A gated Jack Nicklaus golf community in Palm City of about 567 Lennar homes.
Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.
"Hammock Creek is a gated golf community in Palm City, about 567 Lennar homes from 1997 to 2004 across three sub-communities, built around a private Jack Nicklaus championship course. The read is the lot and the model: golf, lake, and preserve lots set the value, and the homes share a vintage. The gate, the Nicklaus course, and the renovated clubhouse are priced in; the deal turns on a comp read and an honest renovation read."
Jon Brooks, founder, Momentum Realty · Updated June 2026
Hammock Creek market snapshot (as of June 15, 2026): the median sale price is about $808K ($288 per sq ft), with homes averaging 50 days on market and 3.3 months of supply, a buyer-leaning market (limited data). Based on 11 recent closings in live BeachesMLS data.
Hammock Creek is a gated golf community in Palm City, ZIP 34990, of about 567 homes built by Lennar between 1997 and 2004 across three sub-communities, The Estates, The Preserve, and The Sanctuary, with views of nature preserves, the golf course, and lakes, just minutes from the Florida Turnpike.
Homes range from roughly 2,000 to 5,000 square feet with three to six bedrooms and up to four baths. At the center is the private Jack Nicklaus Legacy Design championship course, which opened in 1996, with a clubhouse that underwent an extensive renovation in 2020, a restaurant, verandas and a dining deck, and a resort-style community pool.
Because the homes share a build era across three sub-communities, the lot, the model, and condition are what move value. The gate, the Nicklaus course, and the renovated clubhouse are priced in; the deal is made on an honest read of a specific home's lot and condition, with the number anchored to comparable sales.
Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.
Live from BeachesMLS, as of June 15, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Hammock Creek listings and the trailing twelve months of closed sales.
Our proprietary read on how a home in Hammock Creek buys, holds, and resells. See the five factors.
Live MLS inventory for Hammock Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 26 daysTop listing
Active · 67 days
Active · 58 daysActive and pending Hammock Creek listings as of 2026-06-15, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.. Tap any home to ask about it.
Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.
Listing locations from BeachesMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.
Hammock Creek is a gated Lennar golf community of about 567 homes across three sub-communities around a private Jack Nicklaus course (opened 1996), with a clubhouse renovated in 2020, a restaurant, and a resort pool. Confirm the current HOA dues, what they cover, any golf membership, any community development district assessment, and reserves for a specific home.
Gated Nicklaus golf in Palm City minutes from the Turnpike and I-95 is the draw.
Approximate drive times from Hammock Creek. Confirm your real commute at your real departure time.
Drive times are approximate and vary with traffic and your exact departure point.
Explore more neighborhoods near Hammock Creek with Momentum Realty’s local guides.
Carrying cost · the no-CDD edge
No CDD bond means thousands less per year than newer master plans.
Roughly $25,000 saved over 10 years in carrying cost, before resale.
Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.
Hammock Creek is served by Martin County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.
Buying with schools in mind? We can confirm the exact zoned schools for any Hammock Creek address.
What actually shapes value at Hammock Creek: the private Nicklaus golf, the gated preserve setting, and the renovated clubhouse. Each item below is sourced or clearly hedged.
Our read on what is being built around Hammock Creek, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.
A respected Nicklaus championship course is the central, defensible amenity.
Preserve, lake, and golf views support demand and the view-lot premium.
A recently renovated clubhouse with a restaurant strengthens the amenity picture.
The Estates, The Preserve, and The Sanctuary can differ; comp within the right sub-community.
Similar-age homes are at the update stage; budget kitchens, baths, and systems before judging a list price.
Golf membership and any community development district assessment affect the carrying cost; confirm both.
Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.
Development, infrastructure, retail, and school activity affecting Hammock Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.
Showing the latest, scroll for all updates ↓
Hammock Creek remains a gated Lennar golf community of about 567 homes in Palm City around a private Jack Nicklaus course (1996), with a clubhouse renovated in 2020. Why it matters: The course and the gate are priced in; the lot, the model, and condition set a specific home's number. Source
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
If we were buying in Hammock Creek, this is the order of operations we would run, and the one we run for our clients.
Read condition and comps first. In Hammock Creek, the home's condition and exact location set the number, so price the work honestly before you judge any list price.
Confirm the carrying costs. Hammock Creek has HOA dues plus an optional golf membership and possibly a community development district assessment, so confirm all of them. Verify what is owed and what it covers for a specific home.
Match the home to recent comparable sales, not a portal estimate, then structure the offer around its true condition.
Verify the schools by address with the school district, since assignment is by address and can change.
Use your own representation. The listing agent works for the seller; on a purchase here, having someone in your corner is the highest-leverage decision you make.
On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.
Hammock Creek is a gated Lennar golf community of about 567 homes across three sub-communities around a private Jack Nicklaus course (opened 1996), with a clubhouse renovated in 2020, a restaurant, and a resort pool. Confirm the current HOA dues, what they cover, any golf membership, any community development district assessment, and reserves for a specific home.
Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.
Here are the broad resale bands in Hammock Creek today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.
A mid-size home on a good lot, the heart of the market here. Confirm condition and the dues.
An updated home on a lake or preserve lot, a step up in the community.
A larger, renovated home on golf frontage, the top of the community.
Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.
Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.
Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.
The factors that actually move value in Hammock Creek, condition, lot, and the renovation math, read from current listings and recent sales.
Updated homes ask about 8% more per square foot than original-condition homes, and they tend to sell faster. In an all-resale market, condition is the single biggest swing in value, which is why reading the renovation math is the whole game.
From current Hammock Creek listings (renovated 2, original 1); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.
The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.
On golf, lake, and preserve frontage, the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.
Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.
Our read on the factors that protect resale here, and the one to manage.
Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.
The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.
In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.
1The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.
2A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.
3Golf frontage, lakefront, and preserve lots carry real, durable premiums. Pay an estate price for an interior lot and you are buying the weakest version of the value.
4The club is optional and separate, so two similar homes can cost very differently to own. Buyers who do not price the membership they will actually use misread their real monthly number.
5A 1990s home means 1990s-era systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.
The gate and the Nicklaus course are priced in. The deal is won or lost on the lot, the model, and condition.
Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.
Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.
Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live BeachesMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.
Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.
Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from BeachesMLS; for orientation, not an appraisal.
In a gated golf community of similar-vintage homes, the lot and the model are the durable differentiators, and the Nicklaus course is the anchor amenity. Golf-frontage, lake, and preserve lots hold value best. Read the lot, the sub-community, and any golf and CDD costs, then price the condition against recent comparable sales.
Set by the association for the gate, common areas, and clubhouse; golf membership is a separate decision. Confirm the current HOA dues, what they cover, any golf membership, and any community development district assessment for a specific home.
Gated access, common areas, and access to the clubhouse and resort pool; the golf course and membership are a separate decision. Confirm exactly what the dues cover.
A private Jack Nicklaus Legacy Design championship course (opened 1996), a clubhouse renovated in 2020 with a restaurant, verandas, and a dining deck, and a resort-style community pool.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.
If you are thinking about selling in Hammock Creek, the right list price comes from recent comparable sales matched to your home's condition, lot, and exact location, not an automated estimate.
Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.
Because buyers here are weighing your home against renovated comps and cross-shopping Highlands Reserve, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.
Get a no-obligation home value based on real comparable sales in Hammock Creek matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Median sale prices in Hammock Creek year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.
Hammock Creek is currently a buyer-leaning market (limited data). About 3.3 months of supply, a median asking price of $850,000, and homes go under contract in about 58 days.
Typical home value in the 34990 ZIP is $606,148, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
An honest fit check. We will tell you when it is not your community.
Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Hammock Creek home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.
A Momentum Realty Hammock Creek specialist will reach out personally, usually the same day.
Zoom out before you decide: see the Martin County market guide or every community in the Neighborhood Finder.
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