Boca Ciega Point East in St. Petersburg

Boca Ciega Point Homes for Sale in St. Petersburg, FL

Gated 55+ waterfront community · Near Madeira Beach · ZIP 33708

A gated 55+ boating community on Boca Ciega Bay near Madeira Beach.

Gated 55+ boating communityWaterfront villas and condosPool, tennis, and chip-n-putt
Live Market Pulse
39/100
Momentum
Buyer's Market
This is a gated, age-restricted (55+) waterfront community of resale villas and condos. Confirm the association dues, the 55+ rules, any pet and lease rules, and the FEMA zone and elevation per unit.
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Unlock Off-Market Boca Ciega Point

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
$465K
Median Price
10.3mo
Supply
108days
Avg DOM
Soft
Seller Leverage
$291/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Boca Ciega Point East is a gated 55+ boating community on Boca Ciega Bay near Madeira Beach, built in the early 1970s as waterfront villas and condos with docks and a full amenity set. The value is age-restricted, low-maintenance waterfront living with Gulf access at a point below the barrier-island condos. The homework is the association dues and 55+ rules, and, as a low-lying bay community, elevation and flood exposure that the 2024 storms underscored."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Boca Ciega Point East market snapshot (as of June 25, 2026): the median sale price is about $465K ($291 per sq ft), with homes averaging 108 days on market and 10.3 months of supply, a buyer's market. Based on 29 recent closings in live Stellar MLS data.

Boca Ciega Point East is part of a gated, age-restricted (55+) boating community on Boca Ciega Bay in the Madeira Beach and Seminole area of Pinellas County. The community was developed roughly between 1969 and 1974 and consists of attached villas and a smaller number of condo units, the great majority with waterfront access, per active-adult community sources.

The product is one-story attached villas in a range of sizes plus condos, designed for low-maintenance waterfront living, many with private docks and direct boating access. Because it is resale-only and age-restricted, the buyer pool and the lifestyle are defined: active adults who want a gated, waterfront, amenity-rich community.

Amenities include a heated pool, tennis, bocce, shuffleboard, horseshoes, and a chip-and-putt course and putting green, with an active social calendar. As a condo and villa community, monthly association dues fund the amenities, the grounds, and waterfront infrastructure; confirm the current dues, the 55+ occupancy rules, and any pet and lease restrictions.

The homework is flood. As a low-lying bay community near the barrier islands, Boca Ciega Point sits in flood zones, and the 2024 storms brought serious flooding to coastal Pinellas. Pull the FEMA zone and elevation for the specific unit, confirm the association's reserves and any post-storm assessments, and get an insurance quote before you offer.

Best for

  • Active adults (55+) who want gated, low-maintenance waterfront living
  • Boaters who want a dock and Gulf access without barrier-island prices
  • Buyers who value an amenity-rich, socially active community
  • Buyers who will confirm the dues, reserves, and flood picture

Probably not for

  • Buyers under the community's age requirement
  • Anyone who wants a single-family home with a private yard
  • Buyers who want zero flood exposure without checking the unit
  • Buyers who have not confirmed the association's dues and reserves

How Boca Ciega Point is performing right now

39/100
momentum
Buyer's Market
Seller's marketBalancedBuyer's market
10.3Months of supplytight
79Median days on marketdays
4 : 25Under contract vs for salestrong demand
29Sold in last 12 monthsliquidity
+13%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Boca Ciega Point listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Boca Ciega Point East buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Boca Ciega Point

Live MLS inventory for Boca Ciega Point East. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Boca Ciega Point listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Madeira Beach and the Gulf~5 to 8 min · ~2 miles
Seminole shopping~8 min · ~3 miles
John's Pass Village~10 min · ~4 miles
Downtown St. Petersburg~20 to 25 min · ~10 miles
St. Pete-Clearwater Airport (PIE)~20 min · ~9 miles
Tampa via the Howard Frankland~35 to 45 min · ~25 miles

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Boca Ciega Point with Momentum Realty’s local guides.

LBLong Bayou Homes for Sale in StSt. Petersburg, FL · 0.6 miBPBay Point Estates,Madeira BeachMadeira Beach, FL · 0.6 miKGKapok GrandSeminole, FL · 0.8 miBPBay Pines EstatesSt. Petersburg, FL · 0.8 miNMNorth Madeira ShoresMadeira Beach Homes for SaleMadeira Beach, FL · 0.9 miBPBay Point Estates Homes for Sale in Madeira Beach, FLMadeira Beach, FL · 1.0 miLAThe LafayetteSt. Petersburg, FL · 1.1 miGSGulf ShoresMadeira Beach Homes for SaleMadeira Beach, FL · 1.1 miMSMadeira ShoresMadeira Beach Homes for SaleMadeira Beach, FL · 1.1 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Boca Ciega Point (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Boca Ciega Point is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Boca Ciega Point address.

The takeaway

What is actually shaping value at Boca Ciega Point: 2024 coastal flooding and the appeal of gated 55+ waterfront living. Each item is sourced and linked.

Recent Developments in Boca Ciega Point East

Our read on what is being built around Boca Ciega Point, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishGated 55+ waterfront appeal keeps demand durable, while flood exposure and association finances are the watch items. The honest read is unit by unit with the dues and reserves.

2024 storms brought serious coastal Pinellas flooding

2024
BearishMajor impact
SignificanceRadius: Submarket

Low-lying bay communities near the barrier islands saw serious flooding, so elevation, reserves, and any assessments belong in the read.

Gated 55+ waterfront living endures

Ongoing
BullishNotable impact
SignificanceRadius: Community

Age-restricted, low-maintenance waterfront living with Gulf access keeps steady demand from active adults.

Resale-only, defined buyer pool

Ongoing
NeutralNotable impact
SignificanceRadius: Community

An age-restricted, resale-only community has a defined buyer pool, so the dues and reserves matter to resale.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Boca Ciega Point East, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2025
    Market

    Flood-zone homes selling at a discount in Tampa Bay

    Local buyer guidance reported that since the 2024 storms, flood-zone properties have sold at a discount to comparable dry-zone homes, with the gap widening. Why it matters: Price the flood zone and any assessments into a coastal 55+ purchase. Source

  2. January 2025
    Community

    Boca Ciega Point 55+ community profile

    Active-adult community sources describe Boca Ciega Point as a gated 55+ boating community of villas and condos developed 1969 to 1974 with waterfront access and a full amenity set. Why it matters: Confirm dues, reserves, and the 55+ rules; comp by villa type and water frontage. Source

Development alerts for Boca Ciega Point EastGet a short monthly email when something new is approved, funded, or opens near Boca Ciega Point East.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Boca Ciega Point, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the 55+ occupancy rules and that the household qualifies before you offer.

2

Confirm the current association dues, reserves, and any post-storm assessments in writing.

3

Pull the FEMA flood zone and elevation for the specific unit and get an insurance quote.

4

Confirm pet and lease rules if they matter to you.

5

Comp by villa or condo type, size, and water frontage, not by a community average.

Best Buy
A well-kept waterfront villa with a dock and a sound association reserve
Biggest Risk
Flood exposure and any special assessments after coastal storms
Best Lot
Direct-waterfront villas with docks over interior units
Smart Timing
Confirm dues, reserves, the 55+ rules, and the flood picture before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Boca Ciega Point East is part of a gated, age-restricted (55+) boating community on Boca Ciega Bay in the Madeira Beach and Seminole area of Pinellas County, developed roughly 1969 to 1974 with attached waterfront villas and condos, many with private docks and Gulf access. Amenities include a heated pool, tennis, bocce, shuffleboard, horseshoes, and a chip-and-putt course. Confirm the association dues and reserves, the 55+ rules, any lease and pet rules, the FEMA flood zone, and school zoning is generally not applicable given the age restriction.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Interior Villa or Condo
$150K to $440K

Non-waterfront or smaller resale units, the more attainable way into the gated 55+ community.

Lowest entry
The Waterfront Villa
$440K to $535K

Direct-waterfront villas with docks and Gulf access, the heart of the market here.

Most inventory
The Top
$535K to $800K

The larger, updated waterfront villas on the best water frontage, the premium end.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$150K to $440K
The Interior Villa or Condo
Non-waterfront or smaller resale units, the more attainable way into the gated 55+ community.
$440K to $535K
The Waterfront Villa
Direct-waterfront villas with docks and Gulf access, the heart of the market here.
$535K to $800K
The Top
The larger, updated waterfront villas on the best water frontage, the premium end.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Asking price per square foot
Renovated$321
Original$304
Median days on market
Renovated120
Original49

From current Boca Ciega Point listings (renovated 17, original 12); condition inferred from listing descriptions, asking not closed figures. The exact number depends on a specific home's updates, lot, and view, which is the read we do before you offer.

Jon Brooks, Momentum Realty
Operator Note

The trap here is a beautifully staged original-condition home. Staging is cheap; a roof, HVAC, and a full modernization are not. We price the real renovation before you fall for the listing photos, because in an all-resale market that number is the difference between a deal and the most expensive house on the street.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Gated 55+ waterfront livingStrong
Dock and Gulf access for boatersStrong
Amenity-rich, socially activeSolid
Association dues and reservesConfirm it
Flood exposure on a bay communityManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Boca Ciega Point

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Boca Ciega Point is gated 55+ waterfront living. The deal is won or lost on the dues and reserves, the water frontage, and the flood read.

Jon Brooks · Founder, Momentum Realty
7.2B- · Buy Score
Resale Strength7.0/10
Renovation Risk5.8/10
Location Efficiency8.0/10
Long-Term Defensibility7.0/10
Carrying Cost Advantage5.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Boca Ciega Point is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Direct-waterfront villas hold value best
  • Dock and Gulf access command a premium
  • Interior units are the value entry
  • Reserves and dues affect resale
  • Read elevation and the flood zone first

In a gated 55+ waterfront community like Boca Ciega Point, the unit's water frontage and the association's financial health both drive value. Direct-waterfront villas with docks and Gulf access carry durable premiums over interior units, and a well-funded association with sound reserves resells more cleanly, especially after coastal storms. Read elevation, the FEMA zone, the dues, and the reserves first, then price the unit against it.

Boca Ciega Point in 15 seconds.

Best forActive adults (55+) who want gated, low-maintenance waterfront living with Gulf access.
Biggest advantageGated 55+ waterfront living with amenities at a point below the barrier-island condos.
Biggest riskFlood exposure and possible special assessments after coastal storms.
Sweet spotA well-kept waterfront villa with a dock and a sound association reserve.
Avoid ifYou are under the age requirement, want a private yard, or want zero flood homework.

HOA, CDD & Fees

15-Second Take
  • Gated 55+ waterfront community
  • Dues fund pool, tennis, chip-n-putt
  • Confirm reserves and any assessments
  • Many units have docks and Gulf access
  • Price elevation and the flood zone by unit

Boca Ciega Point is a gated 55+ villa and condo community with monthly association dues that fund amenities, grounds, and waterfront infrastructure. Confirm the current dues, the association's reserves and any post-storm special assessments, the 55+ occupancy rules, and any pet and lease restrictions. Confirm the CDD status per parcel (none expected).

Association dues fund the gated access, a heated pool, tennis, bocce, shuffleboard, horseshoes, a chip-and-putt course and putting green, and common grounds and waterfront infrastructure.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Boca Ciega Point, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Madeira area, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Boca Ciega Point home worth?

Get a no-obligation home value based on real comparable sales in Boca Ciega Point matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Boca Ciega Point East on the map →
Or get your Boca Ciega Point East home value & selling guide →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,609/mo
Pinellas County typical true cost to own
$110/mo
Pinellas County typical home insurance
No CDD
No community development district bond

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

14% of homes for sale in Boca Ciega Point East are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Boca Ciega Point East Market Scorecard

Strong buyer's market

Boca Ciega Point East is currently a strong buyer's market. About 10.3 months of supply, a median asking price of $489,000, and homes go under contract in about 79 days.

10.3
Months supply
$489,000
Median list
$465,000
Median sold
$330
Per sqft
79
Days on mkt
25/4/29
Active/Pend/Sold

Typical home value in the 33708 ZIP is $510,722, about 22.8% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Boca Ciega Point East?
On Boca Ciega Bay in the Madeira Beach and Seminole area of Pinellas County, generally in the 33708 ZIP, a gated 55+ boating community.
Is Boca Ciega Point age-restricted?
Yes. It is a gated 55+ active-adult community. Confirm the specific occupancy rules and that the household qualifies before you offer.
What kind of homes are in Boca Ciega Point?
Attached one-story waterfront villas in a range of sizes plus a smaller number of condo units, most with waterfront access and many with private docks.
When was Boca Ciega Point built?
It was developed roughly between 1969 and 1974, and the market is resale-only.
What are the association dues?
Monthly association dues fund the amenities, grounds, and waterfront infrastructure. Confirm the current dues, the reserves, and any post-storm special assessments in writing.
Is Boca Ciega Point in a flood zone?
As a low-lying bay community near the barrier islands, it sits in flood zones, and the 2024 storms brought serious flooding to coastal Pinellas. Pull the FEMA zone and elevation for the specific unit.
What amenities does Boca Ciega Point have?
A heated pool, tennis, bocce, shuffleboard, horseshoes, and a chip-and-putt course and putting green, with an active social calendar, behind a gate.
Can I keep a boat here?
Many units have private docks with direct waterfront and Gulf access. Confirm the specific dock, water depth, and any rules for the unit.
Are there pet or lease restrictions?
As an age-restricted condo and villa community, there are likely pet and lease rules. Confirm them with the association before you offer.
Is Boca Ciega Point a good value?
It offers gated 55+ waterfront living with Gulf access at a point below the barrier-island condos. The trade-offs are flood exposure and association dues and possible assessments.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. In an age-restricted, flood-aware waterfront market, your own representation protects you on price, the dues, and the reserves.
Who is the best real estate agent for Boca Ciega Point East?
The best agent for Boca Ciega Point East is one who actively works St. Petersburg and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Boca Ciega Point East.
How do I find a top St. Petersburg real estate agent who knows Boca Ciega Point East?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Boca Ciega Point East and the wider St. Petersburg area.
Can Momentum Realty connect me with an agent for Boca Ciega Point East?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Boca Ciega Point East purchase or sale — no call center and no pressure.
Active adults (55+) who want gated, low-maintenance waterfront livingExcellent fit
Boaters who want a dock and Gulf access without barrier-island pricesExcellent fit
Buyers who value an amenity-rich, socially active communityExcellent fit
Buyers who will confirm the dues, reserves, and flood pictureExcellent fit
Buyers who want a defined, gated lifestyleExcellent fit
Buyers under the community's age requirementProbably not
Anyone who wants a single-family home with a private yardProbably not
Buyers who want zero flood exposure without checking the unitProbably not
Buyers who have not confirmed the association's dues and reservesProbably not
Buyers who want the lowest possible carrying cost on the waterProbably not

Get the inside read on Boca Ciega Point

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Boca Ciega Point home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Boca Ciega Point specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Boca Ciega Point East — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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