Aerial view of 33982, Florida

33982 (Punta Gorda)
Housing Market

ZIP code market report · Charlotte County

Median sale price $318,500, down 14.8% year over year, with homes going under contract in about 62 days, 6 homes on the market.

7 communities reporting116 sales analyzedRefreshed twice dailyMomentum Score 34
Live Market Pulse
34/100
Momentum
Soft Market
Prices are down 15% year over year — negotiating room is real. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 33982 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$318K
Median sold · 12 moConfidence: High
down 14.8% vs the prior 12 months
-14.8%
1-yr price change
n = 116 recent sales
$183/sf
Sold $/sqft · 12 mo
Charlotte County: $192 · -7.5% vs prior yr
94.0%
Sale vs ask
Charlotte County: 92.6% · +1.6pp vs prior yr
$299K
Charlotte County home value
Zillow ZHVI, monthly · -8.2% vs a year ago
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
62days
Median DOM · closed
Charlotte County: 60 days · -18.0 days vs prior yr
0%
Under contract
of inventory already spoken for
6 ·▲21
For sale · pending
live counts, refreshed twice daily
12
Sold · last 12 mo
closed across all tracked communities · +0.9% vs prior yr
Market context
24%
Listings with price cuts
Charlotte County · Zillow · -2.8pp vs prior month
3,539
County for-sale inventory
Zillow, monthly · -6.2% vs prior month
72%
New construction
share of recent sales · +4.6pp vs prior yr
33%
Cash buyers
share of sales · peak 46% · +0.7pp vs prior yr
34/100
Momentum score
Soft Market
Economy & people · county layer
$66,154
Median household income
U.S. Census ACS, county
195,083
County population
+10.2% since 2018
4.5×
Price to income
county home value vs median income
83%
Owner-occupied
U.S. Census ACS, county
$2,581/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 6.0 months of supply — balanced by the 3-to-6-month balanced benchmark, and 0% of listed homes are already under contract. Prices are down 14.8% versus the prior year, but sellers are still collecting 94.0% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 34
Momentum Score
Buyer leverage66
Seller leverage34

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 0% of inventory sits under contract.
  • Mortgage sensitivity — at 4.5× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 33982 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 33982 (Punta Gorda)

The median sale price across 33982 currently stands at $318,500, down 14.8% from a year ago. Buyers are paying a median of $183 per square foot. The typical home goes under contract in about 62 days. Sellers are capturing 94.0% of their original asking price on average.

There are 6 active listings on the market. At the current sales pace that works out to 6.0 months of supply — a buyer-leaning market by the standard six-month benchmark. 12 homes closed here over the trailing 12 months.

Zillow's home value index for Charlotte County stands at $299,140. About 24% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 33982 is 34 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

33982 since 2012 — and where it’s heading

A median home here sold for $78,182 in 2012 and $374,551 over the last recorded year — 379% appreciation across 14 years of recorded sales. Cash buyers took 33% of recent sales, down from a 46% peak.

Median sale price · 2012–2026 (470 recorded sales)

$67K$264K$461K$375K2012: $78K2013: $75K2014: $83K2016: $263K2017: $290K2022: $403K2023: $408K2024: $453K2025: $391K2026: $375K20122014202220242026

Days on market by year

7d51d95d62d2012: 94d2013: 9d2014: 46d2016: 74d2017: 92d2022: 16d2023: 15d2024: 43d2025: 80d2026: 62d20122014202220242026

Cash buyers · share of sales

27%36%46%33%2017: 35%2018: 30%2019: 27%2020: 42%2021: 32%2022: 46%2023: 43%2024: 43%2025: 32%2026: 33%20172019202220242026

Home value trend · Charlotte County (Zillow ZHVI)

$299K$313K$326K$299KJun '25: $326KJul '25: $320KAug '25: $315KSep '25: $311KOct '25: $308KNov '25: $305KDec '25: $303KJan '26: $302KFeb '26: $301KMar '26: $301KApr '26: $300KMay '26: $300KJun '26: $299KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

3,5114,1934,8743,539Jun '25: 4,847Jul '25: 4,554Aug '25: 4,201Sep '25: 3,899Oct '25: 3,726Nov '25: 3,728Dec '25: 3,796Jan '26: 3,931Feb '26: 4,011Mar '26: 4,055Apr '26: 3,951May '26: 3,771Jun '26: 3,539Jun '25Sep '25Dec '25Mar '26Jun '26

Daily active vs pending · Charlotte County (MLS)

6831,8362,990Aug 03 · Active: 2,944Aug 04 · Active: 2,909Aug 05 · Active: 2,930Aug 03Aug 04Aug 05ActivePending
Single-family 36%SingleFamilyResidence 30%Attached 14%Condo 13%Townhome 6%
Local Economics · county layer

What’s driving 33982

Who’s moving here
+3,727 net residents/yr

Top inbound states: MA, IL, NY, MI. Movers arriving report ~$97,123 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,298/yr avg premium

2,415 Citizens policies in force in Charlotte County — the state-backed insurer of last resort. Budget insurance into any Charlotte purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
3,015 units permitted -34% YoY

2,571 single-family · 444 multi-family · 15.5 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Ibis Landing ▼ 28%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Community Movers

Neighborhoods on the move

Prices rising fastest
CALUSA CRKPunta Gorda$318K▲ 4%
BABCOCK RANCHPunta Gorda$325K▲ -0%
CRESCENT LAKES PH ISarasota$336K▲ -8%
TerrawalkAlva$480K▲ -9%
Ibis LandingLehigh Acres$215K▲ -28%
Prices cooling fastest
Ibis LandingLehigh Acres$215K▼ 28%
TerrawalkAlva$480K▼ 9%
CRESCENT LAKES PH ISarasota$336K▼ 8%
BABCOCK RANCHPunta Gorda$325K▼ 0%
CALUSA CRKPunta Gorda$318K▼ 4%
Most homes for sale
CALUSA CRKPunta Gorda$318K6
Selling fastest
Ibis LandingLehigh Acres$215K40 days
BABCOCK RANCHPunta Gorda$325K60 days
CRESCENT LAKES PH ISarasota$336K61 days
TerrawalkAlva$480K77 days
CALUSA CRKPunta Gorda$318K100 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 33982 right now?

The data says conditions currently favor buyers in 33982 — the Momentum Score reads 34/100 with 6.0 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 33982 becoming more affordable?

Yes, modestly — the median sale price in 33982 is $318,500, down 14.8% versus the prior year, while sellers still capture 94.0% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 33982?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Ibis Landing (-28%); Terrawalk (-9%); CRESCENT LAKES PH I (-8%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 33982 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Ibis Landing (40 days); BABCOCK RANCH (60 days); CRESCENT LAKES PH I (61 days) — homes there go under contract well ahead of the market-wide pace of 62 days.

Questions

33982 (Punta Gorda) housing market FAQ

What is the median home price in 33982?

The median sale price in 33982 is currently $318,500, down 14.8% from a year ago, based on MLS sales data updated August 6, 2026.

Is 33982 a buyer's or seller's market right now?

The data currently favors buyers. 33982 scores 34 of 100 on the Momentum Score, with 6.0 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 33982?

The typical home in 33982 goes under contract in about 62 days, per current MLS data.

How many homes are for sale in 33982?

There are approximately 6 active listings in 33982 as of August 6, 2026.

Are home prices in 33982 rising or falling?

Median sale prices are down 14.8% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 33982 (Punta Gorda). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

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Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.