Florida Housing IntelligenceHernando County › 34604 (Brooksville)
Aerial view of 34604, Florida

34604 (Brooksville)
Homes for Sale & Housing Market

ZIP code market report · Hernando County

Median sale price $299,900, down 0.1% year over year, with homes going under contract in about 36 days, 71 homes on the market.

24 communities reporting1,479 sales analyzedRefreshed twice dailyMomentum Score 63
Live Market Pulse
63/100
Momentum
Balanced Market
211 homes sold here in the last 12 months. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · 34604 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$300K
Median sold · 12 moConfidence: High
down 0.1% vs the prior 12 months
-0.1%
1-yr price change
n = 1,479 recent sales
$190/sf
Sold $/sqft · 12 mo
Hernando County: $190 · -2.1% vs prior yr
96.4%
Sale vs ask
Hernando County: 95.4% · -0.4pp vs prior yr
$310K
Hernando County home value
Zillow ZHVI, monthly · -2.4% vs a year ago
Tempo
3.9mo
Supply
3 to 6 months is the balanced band
36days
Median DOM · closed
Hernando County: 50 days · +1.0 days vs prior yr
32%
Under contract
Hernando County: 29%
71 · 29 ▲2
For sale · pending
live counts, refreshed twice daily
211
Sold · last 12 mo
closed across all tracked communities · -4.5% vs prior yr
Market context
32%
Listings with price cuts
Hernando County · Zillow · +0.4pp vs prior month
1,453
County for-sale inventory
Zillow, monthly · +0.6% vs prior month
10%
New construction
share of recent sales · +0.5pp vs prior yr
20%
Cash buyers
share of sales · peak 34% · +1.4pp vs prior yr
63/100
Momentum score
Balanced Market
Economy & people · county layer
$63,193
Median household income
U.S. Census ACS, county
201,512
County population
+10.3% since 2018
4.9×
Price to income
county home value vs median income
82%
Owner-occupied
U.S. Census ACS, county
$1,732/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 3.9 months of supply — balanced by the 3-to-6-month balanced benchmark, and 32% of listed homes are already under contract. Prices are down 0.1% versus the prior year, but sellers are still collecting 96.4% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 63
Momentum Score
Buyer leverage37
Seller leverage63

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 32% of inventory sits under contract.
  • Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34604 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Supply by Price Band

One inventory number hides four different markets

Under $300K
5.0 mo · balanced band · 24 active
$300K–$500K
3.6 mo · balanced band · 46 active

Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.

Neighborhood Heat Map

Where 34604 is hot — and where it isn't

Each dot is a community (22 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 34604 (Brooksville)

The median sale price across 34604 currently stands at $299,900, down 0.1% from a year ago. Buyers are paying a median of $190 per square foot. The typical home goes under contract in about 36 days. Sellers are capturing 96.4% of their original asking price on average.

There are 71 active listings on the market, with 29 more already under contract. At the current sales pace that works out to 3.9 months of supply — a seller-leaning market by the standard six-month benchmark. 211 homes closed here over the trailing 12 months.

Zillow's home value index for Hernando County stands at $310,261. About 32% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34604 is 63 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

34604 since 2012 — and where it’s heading

A median home here sold for $119,128 in 2012 and $306,150 over the last recorded year — 157% appreciation across 14 years of recorded sales. Cash buyers took 20% of recent sales, down from a 34% peak.

Median sale price · 2012–2026 (10,532 recorded sales)

$95K$204K$313K$306K2012: $119K2013: $99K2014: $106K2015: $127K2016: $125K2017: $137K2018: $151K2019: $175K2021: $254K2022: $289K2023: $304K2024: $305K2025: $309K2026: $306K20122015201920232026

Days on market by year

2d40d78d36d2012: 77d2013: 40d2014: 49d2015: 52d2016: 33d2017: 34d2018: 25d2019: 56d2021: 4d2022: 6d2023: 21d2024: 23d2025: 35d2026: 36d20122015201920232026

Cash buyers · share of sales

19%27%35%20%2016: 29%2017: 24%2018: 19%2019: 20%2020: 25%2021: 21%2022: 34%2023: 25%2024: 29%2025: 19%2026: 20%20162018202120242026

Home value trend · Hernando County (Zillow ZHVI)

$310K$314K$318K$310KJul '25: $318KAug '25: $316KSep '25: $315KOct '25: $314KNov '25: $314KDec '25: $314KJan '26: $314KFeb '26: $314KMar '26: $314KApr '26: $314KMay '26: $313KJun '26: $311KJul '26: $310KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

1,4191,4861,5521,453Jul '25: 1,540Aug '25: 1,550Sep '25: 1,541Oct '25: 1,531Nov '25: 1,505Dec '25: 1,457Jan '26: 1,431Feb '26: 1,422Mar '26: 1,450Apr '26: 1,442May '26: 1,441Jun '26: 1,444Jul '26: 1,453Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Hernando County (MLS)

4649931,521Jul 07 · Active: 1,458Aug 03 · Active: 1,467Aug 04 · Active: 1,434Aug 05 · Active: 1,442Aug 06 · Active: 1,444Aug 07 · Active: 1,458Aug 08 · Active: 1,456Aug 09 · Active: 1,455Aug 10 · Active: 1,446Aug 11 · Active: 1,439Aug 12 · Active: 1,444Aug 13 · Active: 1,442Aug 15 · Active: 1,448Aug 17 · Active: 1,453Aug 19 · Active: 1,455Aug 22 · Active: 1,476Aug 23 · Active: 1,475Aug 28 · Active: 1,491Aug 29 · Active: 1,500Aug 30 · Active: 1,496Aug 31 · Active: 1,498Sep 07 · Active: 1,478Sep 09 · Active: 1,473Sep 11 · Active: 1,489Sep 12 · Active: 1,492Sep 13 · Active: 1,489Sep 14 · Active: 1,487Sep 15 · Active: 1,489Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$299K$318K$337K$300KAug 06: $300KAug 08: $300KAug 09: $300KAug 10: $300KAug 11: $300KAug 12: $300KAug 13: $300KAug 15: $300KAug 17: $300KAug 18: $300KAug 19: $300KAug 20: $300KAug 21: $336KAug 22: $336KAug 23: $336KAug 24: $336KAug 26: $336KAug 28: $336KAug 29: $336KAug 30: $336KAug 31: $336KSep 01: $336KSep 04: $336KSep 05: $336KSep 06: $336KSep 07: $336KSep 08: $336KSep 09: $336KSep 10: $336KSep 11: $336KSep 12: $300KSep 13: $300KSep 14: $300KSep 15: $300KAug 06Aug 17Aug 28Sep 07Sep 15
Single-family 95%Manufactured Home - Post 1977 3%Villa 1%Manufactured 1%? 1%
Local Economics · county layer

What’s driving 34604

Who’s moving here
+4,826 net residents/yr

Top inbound states: NY, CA, NJ, IL. Movers arriving report ~$61,429 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,699/yr avg premium

4,534 Citizens policies in force in Hernando County — the state-backed insurer of last resort. Budget insurance into any Hernando purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
1,975 units permitted -21% YoY

1,734 single-family · 241 multi-family · 9.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Masaryktown ▲ 23%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

Biggest risk buyers are ignoring
Under $300K: 5.0 months of supply

The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in 34604 right now.

Biggest opportunity
$300K–$500K: 3.6 months of supply

The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Hernando

MarketMedianActiveScore
34604 ← this page$300K7163
34609$375K28957Open →
34613$374K26555Open →
34606$300K20965Open →
34614$375K15663Open →
34607$300K12858Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
MasaryktownBrooksville$276K▲ 23%
Springwood EstateBrooksville$475K▲ 20%
Hernando Highlands UnrecSpring Hill$435K▲ 5%
HERNANDO OAKSBrooksville$374K▲ 1%
Spring Hill Unit 9Spring Hill$300K▲ 0%
Prices cooling fastest
Garden GroveBrooksville$190K▼ 11%
VALLEYBROOKSpring Hill$354K▼ 6%
trillium village c ph 2bBrooksville$305K▼ 6%
Trillium Village DBrooksville$298K▼ 5%
STERLING HILL PH 1ASpring Hill$336K▼ 4%
Most homes for sale
sterling hill ph 3Spring Hill$338K19
HERNANDO OAKSBrooksville$374K16
MasaryktownBrooksville$276K9
Tangerine EstatesBrooksville$195K5
quail meadows ph 1Brooksville$350K3
Selling fastest
Springwood EstateBrooksville$475K19 days
MasaryktownBrooksville$276K22 days
Spring Hill Unit 9Spring Hill$300K29 days
Garden GroveBrooksville$190K38 days
quail meadows ph 1Brooksville$350K40 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34604 right now?

The data says conditions currently favor neither side decisively in 34604 — the Momentum Score reads 63/100 with 3.9 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34604 becoming more affordable?

Yes, modestly — the median sale price in 34604 is $299,900, down 0.1% versus the prior year, while sellers still capture 96.4% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 34604?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Garden Grove (-11%); VALLEYBROOK (-6%); trillium village c ph 2b (-6%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34604 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Springwood Estate (19 days); Masaryktown (22 days); Spring Hill Unit 9 (29 days) — homes there go under contract well ahead of the market-wide pace of 36 days.

Questions

34604 (Brooksville) housing market FAQ

How is the housing market in 34604 right now?

As of September 15, 2026, the 34604 housing market favors sellers: the median sale price is $299,900 (down 0.1% year over year), 71 homes are for sale against 211 sales in the last 12 months, which is 3.9 months of supply, and the typical home goes under contract in about 36 days.

How much is a house in 34604?

The median home sold for $299,900 in 34604 over the last 12 months, about $190 per square foot; asking prices on the 71 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in 34604?

By the numbers, sellers in 34604 are getting 96.4% of asking price and going under contract in about 36 days with 3.9 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 34604 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 34604 median sale prices are down 0.1% year over year, inventory stands at 3.9 months of supply, and 32% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 34604?

The median sale price in 34604 is currently $299,900, down 0.1% from a year ago, based on MLS sales data updated September 15, 2026.

Is 34604 a buyer's or seller's market right now?

The data currently favors sellers. 34604 scores 63 of 100 on the Momentum Score, with 3.9 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 34604?

The typical home in 34604 goes under contract in about 36 days, per current MLS data.

How many homes are for sale in 34604?

There are approximately 71 active listings in 34604 as of September 15, 2026.

Are home prices in 34604 rising or falling?

Median sale prices are down 0.1% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34604 (Brooksville). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.