Piney Island
Homes for Sale in Fernandina Beach, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of CHAD AND SANDY REAL ESTATE GROUP · via realMLS
Piney Island's 125 homes carry a median price of $599,000 and a median $240.41 per square foot — figures anchored by a housing stock that runs unusually large, with a median living area of 3,194 square feet. Construction spans a long window here, from 1977 through 2024, with a median build year of 1995, so buyers are effectively choosing between established homes and newer builds inside the same small community.
Only 1 home is active right now against 125 total properties, and the trailing window shows just 3 closings — a sample small enough that the reported 46.8% year-over-year change should be read as thin-market noise rather than a broad repricing. Months of supply sits at 4.0 in what MLS classifies as a balanced market, and the median 102 days on market signals homes here sell on their own timeline, not in a bidding rush. For sellers, that argues for a carefully benchmarked list price; for buyers, it argues for patience and room to negotiate.
Piney Island right now
🔴 Off the recent peak. The trailing-12-month median ($538K) is down 49.2% from the prior 12 months ($1.06M). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending September 12. Confidence: Low (4 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Piney Island market snapshot (as of September 12, 2026): the median sale price is about $538K ($243 per sq ft over the trailing 12 months of closed sales), and a median 112 days on market for closed sales. The trailing-12-month median is down 49% from the prior 12 months, computed from record-level realMLS closed sales (4 closings in the current window).
Piney Island is a low-turnover pocket of Fernandina Beach in Nassau County, where larger-format homes spanning a wide range of build years trade infrequently enough that a single new listing can swing the headline numbers.
The setting & the homes.
Aerial and on-site photos of Piney Island. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Piney IslandPhotos from realMLS listings in Piney Island; content deemed reliable but not guaranteed.
Who Piney Island is best for.
Best for
- A buyer who wants a larger home (median 3,194 square feet) and is not in a rush to close.
- A seller who can price precisely off the $599,000 median and $240.41 per-square-foot figure rather than lean on a volatile year-over-year percentage.
- A buyer comfortable with a median 102-day time on market and willing to negotiate patiently.
Probably not for
- A buyer who needs several active listings to compare before deciding — only 1 home is on the market.
- Anyone relying on trend percentages alone; with just 3 closings tracked, the 46.8% year-over-year figure is not a stable signal.
- A buyer prioritizing documented community amenities — none are identified from current MLS listings.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($538K) IS the median in the snapshot above, and the move from 2025 ($1.06M) IS the -49.2% one-year change.
Windows contain 0 to 6 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
29% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
Piney Island Market Scorecard
Piney Island is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Piney Island, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Piney Island
Live MLS inventory for Piney Island. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Piney Island listings as of 2026-09-12, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Piney Island on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
How far is everything?
Everyday stops around Piney Island are close: the nearest dining is about 6 minutes away.
- Kitchen 251 · Dining6 min
- VITAS Healthcare · Health6 min
- Holy Grounds Coffee House · Coffee6 min
- Taqueria El Rincon · Groceries10 min
- Crossroads Plaza · Shopping10 min
- Kids can be kids · Parks12 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Southside ElementaryFLDOE grade A · Public PreK-5
- Fernandina Beach Middle SchoolFLDOE grade A · Public 6-8
- Fernandina Beach High SchoolFLDOE grade A · Public 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Piney Island address.
The Piney Island buying strategy.
If we were buying in Piney Island today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Piney Island.
The Thin-Market Math
With just 125 homes total and only 1 currently active, Piney Island does not generate the sales volume that faster-moving communities do. That scarcity is part of why the year-over-year figure reads as a swing of 46.8% rather than a gradual trend — 3 closings in the tracked window is not enough to smooth one unusually priced sale into the next. Treat the $599,000 median price and the $240.41 median price per square foot as the more reliable anchors, and treat trend percentages with more caution.
The housing stock tells a fuller story: homes range from a 1977 build to construction as recent as 2024, with a median year built of 1995 and a median living area of 3,194 square feet — larger than typical resale product. Roughly 80.6% of homes carry a homestead exemption, pointing to a base of owner-occupied properties rather than frequent investment or short-term turnover. No community amenities are identified from current MLS listings, so any clubhouse, pool, or shared-space feature should be confirmed listing by listing rather than assumed.
The location and the amenities are priced into every listing in Piney Island. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A community with 1 active listing and only 3 recent closings does not leave much room for guesswork — pricing a home off a stale comp or an out-of-context percentage can cost a seller real money, and it can cost a buyer a fair negotiating position. Momentum tracks Piney Island's actual closing activity, not just headline trend lines, so pricing conversations start from the $599,000 median and the $240.41 per-square-foot figure rather than from a misread year-over-year swing.
Piney Island in 15 seconds.
HOA, CDD & Fees
- Has a CDD assessment
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
piney island homes, specs and resales, with the real hoa + cdd math attached. don't fill: get piney island listings & market intel we represen
Tools for a Piney Island buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Piney Island sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Piney Island, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Piney Island home worth?
Get a no-obligation home value based on real comparable sales in Piney Island, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Piney Island on the map →
Frequently Asked Questions
What is the median home price in Piney Island?
How long do homes in Piney Island take to sell?
What schools serve Piney Island?
Who is the best real estate agent for Piney Island?
How do I find a top Fernandina Beach real estate agent who knows Piney Island?
Can Momentum Realty connect me with an agent for Piney Island?
Should you buy in Piney Island?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Piney Island with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | realMLS records, as of 2026-09-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2003 (54 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Piney Island fits the bigger picture — live prices, inventory, and Momentum Scores: