are paying a median of $171 per square foot. The typical home goes under contract in about 56 days. Sellers are capturing 96.1% of their original asking price on average.

There are 158 active listings on the market, with 45 more already under contract. At the current sales pace that works out to 6.4 months of supply — a buyer-leaning market by the standard six-month benchmark. 371 homes closed here over the trailing 12 months.

Zillow's home value index for Hillsborough County stands at $377,121. About 33% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 33570 is 47 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 6, 2026.

Trends & History

33570 since 2012 — and where it’s heading

A median home here sold for $153,904 in 2012 and $328,361 over the last recorded year — 113% appreciation across 14 years of recorded sales. Cash buyers took 13% of recent sales, down from a 25% peak.

Median sale price · 2012–2026 (6,313 recorded sales)

$149K$265K$382K$328K2012: $154K2013: $192K2014: $190K2015: $185K2016: $197K2017: $199K2018: $213K2019: $253K2021: $316K2022: $352K2023: $377K2024: $355K2025: $346K2026: $328K20122015201920232026

Days on market by year

4d46d88d57d2012: 47d2013: 87d2014: 87d2015: 71d2016: 48d2017: 45d2018: 58d2019: 77d2021: 6d2022: 7d2023: 27d2024: 42d2025: 56d2026: 57d20122015201920232026

Cash buyers · share of sales

7%17%26%13%2016: 25%2017: 17%2018: 13%2019: 24%2020: 13%2021: 8%2022: 24%2023: 23%2024: 14%2025: 9%2026: 13%20162018202120242026

Home value trend · Hillsborough County (Zillow ZHVI)

$377K$380K$383K$377KAug '25: $383KSep '25: $381KOct '25: $380KNov '25: $379KDec '25: $379KJan '26: $379KFeb '26: $380KMar '26: $380KApr '26: $379KMay '26: $378KJun '26: $377KJul '26: $377KAug '26: $377KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

7,1137,6708,2267,592Aug '25: 8,204Sep '25: 8,051Oct '25: 7,893Nov '25: 7,692Dec '25: 7,355Jan '26: 7,171Feb '26: 7,136Mar '26: 7,393Apr '26: 7,530May '26: 7,621Jun '26: 7,604Jul '26: 7,588Aug '26: 7,592Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Hillsborough County (MLS)

1,6894,2086,727Jul 07 · Active: 6,232Aug 03 · Active: 6,502Aug 04 · Active: 6,415Aug 05 · Active: 6,465Aug 06 · Active: 6,471Aug 07 · Active: 6,498Aug 08 · Active: 6,522Aug 09 · Active: 6,511Aug 10 · Active: 6,510Aug 11 · Active: 6,500Aug 12 · Active: 6,468Aug 13 · Active: 6,460Aug 15 · Active: 6,524Aug 17 · Active: 6,465Aug 19 · Active: 6,424Aug 22 · Active: 6,500Aug 23 · Active: 6,497Aug 28 · Active: 6,472Aug 29 · Active: 6,503Aug 30 · Active: 6,485Aug 31 · Active: 6,465Sep 07 · Active: 6,438Sep 09 · Active: 6,413Sep 11 · Active: 6,512Sep 12 · Active: 6,521Sep 13 · Active: 6,523Sep 14 · Active: 6,501Sep 15 · Active: 6,505Sep 16 · Active: 6,524Sep 17 · Active: 6,563Sep 19 · Active: 6,625Sep 20 · Active: 6,615Sep 21 · Active: 6,597Sep 22 · Active: 6,589Sep 23 · Active: 6,592Sep 24 · Active: 6,590Sep 25 · Active: 6,616Sep 26 · Active: 6,627Sep 28 · Active: 6,609Sep 29 · Active: 6,592Oct 01 · Active: 6,574Oct 04 · Active: 6,537Oct 05 · Active: 6,512Oct 06 · Active: 6,517Jul 07Sep 09Oct 06ActivePending

Median price · daily recalculation

$299K$310K$321K$321KAug 06: $300KAug 08: $300KAug 09: $300KAug 10: $300KAug 11: $300KAug 12: $300KAug 13: $300KAug 15: $300KAug 17: $300KAug 18: $300KAug 19: $300KAug 20: $300KAug 21: $300KAug 22: $300KAug 23: $300KAug 24: $300KAug 26: $300KAug 28: $300KAug 29: $300KAug 30: $300KAug 31: $300KSep 01: $300KSep 04: $300KSep 05: $300KSep 06: $300KSep 07: $300KSep 08: $300KSep 09: $300KSep 10: $300KSep 11: $300KSep 12: $317KSep 13: $317KSep 14: $317KSep 15: $317KSep 16: $317KSep 17: $317KSep 19: $317KSep 20: $321KSep 21: $321KSep 22: $321KSep 23: $321KSep 24: $321KSep 25: $321KSep 26: $321KSep 28: $321KSep 29: $321KSep 30: $321KOct 01: $321KOct 03: $321KOct 04: $321KOct 05: $321KOct 06: $321KAug 06Aug 22Sep 08Sep 22Oct 06
Single-family 87%Manufactured Home - Post 1977 5%Townhome 5%? 2%Mobile Home - Pre 1976 1%
Local Economics · county layer

What’s driving 33570

Who’s moving here
-1,186 net residents/yr

Top inbound states: NY, TX, NJ, GA. Movers arriving report ~$77,979 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,816/yr avg premium

6,518 Citizens policies in force in Hillsborough County — the state-backed insurer of last resort. Budget insurance into any Hillsborough purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
8,696 units permitted -4% YoY

4,295 single-family · 4,401 multi-family · 5.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
antigua cove ph 2 ▲ 26%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$750K+: 7.5 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 33570 right now.

Biggest opportunity
Under $300K: 3.9 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Hillsborough

MarketMedianActiveScore
33570 ← this page$321K15847
33604$374K43666Open →
33579$362K23853Open →
33578$348K22657Open →
33598$360K18360Open →
33569$352K17161Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
antigua cove ph 2Ruskin$1.01M▲ 26%
mira lago west ph 2bRuskin$360K▲ 4%
RIVER BEND PH 4BRuskin$364K▲ 2%
Ruskin PreserveRuskin$296K▲ 2%
Wellington North At Bay ParkRuskin$296K▲ 2%
Prices cooling fastest
bahia beach townhomesRuskin$295K▼ 26%
SHELL COVERuskin$310K▼ 14%
Venetian At Bay ParkRuskin$270K▼ 13%
Shell Cove Phase 1Ruskin$317K▼ 11%
river bend ph 3aRuskin$322K▼ 11%
Most homes for sale
mira lago west ph 2bRuskin$360K21
bahia beach townhomesRuskin$295K14
spencer creekRuskin$355K12
Ruskin ReserveRuskin$284K9
antigua cove ph 2Ruskin$1.01M8
Selling fastest
wynnmere east ph 2Ruskin$298K12 days
Wellington North At Bay ParkRuskin$296K14 days
Venetian At Bay ParkRuskin$270K26 days
SHELL COVERuskin$310K36 days
bahia beach townhomesRuskin$295K39 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 33570 right now?

The data says conditions currently favor neither side decisively in 33570 — the Momentum Score reads 47/100 with 6.4 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 33570 becoming more affordable?

Yes, modestly — the median sale price in 33570 is $320,625, down 2.6% versus the prior year, while sellers still capture 96.1% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 33570?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are bahia beach townhomes (-26%); SHELL COVE (-14%); Venetian At Bay Park (-13%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 33570 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are wynnmere east ph 2 (12 days); Wellington North At Bay Park (14 days); Venetian At Bay Park (26 days) — homes there go under contract well ahead of the market-wide pace of 56 days.

Questions

33570 (Ruskin) housing market FAQ

How is the housing market in 33570 right now?

As of October 6, 2026, the 33570 housing market is roughly balanced: the median sale price is $320,625 (down 2.6% year over year), 158 homes are for sale against 371 sales in the last 12 months, which is 6.4 months of supply, and the typical home goes under contract in about 56 days.

How much is a house in 33570?

The median home sold for $320,625 in 33570 over the last 12 months, about $171 per square foot; asking prices on the 158 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 33570?

By the numbers, sellers in 33570 are getting 96.1% of asking price and going under contract in about 56 days with 6.4 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 33570 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 33570 median sale prices are down 2.6% year over year, inventory stands at 6.4 months of supply, and 23% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 33570?

The median sale price in 33570 is currently $320,625, down 2.6% from a year ago, based on MLS sales data updated October 6, 2026.

Is 33570 a buyer's or seller's market right now?

The data currently is roughly balanced. 33570 scores 47 of 100 on the Momentum Score, with 6.4 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 33570?

The typical home in 33570 goes under contract in about 56 days, per current MLS data.

How many homes are for sale in 33570?

There are approximately 158 active listings in 33570 as of October 6, 2026.

Are home prices in 33570 rising or falling?

Median sale prices are down 2.6% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 33570 (Ruskin). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 6, 2026 at 7:22 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.