Clear Lake Estates
Homes for Sale in Youngstown, FL
True comps, carrying-cost math, and listings before the portals.
Photo via cpar
Clear Lake Estates prices around a $300,000 median, and with a build era spanning 1900 to 2024, condition and updates do a lot of the work in setting where an individual home lands relative to that number. A median year built of 1998 puts the typical home in a mid-life stage, so buyers should expect a mix of original systems and renovated properties rather than a uniform housing stock.
A median 52 days on market signals a market that moves at a measured pace rather than an instant-offer pace. Sellers should price with that timeline in mind, and buyers get room to do real diligence, order inspections, and negotiate rather than compete purely on speed.
Clear Lake Estates right now
🟡 Still climbing. The trailing-12-month median ($300K) is up 2.0% from the prior 12 months ($294K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level cpar closed sales, 12-month windows ending July 28. Confidence: High (27 and 26 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 28, 2026 · Live data: cpar, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Clear Lake Estates market snapshot (as of July 28, 2026): the median sale price is about $300K, and a median 52 days on market for closed sales. The trailing-12-month median is up 2% from the prior 12 months, computed from record-level cpar closed sales (27 closings in the current window).
Clear Lake Estates is a community of 137 homes in Youngstown, Bay County, built between 1900 and 2024 (median 1998), with a median living area of about 1,637 square feet. 41% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Clear Lake Estates is a Youngstown community in Bay County with 137 homes on record and a housing stock that ranges from century-old construction to homes finished in 2024, giving buyers a genuine spread of ages and styles to choose from rather than a single, uniform build period.
The setting & the homes.
Aerial and on-site photos of Clear Lake Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Clear Lake Estates
Clear Lake Estates
Clear Lake Estates
Clear Lake Estates
Clear Lake Estates
Clear Lake Estates
Clear Lake Estates
Clear Lake EstatesPhotos from cpar listings in Clear Lake Estates; content deemed reliable but not guaranteed.
Who Clear Lake Estates is best for.
Best for
- Buyers targeting a mid-size home near the $300,000 median who have flexibility on move-in timing
- Buyers comfortable evaluating homes across a wide range of ages and doing inspection-driven due diligence
- Sellers who can price realistically against a market moving at a measured, non-instant pace
Probably not for
- Buyers who need a recently-built home exclusively and won't consider older construction
- Sellers expecting a rapid sale well under the current median days-on-market
- Buyers seeking a community with established amenity programming, since none is currently identified from MLS listings
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 28 of each year, from record-level cpar closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($300K) IS the median in the snapshot above, and the move from 2025 ($294K) IS the +2.0% one-year change.
Windows contain 0 to 27 sales each (27 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Clear Lake Estates Market Scorecard
Clear Lake Estates is currently a balanced market., and homes go under contract in about 33 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: cpar, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Clear Lake Estates, Youngstown
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Clear Lake Estates
Live MLS inventory for Clear Lake Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Clear Lake Estates listings as of 2026-08-19, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Clear Lake Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from cpar. Map data © OpenStreetMap, tiles © CARTO.
The Clear Lake Estates buying strategy.
If we were buying in Clear Lake Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clear Lake Estates.
What the numbers say about this market
The median price of $300,000 sits against a median living area of 1,637 square feet, a combination that points to a market driven by practical, mid-size homes rather than large-format or luxury product. With a median year built of 1998 inside a full range of 1900 to 2024, shoppers will find everything from older construction needing updates to newer builds, and that variance is the main reason two homes at the same price point can look very different on paper.
Year-over-year pricing is up 2.0 percent, a modest, incremental move rather than a sharp swing in either direction, and 27 closings in the recent window suggest a steady but not high-volume pace of turnover. A homestead share of 40.9 percent indicates a meaningful portion of the community is owner-occupied under Florida's homestead exemption, which is worth factoring into how a given block or street tends to turn over.
The location and the amenities are priced into every listing in Clear Lake Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Clear Lake Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.6). Basis: Recent Direction +2.0% year-over-year; Owner Commitment 41% owner-occupied; Pricing Power 99.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With a build stock spanning more than a century and a median days-on-market above the 50-day mark, pricing and condition assessment in Clear Lake Estates take real local judgment rather than a formula. We track what's actually closing here so sellers price to the current pace and buyers know which condition tradeoffs are worth the number on the listing.
Clear Lake Estates in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Clear Lake Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clear Lake Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Clear Lake Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Clear Lake Estates home worth?
Get a no-obligation home value based on real comparable sales in Clear Lake Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Clear Lake Estates on the map →
Recent Developments in Clear Lake Estates
Development, infrastructure, retail, and school activity affecting Clear Lake Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Civic
Panama City approves 12-month moratorium on AI data centers
Panama City commissioners unanimously approved a 12-month pause on AI data centers in certain areas, following a six-month restriction adopted by Bay County the prior week. The city said it will use the period to study data center operations and revisit how they fit into local zoning and land-use rules.
What it may mean for the marketA temporary pause shapes where data centers can locate while the city reviews zoning and land-use standards. The site is about 5 miles west of Clear Lake Estates.
Source: WJHG News Channel 7 - July 2026Parks & Amenities
Panama City Beach approves $1.25 million to rehabilitate Conservation Park boardwalks
The Panama City Beach city council approved a budget of $1.25 million to rehabilitate more than one mile of boardwalks at Conservation Park. The funding covers rehabilitation of the park's boardwalk system.
What it may mean for the marketInvestment in Conservation Park boardwalks upgrades a recreational amenity in Panama City Beach. The project is about 21 miles west of Clear Lake Estates, elsewhere in Bay County.
Source: WJHG News Channel 7 - June 2026Retail & Dining
New retailers open at Watersound Town Center as construction continues
Watersound Town Center in the Panama City Beach area reported new store openings including FP Movement, Hemline, Monkee's, and Sunset Shoes and Lifestyles, with Johnnie-O expected later in the summer. St. Joe said two additional buildings are planned to break ground this year at the center.
What it may mean for the marketGrowing retail and dining space plus additional buildings expand the commercial center along the State Road 79 corridor. The project is about 27 miles northwest of Clear Lake Estates, elsewhere in Bay County.
Source: The St. Joe Company - June 2026Development
Panama City commissioners approve Community Development District for 1,800-home neighborhood
Panama City commissioners approved a Community Development District for a planned neighborhood of about 1,800 homes east of John Pitts Road in north Panama City. Under the CDD, road maintenance within the neighborhood stays with the district rather than transferring to the city.
What it may mean for the marketA new large-scale residential district adds housing supply and internally maintained streets to the north Panama City market. The project is about 3 miles north of Clear Lake Estates, elsewhere in Bay County.
Source: WJHG News Channel 7 - June 2026Infrastructure
Panama City moves downtown marina slip construction to bid, ends City Marina Partners deal
Panama City put the first 50 boat slips at the Downtown Marina out for contractor bids, with construction expected to begin shortly after a contract is awarded and the bid window closing June 16. Commissioners also ended their working relationship with City Marina Partners and budgeted payment for work already completed.
What it may mean for the marketProgress on downtown marina slip construction advances waterfront infrastructure in the Panama City core. The project is about 5 miles southwest of Clear Lake Estates, elsewhere in Bay County.
Source: WJHG News Channel 7
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Clear Lake Estates?
How long do homes in Clear Lake Estates take to sell?
How many homes are in Clear Lake Estates?
What share of Clear Lake Estates is owner-occupied?
When were the homes in Clear Lake Estates built?
Who is the best real estate agent for Clear Lake Estates?
How do I find a top Youngstown real estate agent who knows Clear Lake Estates?
Can Momentum Realty connect me with an agent for Clear Lake Estates?
Should you buy in Clear Lake Estates?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Clear Lake Estates with Momentum Realty’s local guides.
Data sources & freshness
| Community market stats | cpar closed sales, 12-month windows ending July 28, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (9 streets, ZIP 32466)) |
| Historical depth | Closed-sale records back to 2012 (73 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Clear Lake Estates fits the bigger picture — live prices, inventory, and Momentum Scores: