Florida Housing Intelligence › Columbia County

Columbia County
Housing Market

County market report · Florida · 8 ZIP codes

Median sale price $402,500, down 24.0% year over year, with homes going under contract in about 53 days, 80 homes on the market.

9 communities reporting107 sales analyzedRefreshed twice dailyMomentum Score 32
Live Market Pulse
32/100
Momentum
Soft Market
Prices are down 24% year over year — negotiating room is real. Recalculated every day from licensed MLS data · last refresh October 23, 2026 at 11:55 AM ET.
Free · Built from today's data
Get My Custom Columbia County Market Report

Your exact situation run against today's numbers: true comps, negotiation targets, and the off-market homes portals never show.

Selling instead? See what your home is worth today →

Live · Columbia County Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$402K ▼
Median sold · 12 moConfidence: High
down 24.0% vs the prior 12 months
-24.0% ▼
1-yr price change
n = 107 recent sales
$203/sf ▲
Sold $/sqft · 12 mo
+5.6% vs prior yr
88.4% ▼
Sale vs ask
of original asking price · -4.4pp vs prior yr
$268K
Columbia County home value
Zillow ZHVI, monthly · -0.0% vs a year ago
Tempo
6.0mo
Supply
3 to 6 months is the balanced band
53days ▲
Median DOM · closed
closed sales, median · +21.0 days vs prior yr
80 · 9
For sale · pending
live counts, refreshed twice daily
161 ▲
Sold · last 12 mo
closed across all tracked communities · +435.0% vs prior yr
Market context
25% ▼
Listings with price cuts
Columbia County · Zillow · -1.7pp vs prior month
307 ▼
County for-sale inventory
Zillow, monthly · -2.2% vs prior month
4%
New construction
share of recent sales
20%
Cash buyers
share of sales · peak 20%
32/100
Momentum score
Soft Market
Economy & people · county layer
$55,070
Median household income
U.S. Census ACS, county
70,755
County population
+2.4% since 2018
4.9×
Price to income
county home value vs median income
71%
Owner-occupied
U.S. Census ACS, county
$1,385/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 23, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 6.0 months of supply — balanced by the 3-to-6-month balanced benchmark. Prices are down 24.0% versus the prior year, but sellers are still collecting 88.4% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.

What It Means

Who has leverage right now

BUYER'S SELLER'S 32
Momentum Score
Buyer leverage68
Seller leverage32

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Columbia County data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where Columbia County is hot — and where it isn't

Each dot is a community (8 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on Columbia County

The median sale price across Columbia County currently stands at $402,500, down 24.0% from a year ago. Buyers are paying a median of $203 per square foot. The typical home goes under contract in about 53 days. Sellers are capturing 88.4% of their original asking price on average.

There are 80 active listings on the market, with 9 more already under contract. At the current sales pace that works out to 6.0 months of supply — a buyer-leaning market by the standard six-month benchmark. 161 homes closed here over the trailing 12 months.

Zillow's home value index for Columbia County stands at $267,658. About 25% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Columbia County is 32 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 23, 2026.

Trends & History

Columbia County since 2016 — and where it’s heading

A median home here sold for $79,655 in 2016 and $336,862 over the last recorded year — 323% appreciation across 10 years of recorded sales. Cash buyers took 20% of recent sales, down from a 20% peak.

Median sale price · 2016–2026 (211 recorded sales)

$74K$208K$342K$337K2016: $80K2018: $191K2020: $188K2021: $196K2024: $230K2025: $270K2026: $337K20162018202120252026

Days on market by year

30d63d95d53d2016: 94d2018: 86d2020: 80d2021: 63d2024: 38d2025: 32d2026: 53d20162018202120252026

Home value trend · Columbia County (Zillow ZHVI)

$266K$267K$269K$268KSep '25: $268KOct '25: $267KNov '25: $266KDec '25: $266KJan '26: $266KFeb '26: $267KMar '26: $268KApr '26: $269KMay '26: $269KJun '26: $269KJul '26: $269KAug '26: $269KSep '26: $268KSep '25Dec '25Mar '26Jun '26Sep '26

For-sale inventory · county (Zillow)

280303325307Sep '25: 319Oct '25: 325Nov '25: 320Dec '25: 305Jan '26: 288Feb '26: 281Mar '26: 291Apr '26: 297May '26: 308Jun '26: 316Jul '26: 322Aug '26: 314Sep '26: 307Sep '25Dec '25Mar '26Jun '26Sep '26

Daily active vs pending · Columbia County (MLS)

52546Sep 07 · Active: 43Sep 09 · Active: 46Sep 11 · Active: 45Sep 12 · Active: 45Sep 13 · Active: 44Sep 14 · Active: 44Sep 15 · Active: 45Sep 16 · Active: 45Sep 17 · Active: 45Sep 19 · Active: 45Sep 20 · Active: 45Sep 21 · Active: 45Sep 22 · Active: 45Sep 23 · Active: 45Sep 24 · Active: 45Sep 25 · Active: 45Sep 26 · Active: 46Sep 28 · Active: 46Sep 29 · Active: 46Oct 01 · Active: 44Oct 04 · Active: 45Oct 05 · Active: 44Oct 06 · Active: 44Oct 07 · Active: 44Oct 09 · Active: 45Oct 10 · Active: 45Oct 11 · Active: 45Oct 12 · Active: 45Oct 14 · Active: 39Oct 17 · Active: 39Oct 18 · Active: 38Oct 19 · Active: 41Oct 20 · Active: 41Oct 23 · Active: 41Sep 07Sep 28Oct 23ActivePending

Median price · daily recalculation

$175K$291K$407K$402KAug 06: $180KAug 08: $180KAug 09: $180KAug 10: $180KAug 11: $180KAug 12: $180KAug 13: $180KAug 15: $180KAug 17: $180KAug 18: $180KAug 19: $180KAug 20: $180KAug 21: $180KAug 22: $180KAug 23: $180KAug 24: $180KAug 26: $180KAug 28: $180KAug 29: $180KAug 30: $180KAug 31: $180KSep 01: $290KSep 04: $290KSep 05: $290KSep 06: $290KSep 07: $290KSep 08: $290KSep 09: $290KSep 10: $290KSep 11: $290KSep 12: $290KSep 13: $290KSep 14: $290KSep 15: $290KSep 16: $322KSep 17: $328KSep 19: $328KSep 20: $328KSep 21: $328KSep 22: $328KSep 23: $328KSep 24: $328KSep 25: $328KSep 26: $328KSep 28: $328KSep 29: $335KSep 30: $335KOct 01: $335KOct 03: $335KOct 04: $335KOct 05: $335KOct 06: $335KOct 07: $335KOct 09: $328KOct 10: $334KOct 11: $334KOct 12: $322KOct 14: $322KOct 17: $400KOct 18: $400KOct 19: $400KOct 20: $402KOct 23: $402KAug 06Aug 24Sep 13Oct 01Oct 23
Single-family 82%Manufactured Home - Post 1977 12%Manufactured 5%
Local Economics · the economics underneath

What’s driving Columbia County

Who’s moving here
+650 net residents/yr

Movers arriving report ~$54,302 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,009/yr avg premium

274 Citizens policies in force in Columbia County — the state-backed insurer of last resort. Budget insurance into any Columbia purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
182 units permitted +2% YoY

174 single-family · 8 multi-family · 2.6 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

What we’re telling clients today

Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up against neighboring counties

MarketMedianActiveScore
Columbia County ← this page$402K4132
Suwannee County$485K——Open →
Baker County$292K9251Open →
Alachua County$328K1,19756Open →
Bradford County$295K9873Open →
Community Movers

Neighborhoods on the move

Selling fastest
CallahanLake City$285K41 days
SpringfieldLake City$402K61 days
Explore Deeper

Cities in Columbia County

ZIP codes

Most active communities

Keep Going

Put this data to work

Columbia County guides & data

Everything we publish about Columbia County: live listings by type, prices and market data, taxes, insurance and what it costs to live here.

Plain Answers

The questions people actually ask

Should I buy a house in Columbia County right now?

The data says conditions currently favor buyers in Columbia County — the Momentum Score reads 32/100 with 6.0 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Columbia County becoming more affordable?

Yes, modestly — the median sale price in Columbia County is $402,500, down 24.0% versus the prior year, while sellers still capture 88.4% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Which Columbia County neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Callahan (41 days); Springfield (61 days) — homes there go under contract well ahead of the market-wide pace of 53 days.

Questions

Columbia County housing market FAQ

How is the housing market in Columbia County right now?

As of October 23, 2026, the Columbia County housing market favors buyers: the median sale price is $402,500 (down 24.0% year over year), 80 homes are for sale against 161 sales in the last 12 months, which is 6.0 months of supply, and the typical home goes under contract in about 53 days.

How much is a house in Columbia County?

The median home sold for $402,500 in Columbia County over the last 12 months, about $203 per square foot; asking prices on the 80 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Columbia County?

By the numbers, sellers in Columbia County are getting 88.4% of asking price and going under contract in about 53 days with 6.0 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Columbia County housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Columbia County median sale prices are down 24.0% year over year, inventory stands at 6.0 months of supply. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Columbia County?

The median sale price in Columbia County is currently $402,500, down 24.0% from a year ago, based on MLS sales data updated October 23, 2026.

Is Columbia County a buyer's or seller's market right now?

The data currently favors buyers. Columbia County scores 32 of 100 on the Momentum Score, with 6.0 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Columbia County?

The typical home in Columbia County goes under contract in about 53 days, per current MLS data.

How many homes are for sale in Columbia County?

There are approximately 80 active listings in Columbia County as of October 23, 2026.

Are home prices in Columbia County rising or falling?

Median sale prices are down 24.0% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Columbia County. Talk through what the numbers mean for your move.

Talk to founders
Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 23, 2026 at 11:55 AM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Using these figures? Link to this page as the source so readers can see the live numbers; they refresh from Momentum Realty’s MLS and county data (as of 2026-10-23). Suggested attribution:
<a href="https://movewithmomentum.com/market/columbia-county">Columbia County Housing Market: Median $402K, -24.0% YoY — Momentum Realty</a>
Press and data requests: jon@movewithmomentum.com · Florida Housing Intelligence
Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.
Free monthly report

Get the Northeast Florida Market Pulse every month

One email when the new edition is out: median price and the same-home change, days on market, months of supply, price cuts and what failed to sell, computed from MLS closed records. See the current edition. Unsubscribe any time.

By subscribing, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may email you about the report and the local market. You do not need to consent as a condition of buying any property, goods, or services. See our Privacy Policy.