Key Largo
Housing Market
Median sale price $920,000, with homes going under contract in about 78 days, 281 homes on the market.
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Housing Market Analyst
sellers are still collecting 92.1% of asking.
The read on Key Largo
The median sale price across Key Largo currently stands at $920,000. The typical home goes under contract in about 78 days. Homes are selling for about 92.1% of their original asking price.
There are 281 active listings on the market, with 29 more already under contract. 72 homes closed here over the trailing 12 months.
Zillow's home value index for Monroe County stands at $962,885. About 17% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Key Largo since 2015 — and where it’s heading
A median home here sold for $360,566 in 2015 and $1,025,347 over the last recorded year — 184% appreciation across 11 years of recorded sales.
Median sale price · 2015–2026 (225 recorded sales)
Days on market by year
Home value trend · Monroe County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Monroe County (MLS)
Median price · daily recalculation
What’s driving Key Largo
Top inbound states: CA, IL, MD. Movers arriving report ~$170,384 average income. Source: IRS SOI county-to-county migration, 2022-2023
16,693 Citizens personal-lines policies in Monroe County; average premium $6,671 before the 2026 change, $6,463 after (-3.1%). Citizens is the state-backed insurer of last resort; budget insurance into any Monroe purchase. Source: Citizens Property Insurance Corporation, 2026 Approved Rate Changes by County (ALL PERSONAL LINES COMBINED table).
239 single-family · 40 multi-family · 3.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
How it stacks up across Monroe County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Key Largo ← this page | $920K | — | — | |
| Forsyth | $389K | 18 | 43 | Open → |
Neighborhoods on the move
| BUTTONWOOD BAYKey Largo | $1.16M | 40 days |
| CROSS KEY WATERWAYSKey Largo | $1.20M | 70 days |
Key Largo ZIP codes
Most active communities
More on Key Largo
Put this data to work
Key Largo guides & data
Everything we publish about Key Largo: live listings by type, prices and market data, taxes, insurance and what it costs to live here.
The questions people actually ask
Which Key Largo neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are BUTTONWOOD BAY (40 days); CROSS KEY WATERWAYS (70 days) — homes there go under contract well ahead of the market-wide pace of 78 days.
How does Key Largo compare to the rest of Monroe County?
Key Largo's median of $920,000 runs 2% above the county-wide median of $900,000, and homes here take 78 days to go under contract versus 82 county-wide.
Key Largo housing market FAQ
How is the housing market in Key Largo right now?
As of November 12, 2026, the median sale price in Key Largo is $920,000, 281 homes are for sale against 72 sales in the last 12 months, and the typical home goes under contract in about 78 days.
How much is a house in Key Largo?
The median home sold for $920,000 in Key Largo over the last 12 months; asking prices on the 281 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Key Largo?
By the numbers, sellers in Key Largo are getting 92.1% of asking price and going under contract in about 78 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the median home price in Key Largo?
The median sale price in Key Largo is currently $920,000, based on MLS sales data updated November 12, 2026.
How long do homes take to sell in Key Largo?
The typical home in Key Largo goes under contract in about 78 days, per current MLS data.
How many homes are for sale in Key Largo?
There are approximately 281 active listings in Key Largo as of November 12, 2026.
Momentum agents use this intelligence every day to price listings and write winning offers across Key Largo. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use the MLS listing counts from the last data refresh (date below); the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: November 12, 2026 at 5:37 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.
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