Piney Island
Homes for Sale in Fernandina Beach, FL
All 246 homes for sale in Fernandina Beach, FL · median $677,450 · 237 homes for sale in 32034 · Nassau County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of CHAD AND SANDY REAL ESTATE GROUP · via realMLS
As of October 2026, Piney Island in Fernandina Beach, FL has 1 home for sale. Over the 12 months ending 2026-10-01, 5 recorded sales closed at a median of $592,000, $246 per square foot, a median 111 days on market, sellers accepting 90% of original asking (-44% versus the prior year). Homes listed or recently sold were built 1981–2000; 5 of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft). At the median price and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $7,860 ($7,350 with the full homestead exemption).

Piney Island's 125 homes carry a median price of $599,000 and a median $240.41 per square foot — figures anchored by a housing stock that runs unusually large, with a median living area of 3,194 square feet. Construction spans a long window here, from 1977 through 2024, with a median build year of 1995, so buyers are effectively choosing between established homes and newer builds inside the same small community.
Only 1 home is active right now against 125 total properties, and the trailing window shows just 3 closings — a sample small enough that the reported 46.8% year-over-year change should be read as thin-market noise rather than a broad repricing. Months of supply sits at 4.0 in what MLS classifies as a balanced market, and the median 102 days on market signals homes here sell on their own timeline, not in a bidding rush. For sellers, that argues for a carefully benchmarked list price; for buyers, it argues for patience and room to negotiate.
Piney Island right now
🟡 Balanced market. 2.4 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of October 1, 2026. Confidence: Medium (1 active and pending listings, 5 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($592K) is down 44.1% from the prior 12 months ($1.06M). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending October 1. Confidence: Low (5 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Piney Island market snapshot (as of October 1, 2026): the median sale price is about $592K ($246 per sq ft over the trailing 12 months of closed sales), a median 111 days on market for closed sales, and 2.4 months of supply, a balanced market. The trailing-12-month median is down 44% from the prior 12 months, computed from record-level realMLS closed sales (5 closings in the current window).
In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.
County records show 9 qualified sales in Piney Island across 2024–2025 (4 in 2024, 5 in 2025), median $950,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Piney Island is a community of 118 homes in Fernandina Beach, Nassau County, built between 1977 and 2024 (median 1995.0), with a median living area of about 3,202 square feet. 81% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Piney Island is a low-turnover pocket of Fernandina Beach in Nassau County, where larger-format homes spanning a wide range of build years trade infrequently enough that a single new listing can swing the headline numbers.
The setting & the homes.
Aerial and on-site photos of Piney Island. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from realMLS listings in Piney Island; content deemed reliable but not guaranteed.
Who Piney Island is best for.
Best for
- A buyer who wants a larger home (median 3,194 square feet) and is not in a rush to close.
- A seller who can price precisely off the $599,000 median and $240.41 per-square-foot figure rather than lean on a volatile year-over-year percentage.
- A buyer comfortable with a median 102-day time on market and willing to negotiate patiently.
Probably not for
- A buyer who needs several active listings to compare before deciding — only 1 home is on the market.
- Anyone relying on trend percentages alone; with just 3 closings tracked, the 46.8% year-over-year figure is not a stable signal.
- A buyer prioritizing documented community amenities — none are identified from current MLS listings.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending October 1 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($592K) IS the median in the snapshot above, and the move from 2025 ($1.06M) IS the -44.1% one-year change.
Windows contain 0 to 7 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 32034 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Piney Island Market Scorecard
Piney Island is currently a balanced market. About 2.4 months of supply, a median asking price of $1,799,000, and homes go under contract in about 8 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Piney Island, Fernandina Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Piney Island
Live MLS inventory for Piney Island. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Piney Island listings as of 2026-10-01, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Piney Island on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
How far is everything?
Everyday stops around Piney Island are close: the nearest dining is about 6 minutes away.
- Kitchen 251 · Dining6 min
- VITAS Healthcare · Health6 min
- Holy Grounds Coffee House · Coffee6 min
- Taqueria El Rincon · Groceries10 min
- Crossroads Plaza · Shopping10 min
- Kids can be kids · Parks12 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Piney Island with Momentum Realty’s local guides.
Schools
- Nassau County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Southside ElementaryFLDOE grade A · Public PreK-5
- Fernandina Beach Middle SchoolFLDOE grade A · Public 6-8
- Fernandina Beach High SchoolFLDOE grade A · Public 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Nassau County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Piney Island address.
Shop the zone: Homes zoned for Emma Love Hardee Elementary School · Homes zoned for Fernandina Beach Middle School · Homes zoned for Fernandina Beach High School
The Piney Island buying strategy.
If we were buying in Piney Island today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Piney Island.
The Thin-Market Math
With just 125 homes total and only 1 currently active, Piney Island does not generate the sales volume that faster-moving communities do. That scarcity is part of why the year-over-year figure reads as a swing of 46.8% rather than a gradual trend — 3 closings in the tracked window is not enough to smooth one unusually priced sale into the next. Treat the $599,000 median price and the $240.41 median price per square foot as the more reliable anchors, and treat trend percentages with more caution.
The housing stock tells a fuller story: homes range from a 1977 build to construction as recent as 2024, with a median year built of 1995 and a median living area of 3,194 square feet — larger than typical resale product. Roughly 80.6% of homes carry a homestead exemption, pointing to a base of owner-occupied properties rather than frequent investment or short-term turnover. No community amenities are identified from current MLS listings, so any clubhouse, pool, or shared-space feature should be confirmed listing by listing rather than assumed.
The location and the amenities are priced into every listing in Piney Island. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Piney Island buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.8). Basis: Recent Direction -44.1% year-over-year; Liquidity & Demand 2.4 months of supply; Owner Commitment 81% owner-occupied; Pricing Power 90.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A community with 1 active listing and only 3 recent closings does not leave much room for guesswork — pricing a home off a stale comp or an out-of-context percentage can cost a seller real money, and it can cost a buyer a fair negotiating position. Momentum tracks Piney Island's actual closing activity, not just headline trend lines, so pricing conversations start from the $599,000 median and the $240.41 per-square-foot figure rather than from a misread year-over-year swing.
Piney Island in 15 seconds.
HOA, CDD & Fees
- Has a CDD assessment
- HOA dues reported around $38/month (about $456/yr) · median of 17 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $38 per month ($456 a year) — the median AssociationFee across 17 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Piney Island buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Piney Island sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Piney Island, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Piney Island home worth?
Get a no-obligation home value based on real comparable sales in Piney Island, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fernandina Beach →
Recently off market in Piney Island
Homes in Piney Island that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 94107 Limpkin Lane · off market
- 95016 Piney Island Court · off market
- 96159 Piney Island Drive · off market
Price History: What Homes Here Have Actually Sold For
Median sale prices in Piney Island Fernandina Beach year by year since 2013, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
What is the median home price in Piney Island?
How long do homes in Piney Island take to sell?
Is Piney Island a buyer's or seller's market right now?
How many homes are in Piney Island?
What share of Piney Island is owner-occupied?
When were the homes in Piney Island built?
What schools serve Piney Island?
Who is the best real estate agent for Piney Island?
How do I find a top Fernandina Beach real estate agent who knows Piney Island?
Can Momentum Realty connect me with an agent for Piney Island?
Where is Piney Island, and what county is it in?
How far is Piney Island from downtown Jacksonville and the beach?
Is Piney Island a good place to live?
Should you buy in Piney Island?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending October 1, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32034/32041/32097)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2003 (55 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Piney Island fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Piney Island
- Home values · What homes in Piney Island actually sell for
- Find an agent · How to choose the best real estate agent in Piney Island







