Florida Housing IntelligenceLake County › 34737 (Howey-in-the-Hills)
Aerial view of 34737, Florida

34737 (Howey-in-the-Hills)
Housing Market

ZIP code market report · Lake County

Median sale price $367,990, down 7.1% year over year, with homes going under contract in about 88 days, 8 homes on the market.

12 communities reporting80 sales analyzedRefreshed twice dailyMomentum Score 55
Live Market Pulse
55/100
Momentum
Balanced Market
About 4 months of supply — room to negotiate. Recalculated every day from licensed MLS data · last refresh August 6, 2026 at 7:18 PM ET.
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Live · 34737 Housing Pulse Licensed FL MLS feeds + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$368K
Median sold · 12 moConfidence: Medium
down 7.1% vs the prior 12 months
-7.1%
1-yr price change
n = 80 recent sales
$166/sf
Sold $/sqft · 12 mo
Lake County: $198 · +7.3% vs prior yr
95.6%
Sale vs ask
Lake County: 95.3% · -0.3pp vs prior yr
$364K
Lake County home value
Zillow ZHVI, monthly · -3.1% vs a year ago
Tempo
4.2mo
Supply
3 to 6 months is the balanced band
88days
Median DOM · closed
Lake County: 53 days · -5.0 days vs prior yr
45%
Under contract
Lake County: 31%
8 · 4 ▲5
For sale · pending
live counts, refreshed twice daily
34
Sold · last 12 mo
closed across all tracked communities · -28.6% vs prior yr
Market context
30%
Listings with price cuts
Lake County · Zillow · -0.3pp vs prior month
2,891
County for-sale inventory
Zillow, monthly · -0.7% vs prior month
57%
New construction
share of recent sales · -21.1pp vs prior yr
20%
Cash buyers
share of sales · peak 39% · flat vs prior yr
55/100
Momentum score
Balanced Market
Economy & people · county layer
$69,956
Median household income
U.S. Census ACS, county
398,696
County population
+18.9% since 2018
5.2×
Price to income
county home value vs median income
77%
Owner-occupied
U.S. Census ACS, county
$2,284/yr
Median property tax
county, ACS
Licensed FL MLSZillow ResearchU.S. Census ACSPublic records
$3.5B+ sold 8,500+ families served Top 1% in Florida · RealTrends 800+ five-star reviews Licensed FL MLS data Updated daily
Today's Take · August 6, 2026
Jon Brooks
Jon Brooks
Co-Founder, Momentum Realty · CEO, Momentum Research
Housing Market Analyst

Inventory sits at 4.2 months of supply — balanced by the 3-to-6-month balanced benchmark, and 45% of listed homes are already under contract. Prices are down 7.1% versus the prior year, but sellers are still collecting 95.6% of asking. Taken together, the data points to a broadly balanced market where preparation decides who wins.

What It Means

Who has leverage right now

BUYER'S SELLER'S 55
Momentum Score
Buyer leverage45
Seller leverage55

Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors neither side decisively.

Momentum Outlook
  • Prices — balanced supply argues for a sideways market; condition and pricing decide individual outcomes.
  • Inventory — tightening over the tracked window; watch whether that holds through the season.
  • Negotiating power — buyers gain ground as 45% of inventory sits under contract.
  • Mortgage sensitivity — at 5.2× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.

Derived from current 34737 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.

Neighborhood Heat Map

Where 34737 is hot — and where it isn't

Each dot is a community (12 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.

Analysis

The read on 34737 (Howey-in-the-Hills)

The median sale price across 34737 currently stands at $367,990, down 7.1% from a year ago. Buyers are paying a median of $166 per square foot. The typical home goes under contract in about 88 days. Sellers are capturing 95.6% of their original asking price on average.

There are 8 active listings on the market, with 4 more already under contract. At the current sales pace that works out to 4.2 months of supply — roughly balanced conditions by the standard six-month benchmark. 34 homes closed here over the trailing 12 months.

Zillow's home value index for Lake County stands at $364,339. About 30% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.

Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34737 is 55 of 100 — balanced market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of August 6, 2026.

Trends & History

34737 since 2013 — and where it’s heading

A median home here sold for $103,142 in 2013 and $397,235 over the last recorded year — 285% appreciation across 13 years of recorded sales. Cash buyers took 20% of recent sales, down from a 39% peak.

Median sale price · 2013–2026 (518 recorded sales)

$95K$310K$525K$397K2013: $103K2015: $255K2016: $294K2017: $255K2022: $418K2023: $516K2024: $426K2025: $363K2026: $397K20132016202220242026

Days on market by year

11d55d100d88d2013: 96d2015: 87d2016: 80d2017: 99d2022: 13d2023: 59d2024: 51d2025: 93d2026: 88d20132016202220242026

Cash buyers · share of sales

20%29%39%20%2016: 39%2017: 38%2018: 30%2019: 32%2020: 24%2021: 21%2022: 34%2023: 34%2024: 24%2025: 20%2026: 20%20162018202120242026

Home value trend · Lake County (Zillow ZHVI)

$364K$370K$376K$364KJun '25: $376KJul '25: $374KAug '25: $372KSep '25: $370KOct '25: $368KNov '25: $368KDec '25: $368KJan '26: $367KFeb '26: $367KMar '26: $367KApr '26: $366KMay '26: $365KJun '26: $364KJun '25Sep '25Dec '25Mar '26Jun '26

For-sale inventory · county (Zillow)

2,7332,8482,9622,891Jun '25: 2,923Jul '25: 2,937Aug '25: 2,958Sep '25: 2,935Oct '25: 2,917Nov '25: 2,876Dec '25: 2,787Jan '26: 2,738Feb '26: 2,744Mar '26: 2,847Apr '26: 2,885May '26: 2,912Jun '26: 2,891Jun '25Sep '25Dec '25Mar '26Jun '26

Daily active vs pending · Lake County (MLS)

1,0712,0903,109Jul 07 · Active: 3,068Aug 03 · Active: 3,069Aug 04 · Active: 3,045Aug 05 · Active: 3,050Jul 07Aug 04Aug 05ActivePending
Single-family 70%Townhome 22%Condo 5%Manufactured Home - Post 1977 2%Manufactured 1%
Local Economics · county layer

What’s driving 34737

Who’s moving here
+12,855 net residents/yr

Top inbound states: NY, CA, NJ, TX. Movers arriving report ~$80,711 average income. Source: IRS SOI county-to-county migration, 2022-2023

Insurance reality check
$1,756/yr avg premium

3,500 Citizens policies in force in Lake County — the state-backed insurer of last resort. Budget insurance into any Lake purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026

Building pipeline
5,342 units permitted +7% YoY

3,999 single-family · 1,343 multi-family · 13.4 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025

Momentum Research Desk

The calls we’re making from today’s data

Biggest move
LAS COLINAS PH II SUB ▼ 25%

The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.

What we’re telling clients today

Both sides have a case: buyers should negotiate on days-on-market, sellers should lean on the under-contract rate. Preparation, not the market, decides who wins a balanced tape.

Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.

Compare Markets

Nearby ZIP codes in Lake

MarketMedianActiveScore
34737 ← this page$368K855
32720$434K32261Open →
34748$290K17944Open →
34711$427K12155Open →
32778$330K9150Open →
32159$289K7945Open →
Community Movers

Neighborhoods on the move

Prices rising fastest
EAGLETAIL LANDING - PH 1Howey-in-the-Hills$387K▲ -1%
BLUE SPRINGS RESERVE TOWNHOMES PHASE 1Groveland$339K▲ -4%
LAS COLINAS PH II SUBHowey-in-the-Hills$562K▲ -25%
Prices cooling fastest
LAS COLINAS PH II SUBHowey-in-the-Hills$562K▼ 25%
BLUE SPRINGS RESERVE TOWNHOMES PHASE 1Groveland$339K▼ 4%
EAGLETAIL LANDING - PH 1Howey-in-the-Hills$387K▼ 1%
Most homes for sale
LAS COLINAS PH II SUBHowey-in-the-Hills$562K4
Selling fastest
LAS COLINAS PH II SUBHowey-in-the-Hills$562K70 days
EAGLETAIL LANDING - PH 1Howey-in-the-Hills$387K86 days
HODGES RESERVE PH 1Howey-in-the-Hills$368K92 days
BLUE SPRINGS RESERVE TOWNHOMES PHASE 1Groveland$339K112 days
Explore Deeper

Cities in this ZIP

Most active communities

Keep Going

Put this data to work

Plain Answers

The questions people actually ask

Should I buy a house in 34737 right now?

The data says conditions currently favor neither side decisively in 34737 — the Momentum Score reads 55/100 with 4.2 months of supply. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.

Is 34737 becoming more affordable?

Yes, modestly — the median sale price in 34737 is $367,990, down 7.1% versus the prior year, while sellers still capture 95.6% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.

Where are prices falling fastest in 34737?

Among tracked communities with enough sales to measure, the sharpest 1-year median declines are LAS COLINAS PH II SUB (-25%); BLUE SPRINGS RESERVE TOWNHOMES PHASE 1 (-4%); EAGLETAIL LANDING - PH 1 (-1%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.

Which 34737 neighborhoods are most competitive?

Measured by speed of sale, the fastest-moving tracked communities right now are LAS COLINAS PH II SUB (70 days); EAGLETAIL LANDING - PH 1 (86 days); HODGES RESERVE PH 1 (92 days) — homes there go under contract well ahead of the market-wide pace of 88 days.

Questions

34737 (Howey-in-the-Hills) housing market FAQ

What is the median home price in 34737?

The median sale price in 34737 is currently $367,990, down 7.1% from a year ago, based on MLS sales data updated August 6, 2026.

Is 34737 a buyer's or seller's market right now?

The data currently is roughly balanced. 34737 scores 55 of 100 on the Momentum Score, with 4.2 months of housing supply. Conditions change; this page updates daily.

How long do homes take to sell in 34737?

The typical home in 34737 goes under contract in about 88 days, per current MLS data.

How many homes are for sale in 34737?

There are approximately 8 active listings in 34737 as of August 6, 2026.

Are home prices in 34737 rising or falling?

Median sale prices are down 7.1% year over year based on a rolling comparison of MLS sales.

Put this data to work

Momentum agents use this intelligence every day to price listings and write winning offers across 34737 (Howey-in-the-Hills). Talk through what the numbers mean for your move.

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Methodology & Accountability

Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .

Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: August 6, 2026 at 7:18 PM ET

Find homes What's my home worth?

Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.