Florida Housing IntelligenceHernando County › 34604 (Brooksville)
Aerial view of 34604, Florida

34604 (Brooksville)
Housing Market

ZIP code market report · Hernando County

Median sale price $300,000, up 0.4% year over year, with homes going under contract in about 36 days, 31 homes on the market.

22 communities reporting1,326 sales analyzedRefreshed twice dailyMomentum Score 63
Live Market Pulse
63/100
Momentum
Balanced Market
About 4 months of supply — room to negotiate. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
Free · Built from today's data
Get My Custom 34604 (Brooksville) Market Report

Your exact situation run against today's numbers: true comps, negotiation targets, and the off-market homes portals never show.

Selling instead? See what your home is worth today →

Live · 34604 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$300K
Median sold · 12 moConfidence: High
up 0.4% vs the prior 12 months
+0.4%
1-yr price change
n = 1,326 recent sales
$188/sf
Sold $/sqft · 12 mo
Hernando County: $188 · -3.1% vs prior yr
96.4%
Sale vs ask
Hernando County: 95.4% · -0.3pp vs prior yr
$311K
Hernando County home value
Zillow ZHVI, monthly · -2.6% vs a year ago
Tempo
4.3mo
Supply
3 to 6 months is the balanced band
36days
Median DOM · closed
Hernando County: 50 days · +3.0 days vs prior yr
35%
Under contract
Hernando County: 30%
31 · 10 ▲8
For sale · pending
live counts, refreshed twice daily
82
Sold · last 12 mo
closed across all tracked communities · -9.7% vs prior yr
Market context
31%
Listings with price cuts
Hernando County · Zillow · +0.9pp vs prior month
1,444
County for-sale inventory
Zillow, monthly · +0.2% vs prior month
10%
New construction
share of recent sales · +2.1pp vs prior yr
18%
Cash buyers
share of sales · peak 40% · +1.7pp vs prior yr
63/100
Momentum score
Balanced Market
Economy & people · county layer
$63,193
Median household income
U.S. Census ACS, county
201,512
County population
+10.3% since 2018
4.9×
Price to income
county home value vs median income
82%
Owner-occupied
U.S. Census ACS, county
$1,732/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 4.3 months of supply — balanced by the 3-to-6-month balanced benchmark, and 35% of listed homes are already under contract. Prices are up 0.4% versus the prior year and sellers are still collecting 96.4% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 63
Momentum Score
Buyer leverage37
Seller leverage63

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 35% of inventory sits under contract.
  • Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34604 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
9.4 mo · buyer-tilted · 11 active
$300K–$500K
3.4 mo · balanced band · 19 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 34604 is hot — and where it isn't

Each dot is a community (20 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 34604 (Brooksville)

The median sale price across 34604 currently stands at $300,000, up 0.4% from a year ago. Buyers are paying a median of $188 per square foot. The typical home goes under contract in about 36 days. Sellers are capturing 96.4% of their original asking price on average.

There are 31 active listings on the market, with 10 more already under contract. At the current sales pace that works out to 4.3 months of supply — roughly balanced conditions by the standard six-month benchmark. 82 homes closed here over the trailing 12 months.

Zillow's home value index for Hernando County stands at $310,998. About 31% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34604 is 63 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

34604 since 2012 — and where it’s heading

A median home here sold for $129,811 in 2012 and $304,773 over the last recorded year — 135% appreciation across 14 years of recorded sales. Cash buyers took 18% of recent sales, down from a 40% peak.

Median sale price · 2012–2026 (9,613 recorded sales)

$93K$201K$309K$305K2012: $130K2013: $97K2014: $106K2015: $121K2016: $121K2017: $133K2018: $147K2019: $166K2021: $254K2022: $278K2023: $303K2024: $303K2025: $304K2026: $305K20122015201920232026

Days on market by year

2d40d78d36d2012: 77d2013: 45d2014: 46d2015: 53d2016: 33d2017: 32d2018: 23d2019: 48d2021: 4d2022: 6d2023: 18d2024: 21d2025: 33d2026: 36d20122015201920232026

Cash buyers · share of sales

16%28%40%18%2016: 40%2017: 34%2018: 25%2019: 23%2020: 26%2021: 26%2022: 37%2023: 25%2024: 20%2025: 16%2026: 18%20162018202120242026

Home value trend · Hernando County (Zillow ZHVI)

$311K$315K$319K$311KJun '25: $319KJul '25: $318KAug '25: $316KSep '25: $314KOct '25: $313KNov '25: $313KDec '25: $313KJan '26: $314KFeb '26: $314KMar '26: $314KApr '26: $314KMay '26: $313KJun '26: $311KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

1,4191,4861,5521,444Jun '25: 1,515Jul '25: 1,540Aug '25: 1,550Sep '25: 1,541Oct '25: 1,531Nov '25: 1,505Dec '25: 1,457Jan '26: 1,431Feb '26: 1,422Mar '26: 1,450Apr '26: 1,442May '26: 1,441Jun '26: 1,444Jun '25Sep '25Dec '25Mar '26Jun '26

Daily active vs pending · Hernando County (MLS)

4879871,486Jul 07 · Active: 1,458Aug 03 · Active: 1,467Aug 04 · Active: 1,434Aug 05 · Active: 1,442Jul 07Aug 04Aug 05ActivePending
Single-family 96%Manufactured Home - Post 1977 2%? 1%
Local Economics · county layer

What’s driving 34604

Who’s moving here
+4,826 net residents/yr

Top inbound states: NY, CA, NJ, IL. Movers arriving report ~$61,429 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,699/yr avg premium

4,534 Citizens policies in force in Hernando County — the state-backed insurer of last resort. Budget insurance into any Hernando purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,975 units permitted -21% YoY

1,734 single-family · 241 multi-family · 9.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
MASARYKTOWN ▲ 21%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
Under $300K: 9.4 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 34604 right now.

Biggest opportunity
$300K–$500K: 3.4 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Hernando

MarketMedianActiveScore
34604 ← this page$300K3163
34609$374K22959Open →
34613$374K22954Open →
34614$374K15661Open →
34607$300K12458Open →
34608$300K5764Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
MASARYKTOWNBrooksville$272K▲ 21%
SPRINGWOOD ESTATEBrooksville$472K▲ 14%
QUAIL MEADOWS PH 1Brooksville$352K▲ 14%
TANGERINE ESTATESBrooksville$197K▲ 11%
GARDEN GROVEWinter Park$261K▲ 9%
Prices cooling fastest
VALLEYBROOKSpring Hill$354K▼ 6%
TRILLIUM VILLAGE DBrooksville$298K▼ 5%
STERLING HILL PH 1ASpring Hill$336K▼ 4%
SPRING HILLSpring Hill$300K▼ 0%
HERNANDO OAKSBrooksville$374K▼ 1%
Most homes for sale
HERNANDO OAKSBrooksville$374K16
MASARYKTOWNBrooksville$272K11
TRAILS AT RIVARD PH 1, 2 & 6Brooksville$335K2
VALLEYBROOKSpring Hill$354K1
Selling fastest
MASARYKTOWNBrooksville$272K18 days
SPRINGWOOD ESTATEBrooksville$472K18 days
GARDEN GROVEWinter Park$261K26 days
SPRING HILLSpring Hill$300K31 days
QUAIL MEADOWS PH 1Brooksville$352K38 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34604 right now?

The data says conditions currently favor neither side decisively in 34604 — the Momentum Score reads 63/100 with 4.3 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34604 becoming more affordable?

No — the median sale price in 34604 is $300,000, up 0.4% versus the prior year, while sellers still capture 96.4% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 34604?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are VALLEYBROOK (-6%); TRILLIUM VILLAGE D (-5%); STERLING HILL PH 1A (-4%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34604 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are MASARYKTOWN (18 days); SPRINGWOOD ESTATE (18 days); GARDEN GROVE (26 days) — homes there go under contract well ahead of the market-wide pace of 36 days.

Questions

34604 (Brooksville) housing market FAQ

What is the median home price in 34604?

The median sale price in 34604 is currently $300,000, up 0.4% from a year ago, based on MLS sales data updated August 6, 2026.

Is 34604 a buyer's or seller's market right now?

The data currently favors sellers. 34604 scores 63 of 100 on the Momentum Score, with 4.3 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 34604?

The typical home in 34604 goes under contract in about 36 days, per current MLS data.

How many homes are for sale in 34604?

There are approximately 31 active listings in 34604 as of August 6, 2026.

Are home prices in 34604 rising or falling?

Median sale prices are up 0.4% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34604 (Brooksville). Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.