Moving to Poinciana, Florida: The 2026 Data Guide
As of 2026-09-09, the median home sold in Poinciana, Florida over the last 12 months went for $290,000 (446 closings across 15 communities in Momentum’s MLS record), about $174 per square foot for a median 1,711-sq-ft home built around 2001. Homes currently listed have been on the market a median of 76 days, and with 76 active listings against that sales pace the city is carrying roughly 2.0 months of supply. Sellers have been getting about 95% of their original asking price. That median is 28% below the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Poinciana
Three price points from 36 recent Poinciana closings in our record, each showing what actually closed within 10% of that price:
- Around $240,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,526 sq ft, built around 1998 (10 sales).
- Around $290,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,825 sq ft, built around 2003 (13 sales).
- Around $325,000: the typical sale in this band was a 4-bed, 2.5-bath home of about 2,150 sq ft, built around 2002 (14 sales).
The real monthly cost of owning in Poinciana
Take the median $290,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $1,499/month. Polk County’s typical total millage is 16.19 mills, so after the $50,000 homestead exemption the property tax is roughly $3,885/year ($324/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Polk County is about $1,931/year; private-market quotes vary with roof age and wind mitigation. 96% of current Poinciana listings carry an HOA, with a median of $100/month where one applies. All in, budget on the order of $2,083/month to own the median Poinciana home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Polk County property tax guide and our home insurance by county map.
Where people are buying: Poinciana’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Solivita | 186 | $308,500 | 76 |
| Poinciana Village 5 Nbhd 1 | 49 | $290,000 | 72 |
| Lake Deer | 47 | $288,490 | 143 |
| Tuscany Preserve | 41 | $210,000 | 82 |
| Poinciana Village 1 Nbhd 1 South | 27 | $265,000 | 25 |
| Poinciana Neighborhood 2 West Village 7 | 13 | $289,990 | 26 |
| Poinciana Neighborhood 2 Village 8 | 12 | $319,945 | 94 |
| Poinciana Village 2 Nbhd 3 | 12 | $270,200 | 27 |
Poinciana by ZIP code
Sales and medians by ZIP over the same 12 months: 34758 (24 sales, median $279,950), 34759 (12 sales, median $289,945).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 97% were single-family homes, 3% townhomes or villas. New construction accounted for 28% of closings, led by Lake Deer, Tuscany Preserve, Poinciana Neighborhood 2 West Village 7, Poinciana Neighborhood 2 Village 8.
Getting around from Poinciana
Measured from the center of Poinciana’s recent sales: Orlando International Airport (MCO) is about 21 miles; Downtown Orlando is about 27 miles; Lakeland is about 31 miles; Melbourne is about 53 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Polk County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Polk County’s typical millage of 16.19; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Polk County average of $1,931/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Poinciana: the case for and against
What works in Poinciana’s favor
- prices run 28% below the statewide median in our coverage
- 28% of sales are new construction, so builder incentives and warranties are part of the market
- insurance is comparatively manageable here (Citizens average $1,931/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- only about 2.0 months of supply, so choice is limited in the most popular price bands
- 96% of listings carry an HOA (median $100/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Poinciana relocation toolkit
Common questions about moving to Poinciana
How much does a house cost in Poinciana, FL?
What does it cost per month to own a home in Poinciana?
What are property taxes like in Poinciana?
Is Poinciana a buyer's or seller's market right now?
Is there a lot of new construction in Poinciana?
Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Poinciana communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Polk County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.