Piney Island in Fernandina Beach

Piney Island
Homes for Sale in Fernandina Beach, FL

All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 237 homes for sale in 32034 · Nassau County homes for sale

Community in Fernandina Beach · Nassau County · ZIP 32034
118 homesBuilt 1977–2024Median sale $592K
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True comps, carrying-cost math, and listings before the portals.

Photo courtesy of CHAD AND SANDY REAL ESTATE GROUP · via realMLS

Built fromLive realMLS data23 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Piney Island in Fernandina Beach, FL has 1 home for sale. Over the 12 months ending 2026-10-01, 5 recorded sales closed at a median of $592,000, $246 per square foot, a median 111 days on market, sellers accepting 90% of original asking (-44% versus the prior year). Homes listed or recently sold were built 1981–2000; 5 of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft). At the median price and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $7,860 ($7,350 with the full homestead exemption).

Live · Piney Island Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$592K ▼
Median sold · 12 mo
down 44.1% vs the prior 12 months
-44.1% ▼
1-yr price change
n = 5 and 4 sales in the two windows
$246/sf
Sold $/sqft · 12 mo
peak $368 in 2025
90.2%
Sale vs ask
Nassau median: 96.0%
Tempo
2.4mo
Supply
3 to 6 months is the balanced band
111days
Median DOM · closed
12 days at the 2023 low
0%
Under contract
Nassau: 26% (186 of 718)
1 · 0
For sale · pending
live counts, refreshed twice daily
5
Sold · last 12 mo
10-yr average: about 4 a year
Ownership and context
81%
Owner-occupied · Piney Island
103 of 127 parcels homesteaded (FL DOR 2025)
19%
Non-owner-occupied · Piney Island
incl. 9% trust or LLC-held · 3% out-of-state
118
Homes in the community
plus 9 vacant residential lots · 127 residential parcels (FL DOR 2025)
Track record · 23 years of records
9
Recorded sales · 2024-2025
median $950K · qualified sales on the county roll (FL DOR 2025)
Est. 1977
Community established
homes built 1977-2024, median 1995 (FL DOR 2025)
2,075sqft
Median sold home size
12-mo windows, closed sales
4.2%/yr
Turnover rate
about 5 of 118 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Piney Island's 125 homes carry a median price of $599,000 and a median $240.41 per square foot — figures anchored by a housing stock that runs unusually large, with a median living area of 3,194 square feet. Construction spans a long window here, from 1977 through 2024, with a median build year of 1995, so buyers are effectively choosing between established homes and newer builds inside the same small community.

Only 1 home is active right now against 125 total properties, and the trailing window shows just 3 closings — a sample small enough that the reported 46.8% year-over-year change should be read as thin-market noise rather than a broad repricing. Months of supply sits at 4.0 in what MLS classifies as a balanced market, and the median 102 days on market signals homes here sell on their own timeline, not in a bidding rush. For sellers, that argues for a carefully benchmarked list price; for buyers, it argues for patience and room to negotiate.

Piney Island Housing Pulse · Momentum Research · as of October 1, 2026

Piney Island right now

🟡 Balanced market. 2.4 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: Medium (1 active and pending listings, 5 closed sales in 12 months).

🔴 Off the recent peak. The trailing-12-month median ($592K) is down 44.1% from the prior 12 months ($1.06M). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 1. Confidence: Low (5 and 4 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Piney Island market snapshot (as of October 1, 2026): the median sale price is about $592K ($246 per sq ft over the trailing 12 months of closed sales), a median 111 days on market for closed sales, and 2.4 months of supply, a balanced market. The trailing-12-month median is down 44% from the prior 12 months, computed from record-level realMLS closed sales (5 closings in the current window).

In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.

County records show 9 qualified sales in Piney Island across 2024–2025 (4 in 2024, 5 in 2025), median $950,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Piney Island is a community of 118 homes in Fernandina Beach, Nassau County, built between 1977 and 2024 (median 1995.0), with a median living area of about 3,202 square feet. 81% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Piney Island is a low-turnover pocket of Fernandina Beach in Nassau County, where larger-format homes spanning a wide range of build years trade infrequently enough that a single new listing can swing the headline numbers.

Best for

  • A buyer who wants a larger home (median 3,194 square feet) and is not in a rush to close.
  • A seller who can price precisely off the $599,000 median and $240.41 per-square-foot figure rather than lean on a volatile year-over-year percentage.
  • A buyer comfortable with a median 102-day time on market and willing to negotiate patiently.

Probably not for

  • A buyer who needs several active listings to compare before deciding — only 1 home is on the market.
  • Anyone relying on trend percentages alone; with just 3 closings tracked, the 46.8% year-over-year figure is not a stable signal.
  • A buyer prioritizing documented community amenities — none are identified from current MLS listings.

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending October 1 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($592K) IS the median in the snapshot above, and the move from 2025 ($1.06M) IS the -44.1% one-year change.

Windows contain 0 to 7 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$500K$1M20122014201620182020202220242026
Down 44.1% year over year.
Every sale since 2003 · price vs size
$0$500K$1M$1.5M2k3k4k
55 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$200$30020122014201620182020202220242026
Up from $150 in 2012 to a $368 peak in 2025; $246 now.
Median days on market · closed sales
5010020122014201620182020202220242026
12 days at the 2023 low; 111 now.
Sale price vs original ask · median
90%95%20122014201620182020202220242026
90.2% now vs Nassau 96.0%.
Homes sold per 12-mo window
024620122014201620182020202220242026
0 to 7 a year; 5 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,866/mo
Nassau County typical true cost to own
$97/mo
Nassau County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

26% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).

Piney Island Market Scorecard

Balanced

Piney Island is currently a balanced market. About 2.4 months of supply, a median asking price of $1,799,000, and homes go under contract in about 8 days.

2.4
Months supply
$1,799,000
Median list
$592,000
Median sold
$437
List $/sqft
8
Days on mkt
1/0/5
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Piney Island, Fernandina Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Median closed sale price — $648,750 (12-mo rolling)
Distress share trend — 0.0% now (2026-08-10 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Piney Island

Live MLS inventory for Piney Island. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Piney Island listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.

The takeaway

Everyday stops around Piney Island are close: the nearest dining is about 6 minutes away.

Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.

Nearby Communities

Explore more neighborhoods near Piney Island with Momentum Realty’s local guides.

Little Pine Island0.4 mi away · 76 homes, built 1978–24Amelia Riverwalk0.8 mi awayHigh Pointe0.9 mi away · 31 homes, built 2002–24MLMarsh Lake0.9 mi awaySpringwood0.9 mi awaySpanish Oaks0.9 mi awaySpanish Oaks Fernandina Beach Nassau0.9 mi away · 93 homes, built 1998–22

Browse all neighborhood guides →

Schools

In short
  • Nassau County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Southside ElementaryFLDOE grade A · Public PreK-5
  • Fernandina Beach Middle SchoolFLDOE grade A · Public 6-8
  • Fernandina Beach High SchoolFLDOE grade A · Public 9-12

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Piney Island address.

If we were buying in Piney Island today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Piney Island.

Best Buy
Buyers and sellers who want a larger home — median living area of 3,194 square feet — and are comfortable transacting in a market with very little current inventory.
Biggest Risk
With only 3 closings in the tracked window, headline trend figures like the 46.8% year-over-year change can mislead more than they inform.
Sweet Spot
A buyer targeting the $599,000 median price point who values a larger footprint over a fast, high-volume market.
Avoid If
You need several comparable listings to choose from right now — only 1 home is currently active.

The Thin-Market Math

With just 125 homes total and only 1 currently active, Piney Island does not generate the sales volume that faster-moving communities do. That scarcity is part of why the year-over-year figure reads as a swing of 46.8% rather than a gradual trend — 3 closings in the tracked window is not enough to smooth one unusually priced sale into the next. Treat the $599,000 median price and the $240.41 median price per square foot as the more reliable anchors, and treat trend percentages with more caution.

The housing stock tells a fuller story: homes range from a 1977 build to construction as recent as 2024, with a median year built of 1995 and a median living area of 3,194 square feet — larger than typical resale product. Roughly 80.6% of homes carry a homestead exemption, pointing to a base of owner-occupied properties rather than frequent investment or short-term turnover. No community amenities are identified from current MLS listings, so any clubhouse, pool, or shared-space feature should be confirmed listing by listing rather than assumed.

“

The location and the amenities are priced into every listing in Piney Island. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
4.8C- · Buy Score
Recent Direction0.0/10
Liquidity & Demand7.6/10
Owner Commitment8.1/10
Pricing Power3.5/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.8). Basis: Recent Direction -44.1% year-over-year; Liquidity & Demand 2.4 months of supply; Owner Commitment 81% owner-occupied; Pricing Power 90.2% sale-to-list. Refreshed with each data update.

Why work with Momentum here

A community with 1 active listing and only 3 recent closings does not leave much room for guesswork — pricing a home off a stale comp or an out-of-context percentage can cost a seller real money, and it can cost a buyer a fair negotiating position. Momentum tracks Piney Island's actual closing activity, not just headline trend lines, so pricing conversations start from the $599,000 median and the $240.41 per-square-foot figure rather than from a misread year-over-year swing.

Piney Island in 15 seconds.

Best forBuyers and sellers who want a larger home — median living area of 3,194 square feet — and are comfortable transacting in a market with very little current inventory.
Biggest advantageSize and scarcity combine here: 125 total homes and just 1 active listing mean less competition once a home does come to market.
Biggest riskWith only 3 closings in the tracked window, headline trend figures like the 46.8% year-over-year change can mislead more than they inform.
Sweet spotA buyer targeting the $599,000 median price point who values a larger footprint over a fast, high-volume market.
Avoid ifYou need several comparable listings to choose from right now — only 1 home is currently active.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Piney Island homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Piney Island.
In short
  • Has a CDD assessment
  • HOA dues reported around $38/month (about $456/yr) · median of 17 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $38 per month ($456 a year) — the median AssociationFee across 17 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Piney Island sales matched to your home.

What is your Piney Island home worth?

Get a no-obligation home value based on real comparable sales in Piney Island, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fernandina Beach →

Real comps, not an automated estimate.

Recently off market in Piney Island

Homes in Piney Island that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Piney Island Fernandina Beach year by year since 2013, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.

Frequently Asked Questions

What is the median home price in Piney Island?
The median sale price in Piney Island was $592K over the 12 months ending October 1, 2026 (5 closed sales, realMLS).
How long do homes in Piney Island take to sell?
Homes that closed in the 12 months ending October 1, 2026 took a median 111 days on market (5 sales, realMLS).
Is Piney Island a buyer's or seller's market right now?
As of October 1, 2026, Piney Island is roughly balanced: 2.4 months of supply at the current sales pace (realMLS live counts).
How many homes are in Piney Island?
The Florida DOR 2025 assessment roll shows 118 homes plus 9 vacant residential lots in Piney Island (public records).
What share of Piney Island is owner-occupied?
81% of Piney Island parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Piney Island built?
Homes in Piney Island were built between 1977 and 2024, with a median year built of 1995.0 (FL DOR 2025 roll).
What schools serve Piney Island?
Piney Island is served by Nassau County Public Schools, typically Southside Elementary, Fernandina Beach Middle School and Fernandina Beach High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Piney Island?
The best agent for Piney Island is one who actively works Fernandina Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Piney Island.
How do I find a top Fernandina Beach real estate agent who knows Piney Island?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Piney Island and the wider Fernandina Beach area.
Can Momentum Realty connect me with an agent for Piney Island?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Piney Island purchase or sale - no call center and no pressure.
Where is Piney Island, and what county is it in?
Piney Island is in Fernandina Beach, Nassau County, FL, ZIP 32034. The community's center is about 2 miles northeast of the center of Fernandina Beach (straight-line).
How far is Piney Island from downtown Jacksonville and the beach?
About 23 miles from downtown Jacksonville and about 4 miles from the Atlantic beach at Fernandina Beach, both straight-line; driving distance is usually 15 to 30 percent more.
Is Piney Island a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Piney Island: the median sale price over the last 12 months was $592K (5 sales), 23% above the Fernandina Beach median of $480K; homes took a median 111 days to go under contract; the assessment roll counts 118 homes, 81% of them homesteaded (owner-occupied); listings report Southside Elementary (A), Fernandina Beach Middle School (A), Fernandina Beach High School (A) as the zoned schools, with FLDOE grades for 2025-26; supply is 2.4 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.
A buyer who wants a larger home (median 3,194 square feet) and is not in a rush to close.Excellent fit
A seller who can price precisely off the $599,000 median and $240.41 per-square-foot figure rather than lean on a volatile year-over-year percentage.Excellent fit
A buyer comfortable with a median 102-day time on market and willing to negotiate patiently.Excellent fit
A buyer who needs several active listings to compare before deciding — only 1 home is on the market.Probably not
Anyone relying on trend percentages alone; with just 3 closings tracked, the 46.8% year-over-year figure is not a stable signal.Probably not
A buyer prioritizing documented community amenities — none are identified from current MLS listings.Probably not

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: October 1, 2026)
Community market statsrealMLS closed sales, 12-month windows ending October 1, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 32034/32041/32097))
Under-contract sharesrealMLS records, as of 2026-10-01
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2003 (55 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Piney Island? 5 recorded closings; median 111 days on market (window ending 2026-10-01). See the Nassau County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

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