Aerial view of 33570, Florida

33570 (Ruskin)
Housing Market

ZIP code market report · Hillsborough County

Median sale price $299,900, down 3.8% year over year, with homes going under contract in about 58 days, 54 homes on the market.

40 communities reporting346 sales analyzedRefreshed twice dailyMomentum Score 55
Live Market Pulse
55/100
Momentum
Balanced Market
About 4 months of supply — room to negotiate. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 33570 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$300K
Median sold · 12 moConfidence: High
down 3.8% vs the prior 12 months
-3.8%
1-yr price change
n = 346 recent sales
$171/sf
Sold $/sqft · 12 mo
Hillsborough County: $221 · -5.3% vs prior yr
96.1%
Sale vs ask
Hillsborough County: 95.5% · +1.0pp vs prior yr
$380K
Hillsborough County home value
Zillow ZHVI, monthly · -2.6% vs a year ago
Tempo
4.5mo
Supply
3 to 6 months is the balanced band
58days
Median DOM · closed
Hillsborough County: 42 days · +5.0 days vs prior yr
32%
Under contract
Hillsborough County: 28%
54 · 31 ▲50
For sale · pending
live counts, refreshed twice daily
146
Sold · last 12 mo
closed across all tracked communities · -24.3% vs prior yr
Market context
31%
Listings with price cuts
Hillsborough County · Zillow · +0.6pp vs prior month
7,603
County for-sale inventory
Zillow, monthly · -0.2% vs prior month
26%
New construction
share of recent sales · -12.1pp vs prior yr
13%
Cash buyers
share of sales · peak 31% · -0.3pp vs prior yr
55/100
Momentum score
Balanced Market
Economy & people · county layer
$75,011
Median household income
U.S. Census ACS, county
1,489,634
County population
+8.0% since 2018
5.1×
Price to income
county home value vs median income
61%
Owner-occupied
U.S. Census ACS, county
$2,787/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 4.5 months of supply — balanced by the 3-to-6-month balanced benchmark, and 32% of listed homes are already under contract. Prices are down 3.8% versus the prior year, but sellers are still collecting 96.1% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 55
Momentum Score
Buyer leverage45
Seller leverage55

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 32% of inventory sits under contract.
  • Mortgage sensitivity — at 5.1× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 33570 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
3.7 mo · balanced band · 32 active
$300K–$500K
6.4 mo · buyer-tilted · 22 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 33570 is hot — and where it isn't

Each dot is a community (38 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 33570 (Ruskin)

The median sale price across 33570 currently stands at $299,900, down 3.8% from a year ago. Buyers are paying a median of $171 per square foot. The typical home goes under contract in about 58 days. Sellers are capturing 96.1% of their original asking price on average.

There are 54 active listings on the market, with 31 more already under contract. At the current sales pace that works out to 4.5 months of supply — roughly balanced conditions by the standard six-month benchmark. 146 homes closed here over the trailing 12 months.

Zillow's home value index for Hillsborough County stands at $380,041. About 31% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 33570 is 55 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

33570 since 2012 — and where it’s heading

A median home here sold for $139,040 in 2012 and $322,244 over the last recorded year — 132% appreciation across 14 years of recorded sales. Cash buyers took 13% of recent sales, down from a 31% peak.

Median sale price · 2012–2026 (4,485 recorded sales)

$134K$263K$392K$322K2012: $139K2013: $191K2014: $196K2015: $187K2016: $197K2017: $206K2018: $209K2019: $255K2021: $302K2022: $349K2023: $387K2024: $360K2025: $352K2026: $322K20122015201920232026

Days on market by year

4d48d93d58d2012: 55d2013: 86d2014: 92d2015: 67d2016: 46d2017: 50d2018: 56d2019: 67d2021: 6d2022: 6d2023: 23d2024: 41d2025: 53d2026: 58d20122015201920232026

Cash buyers · share of sales

13%22%31%13%2016: 17%2017: 15%2018: 14%2019: 15%2020: 17%2021: 15%2022: 31%2023: 20%2024: 15%2025: 13%2026: 13%20162018202120242026

Home value trend · Hillsborough County (Zillow ZHVI)

$380K$385K$390K$380KJun '25: $390KJul '25: $388KAug '25: $385KSep '25: $384KOct '25: $383KNov '25: $382KDec '25: $382KJan '26: $382KFeb '26: $382KMar '26: $382KApr '26: $382KMay '26: $381KJun '26: $380KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

7,1107,7418,3717,603Jun '25: 8,259Jul '25: 8,346Aug '25: 8,204Sep '25: 8,051Oct '25: 7,893Nov '25: 7,692Dec '25: 7,355Jan '26: 7,171Feb '26: 7,136Mar '26: 7,393Apr '26: 7,530May '26: 7,621Jun '26: 7,603Jun '25Sep '25Dec '25Mar '26Jun '26

Daily active vs pending · Hillsborough County (MLS)

1,9364,2666,595Jul 07 · Active: 6,232Aug 03 · Active: 6,502Aug 04 · Active: 6,415Aug 05 · Active: 6,465Jul 07Aug 04Aug 05ActivePending
Single-family 72%Townhome 21%Manufactured Home - Post 1977 2%Condo 2%? 2%
Local Economics · county layer

What’s driving 33570

Who’s moving here
-1,186 net residents/yr

Top inbound states: NY, TX, NJ, GA. Movers arriving report ~$77,979 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,816/yr avg premium

6,518 Citizens policies in force in Hillsborough County — the state-backed insurer of last resort. Budget insurance into any Hillsborough purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
8,696 units permitted -4% YoY

4,295 single-family · 4,401 multi-family · 5.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
SHELL COVE ▼ 14%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
$300K–$500K: 6.4 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 33570 right now.

Biggest opportunity
Under $300K: 3.7 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Hillsborough

MarketMedianActiveScore
33570 ← this page$300K5455
33604$352K36464Open →
33579$399K13357Open →
33598$356K12354Open →
33578$342K9258Open →
33569$360K8662Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
WELLINGTON NORTH AT BAY PARKRuskin$299K▲ 7%
MIRA LAGO WEST PH 2BRuskin$359K▲ 4%
RIVER BEND PH 4BRuskin$364K▲ 2%
RUSKIN RESERVERuskin$283K▲ -2%
BAHIA LAKES PH 1Ruskin$350K▲ -3%
Prices cooling fastest
SHELL COVERuskin$310K▼ 14%
BELMONTRuskin$356K▼ 11%
LEISEY SUBApollo Beach$340K▼ 10%
VENETIAN AT BAY PARKRuskin$272K▼ 10%
BAHIA LAKES PH 1Ruskin$350K▼ 3%
Most homes for sale
BAHIA BEACH TWNHMS PH 1ARuskin$285K13
RUSKIN RESERVERuskin$283K8
RIVERBEND WESTRuskin$310K5
RUSKIN COLONY FARMS 3RD ADDRuskin$105K5
BELMONTRuskin$356K4
Selling fastest
WELLINGTON NORTH AT BAY PARKRuskin$299K8 days
VENETIAN AT BAY PARKRuskin$272K12 days
SHELL COVERuskin$310K36 days
RUSKIN RESERVERuskin$283K53 days
MIRA LAGO WEST PH 2BRuskin$359K66 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 33570 right now?

The data says conditions currently favor neither side decisively in 33570 — the Momentum Score reads 55/100 with 4.5 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 33570 becoming more affordable?

Yes, modestly — the median sale price in 33570 is $299,900, down 3.8% versus the prior year, while sellers still capture 96.1% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 33570?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are SHELL COVE (-14%); BELMONT (-11%); LEISEY SUB (-10%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 33570 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are WELLINGTON NORTH AT BAY PARK (8 days); VENETIAN AT BAY PARK (12 days); SHELL COVE (36 days) — homes there go under contract well ahead of the market-wide pace of 58 days.

Questions

33570 (Ruskin) housing market FAQ

What is the median home price in 33570?

The median sale price in 33570 is currently $299,900, down 3.8% from a year ago, based on MLS sales data updated August 6, 2026.

Is 33570 a buyer's or seller's market right now?

The data currently is roughly balanced. 33570 scores 55 of 100 on the Momentum Score, with 4.5 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 33570?

The typical home in 33570 goes under contract in about 58 days, per current MLS data.

How many homes are for sale in 33570?

There are approximately 54 active listings in 33570 as of August 6, 2026.

Are home prices in 33570 rising or falling?

Median sale prices are down 3.8% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 33570 (Ruskin). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.