BUCCANEER POINT
Homes for Sale in Key Largo, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Buccaneer Point sits in Key Largo, Monroe County, and its median closed price of $2,577,320 tells you immediately that this is not a casual buy. With only 13 closings recorded in the tracking window across a community of 167 homes, transaction volume is thin — meaning each sale carries outsized weight on pricing, and buyers should not expect a steady stream of comps to anchor negotiations.
A year-over-year price shift of 106.2% is striking, but in a low-volume waterfront market, a handful of outlier closings can swing that figure dramatically. The market heat score of 72 and a median days-on-market of 62 suggest the market is active but not frenzied — sellers are finding buyers, though not overnight. The long-run appreciation of 181% since 2012 reflects broad Keys demand, but past movement is not a forecast of future performance.
BUCCANEER POINT right now
🟢 Still climbing. The trailing-12-month median ($2.58M) is up 106.2% from the prior 12 months ($1.25M) and up 181% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level floridakeys closed sales, 12-month windows ending July 27. Confidence: Low (13 and 5 sales in the two windows).
What's unique here: the median sale price is about 3x the typical Monroe County sale ($2.58M vs $950K, trailing 12 months, floridakeys records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 27, 2026 · Live data: floridakeys, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
BUCCANEER POINT market snapshot (as of July 27, 2026): the median sale price is about $2.58M, and a median 62 days on market for closed sales. The trailing-12-month median is up 106% from the prior 12 months and up 181% since 2012, computed from record-level floridakeys closed sales (13 closings in the current window).
BUCCANEER POINT is a community of 167 homes in Key Largo, Monroe County, built between 1957 and 2024 (median 1990), with a median living area of about 2,075 square feet. 36% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Buccaneer Point is a small waterfront enclave of 167 homes in Key Largo with construction spanning from 1957 through 2024, giving the community a wide mix of vintage cottages and newer builds centered on a median year built of 1990 and a median living area of 2,075 square feet.
Who BUCCANEER POINT is best for.
Best for
- A buyer with capital well above the median who wants a Keys waterfront property and can absorb the carrying costs of flood insurance and Monroe County compliance requirements.
- An investor or seasonal owner comfortable with a non-primary-use market and a 60-plus-day average absorption pace, who has the patience to wait for the right listing.
- A buyer replacing or upgrading an existing Keys holding who understands the local regulatory environment and is not relying on a quick resale to fund their next move.
Probably not for
- A buyer whose maximum budget sits below the community median — at this price point, below-median listings are rare, and value-add opportunities require significant renovation capital on top of acquisition cost.
- A buyer who needs pricing certainty backed by dense comparable sales — 13 closings in the tracking window is not enough data to support high-confidence offers without expert local analysis.
- A buyer expecting a fast exit; a median of 62 days on market in a low-inventory, high-price market means liquidity is limited, and selling quickly typically requires meaningful price concession.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 27 of each year, from record-level floridakeys closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($2.58M) IS the median in the snapshot above, and the move from 2025 ($1.25M) IS the +106.2% one-year change.
Windows contain 4 to 20 sales each (13 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by Florida Keys MLS, Inc. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Monroe County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Monroe County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
The BUCCANEER POINT buying strategy.
If we were buying in BUCCANEER POINT today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in BUCCANEER POINT.
What drives price — and what a buyer needs to understand
In a Monroe County community priced at a median of $2,577,320, the premium is almost entirely about water access and lot configuration, not interior square footage. At roughly 2,075 median square feet, these are not oversized homes — buyers are paying for what is outside the structure: canal frontage, ocean proximity, dock potential, and the scarcity of Keys real estate that cannot be replicated inland. Condition, elevation certificate status, and flood insurance cost profiles will drive meaningful spread around that median, so two side-by-side homes can differ substantially in effective cost.
The homestead rate of just under 36% signals that a majority of ownership is non-primary — investment, seasonal, or vacation use dominates the mix. That has practical implications: turnover can be idiosyncratic, listing quality varies, and rental income history (where present) becomes a material part of due diligence. No community amenities were identified from current MLS listings, so the draw here is the Keys environment itself, not a managed amenity package.
The location and the amenities are priced into every listing in BUCCANEER POINT. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in BUCCANEER POINT buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.8). Basis: Long-Term Appreciation +181% since 2012; Recent Direction +106.2% year-over-year; Owner Commitment 36% owner-occupied; Pricing Power 90.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Thin-volume waterfront markets punish buyers and sellers who rely on automated estimates or shallow comp searches. With only 13 closings in the tracking window, each transaction requires a manual read of lot type, water access, elevation, insurance exposure, and condition — factors no algorithm weights correctly. Momentum Realty's Florida Keys experience means we show up with a genuine understanding of Monroe County's regulatory environment, flood zone dynamics, and the off-market signals that move before a listing goes live.
BUCCANEER POINT in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a BUCCANEER POINT buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed BUCCANEER POINT sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in BUCCANEER POINT, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your BUCCANEER POINT home worth?
Get a no-obligation home value based on real comparable sales in BUCCANEER POINT, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in BUCCANEER POINT on the map →
Frequently Asked Questions
What is the median home price in BUCCANEER POINT?
How long do homes in BUCCANEER POINT take to sell?
How many homes are in BUCCANEER POINT?
What share of BUCCANEER POINT is owner-occupied?
When were the homes in BUCCANEER POINT built?
Do cash buyers compete in BUCCANEER POINT?
Have BUCCANEER POINT home prices gone up?
Who is the best real estate agent for BUCCANEER POINT?
How do I find a top Key Largo real estate agent who knows BUCCANEER POINT?
Can Momentum Realty connect me with an agent for BUCCANEER POINT?
Should you buy in BUCCANEER POINT?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | floridakeys closed sales, 12-month windows ending July 27, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (4 streets, ZIP 33037/33070)) |
| Historical depth | Closed-sale records back to 2006 (148 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of floridakeys records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the floridakeys member average and 8 days faster, and we’ll price yours against live your area comps.
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