Aerial view of Santa Fe River Plantations

Santa Fe River Plantations
Homes for Sale in Fort White, FL

All 21 homes for sale in Fort White, FL · median $277,000 · 18 homes for sale in 32038 · Columbia County homes for sale

Community in Fort White · Columbia County · ZIP 32038
195 homesBuilt 1956–2023Median sale $322K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
31/100
Market Heat
Cooler than normal
2015 → 2026 · 83 at the 2021 peak
0 is Santa Fe River Plantations's coldest market since 2015, 100 its hottest. Today: 31. How it's scored
Built fromLive Stellar MLS data28 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-08-02, 5 recorded sales closed at a median of $322,500, $194 per square foot, a median 60 days on market, sellers accepting 95% of original asking. At the median price and Columbia County's FY2025-26 rate of 15.38 mills, annual property tax runs about $4,960 ($4,350 with the full homestead exemption).

Live · Santa Fe River Plantations Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$322K ▼
Median sold · 12 mo
down 14.6% vs the prior 12 months
-14.6% ▼
1-yr price change
n = 5 and 4 sales in the two windows
$194/sf
Sold $/sqft · 12 mo
peak $199 in 2025
94.5%
Sale vs ask
Tempo
60days
Median DOM · closed
5 days at the 2025 low
5
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
85%
Owner-occupied · Santa Fe River Plantations
168 of 198 parcels homesteaded (FL DOR 2025)
15%
Non-owner-occupied · Santa Fe River Plantations
incl. 4% trust or LLC-held · 2% out-of-state
40%
Cash buyers · Santa Fe River Plantations
2 of 5 sales, 12 mo ending June 2026
195
Homes in the community
plus 3 vacant residential lots · 198 residential parcels (FL DOR 2025)
Track record · 28 years of records
1956–2023
Years homes were built
median 1997 · county roll (FL DOR 2025)
1
Failed listings · 2026
peaked at 14 in 2011
1,772sqft
Median sold home size
12-mo windows, closed sales
2.6%/yr
Turnover rate
about 5 of 195 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written October 26, 2026

Price here is driven by the house, not the address. The median sits at $322,500, or about $193.55 a foot, but with a building span running from 1956 to 2023 and a median living area over 2,100 square feet, two homes can trade at very different numbers depending on condition, acreage, and how recently they were updated. There are no identified community amenities pulling value up or down — what you pay reflects the structure and the land.

The posture right now favors patience on both sides. Homes are taking a median of 60 days to sell, the heat score sits at 31, and prices are down 14.6% year over year. For a buyer, that means room to negotiate and no need to rush. For a seller, it means pricing to the current market and condition matters — stale, aspirational pricing will sit. With only five closings in the measured window, every comp carries weight.

Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Santa Fe River Plantations Housing Pulse · Momentum Research · as of August 2, 2026

Santa Fe River Plantations right now

🔴 Off the recent peak. The trailing-12-month median ($322K) is down 14.6% from the prior 12 months ($378K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Low (5 and 4 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Nearby homes for sale

No active listings inside Santa Fe River Plantations right now. These are the 4 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

330 SW CHALET TERRACE
$450K · 0.9 mi away
3 bd · 2.5 ba · 1,728 sqft
330 SW CHALET TERRACE
Listed by REMAX SELECT PARTNERS
228 SW HIDDEN COURT
$485K · 1.3 mi away
4 bd · 3 ba · 2,520 sqft
228 SW HIDDEN COURT
Listed by LPT REALTY, LLC
568 SW RATTLESNAKE GLEN
$300K · 1.7 mi away
3 bd · 2 ba · 1,280 sqft
568 SW RATTLESNAKE GLEN
Listed by KELLER WILLIAMS GAINESVILLE REALTY PARTNERS
18841 NW 282ND DRIVE
$425K · 1.8 mi away
2 bd · 1 ba · 1,045 sqft
18841 NW 282ND DRIVE
Listed by KELLER WILLIAMS GAINESVILLE REALTY PARTNERS

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Santa Fe River Plantations market snapshot (as of August 2, 2026): the median sale price is about $322K ($194 per sq ft over the trailing 12 months of closed sales), and a median 60 days on market for closed sales. The trailing-12-month median is down 15% from the prior 12 months, computed from record-level Stellar MLS closed sales (5 closings in the current window).

In ZIP 32038 (Fort White), 13 homes closed in the last 12 months at a median of $293K ($194/sq ft), with a median 71 days on market. Right now 307 active and 133 pending listings. See the live ZIP 32038 housing market and the Columbia County market.

Santa Fe River Plantations is a community of 195 homes in Fort White, Columbia County, built between 1956 and 2023 (median 1997.0), with a median living area of about 2,104 square feet. 85% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Santa Fe River Plantations is a low-density, acreage-oriented area in Fort White (Columbia County) where the home itself — vintage, size, and condition — sets the price more than any shared amenity, of which there are none identified. A high homestead share of nearly 85% signals a largely owner-occupied, hold-long market rather than a churn of investor flips.

Best for

  • Buying to hold for the long term in a low-turnover, largely owner-occupied area.
  • Buyers who want space and land and are willing to budget for the condition of an older home.
  • Buyers who value a patient negotiation rather than a fast-moving, competitive market.

Probably not for

  • Needing shared amenities — a pool, clubhouse, or gated entry — none are identified here.
  • Requiring fast liquidity or a quick resale, given the 60-day pace and sparse closings.
  • Wanting uniform, move-in-ready new construction without inspection risk across a wide build span.

Windows contain 1 to 10 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 1998 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K20122014201620182020202220242026
Down 14.6% year over year.
Every sale since 1998 · price vs size
$0$250K$500K$750K2k4k
83 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$20020122014201620182020202220242026
Up from $91 in 2012 to a $199 peak in 2025; $194 now.
Median days on market · closed sales
05010020122014201620182020202220242026
5 days at the 2025 low; 60 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
94.5% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
1 to 10 a year; 5 in the current window.
Sellers who gave up · failed listings per year
051015200420082012201620202026
Canceled, expired, or withdrawn. 14 quit in 2011; 1 so far in 2026. The clearest stress gauge a community has.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning20162018202020222026
83 at the 2021 peak, 31 in the troughs, 31 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Columbia County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,655/mo
Columbia County typical true cost to own
$84/mo
Columbia County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

40% of homes for sale in ZIP 32038 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).

If we were buying in Santa Fe River Plantations today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Santa Fe River Plantations.

Best Buy
Buying a larger, land-oriented home where condition and acreage matter more than shared amenities.
Biggest Risk
A thin comp set — only five recent closings and a wide build span make pricing judgment-heavy.
Sweet Spot
An updated home in the roughly 2,100-square-foot median zone, priced honestly to current condition.
Avoid If
You need amenities, fast liquidity, or a quick resale — none are features of this market.

A condition-driven market with a wide build span

The 1956-to-2023 construction range is the single most important thing to understand before you shop here. A median year built of 1997 tells you the stock skews toward established homes, but the spread is enormous — you may walk from a mid-century house needing systems work to a near-new build, with the median landing around $322,500. Expect a wide price spread that tracks condition and land more than any fixed tier, and plan your inspection budget accordingly.

With 195 homes and only five closings in the measured window, this is a thin, slow-turning market. That cuts both ways: inventory does not move fast, so a well-prepared buyer can take time, and a seller needs realistic expectations on both price and the 60-day median days-on-market. The nearly 85% homestead share reinforces that most owners here stay put, which keeps turnover low and comps sparse.

“

The location and the amenities are priced into every listing in Santa Fe River Plantations. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.7C+ · Buy Score
Recent Direction2.4/10
Owner Commitment8.5/10
Pricing Power6.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.7). Basis: Recent Direction -14.6% year-over-year; Owner Commitment 85% owner-occupied; Pricing Power 94.5% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a thin market with only five recent closings and a huge build-year spread, pricing is an exercise in judgment, not autopilot — a generic estimate will mislead you. We read each property on its own condition, land, and updates, help buyers use the current 60-day pace and softer year-over-year pricing as leverage, and keep sellers honest about what today's market will actually pay.

Santa Fe River Plantations in 15 seconds.

Best forBuying a larger, land-oriented home where condition and acreage matter more than shared amenities.
Biggest advantageA soft, patient market — prices off 14.6% year over year and a 60-day pace give buyers room to negotiate.
Biggest riskA thin comp set — only five recent closings and a wide build span make pricing judgment-heavy.
Sweet spotAn updated home in the roughly 2,100-square-foot median zone, priced honestly to current condition.
Avoid ifYou need amenities, fast liquidity, or a quick resale — none are features of this market.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Santa Fe River Plantations sales matched to your home.

What is your Santa Fe River Plantations home worth?

Get a no-obligation home value based on real comparable sales in Santa Fe River Plantations, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fort White →

Real comps, not an automated estimate.
Santa Fe River Plantations key facts
LocationFort White, Columbia County, FL · ZIP 32038, 32643, 32653, 32655 and more
Homes in the community195 (FL DOR 2025 assessment roll)
Years built1956–2023 (median 1997.0)
Typical living area2,104 sq ft (median)
Sale prices, last 12 months$322,500 median across 5 closed sales · $194 per sq ft · -14.6% vs the prior 12 months
Days on market (closed sales)60 median
Owner-occupied (homestead) share85%

Data as of August 2, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 1998 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Santa Fe River Plantations key facts,” movewithmomentum.com/neighborhoods/santa-fe-river-plantations-fort-white, data as of August 2, 2026.

Housing distress & ownership in Santa Fe River Plantations, Fort White

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-10-27)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

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One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Santa Fe River Plantations

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Santa Fe River Plantations will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

What is the median home price in Santa Fe River Plantations?
The median sale price in Santa Fe River Plantations was $322K over the 12 months ending August 2, 2026 (5 closed sales, Stellar MLS).
How long do homes in Santa Fe River Plantations take to sell?
Homes that closed in the 12 months ending August 2, 2026 took a median 60 days on market (5 sales, Stellar MLS).
How many homes are in Santa Fe River Plantations?
The Florida DOR 2025 assessment roll shows 195 homes plus 3 vacant residential lots in Santa Fe River Plantations (public records).
What share of Santa Fe River Plantations is owner-occupied?
85% of Santa Fe River Plantations parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Santa Fe River Plantations built?
Homes in Santa Fe River Plantations were built between 1956 and 2023, with a median year built of 1997.0 (FL DOR 2025 roll).
Do cash buyers compete in Santa Fe River Plantations?
Cash buyers took 40% of Santa Fe River Plantations sales in the 12 months ending June 2026 (2 of 5 closings, Stellar MLS).
Who is the best real estate agent for Santa Fe River Plantations?
The best agent for Santa Fe River Plantations is one who actively works Fort White and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Santa Fe River Plantations.
How do I find a top Fort White real estate agent who knows Santa Fe River Plantations?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Santa Fe River Plantations and the wider Fort White area.
Can Momentum Realty connect me with an agent for Santa Fe River Plantations?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Santa Fe River Plantations purchase or sale - no call center and no pressure.
Where is Santa Fe River Plantations, and what county is it in?
Santa Fe River Plantations is in Fort White, Columbia County, FL, ZIP codes 32038, 32643, 32653, 32655.
Is Santa Fe River Plantations a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Santa Fe River Plantations: the median sale price over the last 12 months was $322K (5 sales), about the same as the Fort White median of $330K; homes took a median 60 days to go under contract; the assessment roll counts 195 homes, 85% of them homesteaded (owner-occupied). The full numbers, price history and the flood and school sections are above.
Buying to hold for the long term in a low-turnover, largely owner-occupied area.Excellent fit
Buyers who want space and land and are willing to budget for the condition of an older home.Excellent fit
Buyers who value a patient negotiation rather than a fast-moving, competitive market.Excellent fit
Needing shared amenities — a pool, clubhouse, or gated entry — none are identified here.Probably not
Requiring fast liquidity or a quick resale, given the 60-day pace and sparse closings.Probably not
Wanting uniform, move-in-ready new construction without inspection risk across a wide build span.Probably not

Data sources & freshness

Community market statsStellar MLS closed sales, 12-month windows ending August 2, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (7 streets, ZIP 32038/32643/32653/32655/99999))
Under-contract sharesStellar MLS records, as of 2026-08-01
Historical depthClosed-sale records back to 1998 (83 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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More on Santa Fe River Plantations

Thinking of selling in Santa Fe River Plantations? 5 recorded closings; median 60 days on market (window ending 2026-08-02). See the Columbia County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Santa Fe River Plantations with Momentum Realty’s local guides.

Riverland Estates High Springs1.3 mi away · 54 homes, built 1957–24Riverglen High Springs1.9 mi away · 1 for saleRiver Run Plantation High Springs2.1 mi away · 2 for saleLaurel Pointe High Springs2.4 mi awayAvondale High Springs2.8 mi away · median $280K, 3 sales/12 moCinnamon Hills Estates2.9 mi away · 3 for saleD E Whetstone3.1 mi away · 2 for saleG M Whetstone Estate3.3 mi away · 9 for sale

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