Chuluota
Housing Market
Median sale price $644,500, up 15.6% year over year, with homes going under contract in about 30 days, 6 homes on the market.
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Housing Market Analyst
Inventory sits at 2.9 months of supply — tight by the 3-to-6-month balanced benchmark, and 30% of listed homes are already under contract. Prices are up 15.6% versus the prior year and sellers are still collecting 96.7% of asking. Taken together, the data points to a seller-leaning market.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.
- Prices — pressure remains upward while supply stays this thin.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Negotiating power — sellers hold the leverage while 30% of inventory sits under contract.
- Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Chuluota data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
Where Chuluota is hot — and where it isn't
Each dot is a community (11 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Chuluota
The median sale price across Chuluota currently stands at $644,500, up 15.6% from a year ago. Buyers are paying a median of $259 per square foot. The typical home goes under contract in about 30 days. Sellers are capturing 96.7% of their original asking price on average.
There are 6 active listings on the market, with 3 more already under contract. At the current sales pace that works out to 2.9 months of supply — a seller-leaning market by the standard six-month benchmark. 29 homes closed here over the trailing 12 months.
Chuluota prices sit above the Seminole County median by roughly 55%. Zillow's home value index for Seminole County stands at $405,395. About 32% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Chuluota is 74 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.
Chuluota since 2012 — and where it’s heading
A median home here sold for $197,977 in 2012 and $666,992 over the last recorded year — 237% appreciation across 14 years of recorded sales. Cash buyers took 14% of recent sales, down from a 32% peak.
Median sale price · 2012–2026 (972 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Seminole County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Seminole County (MLS)
Median price · daily recalculation
What’s driving Chuluota
Top inbound states: NY, NJ, TX, CA. Movers arriving report ~$62,559 average income. Source: IRS SOI county-to-county migration, 2022-2023
1,203 Citizens policies in force in Seminole County — the state-backed insurer of last resort. Budget insurance into any Seminole purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
893 single-family · 1,104 multi-family · 4.2 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Seminole County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Chuluota ← this page | $644K | 6 | 74 | |
| Sanford | $385K | 180 | 65 | Open → |
| Altamonte Springs | $365K | 95 | 62 | Open → |
| Lake Mary | $426K | 67 | 71 | Open → |
| Oviedo | $480K | 66 | 71 | Open → |
| Longwood | $489K | 45 | 72 | Open → |
Neighborhoods on the move
| Trails-Unit 3Chuluota | $644K | ▲ 29% |
| TRAILS UNIT 1Chuluota | $644K | ▲ 29% |
| North ChuluotaChuluota | $336K | ▲ -2% |
| North ChuluotaChuluota | $336K | ▼ 2% |
| TRAILS UNIT 1Chuluota | $644K | ▼ 29% |
| Trails-Unit 3Chuluota | $644K | ▼ 29% |
| North ChuluotaChuluota | $336K | 5 |
| North ChuluotaChuluota | $336K | 22 days |
| TRAILS UNIT 1Chuluota | $644K | 23 days |
| Trails-Unit 3Chuluota | $644K | 23 days |
Chuluota ZIP codes
Most active communities
More on Chuluota
Put this data to work
The questions people actually ask
Should I buy a house in Chuluota right now?
The data says conditions currently favor sellers in Chuluota — the Momentum Score reads 74/100 with 2.9 months of supply. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Chuluota becoming more affordable?
No — the median sale price in Chuluota is $644,500, up 15.6% versus the prior year, while sellers still capture 96.7% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in Chuluota?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are North Chuluota (-2%); TRAILS UNIT 1 (29%); Trails-Unit 3 (29%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Chuluota neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are North Chuluota (22 days); TRAILS UNIT 1 (23 days); Trails-Unit 3 (23 days) — homes there go under contract well ahead of the market-wide pace of 30 days.
How does Chuluota compare to the rest of Seminole County?
Chuluota's median of $644,500 runs 55% above the county-wide median of $415,000, and homes here take 30 days to go under contract versus 34 county-wide.
Chuluota housing market FAQ
How is the housing market in Chuluota right now?
As of September 15, 2026, the Chuluota housing market favors sellers: the median sale price is $644,500 (up 15.6% year over year), 6 homes are for sale against 29 sales in the last 12 months, which is 2.9 months of supply, and the typical home goes under contract in about 30 days.
How much is a house in Chuluota?
The median home sold for $644,500 in Chuluota over the last 12 months, about $259 per square foot; asking prices on the 6 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Chuluota?
By the numbers, sellers in Chuluota are getting 96.7% of asking price and going under contract in about 30 days with 2.9 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Chuluota housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Chuluota median sale prices are up 15.6% year over year, inventory stands at 2.9 months of supply, and 30% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Chuluota?
The median sale price in Chuluota is currently $644,500, up 15.6% from a year ago, based on MLS sales data updated September 15, 2026.
Is Chuluota a buyer's or seller's market right now?
The data currently favors sellers. Chuluota scores 74 of 100 on the Momentum Score, with 2.9 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Chuluota?
The typical home in Chuluota goes under contract in about 30 days, per current MLS data.
How many homes are for sale in Chuluota?
There are approximately 6 active listings in Chuluota as of September 15, 2026.
Are home prices in Chuluota rising or falling?
Median sale prices are up 15.6% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Chuluota. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.