Hammock Creek
Homes for Sale in Palm City, FL
All 296 homes for sale in Palm City, FL · median $643,950 · 323 homes for sale in 34990 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Tyler Potts, One Sotheby's Intl. Realty · via Beaches MLS
As of October 2026, Hammock Creek in Palm City, FL has 4 homes for sale and 1 pending, asking from $850,000 to $1,349,000 (median $920,000). Homes listed or recently sold were built 1997–2004; 17 of 17 report an HOA (median $107/mo); none of the 17 geocoded homes sit in a FEMA special flood hazard zone (median elevation 17 ft).
Last 30 days in Hammock Creek: 1 new listing (median asking $925,000), 1 under contract right now, 2 closed sales (median $852,500). As of October 15, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
Homes For Sale Right Now in Hammock Creek
Live MLS inventory for Hammock Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 91 daysTop listing
Active · 7 days
Active · 35 days
Active · 143 days
Pending · 54 daysActive and pending Hammock Creek listings as of 2026-10-14, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Hammock Creek Palm City is a tight, low-volume slice of the market — the feed shows just four homes total and four active listings, so every sale here moves the picture more than it would in a larger subdivision. What sets value is less about broad trend lines and more about the individual home: condition, lot position relative to the golf course, and how well a given property has kept pace with an early-2000s build.
At 4.4 months of supply, this reads as a balanced market — not a bidding-war environment, but not a sit-and-wait one either. With a homestead share at full occupancy, these are lived-in, owner-held properties rather than a rotating rental or investor pool, which tends to mean better upkeep but also fewer opportunistic sellers.
Hammock Creek right now
🟡 Balanced market. 3.0 months of supply and 50% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of September 20, 2026. Confidence: Medium (6 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 15, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Homes here were built in a tight window between 2000 and 2003, and the median living area runs large at 3,294 square feet — this is a community of substantial, similarly-aged houses rather than a mixed-vintage subdivision.
County records show 6 qualified sales in Hammock Creek across 2024–2025 (4 in 2024, 2 in 2025), median $820,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Hammock Creek: of 14 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm City.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Hammock Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Hammock CreekPhotos from Beaches MLS listings in Hammock Creek; content deemed reliable but not guaranteed.
Who Hammock Creek is best for.
Best for
- Buyers wanting a larger-footprint home (median near 3,294 sq ft) in a gated, amenity-rich setting.
- Buyers comfortable with a very limited active inventory and willing to move when the right one of a handful of homes appears.
- Buyers prioritizing golf course and clubhouse access over neighborhood size or variety.
Probably not for
- Buyers who want several homes to compare before committing to a purchase.
- Budgets seeking a smaller or lower-maintenance footprint than the community's typical large square footage.
- Investors expecting a rotating rental pool — current occupancy here is fully homesteaded.
The market around Hammock Creek
Hammock Creek is too small for its own price trend, so here is the market around it.
In ZIP 34990, 412 homes are on the market and 26% are under contract — a steady corner of Palm City.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34990 (Palm City), 322 homes closed in the last 12 months at a median of $765K ($280/sq ft), up 0.5% year over year, with a median 63 days on market. Right now 54 active and 23 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34990 housing market and the Martin County market.
ZIP and county figures describe the wider market, not Hammock Creek specifically. Momentum Research analysis of MLS records.
Hammock Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Life at Hammock Creek
- Golf Course · reported on 11 of 15 listings
- Gated - No Guard · reported on 9 of 15 listings
- Clubhouse · reported on 7 of 15 listings
- Basketball Court · reported on 6 of 15 listings
- Pool · reported on 6 of 15 listings
- Tennis Court(s) · reported on 6 of 15 listings
- Playground · reported on 4 of 15 listings
- Cafe/Restaurant · reported on 3 of 15 listings
- Community Room · reported on 3 of 15 listings
- Gated · reported on 2 of 15 listings
- Putting Green · reported on 2 of 15 listings
- Picnic Area · reported on 2 of 15 listings
Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Palm City · Elementary
- Hidden Oaks · Middle
- Martin County · High
Zoned schools reflect the assignments reported on recent Hammock Creek listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Hammock Creek address.
Shop the zone: Homes zoned for Martin County High School
Recent Developments in Hammock Creek
Development, infrastructure, retail, and school activity affecting Hammock Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Martin County approves limited-industrial zoning on Southeast Powerline Avenue in Hobe Sound
Commissioners voted 3-2 to rezone a property along Southeast Powerline Avenue to limited-industrial, a less intensive class than the general industrial designation first proposed. The county said the existing zoning was outdated and that no data center is planned. Any proposal over 100,000 square feet would need board approval.
What it may mean for the marketLimited-industrial zoning could add light industrial space and local jobs in Hobe Sound while capping the scale of future uses. The project is about 10 miles southeast of Hammock Creek, elsewhere in Martin County.
Source: WFLX (FOX 29) - August 2026Infrastructure
Federal government awards $79 million for St. Lucie River Bridge replacement in Stuart; Brightline station grant denied
The century-old St. Lucie River Bridge replacement received $79 million in federal funding. The federal Intercity Passenger Rail Program did not fund a proposed Brightline station in downtown Stuart. Martin County said it welcomed the bridge funding.
What it may mean for the marketBridge replacement funding supports a key rail and river crossing, while the denied grant leaves the timing of a Stuart passenger rail stop uncertain. The site is about 4 miles northeast of Hammock Creek.
Source: WJNO (iHeart)
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Hammock Creek buying strategy.
If we were buying in Hammock Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hammock Creek.
A small, amenity-dense enclave behind the gate
The listing count alone tells you what kind of shopping experience to expect: with only four homes tracked in this community and four currently active, there is no broad menu of floor plans to compare. Buyers here are typically evaluating one or two specific houses rather than picking from a deep pool, and sellers should expect a smaller, more targeted buyer pool in return.
The amenity list is dense for a community this size — golf course, clubhouse, pool, tennis, a putting green, and layered gate/guard security are all reported across the MLS listings tied to this community. That combination points to a private, resort-style setting built around the course and clubhouse, though access levels and which amenities are currently active should be confirmed directly with the HOA rather than assumed from the listing history.
The location and the amenities are priced into every listing in Hammock Creek. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, the handful of comparable sales and the fine print on amenity access matter more than headline stats. We track what's actually active in Hammock Creek Palm City, verify HOA-reported amenities before they factor into an offer, and help buyers and sellers price against the real, limited comp set rather than a broader Palm City average that doesn't reflect this pocket.
Hammock Creek in 15 seconds.
What it really costs to own in Hammock Creek
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $6,916/yr across 13 listings here (MLS tax records, 2026-10-15). |
|---|---|
| HOA dues | Median $147/month across 243 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 14 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2000 across 13 listings. An original roof here would be about 26 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $938/month (tax $576, HOA $147, insurance $215). An estimate from the sources above, not a quote.
Email me new listings in Hammock Creek
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Hammock Creek
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Hammock Creek will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $147/month (about $1,764/yr) · median of 243 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $147 per month ($1,764 a year) — the median AssociationFee across 243 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Flood & Insurance Context
Of 14 sampled listing addresses in this community: 100% outside the FEMA Special Flood Hazard Area (Zone X/B/C).
Address-sampled; individual parcels vary - verify any specific address at msc.fema.gov. Check any address at FEMA's Flood Map Service Center, and see average home-insurance costs by Florida county.
Source: FEMA National Flood Hazard Layer, address-level lookups (n=14) · as of 2026-10
Tools for a Hammock Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hammock Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hammock Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hammock Creek home worth?
Get a no-obligation home value based on real comparable sales in Hammock Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm City →
Recently off market in Hammock Creek
Homes in Hammock Creek that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 15 on record.
- 1916 SW Wabeek Place · off market
- 2231 SW Manele Place · off market
- 2263 SW Manele Place · off market
- 2330 SW Golden Bear Way · off market
- 2554 SW Mayacoo Way · off market
- 2601 SW Mayacoo Way · off market
- 2609 SW Mayacoo Way · off market
- 4811 SW Long Bay Drive · off market
| Location | Palm City, Martin County, FL · ZIP 34990 |
|---|---|
| Homes in the community | 161 (FL DOR 2025 assessment roll) |
| Years built | 1995–2004 (median 1999) |
| Typical living area | 2,615 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Golf Course, Clubhouse, Gated - No Guard, Basketball Court, Pool, Tennis Court(s) |
| For sale right now | 3 active, 3 pending · median asking $875,000 · 3.0 months of supply |
| Owner-occupied (homestead) share | 92% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Hammock Creek key facts,” movewithmomentum.com/neighborhoods/hammock-creek-palm-city, data as of September 20, 2026.
Housing distress & ownership in Hammock Creek, Palm City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Just listed in Hammock Creek
The newest homes for sale in Hammock Creek right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 2878 SW Turtle Point $925,000 · 4 bd · 3 ba · 2,833 sq ft · 12 days on market Courtesy of Beycome of Florida LLC
- 2703 SW Glenmoor Way $915,000 · 4 bd · 3 ba · 2,615 sq ft · 40 days on market Courtesy of Community Realty Associates
- 2537 SW Park Meadows Trail $1,349,000 · 6 bd · 5 ba · 4,981 sq ft · 96 days on market Courtesy of One Sotheby's International Realty
- 4989 SW Saint Creek Drive $850,000 · 5 bd · 3 ba · 3,538 sq ft · 148 days on market Courtesy of Compass Florida LLC
Checked against the MLS Oct 15, 2026. All new listings in this market.
Every Home for Sale in Hammock Creek Palm City Right Now (5)
All 5 active and pending Hammock Creek Palm City listings with a detail page, newest first, refreshed twice a day from the MLS.
- 2878 SW Turtle Point · $925,000 · 4 bd / 3 ba · listed Oct 3, 2026 · listed by Beycome of Florida LLC
- 2703 SW Glenmoor Way · $915,000 · 4 bd / 3 ba · listed Sep 5, 2026 · listed by Community Realty Associates
- 2182 SW Dove Canyon Way · $875,000 · 5 bd / 3 ba · pending · listed Aug 13, 2026 · listed by Keller Williams Realty Of The
- 2537 SW Park Meadows Trail · $1,349,000 · 6 bd / 5 ba · listed Jul 16, 2026 · listed by One Sotheby's International Realty
- 4989 SW Saint Creek Drive · $850,000 · 5 bd / 3 ba · listed Jul 16, 2026 · listed by Compass Florida LLC
Recently sold in Hammock Creek Palm City
- 2231 Sw Manele Place · sold $1,065,000
- 2601 Sw Mayacoo Way · sold $640,000
- 5180 Sw Hammock Creek Drive · sold $800,000
- 4811 Sw Long Bay Drive · sold $1,100,000
- 5084 Sw Hammock Creek Drive · sold $1,150,000
- 2554 Sw Mayacoo Way · sold $749,000
- 2263 Sw Manele Place · sold $975,000
- 5045 Sw St Creek Drive · sold $910,000
- 1916 Sw Wabeek Place · sold $805,000
- 5059 Sw Hammock Creek Drive · sold $790,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- SW Hammock Creek Drive (16 homes on record)
- SW Hammock Creek Drive (11 homes on record)
- SW Long Bay Drive (9 homes on record)
- SW Hammock Creek Drive (7 homes on record)
- SW Hammock Creek Drive (5 homes on record)
- SW Long Bay Drive (4 homes on record)
- SW Long Bay Drive (3 homes on record)
- SW Long Bay Drive (3 homes on record)
- SW Long Bay Drive (3 homes on record)
- SW Hammock Creek Drive (2 homes on record)
26% of homes for sale in ZIP 34990 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-15).
Hammock Creek Market Scorecard
Hammock Creek is currently a balanced market (limited data). About 4.0 months of supply, a median asking price of $920,000, and homes go under contract in about 68.0 days.
Typical home value in the 34990 ZIP is $612,030, about 2.4% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: BeachesMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Hammock Creek a buyer's or seller's market right now?
How many homes are in Hammock Creek?
What share of Hammock Creek is owner-occupied?
When were the homes in Hammock Creek built?
Who is the best real estate agent for Hammock Creek?
How do I find a top Palm City real estate agent who knows Hammock Creek?
Can Momentum Realty connect me with an agent for Hammock Creek?
Where is Hammock Creek, and what county is it in?
Is Hammock Creek in a flood zone?
Should you buy in Hammock Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: October 14, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34990)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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