34484 (Oxford)
Homes for Sale & Housing Market
Median sale price $288,000, down 11.5% year over year, with homes going under contract in about 68 days, 1 homes on the market.
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Housing Market Analyst
0% of listed homes are already under contract. Prices are down 11.5% versus the prior year, but sellers are still collecting 93.8% of asking. Taken together, the data leans toward buyers — leverage is real for those ready to use it.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors buyers.
- Inventory — building over the tracked window; watch whether that holds through the season.
- Negotiating power — buyers gain ground as 0% of inventory sits under contract.
- Mortgage sensitivity — at 5.3× income, this market is highly sensitive to rate moves; rate relief tends to show up in demand here quickly.
Derived from current 34484 data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
The read on 34484 (Oxford)
The median sale price across 34484 currently stands at $288,000, down 11.5% from a year ago. Buyers are paying a median of $168 per square foot. The typical home goes under contract in about 68 days. Sellers are capturing 93.8% of their original asking price on average.
There are 1 active listings on the market.
Zillow's home value index for Sumter County stands at $387,863. About 29% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for 34484 is 32 of 100 — soft market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.
34484 since 2016 — and where it’s heading
A median home here sold for $137,500 in 2016 and $309,962 over the last recorded year — 125% appreciation across 10 years of recorded sales. Cash buyers took 48% of recent sales, down from a 62% peak.
Median sale price · 2016–2026 (253 recorded sales)
Days on market by year
Cash buyers · share of sales
Home value trend · Sumter County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Sumter County (MLS)
Median price · daily recalculation
What’s driving 34484
Top inbound states: NY, TX, CA, IL. Movers arriving report ~$106,086 average income. Source: IRS SOI county-to-county migration, 2022-2023
656 Citizens policies in force in Sumter County — the state-backed insurer of last resort. Budget insurance into any Sumter purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
3,105 single-family · 411 multi-family · 25.6 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
Buyers: ask for concessions — rate buydowns and repair credits are back on the table. Sellers: presentation and the first two weekends decide your outcome; price accordingly.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
Neighborhoods on the move
| OXFORD OAKS PH 2Oxford | $346K | ▲ -11% |
| LAKESIDE LANDINGSOxford | $288K | ▲ -13% |
| LAKESIDE LANDINGSOxford | $288K | ▼ 13% |
| OXFORD OAKS PH 2Oxford | $346K | ▼ 11% |
| OXFORD OAKS PH 2Oxford | $346K | 54 days |
| LAKESIDE LANDINGSOxford | $288K | 77 days |
Cities in this ZIP
Most active communities
Put this data to work
The questions people actually ask
Should I buy a house in 34484 right now?
The data says conditions currently favor buyers in 34484 — the Momentum Score reads 32/100. For buyers that means preparation over hesitation: well-priced homes still move fast, but there is more room to negotiate than a year ago. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is 34484 becoming more affordable?
Yes, modestly — the median sale price in 34484 is $288,000, down 11.5% versus the prior year, while sellers still capture 93.8% of asking price. Softening prices plus normal-length marketing times mean affordability is improving at the margin, though financing costs matter more than list prices for most monthly payments.
Where are prices falling fastest in 34484?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are LAKESIDE LANDINGS (-13%); OXFORD OAKS PH 2 (-11%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which 34484 neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are OXFORD OAKS PH 2 (54 days); LAKESIDE LANDINGS (77 days) — homes there go under contract well ahead of the market-wide pace of 68 days.
34484 (Oxford) housing market FAQ
How is the housing market in 34484 right now?
As of September 15, 2026, the 34484 housing market favors buyers: the median sale price is $288,000 (down 11.5% year over year), 1 homes are for sale, and the typical home goes under contract in about 68 days.
How much is a house in 34484?
The median home sold for $288,000 in 34484 over the last 12 months, about $168 per square foot; asking prices on the 1 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in 34484?
By the numbers, sellers in 34484 are getting 93.8% of asking price and going under contract in about 68 days. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the 34484 housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: 34484 median sale prices are down 11.5% year over year. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in 34484?
The median sale price in 34484 is currently $288,000, down 11.5% from a year ago, based on MLS sales data updated September 15, 2026.
Is 34484 a buyer's or seller's market right now?
The data currently favors buyers. 34484 scores 32 of 100 on the Momentum Score. Conditions change; this page updates daily.
How long do homes take to sell in 34484?
The typical home in 34484 goes under contract in about 68 days, per current MLS data.
How many homes are for sale in 34484?
There are approximately 1 active listings in 34484 as of September 15, 2026.
Are home prices in 34484 rising or falling?
Median sale prices are down 11.5% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across 34484 (Oxford). Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.