Florida Housing Intelligence › Monroe County › 33036 (Plantation Key)

33036 (Plantation Key)
Housing Market & Home Values

ZIP code market report · Monroe County, FL

Median sale price $1,240,000, up 20.2% year over year, with homes going under contract in about 97 days.

38 communities reporting241 sales analyzedRefreshed twice dailyMomentum Score 63
Live Market Pulse
63/100
Momentum
Balanced Market
Prices are up 20% in one year. Recalculated every day from licensed MLS data · last refresh October 3, 2026 at 11:31 AM ET.
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Live · 33036 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$1.24M ▲
Median sold · 12 moConfidence: High
up 20.2% vs the prior 12 months
+20.2% ▲
1-yr price change
n = 241 recent sales
90.9% ▲
Sale vs ask
Monroe County: 91.4% · +0.5pp vs prior yr
$960K ▲
Monroe County home value
Zillow ZHVI, monthly · +1.1% vs a year ago
Tempo
97days ▲
Median DOM · closed
Monroe County: 86 days · +11.0 days vs prior yr
100%
Under contract
Monroe County: 100%
Market context
19% ▼
Listings with price cuts
Monroe County · Zillow · -0.8pp vs prior month
1,309 ▼
County for-sale inventory
Zillow, monthly · -4.0% vs prior month
8% ▲
New construction
share of recent sales · +3.3pp vs prior yr
63/100
Momentum score
Balanced Market
38
Communities reporting
of 79 tracked in 33036
Economy & people · county layer
$82,430
Median household income
U.S. Census ACS, county
81,840
County population
+7.2% since 2018
11.6×
Price to income
county home value vs median income
63%
Owner-occupied
U.S. Census ACS, county
$3,943/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
✓ $3.5B+ sold✓ 10,000+ customers served✓ Top 1% in Florida · RealTrends✓ 800+ five-star reviews✓ Licensed FL MLS data✓ Updated daily
Today's Take · October 3, 2026
Jon Brooks
Jon Brooks →
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

100% of listed homes are already under contract. Prices are up 20.2% versus the prior year and sellers are still collecting 90.9% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 63
Momentum Score
Buyer leverage37
Seller leverage63

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — sellers hold the leverage while 100% of inventory sits under contract.
  • Mortgage sensitivity — at 11.6× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 33036 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on 33036 (Plantation Key)

The median sale price across 33036 currently stands at $1,240,000, up 20.2% from a year ago. The typical home goes under contract in about 97 days. Sellers are capturing 90.9% of their original asking price on average.

Zillow's home value index for Monroe County stands at $959,843. About 19% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 33036 is 63 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of October 3, 2026.

Trends & History

33036 since 2012 — and where it’s heading

A median home here sold for $479,993 in 2012 and $1,382,986 over the last recorded year — 188% appreciation across 14 years of recorded sales.

Median sale price · 2012–2026 (4,277 recorded sales)

$461K$931K$1.40M$1.38M2012: $480K2013: $532K2014: $517K2015: $572K2016: $603K2017: $623K2018: $671K2019: $797K2020: $802K2021: $989K2022: $1.31M2023: $1.23M2024: $1.31M2025: $1.26M2026: $1.38M20122015201920232026

Days on market by year

39d108d176d98d2012: 174d2013: 140d2014: 114d2015: 123d2016: 95d2017: 91d2018: 99d2019: 105d2020: 110d2021: 57d2022: 42d2023: 51d2024: 63d2025: 87d2026: 98d20122015201920232026

Home value trend · Monroe County (Zillow ZHVI)

$942K$951K$960K$960KAug '25: $950KSep '25: $945KOct '25: $943KNov '25: $943KDec '25: $942KJan '26: $944KFeb '26: $947KMar '26: $951KApr '26: $953KMay '26: $954KJun '26: $955KJul '26: $956KAug '26: $960KAug '25Nov '25Feb '26May '26Aug '26

For-sale inventory · county (Zillow)

1,2771,4061,5341,309Aug '25: 1,374Sep '25: 1,308Oct '25: 1,283Nov '25: 1,299Dec '25: 1,348Jan '26: 1,415Feb '26: 1,476Mar '26: 1,529Apr '26: 1,526May '26: 1,492Jun '26: 1,422Jul '26: 1,364Aug '26: 1,309Aug '25Nov '25Feb '26May '26Aug '26

Daily active vs pending · Monroe County (MLS)

2037661,330Aug 10 · Active: 1,271Aug 11 · Active: 1,266Aug 12 · Active: 1,266Aug 13 · Active: 1,265Aug 15 · Active: 1,257Aug 17 · Active: 1,254Aug 19 · Active: 1,248Aug 22 · Active: 1,238Aug 23 · Active: 1,240Aug 28 · Active: 1,228Aug 29 · Active: 1,224Aug 30 · Active: 1,221Aug 31 · Active: 1,218Sep 07 · Active: 1,308Sep 09 · Active: 1,303Sep 11 · Active: 1,295Sep 12 · Active: 1,295Sep 13 · Active: 1,287Sep 14 · Active: 1,291Sep 15 · Active: 1,280Sep 16 · Active: 1,276Sep 17 · Active: 1,276Sep 19 · Active: 1,285Sep 20 · Active: 1,280Sep 21 · Active: 1,275Sep 22 · Active: 1,274Sep 23 · Active: 1,271Sep 24 · Active: 1,271Sep 25 · Active: 1,275Sep 26 · Active: 1,281Sep 28 · Active: 1,280Sep 29 · Active: 1,271Oct 01 · Active: 1,260Aug 10Sep 12Oct 01ActivePending

Median price · daily recalculation

$1.19M$1.24M$1.29M$1.24MSep 12: $1.24MSep 13: $1.24MSep 14: $1.24MSep 15: $1.24MSep 16: $1.24MSep 17: $1.24MSep 19: $1.24MSep 20: $1.24MSep 21: $1.24MSep 22: $1.24MSep 23: $1.24MSep 24: $1.24MSep 25: $1.24MSep 26: $1.24MSep 28: $1.24MSep 29: $1.24MSep 30: $1.24MOct 01: $1.24MOct 03: $1.24MSep 12Sep 16Sep 22Sep 28Oct 03
Local Economics · county layer

What’s driving 33036

Who’s moving here
-713 net residents/yr

Top inbound states: CA, IL, MD. Movers arriving report ~$170,384 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$4,380/yr avg premium

1,542 Citizens policies in force in Monroe County — the state-backed insurer of last resort. Budget insurance into any Monroe purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
279 units permitted -16% YoY

239 single-family · 40 multi-family · 3.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
CROSS KEY WATERWAYS ▼ 25%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Monroe

MarketMedianActiveScore
33036 ← this page$1.24M—63
31029$505K1847Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
BUTTONWOOD BAYKey Largo$1.15M▲ 19%
VENETIAN SHORESPlantation Key$2.61M▲ 16%
PLANT KEY COLONYPlantation Key$1.61M▲ 15%
PORT ANTIGUALower Matecumbe$2.50M▲ 12%
LARGO SOUND PARKKey Largo$760K▲ 7%
Prices cooling fastest
CROSS KEY WATERWAYSKey Largo$1.24M▼ 25%
OCEAN HARBORPlantation Key$1.15M▼ 18%
EXECUTIVE BAYPlantation Key$572K▼ 9%
INDIAN WATERWAYSPlantation Key$1.77M▼ 1%
LARGO SOUND PARKKey Largo$760K▼ 7%
Selling fastest
BUTTONWOOD BAYKey Largo$1.15M35 days
INDIAN WATERWAYSPlantation Key$1.77M43 days
LARGO SOUND PARKKey Largo$760K63 days
PORT LARGOKey Largo$1.90M67 days
CROSS KEY WATERWAYSKey Largo$1.24M70 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 33036 right now?

The data says conditions currently favor neither side decisively in 33036 — the Momentum Score reads 63/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 33036 becoming more affordable?

No — the median sale price in 33036 is $1,240,000, up 20.2% versus the prior year, while sellers still capture 90.9% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in 33036?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are CROSS KEY WATERWAYS (-25%); OCEAN HARBOR (-18%); EXECUTIVE BAY (-9%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 33036 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are BUTTONWOOD BAY (35 days); INDIAN WATERWAYS (43 days); LARGO SOUND PARK (63 days) — homes there go under contract well ahead of the market-wide pace of 97 days.

Questions

33036 (Plantation Key) housing market FAQ

Is it a good time to sell a house in 33036?

By the numbers, sellers in 33036 are getting 90.9% of asking price and going under contract in about 97 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.

What is the 33036 housing market forecast?

Momentum Realty publishes the recorded trend, not a prediction: 33036 median sale prices are up 20.2% year over year, and 100% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.

What is the median home price in 33036?

The median sale price in 33036 is currently $1,240,000, up 20.2% from a year ago, based on MLS sales data updated October 3, 2026.

Is 33036 a buyer's or seller's market right now?

The data currently favors sellers. 33036 scores 63 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in 33036?

The typical home in 33036 goes under contract in about 97 days, per current MLS data.

Are home prices in 33036 rising or falling?

Median sale prices are up 20.2% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 33036 (Plantation Key). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: October 3, 2026 at 11:31 AM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.

Selling in this ZIP? Weigh the numbers first: the Florida sell-now-or-wait scoreboard, why 201,552 Florida listings failed to sell in 12 months, and cash offer vs. listing, both numbers. Compiled from MLS records; deemed reliable but not guaranteed.