Moving to St. Petersburg, Florida: The 2026 Data Guide

By Jon Brooks, Co-Founder, Momentum Realty · Updated September 27, 2026

As of 2026-09-27, the median home sold in St. Petersburg, Florida over the last 12 months went for $417,000 (2,536 closings across 252 communities in Momentum’s MLS record), about $316 per square foot for a median 1,400-sq-ft home built around 1964. Homes currently listed have been on the market a median of 42 days, and with 879 active listings against that sales pace the city is carrying roughly 4.2 months of supply. Sellers have been getting about 95% of their original asking price. That median is 4% above the median across Momentum’s Florida and Georgia coverage.

$417,000

Median sale (12 mo)

$316

Price per sq ft

$2,978

Est. monthly cost to own

42 days

Days listed (median)

4.2

Months of supply

23%

New construction share

St. Petersburg right now — September 2026

$439,000

Median sale price (12 mo), +0.3% YoY

1,068

Homes for sale today

43 days

Median days on market

4.2 mo

Months of supply

$2,325

P&I on the median, 20% down at 6.95%

Live pages for your move: 2,379 homes for sale in St. Petersburg · Luxury homes · New construction · Condos (880) · Townhomes (126) · Homes by ZIP (16 ZIPs) · New listings this week · Price reductions · What your budget buys in Pinellas County · Cost of living · Best neighborhoods · Property tax · Flood zones by neighborhood · Pinellas County homes for sale.

MLS closed sales and live inventory, Momentum Research; refreshed nightly. Updated September 27, 2026.

What your budget buys in St. Petersburg

Three price points from 1,552 recent St. Petersburg closings in our record, each showing what actually closed within 10% of that price:

Around $295,500: the typical sale in this band was a 2-bed, 1.5-bath home of about 1,050 sq ft, built around 1959 (181 sales).
Around $417,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,320 sq ft, built around 1958 (197 sales).
Around $675,000: the typical sale in this band was a 3-bed, 2.5-bath home of about 1,857 sq ft, built around 1969 (156 sales).

The real monthly cost of owning in St. Petersburg

Take the median $417,000 home with 20% down at today’s 7.03% 30-year rate: principal and interest run about $2,226/month. Pinellas County’s typical total millage is 19.39 mills, so after the $50,000 homestead exemption the property tax is roughly $7,115/year ($593/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Pinellas County is about $1,911/year; private-market quotes vary with roof age and wind mitigation. 26% of current St. Petersburg listings carry an HOA, with a median of $595/month where one applies. All in, budget on the order of $2,978/month to own the median St. Petersburg home.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Pinellas County property tax guide and our home insurance by county map.

Where people are buying: St. Petersburg’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

Community	Sales (12 mo)	Median	Days listed
400 Central	244	$1,654,408	—
Art House	216	$1,622,871	25
Beverly Hills	108	$188,400	36
Terrace Park of Five Towns	72	$138,750	43
Shore Acres	49	$215,000	65
Mobel Americana	45	$135,000	129
Five Towns of St. Petersburg	40	$94,500	45
Shore Acres Overlook	37	$265,000	46

St. Petersburg by ZIP code

Sales and medians by ZIP over the same 12 months: 33703 (209 sales, median $389,000), 33710 (170 sales, median $381,500), 33704 (158 sales, median $895,000), 33705 (142 sales, median $361,250), 33713 (116 sales, median $423,500), 33702 (116 sales, median $307,500).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 72% were single-family homes, 7% townhomes or villas, and 19% condos. New construction accounted for 23% of closings, led by 400 Central, Art House, Towns at Union, Innovation Townhomes, Alante. The housing stock skews older: 12% of homes sold were built in 2015 or later and 71% before 1980.

Getting around from St. Petersburg

Measured from the center of St. Petersburg’s recent sales: Tampa International Airport (TPA) is about 15 miles; Downtown Tampa is about 17 miles; Sarasota is about 32 miles; Lakeland is about 47 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Pinellas County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Pinellas County’s typical millage of 19.39; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Pinellas County average of $1,911/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

St. Petersburg: the case for and against

What works in St. Petersburg’s favor

homes move quickly (median 42 days listed), so well-priced homes get competition
insurance is comparatively manageable here (Citizens average $1,911/year)
no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

property taxes reset to your purchase price, so never budget off the seller’s bill

Your St. Petersburg relocation toolkit

Common questions about moving to St. Petersburg

How much does a house cost in St. Petersburg, FL?

The median sale over the last 12 months was $417,000 (2,536 closings), about $316 per square foot. Among recent closings in our record a quarter sold under $295,500 and a quarter over $675,000.

What does it cost per month to own a home in St. Petersburg?

For the median $417,000 home with 20% down at 7.03%, roughly $2,978 per month including principal, interest, Pinellas County property tax after the homestead exemption, insurance.

What are property taxes like in St. Petersburg?

Pinellas County's typical total millage is 19.39 mills. On the median home that is about $7,115 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.

Is St. Petersburg a buyer's or seller's market right now?

With about 4.2 months of supply and a median 42 days on market for current listings, conditions are roughly balanced.

Is there a lot of new construction in St. Petersburg?

New construction was 23% of sales in the last 12 months, concentrated in 400 Central, Art House, Towns at Union, Innovation Townhomes, Alante.

Does Florida have a state income tax?

No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in St. Petersburg communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Pinellas County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.