Amelia Bay Estates
Homes for Sale in Fernandina Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of DIAMOND REALTY GROUP OF AMELIA ISLAND · via realMLS
Amelia Bay Estates sits on a $640,000 median price and $265.01 per square foot, with a median living size of 3,402 square feet — this is a large-footprint community, and that size is doing most of the work on the price tag rather than land scarcity or amenity load. Homes here were built between 2006 and 2024, with a median build year of 2020, so most of what changes hands is newer construction rather than dated stock waiting on a renovation budget.
This is a thin market by design: 21 homes total and just 1 active listing at this snapshot, so any single data point should be read as a signal, not a trend line. The market band reads buyer-leaning, months of supply sits at 12, and the median 84 days on market confirms it — homes are not moving quickly, which gives a buyer more room to negotiate on price and terms than the median price alone would suggest.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Amelia Bay Estates is a gated community of 21 homes in Fernandina Beach, Nassau County, built out mainly between 2006 and 2024 around a large-format home size — the median living area runs 3,402 square feet, well above what most buyers picture when they hear 'community' rather than 'estate lot'.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Amelia Bay Estates. Swipe to explore the community.
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Amelia Bay Estates
Amelia Bay Estates
Amelia Bay Estates
Amelia Bay Estates
Amelia Bay Estates
Amelia Bay EstatesPhotos from realMLS listings in Amelia Bay Estates; content deemed reliable but not guaranteed.
Who Amelia Bay Estates is best for.
Best for
- Buyers targeting a larger home (median 3,402 square feet) and comfortable near the $640,000 median price point.
- Buyers who prioritize newer construction and want to avoid a renovation timeline.
- Investors or second-home buyers comfortable in a community where a majority of homes are non-homestead.
Probably not for
- Buyers who need to close on a tight timeline — with 1 active listing, the right home may not be available when needed.
- Buyers who want a wide selection to compare before deciding — inventory here is limited by design.
- Buyers focused on a lower price-per-square-foot entry point rather than a larger, higher-total-price home.
The market around Amelia Bay Estates
Amelia Bay Estates is too small for its own price trend, so here is the market around it.
In ZIP 32034, 344 homes are on the market and 23% are under contract — a steady corner of Fernandina Beach.
Across Nassau County, 584 homes are active and 186 pending (24% under contract).
ZIP and county figures describe the wider market, not Amelia Bay Estates specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Amelia Bay Estates
Live MLS inventory for Amelia Bay Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Amelia Bay Estates listings as of 2026-10-21, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Life at Amelia Bay Estates
- Security Gate · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Amelia Bay Estates are close: the nearest dining is about 4 minutes away.
- Dick's Wings and Grill · Dining4 min
- Ellianos Coffee · Coffee4 min
- Winn Dixie · Groceries7 min
- Villages of Amelia · Shopping7 min
- VITAS Healthcare · Health7 min
- Melton O. Nelson Memorial Park · Parks10 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Yulee Primary School · PreK-2
- Yulee Elementary SchoolFLDOE grade A · 3-5
- Yulee Middle SchoolFLDOE grade A · 6-8
- Yulee High SchoolFLDOE grade A · 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Amelia Bay Estates address.
Recent Developments in Amelia Bay Estates
Development, infrastructure, retail, and school activity affecting Amelia Bay Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- September 2026Development
Nassau review committee considers up to 350 lots in Wildlight southern planning area
At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.
What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The site is about 8 miles northwest of Amelia Bay Estates.
Source: Nassau NewsLine - August 2026Builder Activity
Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County
Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.
What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The site is about 3 miles northwest of Amelia Bay Estates.
Source: Nassau NewsLine - July 2026Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The project is about 14 miles west of Amelia Bay Estates, elsewhere in Nassau County.
Source: Jax Daily Record - March 2026Development
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The project is about 14 miles west of Amelia Bay Estates, elsewhere in Nassau County.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Amelia Bay Estates buying strategy.
If we were buying in Amelia Bay Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Amelia Bay Estates.
Large lots, thin inventory
At $265.01 per square foot on a $640,000 median, the per-square-foot number is what tells the real story here — it's a moderate rate applied to a large home, not a premium rate applied to a small one. With a median build year of 2020 and a range running from 2006 to 2024, buyers are largely looking at newer construction, which shifts the diligence conversation away from 'what needs replacing' and toward confirming builder, warranty status, and any post-certificate-of-occupancy work.
The ownership picture is worth sitting with: only 39.5% of homes here carry a homestead exemption, meaning a majority of the 21 homes are not owner-occupied primary residences. That mix — likely a blend of second homes and investment holds — is common in gated, larger-lot communities near the coast, but it also means HOA rules on leasing and guest access matter more here than in a typical owner-occupied subdivision. Security Gate is the amenity on record; confirm current gate operation, access protocols, and any other amenities directly with the HOA, since MLS-reported amenities can lag what's actually in place.
The location and the amenities are priced into every listing in Amelia Bay Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With only 21 homes and a single active listing at any given time, Amelia Bay Estates is not a community where you can lean on a big comparable set — pricing and negotiating leverage come from tracking closings as they happen and knowing how the buyer-leaning market band and 84-day median time on market actually play out deal by deal. Momentum works this kind of low-volume, higher-value community by verifying HOA specifics — gate access, leasing rules, amenity status — before a buyer or seller commits, rather than relying on what's listed in the MLS record.
Amelia Bay Estates in 15 seconds.
Tools for a Amelia Bay Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Amelia Bay Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Amelia Bay Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
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Frequently Asked Questions
How many homes are in Amelia Bay Estates?
What share of Amelia Bay Estates is owner-occupied?
When were the homes in Amelia Bay Estates built?
What schools serve Amelia Bay Estates?
Who is the best real estate agent for Amelia Bay Estates?
How do I find a top Fernandina Beach real estate agent who knows Amelia Bay Estates?
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Should you buy in Amelia Bay Estates?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Amelia Bay Estates with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 21, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-10-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2009 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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