Dover
Housing Market

City market report · Hillsborough County · 4 ZIP codes

Median sale price $465,000, down 16.0% year over year, with homes going under contract in about 23 days, 5 homes on the market.

5 communities reporting17 sales analyzedRefreshed twice dailyMomentum Score 66
Live Market Pulse
66/100
Momentum
Healthy Market
Prices are down 16% year over year — negotiating room is real. Recalculated every day from licensed MLS data · last refresh September 15, 2026 at 7:33 PM ET.
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Live · Dover Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$465K
Median sold · 12 moConfidence: Low
down 16.0% vs the prior 12 months
-16.0%
1-yr price change
n = 17 recent sales
$203/sf
Sold $/sqft · 12 mo
Hillsborough County: $219 · -1.5% vs prior yr
98.0%
Sale vs ask
Hillsborough County: 95.6% · +1.8pp vs prior yr
$380K
Hillsborough County home value
Zillow ZHVI, monthly · -2.0% vs a year ago
Tempo
5.5mo
Supply
3 to 6 months is the balanced band
23days
Median DOM · closed
Hillsborough County: 43 days · -60.0 days vs prior yr
100%
Under contract
Hillsborough County: 27%
5 · 3 ▲4
For sale · pending
live counts, refreshed twice daily
19
Sold · last 12 mo
closed across all tracked communities · -45.2% vs prior yr
Market context
32%
Listings with price cuts
Hillsborough County · Zillow · +1.1pp vs prior month
7,582
County for-sale inventory
Zillow, monthly · -0.3% vs prior month
66/100
Momentum score
Healthy Market
5
Communities reporting
of 54 tracked in Dover
Economy & people · county layer
$75,011
Median household income
U.S. Census ACS, county
1,489,634
County population
+8.0% since 2018
5.1×
Price to income
county home value vs median income
61%
Owner-occupied
U.S. Census ACS, county
$2,787/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 10,000+ customers served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · September 15, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 5.5 months of supply — balanced by the 3-to-6-month balanced benchmark, and 100% of listed homes are already under contract. Prices are down 16.0% versus the prior year, but sellers are still collecting 98.0% of asking. Taken together, the data points to a seller-leaning market.

What It Means

Who has leverage right now

BUYER'S SELLER'S 66
Momentum Score
Buyer leverage34
Seller leverage66

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — building over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 100% of inventory sits under contract.
  • Mortgage sensitivity — at 5.1× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Dover data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on Dover

The median sale price across Dover currently stands at $465,000, down 16.0% from a year ago. Buyers are paying a median of $203 per square foot. The typical home goes under contract in about 23 days. Sellers are capturing 98.0% of their original asking price on average.

There are 5 active listings on the market, with 3 more already under contract. At the current sales pace that works out to 5.5 months of supply — roughly balanced conditions by the standard six-month benchmark. 19 homes closed here over the trailing 12 months.

Dover prices sit above the Hillsborough County median by roughly 18%. Zillow's home value index for Hillsborough County stands at $380,147. About 32% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Dover is 66 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.

Trends & History

Dover since 2015 — and where it’s heading

A median home here sold for $220,047 in 2015 and $459,352 over the last recorded year — 109% appreciation across 11 years of recorded sales.

Median sale price · 2015–2026 (241 recorded sales)

$189K$376K$563K$459K2015: $220K2016: $196K2017: $259K2021: $390K2022: $420K2024: $430K2025: $555K2026: $459K20152017202220252026

Days on market by year

7d48d89d28d2015: 65d2016: 38d2017: 41d2021: 9d2022: 12d2024: 40d2025: 88d2026: 28d20152017202220252026

Home value trend · Hillsborough County (Zillow ZHVI)

$380K$384K$388K$380KJul '25: $388KAug '25: $386KSep '25: $384KOct '25: $383KNov '25: $383KDec '25: $382KJan '26: $383KFeb '26: $383KMar '26: $383KApr '26: $382KMay '26: $381KJun '26: $380KJul '26: $380KJul '25Oct '25Jan '26Apr '26Jul '26

For-sale inventory · county (Zillow)

7,1107,7418,3717,582Jul '25: 8,346Aug '25: 8,204Sep '25: 8,051Oct '25: 7,893Nov '25: 7,692Dec '25: 7,355Jan '26: 7,171Feb '26: 7,136Mar '26: 7,393Apr '26: 7,530May '26: 7,621Jun '26: 7,604Jul '26: 7,582Jul '25Oct '25Jan '26Apr '26Jul '26

Daily active vs pending · Hillsborough County (MLS)

1,8504,2356,619Jul 07 · Active: 6,232Aug 03 · Active: 6,502Aug 04 · Active: 6,415Aug 05 · Active: 6,465Aug 06 · Active: 6,471Aug 07 · Active: 6,498Aug 08 · Active: 6,522Aug 09 · Active: 6,511Aug 10 · Active: 6,510Aug 11 · Active: 6,500Aug 12 · Active: 6,468Aug 13 · Active: 6,460Aug 15 · Active: 6,524Aug 17 · Active: 6,465Aug 19 · Active: 6,424Aug 22 · Active: 6,500Aug 23 · Active: 6,497Aug 28 · Active: 6,472Aug 29 · Active: 6,503Aug 30 · Active: 6,485Aug 31 · Active: 6,465Sep 07 · Active: 6,438Sep 09 · Active: 6,413Sep 11 · Active: 6,512Sep 12 · Active: 6,521Sep 13 · Active: 6,523Sep 14 · Active: 6,501Sep 15 · Active: 6,505Jul 07Aug 19Sep 15ActivePending

Median price · daily recalculation

$455K$460K$465K$465KAug 06: $455KAug 08: $455KAug 09: $455KAug 10: $455KAug 11: $455KAug 12: $455KAug 13: $455KAug 15: $455KAug 17: $455KAug 18: $455KAug 19: $455KAug 20: $455KAug 21: $455KAug 22: $455KAug 23: $455KAug 24: $455KAug 26: $455KAug 28: $455KAug 29: $455KAug 30: $455KAug 31: $455KSep 01: $455KSep 04: $455KSep 05: $455KSep 06: $455KSep 07: $455KSep 08: $455KSep 09: $455KSep 10: $455KSep 11: $455KSep 12: $465KSep 13: $465KSep 14: $465KSep 15: $465KAug 06Aug 17Aug 28Sep 07Sep 15
Local Economics · county layer

What’s driving Dover

Who’s moving here
-1,186 net residents/yr

Top inbound states: NY, TX, NJ, GA. Movers arriving report ~$77,979 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,816/yr avg premium

6,518 Citizens policies in force in Hillsborough County — the state-backed insurer of last resort. Budget insurance into any Hillsborough purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
8,696 units permitted -4% YoY

4,295 single-family · 4,401 multi-family · 5.8 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

How it stacks up across Hillsborough County

MarketMedianActiveScore
Dover ← this page$465K566
Tampa$442K1,28760Open →
Riverview$360K37755Open →
Wimauma$360K16057Open →
Apollo Beach$501K13751Open →
Ruskin$320K13547Open →
Explore Deeper

Dover ZIP codes

Most active communities

More on Dover

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Dover right now?

The data says conditions currently favor sellers in Dover — the Momentum Score reads 66/100 with 5.5 months of supply. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Dover becoming more affordable?

Yes, modestly — the median sale price in Dover is $465,000, down 16.0% versus the prior year, while sellers still capture 98.0% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

How does Dover compare to the rest of Hillsborough County?

Dover's median of $465,000 runs 18% above the county-wide median of $394,000, and homes here take 23 days to go under contract versus 43 county-wide.

Questions

Dover housing market FAQ

How is the housing market in Dover right now?

As of September 15, 2026, the Dover housing market favors sellers: the median sale price is $465,000 (down 16.0% year over year), 5 homes are for sale against 19 sales in the last 12 months, which is 5.5 months of supply, and the typical home goes under contract in about 23 days.

How much is a house in Dover?

The median home sold for $465,000 in Dover over the last 12 months, about $203 per square foot; asking prices on the 5 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.

Is it a good time to sell a house in Dover?

By the numbers, sellers in Dover are getting 98.0% of asking price and going under contract in about 23 days with 5.5 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the Dover housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: Dover median sale prices are down 16.0% year over year, inventory stands at 5.5 months of supply, and 100% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in Dover?

The median sale price in Dover is currently $465,000, down 16.0% from a year ago, based on MLS sales data updated September 15, 2026.

Is Dover a buyer's or seller's market right now?

The data currently favors sellers. Dover scores 66 of 100 on the Momentum Score, with 5.5 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in Dover?

The typical home in Dover goes under contract in about 23 days, per current MLS data.

How many homes are for sale in Dover?

There are approximately 5 active listings in Dover as of September 15, 2026.

Are home prices in Dover rising or falling?

Median sale prices are down 16.0% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Dover. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.