32025 (Lake City)
Housing Market & Home Values
Median sale price $539,000, down 22.6% year over year, with homes going under contract in about 33 days, 12 homes on the market.
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Housing Market Analyst
Inventory sits at 2.9 months of supply — tight by the 3-to-6-month balanced benchmark, and 55% of listed homes are already under contract. Prices are down 22.6% versus the prior year, but sellers are still collecting 96.1% of asking. Taken together, the data points to a seller-leaning market.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.
- Prices — more likely to stabilize than fall sharply. Supply remains below balanced levels even as prices soften; without a meaningful inventory build, further declines tend to be shallow.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Negotiating power — sellers hold the leverage while 55% of inventory sits under contract.
- Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current 32025 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on 32025 (Lake City)
The median sale price across 32025 currently stands at $539,000, down 22.6% from a year ago. Buyers are paying a median of $227 per square foot. The typical home goes under contract in about 33 days. Sellers are capturing 96.1% of their original asking price on average.
There are 12 active listings on the market, with 10 more already under contract. At the current sales pace that works out to 2.9 months of supply — a seller-leaning market by the standard six-month benchmark. 50 homes closed here over the trailing 12 months.
Zillow's home value index for Columbia County stands at $271,358. About 27% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 32025 is 69 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 5, 2026.
Where the market is heading
Home value trend · Columbia County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Columbia County (MLS)
Median price · daily recalculation
What’s driving 32025
Movers arriving report ~$54,302 average income. Source: IRS SOI county-to-county migration, 2022-2023
274 Citizens policies in force in Columbia County — the state-backed insurer of last resort. Budget insurance into any Columbia purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
174 single-family · 8 multi-family · 2.6 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Nearby ZIP codes in Columbia
| Market | Median | Active | Score | |
|---|---|---|---|---|
| 32025 ← this page | $539K | 12 | 69 | |
| 32038 | $268K | 308 | 43 | Open → |
| 32055 | $187K | 7 | 40 | Open → |
Neighborhoods on the move
| AZALEA PARKBartow | $185K | 12 |
| CreeksideLake City | $539K | 34 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 32025 right now?
The data says conditions currently favor sellers in 32025 — the Momentum Score reads 69/100 with 2.9 months of supply. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 32025 becoming more affordable?
Yes, modestly — the median sale price in 32025 is $539,000, down 22.6% versus the prior year, while sellers still capture 96.1% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Which 32025 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Creekside (34 days) — homes there go under contract well ahead of the market-wide pace of 33 days.
Momentum Realty in Lake City 32025: our agents closed 5 homes here for buyers and sellers in the last 12 months (3 as the listing brokerage, 1 representing the buyer, 1 on both sides), median sale $200,000 (brokerage closed records through October 2026). Find a Momentum agent near Lake City →
32025 (Lake City) housing market FAQ
How is the housing market in 32025 right now?
As of October 5, 2026, the 32025 housing market favors sellers: the median sale price is $539,000 (down 22.6% year over year), 12 homes are for sale against 50 sales in the last 12 months, which is 2.9 months of supply, and the typical home goes under contract in about 33 days.
How much is a house in 32025?
The median home sold for $539,000 in 32025 over the last 12 months, about $227 per square foot; asking prices on the 12 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in 32025?
By the numbers, sellers in 32025 are getting 96.1% of asking price and going under contract in about 33 days with 2.9 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the 32025 housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: 32025 median sale prices are down 22.6% year over year, inventory stands at 2.9 months of supply, and 55% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in 32025?
The median sale price in 32025 is currently $539,000, down 22.6% from a year ago, based on MLS sales data updated October 5, 2026.
Is 32025 a buyer's or seller's market right now?
The data currently favors sellers. 32025 scores 69 of 100 on the Momentum Score, with 2.9 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in 32025?
The typical home in 32025 goes under contract in about 33 days, per current MLS data.
How many homes are for sale in 32025?
There are approximately 12 active listings in 32025 as of October 5, 2026.
Are home prices in 32025 rising or falling?
Median sale prices are down 22.6% year over year based on a rolling comparison of MLS sales.
How many homes has Momentum Realty sold in Lake City 32025?
Momentum Realty's agents closed 5 homes in Lake City 32025 for buyers and sellers in the last 12 months (3 as the listing brokerage, 1 representing the buyer, 1 on both sides), median sale $200,000 (brokerage closed records through October 2026). The count is our brokerage's own closed transactions and is refreshed nightly; it is not a market total.
Momentum agents use this intelligence every day to price listings and write winning offers across 32025 (Lake City). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 5, 2026 at 1:44 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.