Moving to Fruitland Park, Florida: The 2026 Data Guide
As of 2026-10-18, the median home sold in Fruitland Park, Florida over the last 12 months went for $296,000 (113 closings across 86 communities in Momentum’s MLS record), about $176 per square foot for a median 1,647-sq-ft home built around 1991. Homes currently listed have been on the market a median of 70 days, and with 59 active listings against that sales pace the city is carrying roughly 6.3 months of supply. Sellers have been getting about 91% of their original asking price. That median is 26% below the median across Momentum’s Florida and Georgia coverage.
Fruitland Park right now — October 2026
Live pages for your move: 88 homes for sale in Fruitland Park · New construction · Homes by ZIP (1 ZIPs) · New listings this week · Price reductions · What your budget buys in Lake County · Cost of living · Best neighborhoods · Property tax · Lake County homes for sale.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated October 18, 2026.
What your budget buys in Fruitland Park
Three price points from 141 recent Fruitland Park closings in our record, each showing what actually closed within 10% of that price:
- Around $219,900: the typical sale in this band was a 3-bed, 2-bath home of about 1,259 sq ft, built around 1975 (16 sales).
- Around $296,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,647 sq ft, built around 2007 (31 sales).
- Around $389,900: the typical sale in this band was a 4-bed, 2-bath home of about 2,047 sq ft, built around 2003 (27 sales).
The real monthly cost of owning in Fruitland Park
Take the median $296,000 home with 20% down at today’s 7.40% 30-year rate: principal and interest run about $1,640/month. Lake County’s typical total millage is 16.65 mills, so after the $50,000 homestead exemption the property tax is roughly $4,095/year ($341/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Lake County is about $1,756/year; private-market quotes vary with roof age and wind mitigation. 47% of current Fruitland Park listings carry an HOA, with a median of $125/month where one applies. All in, budget on the order of $2,127/month to own the median Fruitland Park home.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Lake County property tax guide and our home insurance by county map.
Where people are buying: Fruitland Park’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Mirror Lake Village | 14 | $295,990 | 232 |
| Harbor Oaks Homeowners Cooperative Sub | 10 | $159,000 | 119 |
| Lake View Heights | 7 | $195,000 | 89 |
| Fruitland Park | 7 | $324,000 | 29 |
| Kings Cove | 6 | $402,000 | 12 |
Fruitland Park by ZIP code
Sales and medians by ZIP over the same 12 months: 34731 (134 sales, median $299,500).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 79% were single-family homes. New construction accounted for 17% of closings, led by Mirror Lake Village. The housing stock skews mixed: 20% of homes sold were built in 2015 or later and 26% before 1980.
Getting around from Fruitland Park
Measured from the center of Fruitland Park’s recent sales: Ocala is about 27 miles; Downtown Orlando is about 39 miles; Orlando International Airport (MCO) is about 47 miles; Lakeland is about 57 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Lake County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Lake County’s typical millage of 16.65; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Lake County average of $1,756/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Fruitland Park: the case for and against
What works in Fruitland Park’s favor
- prices run 26% below the statewide median in our coverage
- insurance is comparatively manageable here (Citizens average $1,756/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Fruitland Park relocation toolkit
- Homes for sale in Fruitland Park right now
- Cost of living in Fruitland Park
- Best neighborhoods in Fruitland Park
- New construction in Fruitland Park
- Find an agent in Fruitland Park
- Search every Fruitland Park community
Common questions about moving to Fruitland Park
How much does a house cost in Fruitland Park, FL?
What does it cost per month to own a home in Fruitland Park?
What are property taxes like in Fruitland Park?
Is Fruitland Park a buyer's or seller's market right now?
Is there a lot of new construction in Fruitland Park?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Fruitland Park communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Lake County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.