Amelia Bay Estates in Fernandina Beach

Amelia Bay Estates
Homes for Sale in Fernandina Beach, FL

Community in Fernandina Beach · Nassau County · ZIP 32034
21 homesBuilt 2006–2024Median sale $640K
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Photo courtesy of DIAMOND REALTY GROUP OF AMELIA ISLAND · via realMLS

Built fromLive realMLS data17 years of closingsFL DOR public recordsUpdated twice daily
Live · Amelia Bay Estates Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$640K
Median sold · 12 mo
$265/sf
Sold $/sqft · 12 mo
peak $265 in 2026
80.1%
Sale vs ask
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
84days
Median DOM · closed
36 days at the 2022 low
0%
Under contract
Nassau: 27% (187 of 700)
1 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
40%
Owner-occupied · Amelia Bay Estates
15 of 38 parcels homesteaded (FL DOR 2025)
60%
Non-owner-occupied · Amelia Bay Estates
incl. 13% trust or LLC-held · 16% out-of-state
33%
Cash buyers · Amelia Bay Estates
1 of 3 sales, 12 mo ending July 2022
21
Homes in the community
plus 17 vacant residential lots · 38 residential parcels (FL DOR 2025)
Track record · 17 years of records
Est. 2006
Community established
homes built 2006-2024, median 2020 (FL DOR 2025)
1
Failed listings · 2026
peaked at 21 in 2006
2,566sqft
Median sold home size
12-mo windows, closed sales
14.3%/yr
Turnover rate
about 3 of 21 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Amelia Bay Estates sits on a $640,000 median price and $265.01 per square foot, with a median living size of 3,402 square feet — this is a large-footprint community, and that size is doing most of the work on the price tag rather than land scarcity or amenity load. Homes here were built between 2006 and 2024, with a median build year of 2020, so most of what changes hands is newer construction rather than dated stock waiting on a renovation budget.

This is a thin market by design: 21 homes total and just 1 active listing at this snapshot, so any single data point should be read as a signal, not a trend line. The market band reads buyer-leaning, months of supply sits at 12, and the median 84 days on market confirms it — homes are not moving quickly, which gives a buyer more room to negotiate on price and terms than the median price alone would suggest.

Amelia Bay Estates Housing Pulse · Momentum Research · as of July 15, 2026

Amelia Bay Estates right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 15, 2026. Confidence: Low (1 active and pending listings, 3 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Amelia Bay Estates market snapshot (as of July 15, 2026): the median sale price is about $640K ($265 per sq ft over the trailing 12 months of closed sales), a median 84 days on market for closed sales, and 12.0 months of supply, a buyer-leaning market.

Amelia Bay Estates is a community of 21 homes in Fernandina Beach, Nassau County, built between 2006 and 2024 (median 2020), with a median living area of about 3,402 square feet. 40% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Amelia Bay Estates is a gated community of 21 homes in Fernandina Beach, Nassau County, built out mainly between 2006 and 2024 around a large-format home size — the median living area runs 3,402 square feet, well above what most buyers picture when they hear 'community' rather than 'estate lot'.

Best for

  • Buyers targeting a larger home (median 3,402 square feet) and comfortable near the $640,000 median price point.
  • Buyers who prioritize newer construction and want to avoid a renovation timeline.
  • Investors or second-home buyers comfortable in a community where a majority of homes are non-homestead.

Probably not for

  • Buyers who need to close on a tight timeline — with 1 active listing, the right home may not be available when needed.
  • Buyers who want a wide selection to compare before deciding — inventory here is limited by design.
  • Buyers focused on a lower price-per-square-foot entry point rather than a larger, higher-total-price home.

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending July 15 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($640K) IS the median in the snapshot above.

Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
012320122014201620182020202220242026
0 to 3 a year; 3 in the current window.
Sellers who gave up · failed listings per year
0102020082012202020242026
Canceled, expired, or withdrawn. 21 quit in 2006; 1 so far in 2026. The clearest stress gauge a community has.

Amelia Bay Estates Market Scorecard

Strong buyer's market

Amelia Bay Estates is currently a strong buyer's market. About 12.0 months of supply, a median asking price of $959,900, and homes go under contract in about 1 days.

12.0
Months supply
$959,900
Median list
$605,000
Median sold
$379
Per sqft
1
Days on mkt
1/0/1
Active/Pend/Sold

Typical home value in the 32034 ZIP is $617,903, about 26.4% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Amelia Bay Estates

Live MLS inventory for Amelia Bay Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Amelia Bay Estates listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Amelia Bay Estates

Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

The takeaway

Everyday stops around Amelia Bay Estates are close: the nearest dining is about 4 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Schools

In short
  • Nassau County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Yulee Primary School · PreK-2
  • Yulee Elementary SchoolFLDOE grade A · 3-5
  • Yulee Middle SchoolFLDOE grade A · 6-8
  • Yulee High SchoolFLDOE grade A · 9-12

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Amelia Bay Estates address.

If we were buying in Amelia Bay Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Amelia Bay Estates.

Best Buy
Buyers who want a larger home on a gated street and are not in a rush to close.
Biggest Risk
With just 1 active listing among 21 homes, choice is limited and timing may not cooperate.
Sweet Spot
Newer construction — median build year 2020 — at a large 3,402 square foot median size.
Avoid If
You need a fast, on-schedule close or a wide field of homes to compare.

Large lots, thin inventory

At $265.01 per square foot on a $640,000 median, the per-square-foot number is what tells the real story here — it's a moderate rate applied to a large home, not a premium rate applied to a small one. With a median build year of 2020 and a range running from 2006 to 2024, buyers are largely looking at newer construction, which shifts the diligence conversation away from 'what needs replacing' and toward confirming builder, warranty status, and any post-certificate-of-occupancy work.

The ownership picture is worth sitting with: only 39.5% of homes here carry a homestead exemption, meaning a majority of the 21 homes are not owner-occupied primary residences. That mix — likely a blend of second homes and investment holds — is common in gated, larger-lot communities near the coast, but it also means HOA rules on leasing and guest access matter more here than in a typical owner-occupied subdivision. Security Gate is the amenity on record; confirm current gate operation, access protocols, and any other amenities directly with the HOA, since MLS-reported amenities can lag what's actually in place.

The location and the amenities are priced into every listing in Amelia Bay Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
1.3D · Buy Score
Liquidity & Demand0.0/10
Owner Commitment4.0/10
Pricing Power0.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (1.3). Basis: Liquidity & Demand 12.0 months of supply; Owner Commitment 40% owner-occupied; Pricing Power 80.1% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With only 21 homes and a single active listing at any given time, Amelia Bay Estates is not a community where you can lean on a big comparable set — pricing and negotiating leverage come from tracking closings as they happen and knowing how the buyer-leaning market band and 84-day median time on market actually play out deal by deal. Momentum works this kind of low-volume, higher-value community by verifying HOA specifics — gate access, leasing rules, amenity status — before a buyer or seller commits, rather than relying on what's listed in the MLS record.

Amelia Bay Estates in 15 seconds.

Best forBuyers who want a larger home on a gated street and are not in a rush to close.
Biggest advantageA buyer-leaning market with 12 months of supply gives room to negotiate rather than compete.
Biggest riskWith just 1 active listing among 21 homes, choice is limited and timing may not cooperate.
Sweet spotNewer construction — median build year 2020 — at a large 3,402 square foot median size.
Avoid ifYou need a fast, on-schedule close or a wide field of homes to compare.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Amelia Bay Estates sales matched to your home.

What is your Amelia Bay Estates home worth?

Get a no-obligation home value based on real comparable sales in Amelia Bay Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Amelia Bay Estates on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Amelia Bay Estates?
The median sale price in Amelia Bay Estates was $640K over the 12 months ending July 15, 2026 (3 closed sales, realMLS).
How long do homes in Amelia Bay Estates take to sell?
Homes that closed in the 12 months ending July 15, 2026 took a median 84 days on market (3 sales, realMLS).
Is Amelia Bay Estates a buyer's or seller's market right now?
As of July 15, 2026, Amelia Bay Estates leans toward buyers: 12.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Amelia Bay Estates?
The Florida DOR 2025 assessment roll shows 21 homes plus 17 vacant residential lots in Amelia Bay Estates (public records).
What share of Amelia Bay Estates is owner-occupied?
40% of Amelia Bay Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Amelia Bay Estates built?
Homes in Amelia Bay Estates were built between 2006 and 2024, with a median year built of 2020 (FL DOR 2025 roll).
Do cash buyers compete in Amelia Bay Estates?
Cash buyers took 33% of Amelia Bay Estates sales in the 12 months ending July 2022 (1 of 3 closings, realMLS).
What schools serve Amelia Bay Estates?
Amelia Bay Estates is served by Nassau County Public Schools, typically Yulee Primary School, Yulee Elementary School and Yulee Middle School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Amelia Bay Estates?
The best agent for Amelia Bay Estates is one who actively works Fernandina Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Amelia Bay Estates.
How do I find a top Fernandina Beach real estate agent who knows Amelia Bay Estates?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Amelia Bay Estates and the wider Fernandina Beach area.
Can Momentum Realty connect me with an agent for Amelia Bay Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Amelia Bay Estates purchase or sale - no call center and no pressure.
Buyers targeting a larger home (median 3,402 square feet) and comfortable near the $640,000 median price point.Excellent fit
Buyers who prioritize newer construction and want to avoid a renovation timeline.Excellent fit
Investors or second-home buyers comfortable in a community where a majority of homes are non-homestead.Excellent fit
Buyers who need to close on a tight timeline — with 1 active listing, the right home may not be available when needed.Probably not
Buyers who want a wide selection to compare before deciding — inventory here is limited by design.Probably not
Buyers focused on a lower price-per-square-foot entry point rather than a larger, higher-total-price home.Probably not

Nearby Communities

Explore more neighborhoods near Amelia Bay Estates with Momentum Realty’s local guides.

NLNassau Lakes Fernandina BeachFernandina Beach, FL · 0.6 miMAMarshes At Lanceford YuleeFernandina Beach, FL · 0.6 miALAmelia Lakes Fernandina BeachFernandina Beach, FL · 0.7 miSOSpanish Oaks Fernandina BeachFernandina Beach, FL · 0.7 miLCLanceford Creek Plantation Fernandina BeachFernandina Beach, FL · 1.1 miBPBrady Point Preserve Fernandina BeachFernandina Beach, FL · 1.2 miPIPiney Island Fernandina BeachFernandina Beach, FL · 1.3 miMLMarsh Lakes Fernandina BeachFernandina Beach, FL · 1.3 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Community market statsrealMLS closed sales, 12-month windows ending July 15, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (3 streets, ZIP 32034))
Under-contract sharesrealMLS records, as of 2026-07-12
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2009 (14 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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