Columbia County
Housing Market
Median sale price $335,000, down 20.1% year over year, with homes going under contract in about 48 days, 44 homes on the market.
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Housing Market Analyst
Prices are down 20.1% versus the prior year, but sellers are still collecting 87.9% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Columbia County data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
Where Columbia County is hot — and where it isn't
Each dot is a community (13 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Columbia County
The median sale price across Columbia County currently stands at $335,000, down 20.1% from a year ago. Buyers are paying a median of $194 per square foot. The typical home goes under contract in about 48 days. Sellers are capturing 87.9% of their original asking price on average.
There are 44 active listings on the market, with 9 more already under contract.
Zillow's home value index for Columbia County stands at $271,358. About 27% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Columbia County is 34 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 5, 2026.
Columbia County since 2016 — and where it’s heading
A median home here sold for $79,655 in 2016 and $332,846 over the last recorded year — 318% appreciation across 10 years of recorded sales. Cash buyers took 20% of recent sales, down from a 20% peak.
Median sale price · 2016–2026 (306 recorded sales)
Days on market by year
Home value trend · Columbia County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Columbia County (MLS)
Median price · daily recalculation
What’s driving Columbia County
Movers arriving report ~$54,302 average income. Source: IRS SOI county-to-county migration, 2022-2023
274 Citizens policies in force in Columbia County — the state-backed insurer of last resort. Budget insurance into any Columbia purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
174 single-family · 8 multi-family · 2.6 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up against neighboring counties
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Columbia County ← this page | $335K | 44 | 34 | |
| Hamilton County | $335K | — | — | Open → |
| Suwannee County | $649K | — | — | Open → |
| Lafayette County | $335K | — | — | Open → |
| Baker County | $308K | 98 | 51 | Open → |
Neighborhoods on the move
| CreeksideLake City | $539K | 34 days |
| HighlandsLake City | $187K | 35 days |
| CobblestoneLake City | $335K | 39 days |
| CallahanLake City | $285K | 41 days |
| SpringfieldLake City | $395K | 63 days |
Cities in Columbia County
ZIP codes
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in Columbia County right now?
The data says conditions currently favor buyers in Columbia County — the Momentum Score reads 34/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Columbia County becoming more affordable?
Yes, modestly — the median sale price in Columbia County is $335,000, down 20.1% versus the prior year, while sellers still capture 87.9% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Which Columbia County neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Creekside (34 days); Highlands (35 days); Cobblestone (39 days) — homes there go under contract well ahead of the market-wide pace of 48 days.
Columbia County housing market FAQ
How is the housing market in Columbia County right now?
As of October 5, 2026, the Columbia County housing market favors buyers: the median sale price is $335,000 (down 20.1% year over year), 44 homes are for sale, and the typical home goes under contract in about 48 days.
How much is a house in Columbia County?
The median home sold for $335,000 in Columbia County over the last 12 months, about $194 per square foot; asking prices on the 44 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Columbia County?
By the numbers, sellers in Columbia County are getting 87.9% of asking price and going under contract in about 48 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Columbia County housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Columbia County median sale prices are down 20.1% year over year. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Columbia County?
The median sale price in Columbia County is currently $335,000, down 20.1% from a year ago, based on MLS sales data updated October 5, 2026.
Is Columbia County a buyer's or seller's market right now?
The data currently favors buyers. Columbia County scores 34 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in Columbia County?
The typical home in Columbia County goes under contract in about 48 days, per current MLS data.
How many homes are for sale in Columbia County?
There are approximately 44 active listings in Columbia County as of October 5, 2026.
Are home prices in Columbia County rising or falling?
Median sale prices are down 20.1% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Columbia County. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 5, 2026 at 1:44 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.