Nassau Lakes
Homes for Sale in Fernandina Beach, FL
All 233 homes for sale in Fernandina Beach, FL · median $661,000 · 229 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of LPT REALTY LLC · via realMLS
As of November 2026, Nassau Lakes in Fernandina Beach, FL has 1 home for sale. Over the 12 months ending 2026-11-12, 4 recorded sales closed at a median of $461,500, $253 per square foot, a median 20 days on market, sellers accepting 92% of original asking. Homes listed or recently sold were built 1988–2005; 3 of 6 report an HOA (median $29/mo); none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 16 ft). At the median price and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $6,130 ($5,620 with the full homestead exemption).
Last 30 days in Nassau Lakes: 1 closed sale (median $607,000). As of November 13, 2026, realMLS.
Nassau Lakes' pricing is shaped by condition and size more than a single build era — homes here range from 1986 to 2024, with a typical build year of 2003 and a median 2,283 square feet, all inside one 223-home roster. At a median $440,000 (about $252.87 per square foot), buyers are effectively comparing very different products under one community name, so lot, layout, and updates carry more weight than the address alone.
The current posture is seller-leaning with just 2.0 months of supply and a single active listing, so competition for what does come up stays real. At the same time, prices are down 14.2% year over year — a genuine cooling off the community's longer 239% run-up since 2012 — with a median 30 days on market. Sellers should price to today's data rather than last year's, and buyers have a bit more room than the tight inventory headline suggests.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nassau Lakes right now
🔴 Seller-leaning market. 2.4 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Low (1 active and pending listings, 4 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($462K) is up 16.1% from the prior 12 months ($398K) and up 185% since 2012. With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending November 12. Confidence: Low (4 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 14, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Nassau Lakes market snapshot (as of November 12, 2026): the median sale price is about $462K ($253 per sq ft over the trailing 12 months of closed sales), a median 21 days on market for closed sales, and 2.4 months of supply, a seller-leaning market. The trailing-12-month median is up 16% from the prior 12 months and up 185% since 2012, computed from record-level realMLS closed sales (4 closings in the current window).
In ZIP 32034 (Fernandina Beach), 681 homes closed in the last 12 months at a median of $456K ($228/sq ft), up 0.3% year over year, with a median 55 days on market. Right now 158 active and 61 pending listings put supply at about 2.8 months — a balanced market. See the live ZIP 32034 housing market and the Nassau County market.
County records show 10 qualified sales in Nassau Lakes across 2024–2025 (4 in 2024, 6 in 2025), median $413,900 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Nassau Lakes is a community of 215 homes in Fernandina Beach, Nassau County, built between 1986 and 2024 (median 2004), with a median living area of about 2,293 square feet. 76% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Nassau Lakes is a 223-home community in Fernandina Beach (Nassau County), with homes built between 1986 and 2024 and a median year built of 2003 — a mix of established and newer construction rather than a single-phase build-out, and a majority owner-occupied base at 74.6% homestead share.
The setting & the homes.
Aerial and on-site photos of Nassau Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Nassau LakesPhotos from realMLS listings in Nassau Lakes; content deemed reliable but not guaranteed.
Who Nassau Lakes is best for.
Best for
- Buyers comfortable pricing off a thin, low-volume dataset who want a broker actively tracking Nassau Lakes closings.
- Buyers seeking a mid-size home (median 2,283 square feet) without insisting on new construction only.
- Buyers prioritizing a majority owner-occupied community (74.6% homestead share) over a heavily rental mix.
Probably not for
- Buyers who need a documented HOA amenities package confirmed before writing an offer.
- Buyers who want to comparison-shop many active listings side by side — there's currently just one.
- Buyers uncomfortable with a market posted down 14.2% year over year, even against a longer-term 239% gain since 2012.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($462K) IS the median in the snapshot above, and the move from 2025 ($398K) IS the +16.1% one-year change.
Windows contain 1 to 7 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
18% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-14).
Nassau Lakes Market Scorecard
Nassau Lakes is currently a seller-leaning market. About 2.4 months of supply, a median asking price of $445,000, and homes go under contract in about 168 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Nassau Lakes
Live MLS inventory for Nassau Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Nassau Lakes listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Nassau Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
How far is everything?
Everyday stops around Nassau Lakes are close: the nearest dining is about 3 minutes away.
- Yummy Sushi · Dining3 min
- Ellianos Coffee · Coffee3 min
- Winn Dixie · Groceries6 min
- Villages of Amelia · Shopping6 min
- VITAS Healthcare · Health6 min
- Kids can be kids · Parks12 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Nassau Lakes with Momentum Realty’s local guides.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Yulee Elementary SchoolFLDOE grade A · Public Elementary (likely zoned, off-island)
- Yulee Middle SchoolFLDOE grade A · Public Middle 6-8
- Yulee High SchoolFLDOE grade A · Public High 9-12 (A-rated)
- Southside Elementary SchoolFLDOE grade A · Public PreK-2 (Fernandina Beach)
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Nassau Lakes address.
Recent Developments in Nassau Lakes
Development, infrastructure, retail, and school activity affecting Nassau Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Infrastructure
Port of Fernandina wins $11M federal grant for wharf and flood-control repairs
The U.S. Maritime Administration's Port Infrastructure Development Program awarded $11 million to the Ocean Highway and Port Authority. The money covers rebuilding the upper and lower wharf, crane rail repairs, an underground stormwater system, paving, railroad crossing repairs and shoreline reinforcement. The article ties it to two roughly $5.5 million needs presented by Relay Terminals in May.
What it may mean for the marketDock and drainage upgrades support continued port operations and the freight jobs tied to the Fernandina waterfront. The site is about 5 miles northeast of Nassau Lakes.
Source: Fernandina Observer - October 2026Civic
Nassau committee proposes data center zoning district with no county incentives
A draft county report released Oct. 21 rejects both a ban and the status quo, proposing a new industrial park-data center zoning district, no county incentives or tax abatements, and disclosure of water and power needs. Siting would prioritize proximity to 500-kilovolt transmission lines, and developers would pay infrastructure costs. Workshops run Oct. 26 and Nov. 9, with a Planning and Zoning hearing Dec. 1 and commission hearings Dec. 14 and Jan. 25 under a June moratorium.
What it may mean for the marketThe rules will determine where large power-and-water-intensive industrial users can locate in western Nassau, shaping future land use and utility demand. The site is about 2 miles northwest of Nassau Lakes.
Source: Fernandina Observer - September 2026Development
Nassau review committee considers up to 350 lots in Wildlight southern planning area
At its Sept. 1 meeting the Development Review Committee reviewed a residential plan for up to 350 single-family lots south of State Road 200 and west of Liberty Cove, in two phases. The committee also reviewed a 167-lot Liberty Cove Phase 2 plat and a Wild Acres Trail extension to a future county park entrance. A comprehensive plan amendment was expected before commissioners around Sept. 14.
What it may mean for the marketAdded lots near the SR 200 corridor increase future housing supply in Yulee and Fernandina Beach commuting areas. The site is about 4 miles northwest of Nassau Lakes.
Source: Nassau NewsLine - August 2026Builder Activity
Century Communities adds Hidden Lake and Mills Bridge communities in Nassau County
Century closed on Hidden Lake near Amelia Walk, a planned 275-unit community on 80-foot lots, its second self-developed community in Nassau County. It also plans Mills Bridge, a 144-home community on 40 and 50 foot lots, with sales projected to begin in Q1 2027. Its 247-unit Concourse Crossing in Fernandina Beach sold its last home in Q1 2026.
What it may mean for the marketNew-home inventory in the Fernandina Beach area is increasing, with different lot sizes serving different buyer budgets. The site is about 1 mile east of Nassau Lakes.
Source: Nassau NewsLine - July 2026Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 10 miles northwest of Nassau Lakes.
Source: Jax Daily Record - March 2026Development
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 10 miles northwest of Nassau Lakes.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Nassau Lakes buying strategy.
If we were buying in Nassau Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Nassau Lakes.
A Wide Build Range in a Thin Market
Built out between 1986 and 2024 with a median year built of 2003, Nassau Lakes isn't a single-phase, single-era neighborhood — it's a mix of established and newer construction across a shared 223-home roster, with a median living area of 2,283 square feet. Current MLS listings don't document a formal community amenities package here, so confirming exactly what's included is worth doing home by home or through HOA documents rather than assuming a standard package.
The numbers behind this read are thin by design: just 5 closings and a single active listing feed the snapshot, with 2.0 months of supply. That's technically seller-leaning, but the market heat score sits at only 19, and prices are down 14.2% year over year. Tight supply, a soft heat score, and falling prices together point to a low-volume market correcting off its 239% gain since 2012, not a community losing relevance — and a median 30 days on market shows homes still move at a normal pace when they're priced to what's actually closing.
The location and the amenities are priced into every listing in Nassau Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Nassau Lakes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (8.0). Basis: Long-Term Appreciation +185% since 2012; Recent Direction +16.1% year-over-year; Liquidity & Demand 2.4 months of supply; Owner Commitment 76% owner-occupied; Pricing Power 92.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With only 5 closings and a single active listing feeding this snapshot, an accurate number in Nassau Lakes depends on someone tracking the community closing by closing, not a generic estimate. Momentum builds comps that account for the 1986-to-2024 build range, the 2,283-square-foot median size, and the 74.6% owner-occupied share, then prices to what's closing today rather than the longer 239% run-up since 2012.
Nassau Lakes in 15 seconds.
HOA, CDD & Fees
- No CDD
- HOA status not on record. Verify any dues before you offer
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Page states no CDD.
Tools for a Nassau Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Nassau Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Nassau Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Nassau Lakes home worth?
Get a no-obligation home value based on real comparable sales in Nassau Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
Recently off market in Nassau Lakes
Homes in Nassau Lakes that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 96059 Abaco Island Drive · off market
- 96223 Parliament Drive · off market
- 96323 Nassau Lakes Circle · off market
| Location | Fernandina Beach, Nassau County, FL · ZIP 32034 |
|---|---|
| Homes in the community | 215 (FL DOR 2025 assessment roll) |
| Years built | 1986–2024 (median 2004) |
| Typical living area | 2,293 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | None |
| Sale prices, last 12 months | $461,500 median across 4 closed sales · $253 per sq ft · +16.1% vs the prior 12 months |
| Days on market (closed sales) | 20 median |
| For sale right now | 1 active, 0 pending · median asking $445,000 · 2.4 months of supply |
| Owner-occupied (homestead) share | 76% |
| Zoned public schools | Yulee Elementary School (A, FLDOE 2025-26); Yulee Middle School (A, FLDOE 2025-26); Yulee High School (A, FLDOE 2025-26) |
Data as of November 12, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Nassau Lakes key facts,” movewithmomentum.com/neighborhoods/nassau-lakes-fernandina-beach, data as of November 12, 2026.
Housing distress & ownership in Nassau Lakes, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Every Home for Sale in Nassau Lakes Fernandina Beach Right Now (1)
All 1 active and pending Nassau Lakes Fernandina Beach listings with a detail page, newest first, refreshed twice a day from the MLS.
- 96291 Nassau Lakes Circle · $445,000 · 4 bd / 2.5 ba · listed Aug 15, 2026 · listed by Keller Williams Realty Atlantic Partners
Recently sold in Nassau Lakes Fernandina Beach
- 96223 Parliament Drive · sold $607,000
- 96323 Nassau Lakes Circle · sold $369,500
- 96223 Parliament Drive · sold $440,000
- 96223 Parliament Drive · sold $440,000
- 96059 Abaco Island Drive · sold $435,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Fernandina Beach guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Nassau County)
- Homestead exemption (Nassau County)
- Home insurance cost
- New construction
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
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- Florida documentary stamp tax, explained
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Frequently Asked Questions
What is the median home price in Nassau Lakes?
How long do homes in Nassau Lakes take to sell?
Is Nassau Lakes a buyer's or seller's market right now?
How many homes are in Nassau Lakes?
What share of Nassau Lakes is owner-occupied?
When were the homes in Nassau Lakes built?
Have Nassau Lakes home prices gone up?
What schools serve Nassau Lakes?
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How do I find a top Fernandina Beach real estate agent who knows Nassau Lakes?
Can Momentum Realty connect me with an agent for Nassau Lakes?
Where is Nassau Lakes, and what county is it in?
How far is Nassau Lakes from downtown Jacksonville and the beach?
Is Nassau Lakes a good place to live?
Should you buy in Nassau Lakes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 13, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending November 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (7 streets, ZIP 32034)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2011 (56 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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