Moving to Wildwood, Florida: The 2026 Data Guide
Wildwood is in Sumter County, Florida (ZIP codes 34785). · Homes for sale in Wildwood · Sumter County
As of 2026-10-20, the median home sold in Wildwood, Florida over the last 12 months went for $299,000 (87 closings across 13 communities in Momentum’s MLS record), about $169 per square foot for a median 1,828-sq-ft home built around 2023. Homes currently listed have been on the market a median of 58 days, and with 91 active listings against that sales pace the city is carrying roughly 12.6 months of supply. Sellers have been getting about 97% of their original asking price. That median is 25% below the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Wildwood
Three price points from 87 recent Wildwood closings in our record, each showing what actually closed within 10% of that price:
- Around $221,500: the typical sale in this band was a 3-bed, 2.5-bath home of about 1,688 sq ft, built around 2020 (12 sales).
- Around $299,000: the typical sale in this band was a 4-bed, 2-bath home of about 1,802 sq ft, built around 2026 (31 sales).
- Around $313,990: the typical sale in this band was a 4-bed, 2-bath home of about 1,819 sq ft, built around 2026 (25 sales).
The real monthly cost of owning in Wildwood
Take the median $299,000 home with 20% down at today’s 7.40% 30-year rate: principal and interest run about $1,656/month. Sumter County’s typical total millage is 12.28 mills, so after the $50,000 homestead exemption the property tax is roughly $3,059/year ($255/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Sumter County is about $1,728/year; private-market quotes vary with roof age and wind mitigation. 90% of current Wildwood listings carry an HOA, with a median of $80/month where one applies. All in, budget on the order of $2,135/month to own the median Wildwood home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Sumter County property tax guide and our home insurance by county map.
Where people are buying: Wildwood’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Triumph South | 32 | $298,740 | 58 |
| Highfield at Twisted Oaks | 25 | $339,690 | 85 |
| Villages of Parkwood | 12 | $267,750 | 95 |
| Woodland Crossings | 12 | $309,098 | 60 |
| Beaumont | 11 | $240,000 | 167 |
| Bridges | 10 | $330,000 | 56 |
Wildwood by ZIP code
Sales and medians by ZIP over the same 12 months: 34785 (58 sales, median $285,930), 34484 (13 sales, median $270,000).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 79% were single-family homes, 10% townhomes or villas, and 5% condos. New construction accounted for 64% of closings, led by Triumph South, Highfield at Twisted Oaks. The housing stock skews newer: 62% of homes sold were built in 2015 or later and 15% before 1980.
Getting around from Wildwood
Measured from the center of Wildwood’s recent sales: Ocala is about 22 miles; Downtown Orlando is about 46 miles; Orlando International Airport (MCO) is about 54 miles; Gainesville is about 56 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Sumter County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Sumter County’s typical millage of 12.28; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Sumter County average of $1,728/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Wildwood: the case for and against
What works in Wildwood’s favor
- prices run 25% below the statewide median in our coverage
- about 12.6 months of supply gives buyers room to negotiate
- 64% of sales are new construction, so builder incentives and warranties are part of the market
- insurance is comparatively manageable here (Citizens average $1,728/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- 90% of listings carry an HOA (median $80/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Wildwood relocation toolkit
Common questions about moving to Wildwood
How much does a house cost in Wildwood, FL?
What does it cost per month to own a home in Wildwood?
What are property taxes like in Wildwood?
Is Wildwood a buyer's or seller's market right now?
Is there a lot of new construction in Wildwood?
Does Florida have a state income tax?
<a href="https://movewithmomentum.com/moving-to-wildwood">Moving to Wildwood, FL (2026): Home Prices, Cost to Own, Neighborhoods & Taxes — Momentum Realty</a>Sales figures are Momentum Realty’s MLS record of closings in Wildwood communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Sumter County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.