Amelia Bay Estates
Homes for Sale in Fernandina Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of DIAMOND REALTY GROUP OF AMELIA ISLAND · via realMLS

Amelia Bay Estates sits on a $640,000 median price and $265.01 per square foot, with a median living size of 3,402 square feet — this is a large-footprint community, and that size is doing most of the work on the price tag rather than land scarcity or amenity load. Homes here were built between 2006 and 2024, with a median build year of 2020, so most of what changes hands is newer construction rather than dated stock waiting on a renovation budget.
This is a thin market by design: 21 homes total and just 1 active listing at this snapshot, so any single data point should be read as a signal, not a trend line. The market band reads buyer-leaning, months of supply sits at 12, and the median 84 days on market confirms it — homes are not moving quickly, which gives a buyer more room to negotiate on price and terms than the median price alone would suggest.
Amelia Bay Estates right now
🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 15, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Amelia Bay Estates market snapshot (as of July 15, 2026): the median sale price is about $640K ($265 per sq ft over the trailing 12 months of closed sales), a median 84 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market.
Amelia Bay Estates is a community of 21 homes in Fernandina Beach, Nassau County, built between 2006 and 2024 (median 2020), with a median living area of about 3,402 square feet. 40% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Amelia Bay Estates is a gated community of 21 homes in Fernandina Beach, Nassau County, built out mainly between 2006 and 2024 around a large-format home size — the median living area runs 3,402 square feet, well above what most buyers picture when they hear 'community' rather than 'estate lot'.
The setting & the homes.
Aerial and on-site photos of Amelia Bay Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Amelia Bay Estates; content deemed reliable but not guaranteed.
Who Amelia Bay Estates is best for.
Best for
- Buyers targeting a larger home (median 3,402 square feet) and comfortable near the $640,000 median price point.
- Buyers who prioritize newer construction and want to avoid a renovation timeline.
- Investors or second-home buyers comfortable in a community where a majority of homes are non-homestead.
Probably not for
- Buyers who need to close on a tight timeline — with 1 active listing, the right home may not be available when needed.
- Buyers who want a wide selection to compare before deciding — inventory here is limited by design.
- Buyers focused on a lower price-per-square-foot entry point rather than a larger, higher-total-price home.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($640K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Amelia Bay Estates Market Scorecard
Amelia Bay Estates is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $959,900, and homes go under contract in about 1 days.
Typical home value in the 32034 ZIP is $617,903, about 26.4% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Amelia Bay Estates
Live MLS inventory for Amelia Bay Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Amelia Bay Estates listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Life at Amelia Bay Estates

- Security Gate · reported on 1 of 1 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Amelia Bay Estates are close: the nearest dining is about 4 minutes away.
- Dick's Wings and Grill · Dining4 min
- Ellianos Coffee · Coffee4 min
- Winn Dixie · Groceries7 min
- Villages of Amelia · Shopping7 min
- VITAS Healthcare · Health7 min
- Melton O. Nelson Memorial Park · Parks10 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Yulee Primary School · PreK-2
- Yulee Elementary SchoolFLDOE grade A · 3-5
- Yulee Middle SchoolFLDOE grade A · 6-8
- Yulee High SchoolFLDOE grade A · 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Amelia Bay Estates address.
The Amelia Bay Estates buying strategy.
If we were buying in Amelia Bay Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Amelia Bay Estates.
Large lots, thin inventory
At $265.01 per square foot on a $640,000 median, the per-square-foot number is what tells the real story here — it's a moderate rate applied to a large home, not a premium rate applied to a small one. With a median build year of 2020 and a range running from 2006 to 2024, buyers are largely looking at newer construction, which shifts the diligence conversation away from 'what needs replacing' and toward confirming builder, warranty status, and any post-certificate-of-occupancy work.
The ownership picture is worth sitting with: only 39.5% of homes here carry a homestead exemption, meaning a majority of the 21 homes are not owner-occupied primary residences. That mix — likely a blend of second homes and investment holds — is common in gated, larger-lot communities near the coast, but it also means HOA rules on leasing and guest access matter more here than in a typical owner-occupied subdivision. Security Gate is the amenity on record; confirm current gate operation, access protocols, and any other amenities directly with the HOA, since MLS-reported amenities can lag what's actually in place.
The location and the amenities are priced into every listing in Amelia Bay Estates. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Amelia Bay Estates buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (1.3). Basis: Liquidity & Demand 12.0 months of supply; Owner Commitment 40% owner-occupied; Pricing Power 80.1% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With only 21 homes and a single active listing at any given time, Amelia Bay Estates is not a community where you can lean on a big comparable set — pricing and negotiating leverage come from tracking closings as they happen and knowing how the buyer-leaning market band and 84-day median time on market actually play out deal by deal. Momentum works this kind of low-volume, higher-value community by verifying HOA specifics — gate access, leasing rules, amenity status — before a buyer or seller commits, rather than relying on what's listed in the MLS record.
Amelia Bay Estates in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Amelia Bay Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Amelia Bay Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Amelia Bay Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Amelia Bay Estates home worth?
Get a no-obligation home value based on real comparable sales in Amelia Bay Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Amelia Bay Estates on the map →
Frequently Asked Questions
What is the median home price in Amelia Bay Estates?
How long do homes in Amelia Bay Estates take to sell?
Is Amelia Bay Estates a buyer's or seller's market right now?
How many homes are in Amelia Bay Estates?
What share of Amelia Bay Estates is owner-occupied?
When were the homes in Amelia Bay Estates built?
Do cash buyers compete in Amelia Bay Estates?
What schools serve Amelia Bay Estates?
Who is the best real estate agent for Amelia Bay Estates?
How do I find a top Fernandina Beach real estate agent who knows Amelia Bay Estates?
Can Momentum Realty connect me with an agent for Amelia Bay Estates?
Should you buy in Amelia Bay Estates?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Amelia Bay Estates with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: July 14, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (3 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-07-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2009 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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