Aerial view of 34436, Florida

34436 (Floral City)
Housing Market

ZIP code market report · Hillsborough County

Median sale price $243,500, down 16.8% year over year, with homes going under contract in about 74 days, 5 homes on the market.

4 communities reporting29 sales analyzedRefreshed twice dailyMomentum Score 26
Live Market Pulse
26/100
Momentum
Soft Market
Prices are down 17% year over year — negotiating room is real. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 34436 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$244K
Median sold · 12 moConfidence: Low
down 16.8% vs the prior 12 months
-16.8%
1-yr price change
n = 29 recent sales
$185/sf
Sold $/sqft · 12 mo
Hillsborough County: $221 · -10.5% vs prior yr
92.1%
Sale vs ask
Hillsborough County: 95.5% · -1.9pp vs prior yr
$380K
Hillsborough County home value
Zillow ZHVI, monthly · -2.6% vs a year ago
Tempo
74days
Median DOM · closed
Hillsborough County: 42 days · +12.0 days vs prior yr
0%
Under contract
Hillsborough County: 28%
5 ·▲50
For sale · pending
live counts, refreshed twice daily
Market context
31%
Listings with price cuts
Hillsborough County · Zillow · +0.6pp vs prior month
7,603
County for-sale inventory
Zillow, monthly · -0.2% vs prior month
42%
Cash buyers
share of sales · peak 42% · +14.4pp vs prior yr
26/100
Momentum score
Soft Market
4
Communities reporting
of 10 tracked in 34436
Economy & people · county layer
$75,011
Median household income
U.S. Census ACS, county
1,489,634
County population
+8.0% since 2018
5.1×
Price to income
county home value vs median income
61%
Owner-occupied
U.S. Census ACS, county
$2,787/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

0% of listed homes are already under contract. Prices are down 16.8% versus the prior year, but sellers are still collecting 92.1% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 26
Momentum Score
Buyer leverage74
Seller leverage26

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 0% of inventory sits under contract.
  • Mortgage sensitivity — at 5.1× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34436 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 34436 (Floral City)

The median sale price across 34436 currently stands at $243,500, down 16.8% from a year ago. Buyers are paying a median of $185 per square foot. The typical home goes under contract in about 74 days. Sellers are capturing 92.1% of their original asking price on average.

There are 5 active listings on the market.

Zillow's home value index for Hillsborough County stands at $380,041. About 31% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34436 is 26 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

34436 since 2013 — and where it’s heading

A median home here sold for $87,500 in 2013 and $335,896 over the last recorded year — 284% appreciation across 13 years of recorded sales. Cash buyers took 42% of recent sales, down from a 42% peak.

Median sale price · 2013–2026 (262 recorded sales)

$82K$225K$369K$336K2013: $88K2014: $133K2015: $168K2016: $169K2017: $209K2022: $311K2024: $319K2025: $363K2026: $336K20132015201720242026

Days on market by year

11d43d75d74d2013: 58d2014: 44d2015: 27d2016: 31d2017: 25d2022: 13d2024: 27d2025: 62d2026: 74d20132015201720242026

Cash buyers · share of sales

12%27%42%42%2016: 35%2017: 28%2018: 12%2019: 30%2020: 27%2021: 30%2022: 32%2023: 17%2024: 34%2025: 27%2026: 42%20162018202120242026

Home value trend · Hillsborough County (Zillow ZHVI)

$380K$385K$390K$380KJun '25: $390KJul '25: $388KAug '25: $385KSep '25: $384KOct '25: $383KNov '25: $382KDec '25: $382KJan '26: $382KFeb '26: $382KMar '26: $382KApr '26: $382KMay '26: $381KJun '26: $380KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

7,1107,7418,3717,603Jun '25: 8,259Jul '25: 8,346Aug '25: 8,204Sep '25: 8,051Oct '25: 7,893Nov '25: 7,692Dec '25: 7,355Jan '26: 7,171Feb '26: 7,136Mar '26: 7,393Apr '26: 7,530May '26: 7,621Jun '26: 7,603Jun '25Sep '25Dec '25Mar '26Jun '26

Daily active vs pending · Hillsborough County (MLS)

1,9364,2666,595Jul 07 · Active: 6,232Aug 03 · Active: 6,502Aug 04 · Active: 6,415Aug 05 · Active: 6,465Jul 07Aug 04Aug 05ActivePending
Single-family 77%Condo 20%Manufactured Home - Post 1977 1%Villa 1%
Local Economics · county layer

What’s driving 34436

Who’s moving here
-1,186 net residents/yr

Top inbound states: NY, TX, NJ, GA. Movers arriving report ~$77,979 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,816/yr avg premium

6,518 Citizens policies in force in Hillsborough County — the state-backed insurer of last resort. Budget insurance into any Hillsborough purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
8,696 units permitted -4% YoY

4,295 single-family · 4,401 multi-family · 5.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
LAKEWOOD ESTATES ▼ 33%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Hillsborough

MarketMedianActiveScore
34436 ← this page$244K526
33604$352K36464Open →
33579$399K13357Open →
33598$356K12354Open →
33578$342K9258Open →
33569$360K8662Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
PINE HOLLOWEnglewood$192K▲ -8%
LAKEWOOD ESTATESTampa$244K▲ -33%
Prices cooling fastest
LAKEWOOD ESTATESTampa$244K▼ 33%
PINE HOLLOWEnglewood$192K▼ 8%
Most homes for sale
LAKEWOOD ESTATESTampa$244K5
Selling fastest
LAKEWOOD ESTATESTampa$244K16 days
PINE HOLLOWEnglewood$192K215 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34436 right now?

The data says conditions currently favor buyers in 34436 — the Momentum Score reads 26/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34436 becoming more affordable?

Yes, modestly — the median sale price in 34436 is $243,500, down 16.8% versus the prior year, while sellers still capture 92.1% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 34436?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are LAKEWOOD ESTATES (-33%); PINE HOLLOW (-8%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34436 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are LAKEWOOD ESTATES (16 days); PINE HOLLOW (215 days) — homes there go under contract well ahead of the market-wide pace of 74 days.

Questions

34436 (Floral City) housing market FAQ

What is the median home price in 34436?

The median sale price in 34436 is currently $243,500, down 16.8% from a year ago, based on MLS sales data updated August 6, 2026.

Is 34436 a buyer's or seller's market right now?

The data currently favors buyers. 34436 scores 26 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 34436?

The typical home in 34436 goes under contract in about 74 days, per current MLS data.

How many homes are for sale in 34436?

There are approximately 5 active listings in 34436 as of August 6, 2026.

Are home prices in 34436 rising or falling?

Median sale prices are down 16.8% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34436 (Floral City). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.