Living in Ocoee, Florida: The 2026 Data Guide
As of 2026-10-02, the median home sold in Ocoee, Florida over the last 12 months went for $475,000 (531 closings across 150 communities in Momentum’s MLS record), about $252 per square foot for a median 1,828-sq-ft home built around 2002. Homes currently listed have been on the market a median of 28 days, and with 102 active listings against that sales pace the city is carrying roughly 2.3 months of supply. Sellers have been getting about 99% of their original asking price. That median is 19% above the median across Momentum’s Florida and Georgia coverage.
Ocoee right now — October 2026
Live pages for your move: 155 homes for sale in Ocoee · Townhomes (21) · Homes by ZIP (1 ZIPs) · New listings this week · Price reductions · What your budget buys in Orange County · Cost of living · Best neighborhoods · Property tax · Flood zones by neighborhood · Orange County homes for sale.
MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated October 2, 2026.
What your budget buys in Ocoee
Three price points from 368 recent Ocoee closings in our record, each showing what actually closed within 10% of that price:
- Around $340,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,515 sq ft, built around 1993 (56 sales).
- Around $475,000: the typical sale in this band was a 4-bed, 2.5-bath home of about 2,117 sq ft, built around 2005 (89 sales).
- Around $525,000: the typical sale in this band was a 4-bed, 2.5-bath home of about 2,416 sq ft, built around 2005 (76 sales).
The real monthly cost of owning in Ocoee
Take the median $475,000 home with 20% down at today’s 7.28% 30-year rate: principal and interest run about $2,600/month. Orange County’s typical total millage is 16.67 mills, so after the $50,000 homestead exemption the property tax is roughly $7,086/year ($591/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Orange County is about $1,409/year; private-market quotes vary with roof age and wind mitigation. 74% of current Ocoee listings carry an HOA, with a median of $170/month where one applies. All in, budget on the order of $3,478/month to own the median Ocoee home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Orange County property tax guide and our home insurance by county map.
Where people are buying: Ocoee’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Wynwood | 103 | $474,990 | 27 |
| Wynwood Apopka | 96 | $477,156 | 28 |
| Arden Park North | 25 | $489,900 | 49 |
| Magnolia Reserve | 18 | $379,330 | 69 |
| Sawmill | 12 | $375,000 | 47 |
| Peach Lake Manor | 11 | $245,000 | 45 |
| Arden Park South | 10 | $657,500 | 33 |
| Frst Oaks | 10 | $340,000 | 17 |
Ocoee by ZIP code
Sales and medians by ZIP over the same 12 months: 34761 (366 sales, median $425,000).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 84% were single-family homes, 13% townhomes or villas, and 3% condos. New construction accounted for 45% of closings, led by Wynwood, Wynwood Apopka, Magnolia Reserve. The housing stock skews mixed: 23% of homes sold were built in 2015 or later and 12% before 1980.
Getting around from Ocoee
Measured from the center of Ocoee’s recent sales: Downtown Orlando is about 10 miles; Orlando International Airport (MCO) is about 17 miles; Lakeland is about 46 miles; Daytona Beach is about 53 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Orange County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Orange County’s typical millage of 16.67; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Orange County average of $1,409/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Ocoee: the case for and against
What works in Ocoee’s favor
- homes move quickly (median 28 days listed), so well-priced homes get competition
- 45% of sales are new construction, so builder incentives and warranties are part of the market
- insurance is comparatively manageable here (Citizens average $1,409/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- prices run 19% above the statewide median in our coverage
- only about 2.3 months of supply, so choice is limited in the most popular price bands
- 74% of listings carry an HOA (median $170/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Ocoee relocation toolkit
- Homes for sale in Ocoee right now
- Cost of living in Ocoee
- Best neighborhoods in Ocoee
- Find an agent in Ocoee
- Search every Ocoee community
Common questions about moving to Ocoee
How much does a house cost in Ocoee, FL?
What does it cost per month to own a home in Ocoee?
What are property taxes like in Ocoee?
Is Ocoee a buyer's or seller's market right now?
Is there a lot of new construction in Ocoee?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Ocoee communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Orange County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.