Aerial view of 33982, Florida

33982 (Punta Gorda)
Homes for Sale & Housing Market

ZIP code market report · Charlotte County

Median sale price $212,000, down 13.4% year over year, with homes going under contract in about 53 days, 29 homes on the market.

4 communities reporting91 sales analyzedRefreshed twice dailyMomentum Score 41
Live Market Pulse
41/100
Momentum
Buyer's Opportunity
Prices are down 13% year over year — negotiating room is real. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · 33982 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$212K
Median sold · 12 moConfidence: Medium
down 13.4% vs the prior 12 months
-13.4%
1-yr price change
n = 91 recent sales
$141/sf
Sold $/sqft · 12 mo
Charlotte County: $192 · -9.2% vs prior yr
93.4%
Sale vs ask
Charlotte County: 93.0% · +1.7pp vs prior yr
$299K
Charlotte County home value
Zillow ZHVI, monthly · -6.6% vs a year ago
Tempo
53days
Median DOM · closed
Charlotte County: 56 days · -49.0 days vs prior yr
26%
Under contract
of inventory already spoken for
29 · 14 ▲5
For sale · pending
live counts, refreshed twice daily
Market context
22%
Listings with price cuts
Charlotte County · Zillow · -1.1pp vs prior month
3,292
County for-sale inventory
Zillow, monthly · -7.0% vs prior month
85%
New construction
share of recent sales · -11.4pp vs prior yr
38%
Cash buyers
share of sales · peak 38% · +9.5pp vs prior yr
41/100
Momentum score
Buyer's Opportunity
Economy & people · county layer
$66,154
Median household income
U.S. Census ACS, county
195,083
County population
+10.2% since 2018
4.5×
Price to income
county home value vs median income
83%
Owner-occupied
U.S. Census ACS, county
$2,581/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

26% of listed homes are already under contract. Prices are down 13.4% versus the prior year, but sellers are still collecting 93.4% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 41
Momentum Score
Buyer leverage59
Seller leverage41

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 26% of inventory sits under contract.
  • Mortgage sensitivity — at 4.5× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 33982 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
mo · buyer-tilted · 18 active
$500K–$750K
mo · buyer-tilted · 11 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Analysis

The read on 33982 (Punta Gorda)

The median sale price across 33982 currently stands at $212,000, down 13.4% from a year ago. Buyers are paying a median of $141 per square foot. The typical home goes under contract in about 53 days. Sellers are capturing 93.4% of their original asking price on average.

There are 29 active listings on the market, with 14 more already under contract.

Zillow's home value index for Charlotte County stands at $299,359. About 22% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 33982 is 41 of 100 — buyer's opportunity territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

33982 since 2013 — and where it’s heading

A median home here sold for $40,000 in 2013 and $391,588 over the last recorded year — 879% appreciation across 13 years of recorded sales. Cash buyers took 38% of recent sales, down from a 38% peak.

Median sale price · 2013–2026 (237 recorded sales)

$29K$283K$537K$392K2013: $40K2014: $39K2023: $412K2024: $527K2025: $395K2026: $392K20132014202420252026

Days on market by year

8d55d103d53d2013: 10d2014: 66d2023: 14d2024: 53d2025: 102d2026: 53d20132014202420252026

Home value trend · Charlotte County (Zillow ZHVI)

$299K$310K$321K$299KJul '25: $321KAug '25: $316KSep '25: $311KOct '25: $308KNov '25: $305KDec '25: $303KJan '26: $302KFeb '26: $301KMar '26: $301KApr '26: $300KMay '26: $300KJun '26: $299KJul '26: $299KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

3,2653,9234,5803,292Jul '25: 4,554Aug '25: 4,201Sep '25: 3,899Oct '25: 3,726Nov '25: 3,728Dec '25: 3,796Jan '26: 3,931Feb '26: 4,011Mar '26: 4,055Apr '26: 3,951May '26: 3,771Jun '26: 3,541Jul '26: 3,292Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Charlotte County (MLS)

6451,8172,990Aug 03 · Active: 2,944Aug 04 · Active: 2,909Aug 05 · Active: 2,930Aug 06 · Active: 2,934Aug 07 · Active: 2,936Aug 08 · Active: 2,943Aug 09 · Active: 2,938Aug 10 · Active: 2,917Aug 11 · Active: 2,909Aug 12 · Active: 2,902Aug 13 · Active: 2,897Aug 15 · Active: 2,906Aug 17 · Active: 2,898Aug 19 · Active: 2,881Aug 22 · Active: 2,875Aug 23 · Active: 2,871Aug 28 · Active: 2,831Aug 29 · Active: 2,849Aug 30 · Active: 2,846Aug 31 · Active: 2,839Sep 07 · Active: 2,839Sep 09 · Active: 2,834Sep 11 · Active: 2,853Sep 12 · Active: 2,848Sep 13 · Active: 2,833Sep 14 · Active: 2,821Sep 15 · Active: 2,826Aug 03Aug 19Sep 15ActivePending

Median price · daily recalculation

$210K$265K$321K$212KAug 06: $318KAug 08: $318KAug 09: $318KAug 10: $318KAug 11: $318KAug 12: $318KAug 13: $318KAug 15: $318KAug 17: $318KAug 18: $318KAug 19: $318KAug 20: $318KAug 21: $318KAug 22: $318KAug 23: $318KAug 24: $318KAug 26: $318KAug 28: $318KAug 29: $318KAug 30: $318KAug 31: $318KSep 01: $318KSep 04: $318KSep 05: $318KSep 06: $318KSep 07: $318KSep 08: $318KSep 09: $318KSep 10: $318KSep 11: $318KSep 12: $212KSep 13: $212KSep 14: $212KSep 15: $212KAug 06Aug 17Aug 28Sep 07Sep 15
Single-family 62%Townhome 27%Condo 6%Villa 2%? 1%
Local Economics · county layer

What’s driving 33982

Who’s moving here
+3,727 net residents/yr

Top inbound states: MA, IL, NY, MI. Movers arriving report ~$97,123 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$2,298/yr avg premium

2,415 Citizens policies in force in Charlotte County — the state-backed insurer of last resort. Budget insurance into any Charlotte purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
3,015 units permitted -34% YoY

2,571 single-family · 444 multi-family · 15.5 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Ibis Landing ▼ 24%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Charlotte

MarketMedianActiveScore
33982 ← this page$212K2941
33953$304K237Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
TerrawalkAlva$531K▲ 4%
BABCOCK RANCHPunta Gorda$325K▲ -0%
Ibis LandingLehigh Acres$212K▲ -24%
Prices cooling fastest
Ibis LandingLehigh Acres$212K▼ 24%
BABCOCK RANCHPunta Gorda$325K▼ 0%
TerrawalkAlva$531K▼ 4%
Most homes for sale
Ibis LandingLehigh Acres$212K18
TerrawalkAlva$531K11
Selling fastest
Ibis LandingLehigh Acres$212K39 days
BABCOCK RANCHPunta Gorda$325K60 days
TerrawalkAlva$531K60 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 33982 right now?

The data says conditions currently favor buyers in 33982 — the Momentum Score reads 41/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 33982 becoming more affordable?

Yes, modestly — the median sale price in 33982 is $212,000, down 13.4% versus the prior year, while sellers still capture 93.4% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 33982?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Ibis Landing (-24%); BABCOCK RANCH (-0%); Terrawalk (4%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 33982 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Ibis Landing (39 days); BABCOCK RANCH (60 days); Terrawalk (60 days) — homes there go under contract well ahead of the market-wide pace of 53 days.

Questions

33982 (Punta Gorda) housing market FAQ

How is the housing market in 33982 right now?

As of September 15, 2026, the 33982 housing market favors buyers: the median sale price is $212,000 (down 13.4% year over year), 29 homes are for sale, and the typical home goes under contract in about 53 days.

How much is a house in 33982?

The median home sold for $212,000 in 33982 over the last 12 months, about $141 per square foot; asking prices on the 29 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 33982?

By the numbers, sellers in 33982 are getting 93.4% of asking price and going under contract in about 53 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 33982 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 33982 median sale prices are down 13.4% year over year, and 26% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 33982?

The median sale price in 33982 is currently $212,000, down 13.4% from a year ago, based on MLS sales data updated September 15, 2026.

Is 33982 a buyer's or seller's market right now?

The data currently favors buyers. 33982 scores 41 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 33982?

The typical home in 33982 goes under contract in about 53 days, per current MLS data.

How many homes are for sale in 33982?

There are approximately 29 active listings in 33982 as of September 15, 2026.

Are home prices in 33982 rising or falling?

Median sale prices are down 13.4% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 33982 (Punta Gorda). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.