Youngstown
Housing Market
Median sale price $299,495, up 0.1% year over year, with homes going under contract in about 63 days, 14 homes on the market.
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Housing Market Analyst
23% of listed homes are already under contract. Prices are up 0.1% versus the prior year and sellers are still collecting 96.0% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 23% of inventory sits under contract.
- Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current Youngstown data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on Youngstown
The median sale price across Youngstown currently stands at $299,495, up 0.1% from a year ago. The typical home goes under contract in about 63 days. Sellers are capturing 96.0% of their original asking price on average.
There are 14 active listings on the market, with 2 more already under contract.
Youngstown prices sit below the Bay County median by roughly 20%. Zillow's home value index for Bay County stands at $344,901. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Youngstown is 51 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.
Where the market is heading
Home value trend · Bay County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Bay County (MLS)
Median price · daily recalculation
What’s driving Youngstown
Top inbound states: GA, AL, TX, AZ. Movers arriving report ~$74,894 average income. Source: IRS SOI county-to-county migration, 2022-2023
1,264 Citizens policies in force in Bay County — the state-backed insurer of last resort. Budget insurance into any Bay purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,685 single-family · 387 multi-family · 11.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Bay County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Youngstown ← this page | $299K | 14 | 51 | |
| Panama City Beach | $430K | 1,412 | 40 | Open → |
| Panama City | $309K | 519 | 53 | Open → |
| Lynn Haven | $300K | 67 | 49 | Open → |
| Mexico Beach | $275K | 16 | 20 | Open → |
Neighborhoods on the move
| Clear Lake EstatesYoungstown | $299K | ▲ 2% |
| Clear Lake EstatesYoungstown | $299K | ▼ 2% |
| Clear Lake EstatesYoungstown | $299K | 11 |
| Clear Lake EstatesYoungstown | $299K | 54 days |
Youngstown ZIP codes
Most active communities
More on Youngstown
Put this data to work
The questions people actually ask
Should I buy a house in Youngstown right now?
The data says conditions currently favor neither side decisively in Youngstown — the Momentum Score reads 51/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Youngstown becoming more affordable?
No — the median sale price in Youngstown is $299,495, up 0.1% versus the prior year, while sellers still capture 96.0% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in Youngstown?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Clear Lake Estates (2%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Youngstown neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Clear Lake Estates (54 days) — homes there go under contract well ahead of the market-wide pace of 63 days.
How does Youngstown compare to the rest of Bay County?
Youngstown's median of $299,495 runs 20% below the county-wide median of $374,676, and homes here take 63 days to go under contract versus 71 county-wide.
Youngstown housing market FAQ
How is the housing market in Youngstown right now?
As of September 15, 2026, the Youngstown housing market is roughly balanced: the median sale price is $299,495 (up 0.1% year over year), 14 homes are for sale, and the typical home goes under contract in about 63 days.
How much is a house in Youngstown?
The median home sold for $299,495 in Youngstown over the last 12 months; asking prices on the 14 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Youngstown?
By the numbers, sellers in Youngstown are getting 96.0% of asking price and going under contract in about 63 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Youngstown housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Youngstown median sale prices are up 0.1% year over year, and 23% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Youngstown?
The median sale price in Youngstown is currently $299,495, up 0.1% from a year ago, based on MLS sales data updated September 15, 2026.
Is Youngstown a buyer's or seller's market right now?
The data currently is roughly balanced. Youngstown scores 51 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in Youngstown?
The typical home in Youngstown goes under contract in about 63 days, per current MLS data.
How many homes are for sale in Youngstown?
There are approximately 14 active listings in Youngstown as of September 15, 2026.
Are home prices in Youngstown rising or falling?
Median sale prices are up 0.1% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Youngstown. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.