Moving to Howey In The Hills, Florida: The 2026 Data Guide

As of 2026-09-09, the median home sold in Howey In The Hills, Florida over the last 12 months went for $382,000 (36 closings across 24 communities in Momentum’s MLS record), about $243 per square foot for a median 1,711-sq-ft home built around 2019. Homes currently listed have been on the market a median of 69 days, and with 28 active listings against that sales pace the city is carrying roughly 9.3 months of supply. Sellers have been getting about 94% of their original asking price. That median is 5% below the median across Momentum’s Florida and Georgia coverage.

$382,000
Median sale (12 mo)
$243
Price per sq ft
$2,721
Est. monthly cost to own
69 days
Days listed (median)
9.3
Months of supply

What your budget buys in Howey In The Hills

Three price points from 63 recent Howey In The Hills closings in our record, each showing what actually closed within 10% of that price:

The real monthly cost of owning in Howey In The Hills

Take the median $382,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $1,974/month. Lake County’s typical total millage is 16.65 mills, so after the $50,000 homestead exemption the property tax is roughly $5,527/year ($461/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Lake County is about $1,756/year; private-market quotes vary with roof age and wind mitigation. 71% of current Howey In The Hills listings carry an HOA, with a median of $140/month where one applies. All in, budget on the order of $2,721/month to own the median Howey In The Hills home including a typical HOA.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Lake County property tax guide and our home insurance by county map.

Where people are buying: Howey In The Hills’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

CommunitySales (12 mo)MedianDays listed
Blue Springs Reserve Townhomes Phase12$329,494
Las Colinas Ph Ii Sub8$561,95069

Howey In The Hills by ZIP code

Sales and medians by ZIP over the same 12 months: 34737 (61 sales, median $375,000).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 67% were single-family homes, 27% townhomes or villas. The housing stock skews newer: 54% of homes sold were built in 2015 or later and 14% before 1980.

Getting around from Howey In The Hills

Measured from the center of Howey In The Hills’s recent sales: Downtown Orlando is about 28 miles; Orlando International Airport (MCO) is about 35 miles; Ocala is about 39 miles; Lakeland is about 48 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Lake County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Lake County’s typical millage of 16.65; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Lake County average of $1,756/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Howey In The Hills: the case for and against

What works in Howey In The Hills’s favor

  • about 9.3 months of supply gives buyers room to negotiate
  • insurance is comparatively manageable here (Citizens average $1,756/year)
  • no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

  • 71% of listings carry an HOA (median $140/month)
  • property taxes reset to your purchase price, so never budget off the seller’s bill

Your Howey In The Hills relocation toolkit

Common questions about moving to Howey In The Hills

How much does a house cost in Howey In The Hills, FL?
The median sale over the last 12 months was $382,000 (36 closings), about $243 per square foot. Among recent closings in our record a quarter sold under $325,000 and a quarter over $520,000.
What does it cost per month to own a home in Howey In The Hills?
For the median $382,000 home with 20% down at 6.71%, roughly $2,721 per month including principal, interest, Lake County property tax after the homestead exemption, insurance, and a typical HOA.
What are property taxes like in Howey In The Hills?
Lake County's typical total millage is 16.65 mills. On the median home that is about $5,527 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.
Is Howey In The Hills a buyer's or seller's market right now?
With about 9.3 months of supply and a median 69 days on market for current listings, conditions favor buyers.
Is there a lot of new construction in Howey In The Hills?
New construction is a small share of Howey In The Hills sales; most of the market is resale.
Does Florida have a state income tax?
No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Howey In The Hills communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Lake County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.

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