Youngstown
Housing Market

City market report · Bay County · 5 ZIP codes

Median sale price $300,000, up 0.5% year over year, with homes going under contract in about 53 days.

4 communities reporting36 sales analyzedRefreshed twice dailyMomentum Score 63
Live Market Pulse
63/100
Momentum
Balanced Market
Tracking 4 communities across Youngstown. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · Youngstown Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$300K
Median sold · 12 moConfidence: Medium
up 0.5% vs the prior 12 months
+0.5%
1-yr price change
n = 36 recent sales
97.0%
Sale vs ask
Bay County: 94.0% · +0.3pp vs prior yr
$346K
Bay County home value
Zillow ZHVI, monthly · -1.3% vs a year ago
Tempo
53days
Median DOM · closed
Bay County: 71 days · -21.0 days vs prior yr
Market context
26%
Listings with price cuts
Bay County · Zillow · +1.2pp vs prior month
3,222
County for-sale inventory
Zillow, monthly · +0.4% vs prior month
75%
New construction
share of recent sales · +14.5pp vs prior yr
63/100
Momentum score
Balanced Market
4
Communities reporting
of 14 tracked in Youngstown
Economy & people · county layer
$70,188
Median household income
U.S. Census ACS, county
181,368
County population
-0.6% since 2018
4.9×
Price to income
county home value vs median income
68%
Owner-occupied
U.S. Census ACS, county
$1,653/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Prices are up 0.5% versus the prior year and sellers are still collecting 97.0% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 63
Momentum Score
Buyer leverage37
Seller leverage63

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.

Momentum Outlook
  • Mortgage sensitivity — at 4.9× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current Youngstown data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Analysis

The read on Youngstown

The median sale price across Youngstown currently stands at $300,000, up 0.5% from a year ago. The typical home goes under contract in about 53 days. Sellers are capturing 97.0% of their original asking price on average.

Youngstown prices sit below the Bay County median by roughly 17%. Zillow's home value index for Bay County stands at $346,094. About 26% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Youngstown is 63 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

Where the market is heading

Home value trend · Bay County (Zillow ZHVI)

$342K$346K$351K$346KJun '25: $351KJul '25: $348KAug '25: $346KSep '25: $344KOct '25: $343KNov '25: $342KDec '25: $342KJan '26: $343KFeb '26: $345KMar '26: $347KApr '26: $347KMay '26: $347KJun '26: $346KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

2,9533,3803,8073,222Jun '25: 3,790Jul '25: 3,770Aug '25: 3,674Sep '25: 3,536Oct '25: 3,402Nov '25: 3,251Dec '25: 3,123Jan '26: 3,030Feb '26: 2,971Mar '26: 3,026Apr '26: 3,109May '26: 3,208Jun '26: 3,222Jun '25Sep '25Dec '25Mar '26Jun '26
Local Economics · county layer

What’s driving Youngstown

Who’s moving here
+4,173 net residents/yr

Top inbound states: GA, AL, TX, AZ. Movers arriving report ~$74,894 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,928/yr avg premium

1,264 Citizens policies in force in Bay County — the state-backed insurer of last resort. Budget insurance into any Bay purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
2,072 units permitted -16% YoY

1,685 single-family · 387 multi-family · 11.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
Clear Lake Estates ▲ 2%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Community Movers

Neighborhoods on the move

Prices rising fastest
Clear Lake EstatesYoungstown$300K▲ 2%
Prices cooling fastest
Clear Lake EstatesYoungstown$300K▼ 2%
Selling fastest
Clear Lake EstatesYoungstown$300K52 days
Explore Deeper

Youngstown ZIP codes

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in Youngstown right now?

The data says conditions currently favor neither side decisively in Youngstown — the Momentum Score reads 63/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is Youngstown becoming more affordable?

No — the median sale price in Youngstown is $300,000, up 0.5% versus the prior year, while sellers still capture 97.0% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.

Where are prices falling fastest in Youngstown?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Clear Lake Estates (2%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which Youngstown neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are Clear Lake Estates (52 days) — homes there go under contract well ahead of the market-wide pace of 53 days.

How does Youngstown compare to the rest of Bay County?

Youngstown's median of $300,000 runs 17% below the county-wide median of $361,500, and homes here take 53 days to go under contract versus 71 county-wide.

Questions

Youngstown housing market FAQ

What is the median home price in Youngstown?

The median sale price in Youngstown is currently $300,000, up 0.5% from a year ago, based on MLS sales data updated August 6, 2026.

Is Youngstown a buyer's or seller's market right now?

The data currently favors sellers. Youngstown scores 63 of 100 on the Momentum Score. Conditions change; this page updates daily.

How long do homes take to sell in Youngstown?

The typical home in Youngstown goes under contract in about 53 days, per current MLS data.

Are home prices in Youngstown rising or falling?

Median sale prices are up 0.5% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across Youngstown. Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.